Lucky for life results history 2021

Life Pro Tips

2010.10.25 08:58 someprimetime Life Pro Tips

Tips that improve your life in one way or another.
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2020.08.08 16:36 ValueDohaeris Pharmaceutical Industry & Friends

Sub for those in the pharmaceutical industry, managed care, or related fields. See the sidebar for helpful links.
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2008.12.05 22:34 Chat

An exclusive ✨clean✨ chatting community! What's up? (No NSFW account history allowed) PG-13 💬
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2023.03.30 19:18 pixiemanicbpd666 BPD/prozac

I have been officially diagnosed with BPD in 2019 and put on Prozac in 2021 which I took for a year and a half. I went cold turkey in December 2022. I felt like my life had a sense again, I realized that Prozac made me feel lazy and it also made me gain weight (not ideal as I’m already struggling with an ED). It’s been now 4 months without it and all my symptoms (anxiety, OCD, depersonalization,…) have resurfaced again and it sorts of is ruining my daily life. I don’t want to get back at it. Anyone else have felt this after having stopped being on Prozac? should I seek professional help at this point ?
submitted by pixiemanicbpd666 to prozac [link] [comments]


2023.03.30 19:18 SecretSquirrelSC Need opinions from seasoned ferret owners, please....


I just got back from taking my 17 year-old daughter's ferret to the vet. For the past week or so, I've noticed that he's lost weight (can feel all his ribs), and while he is drinking a lot, his appetite is down. He has also had diarrhea for the past 4 days. She has been doing everything she can for him based on a ferret care book and internet groups, but I made an appointment for the little guy to get him checked out. This little guy has been bounced around from home to home his whole life (we think he is about 2) - we took him in after daughter's friend had to rehome him due to moving. No idea how old he really is, if he's had any prior medical care, or even vaccines. We are first-time ferret parents.
Vet visit did not go well. He has a blockage/possible tumor in his intestines, has adrenal disease, and had definitely lost weight (wasting disease). The blockage/tumor is not complete as he is still passing diarrhea. X-rays revealed the blockage/tumor and also showed extensive scarring internally.
The vet - who is exotic animal trained and has ferrets himself - was very kind but also honest. He said that blockages are easy to surgically remove - but with the scarring he is seeing, there is a possibility it may be cancer. He also thinks the little guy may have something else going on with his internal organs. He says that surgery is 50/50, and that ferrets recover very well.....but if he gets inside and sees that it is indeed beyond hope, he can euthanize on the table. He thinks ferret is in 'some pain' but not enough to really slow him down yet - but it's a matter of time.
For the moment, I have opted to have blood work done to see what (if any) information can be attained to help me make a more informed situation. Ferret was given IV fluids. We held off on vaccines and such until we have more information.
I'm totally at a loss of what to do, and I could really use the advice of folks who have been through something similar. I have not told my daughter everything going on, and don't plan to until I get blood results back and a more definitive idea of where things stand from the vet. Thank you....
submitted by SecretSquirrelSC to ferrets [link] [comments]


2023.03.30 19:16 ChaotixSux (Selling) M3gan, A Man Called Otto, Puss in Boots The Last Wish, The Old Way, Walking Dead Season 11, Rocky 4 Film Collection, I Wanna Dance With Somebody, Black Panther Wakanda Forever, Empire of Light, Spider-Man 8 Film Collection, MCU Films, Disney, Universal Rewards $3 each and many m

Please let me know if you're interested in bundle deals, willing to work price down for multiples. Cash App/Venmo/Paypal (No FF unfortunately) accepted! Price firm for single codes
Prices and format are listed in the post and can be hard to view if you are viewing from the mobile app, please scroll over to view them

My Universal Rewards movies available at $3 a piece or 2 for $5, please check here for the available movies, this changes monthly.

Name Price Format
A Knight's Tale $3 HD
A24 Horror 5 Film Collection (Hereditary, X, The Witch, Green Room, It Comes At Night) $18 HD
Aladdin (2019) $5 4K
Aladdin (1992) $4 HD
Alien $4 HD
Aliens $4 HD
Alien 3 $4 HD
Alien Resurrection $4 HD
Alien: Covenant $4 HD
Prometheus (Alien) $4 HD
Annihilation $3 HD
Apocalypse Now $4 HD
Aqua Teen Forever Plantasm $5 HD
Avengers Age of Ultron $4 HD
Avengers Infinity War $4 HD
Avengers Endgame $6 4K
Babylon $9 HD
Back to the Future Trilogy $15 4K
Bad Grandpa $3 HD
The Bad Guys $6 4K
Banshees of Inisherin $6 HD
The Batman $4 HD
Batman V Superman Dawn of Justice $6 4K
Batman and Superman Battle of the Super Sons $5 HD
Belly $6 4K
Big Hero 6 $4 HD
Black Adam $7 4K
Black Adam $5 HD
Black Panther Wakanda Forever $5 HD
Blacklight $5 HD
Bob's Burgers Movie $4 HD
Bodies, Bodies, Bodies $5 HD
Bohemian Rhapsody $6 4K
Boss Baby Family Business $6 4K
Bullet Train $4 HD
Casablanca $6 4K
Captain Marvel $6 4K
Cars 3 $6 4K
Chaos Walking $6 4K
Chaos Walking $4 HD
Clerks 3 $5 HD
Clockwork Orange $6 4K
Cold Pursuit $4 HD
Coco $4 HD
Conjuring 3 Film Collection $12 HD
The Croods: A New Age $6 4K
Cruella $6 4K
Cruella $4 HD
Daddy's Home 2 $3 HD
DC League of Superpets $4 HD
Deadpool $4 HD
Deadpool 2 $4 HD
The Dentist (1996) & The Dentist 2 Brace Yourself (1998) $8 HD
Detective Knight Independence $5 HD
Dirty Dancing $6 4K
Doctor Strange $4 HD
Doctor Strange Multiverse Of Madness $6 4K
Doctor Strange Multiverse Of Madness $4 HD
Don't Worry Darling $5 HD
Downtown Abbey A New Era $4 HD
Dreamwork 10 Movie Collection $20 HD
Dumbo (2019) $5 4K
Dumbo (2019) $3 HD
Dune $6 4K
E.T The Extra-Terrestrial $6 4K
Elvis $5 HD
Empire of Light $5 HD
Escape from LA $6 4K
Eternals $6 4K
The Expendables 1-3 Movie Collection $8 HD
The Fabelmans $6 HD
Fast & Furious 8 Film Collection $16 HD
Fast & Furious 9 Film Collection $20 HD
Fast and the Furious $5 4K
Fate of the Furious $3 HD
The Forever Purge $6 4K
Friday the 13th (1980) $4 HD
Frozen $4 HD
Frozen II $4 HD
Game of Thrones House of the Dragon Season 1 $8 4K
Game of Thrones House of the Dragon Season 1 $6 HD
Ghosts Season 1 $6 HD
Ghostbusters $4 HD
Ghostbusters II $4 HD
Ghostbusters Afterlife $4 HD
Godzilla (2014) $6 4K
The Good Dinosaur $4 HD
Guardians of the Galaxy $4 HD
Guardians of the Galaxy Vol 2 $4 HD
Haloween (2019) $6 4K
Halloween Ends $7 4K
Halloween Kills $6 4K
Hellraiser Judgment $3 HD
Highlander $6 4K
Hitman's Bodyguard $6 4K
Hitman's Wife Bodyguard $6 4K
Hocus Pocus $3 HD
The House with a Clock in its Walls $4 HD
How to Train Your Dragon $3 HD
How to Train Your Dragon 2 $3 HD
Hunger Games $2 HD
Hunger Games Mocking Jay Part 1 $4 4K
Hunt for Red October $6 4K
I Wanna Dance With Somebody $6 HD
Incredibles 2 $5 4K
Incredibles 2 $3 HD
Infinite $6 4K
Invisible Man (2020) $3 HD
Jaws $6 4K
John Wick 1 & 2 Combo Pack $6 HD
John Wick Chapter 3 Parabellum $4 HD
Judy $4 HD
Jungle Book $3 HD
Jungle Cruise $5 4K
Jupiter's Ascending $5 4K
Jurassic World Fallen Kingdom $6 4K
Jurassic World Fallen Kingdom $4 HD
Jurassic World 6 Movie Collection $18 HD
Jurassic World 6 Movie Collection $25 4K
Justice League (2017) $6 4K
Justice Society World War II $6 4K
Kin $6 4K
Kingsman: The Secret Service $3 HD
Lady and the Tramp $3 HD
Leon the Professional $3 HD
Lightyear $6 4K
Lion King (2019) $5 4K
Lion King (1994) $6 4K
Lion King (1994) $4 HD
The Little Mermaid $3 HD
Live Die Repeat: Edge of Tomorrow $3 HD
The Lost City $4 HD
The Lost City $6 4K
Love and Monsters $6 4K
Luca $6 4K
Lyle, Lyle, Crocodile $4 HD
A Man Called Otto $4 SD
A Man Called Otto $8 HD
Man on the Moon $4 HD
Matrix 4 Film Collection $12 HD
Matrix 4 Film Collection $8 SD
Matrix Resurrections $6 4K
Monster Hunter $5 4K
M3gan $9 HD
Men $5 HD
Minions The Rise of Gru $7 4K
Minions The Rise of Gru $5 HD
Minions 2 Movie Collection $8 HD
Mission Impossible: Fallout $6 4K
Mitchells vs the Machines $4 HD
Moonfall $4 HD
Morbius $5 4K
Morbius $3 HD
Mulan $3 HD
Mulan 2 $3 HD
Mulan (2020) $6 4K
The Mule $5 4K
The Mule $3 HD
Neighbors $3 HD
The Nevers Season 1 Part 1 $6 HD
No Time to Die (iTunes only) $5 4K
The Northman $5 HD
Old $4 HD
The Old Way $6 HD
Onward $6 4K
Paranormal Activity The Ghost Dimension $3 HD
Peter Pan Return To Never Land $3 HD
Peter Rabbit 1 & 2 $5 HD
Pitch Perfect $3 HD
Pitch Perfect 2 $3 HD
Pixar Short Films Collections Vol 3 $3 HD
War for the Planet of the Apes $3 HD
Pocahontas $3 HD
Pocahontas 2 $3 HD
Predator 4-Pack $12 HD
Prey for the Devil $5 HD
Princess and the Frog $4 HD
The Protege $4 HD
Puss in Boots The Last Wish $8 HD
Rambo 5 Film Collection $15 HD
Raya and the Last Dragon $4 HD
Reservoir Dogs $6 4K
Rocky 4 Film Collection $22 4K
Ron Gone Wrong $4 HD
Rumble $4 HD
Secret Headquarters $5 HD
Secret Life of Pets $3 HD
Shang-Chi and the Legend of the Ten Rings $6 4K
Silent Night, Deadly Night Collection $10 HD
Sing $3 HD
Sing Two Pack (Sing 1 and 2) $6 HD
Sing 2 $6 4K
Smile $7 4K
Smile $5 HD
Sonic the Hedgehog $4 HD
Sonic the Hedgehog 2 $6 4K
Soul $6 4K
Snake Eyes GI Joe Origins $6 4K
Snow White & The Huntsman $4 4K
Space Jam A New Legacy $5 4K
Spider-Man $4 HD
Spider-Man 2 $4 HD
Spider-Man 3 $4 HD
Amazing Spider-Man $4 HD
Amazing Spider-Man 2 $4 HD
Spider-Man Homecoming $4 HD
Spider-Man Far From Home $4 HD
Spider-Man No Way Home $4 HD
Spirit Untamed: The Movie $4 HD
Star Trek (2009) $3 HD
Star Trek Into Darkness $3 HD
Star Trek Beyond $3 HD
Star Trek The Motion Picture $6 4K
Star Trek II The Wrath of Khan $6 4K
Star Trek III The Search For Spock $6 4K
Star Trek IV The Voyage Home $6 4K
Star Wars The Last Jedi $4 4K
Straight Outta Compton $3 HD
Strange World $6 HD
Suicide Squad (2016) $6 4K
Teenage Mutant Ninja Turtles (2014) $3 HD
Thor Dark World $4 HD
Thor Ragnarok $4 HD
Thor Love and Thunder $6 4K
Thor Love and Thunder $4 HD
Ticket To Paradise $6 HD
Till (iTunes Only) $5 HD
To Kill A Mockingbird $3 HD
Top Gun $6 4K
Top Gun $4 HD
Top Gun Maverick $7 4K
Top Gun Maverick $5 HD
Toy Story 2 $4 HD
Toy Story 4 $4 HD
Training Day $6 4K
Transformers $6 4K
Transformers Age of Extinction $6 4K
Transformers The Last Knight $6 4K
Trolls $3 HD
Trolls 2 Movie Collection $6 HD
Turning Red $4 HD
Uncharted $6 4K
Underwold Rise of the Lycans $3 HD
Untouchables $6 4K
Venom $4 HD
Vivo $4 HD
Voyagers $6 4K
The Walking Dead Season 11 $10 HD
West Side Story (2021) $6 4K
Wolf of Wall Street $4 HD
Wonder Woman $6 4K
Wonder Woman 1984 $6 4K
Wreck It Ralph $4 HD
Wreck It Ralph: Ralph Breaks the Internet $6 4K
The following movies are the current Universal Rewards and are $3 each
Bring it On HD
The Break Up HD
The Bourne Ultimatum 4K
Cat in the Hat HD
Charlie St Cloud HD
8 Mile 4K
Get Him to the Greek HD
Liar Liar HD
Mallrats HD
Meet the Parents HD
Popstar Never Stop Never Stopping HD
submitted by ChaotixSux to DigitalCodeSELL [link] [comments]


2023.03.30 19:16 Temporary_Noise_4014 Enterprise Group, Inc (TSX: E OTCQB: ETOLF) Surpasses Analyst Estimates With Robust Earnings

Enterprise Group, Inc (TSX: E OTCQB: ETOLF) Surpasses Analyst Estimates With Robust Earnings
Enterprise Group, Inc (TSX: E OTCQB: ETOLF) (the “Company” or “Enterprise”). Consolidator of energy service (including specialized equipment rental to the energy/resource sector) emphasizes technologies that mitigate, reduce, or eliminate CO2 and Green House Gas (GHG) emissions for small local and Tier One global resource clients.

https://preview.redd.it/67iw77ugtwqa1.png?width=325&format=png&auto=webp&s=bf5ba8de430617ec8a43159e1221db2b8a555a0c
The Company’s Q4 and 2022 YoY earnings against the equivalent periods of 2021 are nothing short of exceptional. And the Company said that Q1 2023 is also shaping up to be very robust.
Audited numbers don’t lie.
Take a moment and digest these stats. If you own the shares, you should be impressed. If not, consider a second look. Once viewed, take in the Company’s very recent Letter to Shareholders detailing the impressive growth potential of the Canadian Oil and Gas industry. Enterprise is a significant source of on-site infrastructure supply and management that facilitates growth.
Here are the numbers. The comprehensive earnings can be seen in Monday morning’s comprehensive Press Release (March 20/23). The most exciting stat compares the YoY 2021 per share loss of (0.05) cents to the equivalent 2022 gain of 0.05 cents: A 200% movement of an overall 10 cents.
Enterprise shares trade at approximately CDN$0.40. For Investors and Shareholders, the Company keeps its LinkedInpage up to date with articles, videos, and commentary. Consider a Follow.
As well, the Company’s YouTube page is very informative. There will be new videos later this week.
OVERALL PERFORMANCE AND RESULTS OF OPERATIONS

https://preview.redd.it/uysqffvhtwqa1.jpg?width=1776&format=pjpg&auto=webp&s=0ad608f1071d6ee78477c0d555164de6dde4f3d1
(1) Identified and defined under “Non-IFRS Measures.”
(2) The Canadian Emergency Wage Subsidy and Rent Subsidy Programs ended in October 2021.
To provide further comparability to pre-COVID operations, the Company has presented adjusted gross margin and EBITDA to reflect the results of operations without any subsidy programs.
Enterprise Group Growth Points: FY 2022
· Higher capital spending in the energy industry and increased customer activity levels have resulted in improved results. During the year, Enterprise secured additional supply and services agreements with three of its tier-one clients, contributing to improved operating results.
· The Company believes its stock remains undervalued as the Company’s book value is $0.68 per share. In addition, the Company has available tax losses of $0.17 per share and is developing a consolidated tax plan to utilize those losses. Management will continue to be aggressive in acquiring its shares.
· During the year, Enterprise secured additional supply and services agreements with three of its tier-one clients, contributing to improved operating results.
· During the year ended December 31, 2022, the Company purchased and cancelled 1,799,000 shares at $714,614, or $0.40 per share. These shares had a carrying value of $1.36 per share for $2,445,077, which has been removed from the share capital account. Since initiating the share buyback program, the Company has purchased and cancelled 10,057,500 shares at $2,391,560 or $0.24 per share.
· For the year ended December 31, 2022, the company generated cash flow from operations of $5,910,830 compared to $3,500,869 in the prior year. This change is consistent with the higher activity during the year — equipment fleet to meet customer demands.
· After year end on January 23, 2023, the Company’s common shares began trading on the OTCQB Venture Market under the ticker ETOLF. This listing will help to increase Enterprise’s visibility and accessibility to a growing audience of U.S. investors.
Bottom Line
There is the argument that Enterprise’s numbers are nothing short of extraordinary (use your own adjective). And the coming year, courtesy of increased Oil and Gas Capex spending, stellar management, and new clients with business expansion among existing, including Tier One concerns. As noted in the recent LTS:
Over one year, the Company’s share price rose 40 plus percent, from 26 to 46 cents, a new high. For comparison, S&P lost 19.4%, the Nasdaq gained 8.7%, and the Dow was down almost 9%.

https://preview.redd.it/fvhcyabjtwqa1.jpg?width=379&format=pjpg&auto=webp&s=8e44bfc8c1ba7a298ceea5da6a7bb711232b2bfb
It seems the Company is gaining horsepower, eyeballs, and growth as well as a proxy for the exceptional CAPEX growth.
Stay tuned closely, as Q1 2023 is coming.
submitted by Temporary_Noise_4014 to SmallCapStocks [link] [comments]


2023.03.30 19:16 Training_Field5755 AITA for asking my girlfriend to move states with me and leave her disabled mother behind?

My girlfriend and I are in our mid twenties and have been together for over four years. We have both dreamed of moving out of state for the entire time we’ve been together, and now we are in the stage of our life where we want to move forward with that.
However, a few years ago, her mom suddenly developed epilepsy. She has severe seizures that leave her disoriented and unable to control her body. They happen every three months or so. When she has a seizure, she needs to be monitored and supervised for about a week afterwards because she has bouts of short term memory loss and is very confused. Not to mention she needs doctors appointments with head scans and sometimes stitches because the seizures usually involve falling. The painful part is that she is a perfectly healthy and mentally present middle aged woman most of the time, but someone needs to check on her daily in case she had a seizure.
My girlfriend is an only child and her mother has never been married. The only family that can help are my girlfriends three aunts. The aunts claim they want to be the mother’s caretakers, and even go so far as to insist that my girlfriend is too young and not mature enough to be dealing with her mothers medical issues on her own. However, they are completely incompetent as caretakers. They don’t know any of her medical history or prescriptions, so they end up calling my girlfriend to ask for all that information every time a seizure happens and they take her to a hospital.
At one point, they left the country on vacation and took the mother along with them. She had a seizure while left alone outside, and the mother was found on the street and brought to the hospital by a passing stranger. After this, they left her mother alone in the hotel room, completely disoriented, for the rest of the vacation. My girlfriend and I were appalled at this behavior and began rethinking the aunts’ responsibility as caretakers.
My girlfriend is torn about what to do. On one hand, she wants freedom in her life to not be tied down at such a young age. But in the other hand, she feels guilty leaving her mother behind with sub-standard care. My stance is that her mother isn’t her responsibility, and if she takes on that responsibility now, she will never be able to live her own life. Similarly, her aunts’ belittling attitude towards her will always lead to frustrating relationship dynamics in the family.
I am not telling her that she has to leave or stay, but when she asks for my opinion this is what I tell her. AITA for asking her to move away?
submitted by Training_Field5755 to AmItheAsshole [link] [comments]


2023.03.30 19:15 FateBender How do I individuate if I rarely see any dreams?

As the title says, I rarely have any dreams, and when I do, I remember a tiny amount of them.
I had a few crazy and "defining" dreams a short while ago after I stopped smoking weed about 3 months ago, but that's about it.
After waking up in the mornings, I write down any small details I remember, but that's not helping much, because those details are scarce, and on some days I don't remembesee anything at all. It's incredibly frustrating, because for about a month now I gave up smoking weed to see more dreams, and it was a big part of my life in terms of the activities I partake in and the social groups I'm part of, and I'd rather not make that sacrifice if I don't get anything out of it.
I recently started trying active imagination after reading Inner Work by Robert Johnson, but it's not yielding much results either. I sit down multiple times a day to engage in it, but I can't visualize anything or have any type of flow of information inside myself which I could liken to experiences that are described by the book and by the Jungian spaces such as this one. I know that like anything, it should take time, but still...
Eventually after making some research a lot of people seem to be of the notion that active imagination isn't something that's likely to work unless the person is very adept at meditation/reaching meditative states. Some even suggest that it should take you 30-45 minutes at least to reach a state from which active imagination is possible. If that was the case, wouldn't it have been significant enough of a detail to have been addressed in Inner Work or any other guide/material which provides information/guidance about active imagination?
Should I just focus on meditation and reaching higheego-less states of being before I focus on active imagination?
Would appreciate your guys' 2 cents on this. Thanks and have a good one :)
submitted by FateBender to Jung [link] [comments]


2023.03.30 19:15 Temporary_Noise_4014 Enterprise Group, Inc (TSX: E OTCQB: ETOLF) Surpasses Analyst Estimates With Robust Earnings

Enterprise Group, Inc (TSX: E OTCQB: ETOLF) Surpasses Analyst Estimates With Robust Earnings
Enterprise Group, Inc (TSX: E OTCQB: ETOLF) (the “Company” or “Enterprise”). Consolidator of energy service (including specialized equipment rental to the energy/resource sector) emphasizes technologies that mitigate, reduce, or eliminate CO2 and Green House Gas (GHG) emissions for small local and Tier One global resource clients.

https://preview.redd.it/cq9slbr6twqa1.png?width=325&format=png&auto=webp&s=09878a0d4a8e7dc1d8f85b79f195e5f3cbf063f3
The Company’s Q4 and 2022 YoY earnings against the equivalent periods of 2021 are nothing short of exceptional. And the Company said that Q1 2023 is also shaping up to be very robust.
Audited numbers don’t lie.
Take a moment and digest these stats. If you own the shares, you should be impressed. If not, consider a second look. Once viewed, take in the Company’s very recent Letter to Shareholders detailing the impressive growth potential of the Canadian Oil and Gas industry. Enterprise is a significant source of on-site infrastructure supply and management that facilitates growth.
Here are the numbers. The comprehensive earnings can be seen in Monday morning’s comprehensive Press Release (March 20/23). The most exciting stat compares the YoY 2021 per share loss of (0.05) cents to the equivalent 2022 gain of 0.05 cents: A 200% movement of an overall 10 cents.
Enterprise shares trade at approximately CDN$0.40. For Investors and Shareholders, the Company keeps its LinkedInpage up to date with articles, videos, and commentary. Consider a Follow.
As well, the Company’s YouTube page is very informative. There will be new videos later this week.
OVERALL PERFORMANCE AND RESULTS OF OPERATIONS

https://preview.redd.it/iwyijqnbtwqa1.jpg?width=1776&format=pjpg&auto=webp&s=35b71aa3a2a7e66f718e9c475b021595efe43aa6
(1) Identified and defined under “Non-IFRS Measures.”
(2) The Canadian Emergency Wage Subsidy and Rent Subsidy Programs ended in October 2021.
To provide further comparability to pre-COVID operations, the Company has presented adjusted gross margin and EBITDA to reflect the results of operations without any subsidy programs.
Enterprise Group Growth Points: FY 2022
· Higher capital spending in the energy industry and increased customer activity levels have resulted in improved results. During the year, Enterprise secured additional supply and services agreements with three of its tier-one clients, contributing to improved operating results.
· The Company believes its stock remains undervalued as the Company’s book value is $0.68 per share. In addition, the Company has available tax losses of $0.17 per share and is developing a consolidated tax plan to utilize those losses. Management will continue to be aggressive in acquiring its shares.
· During the year, Enterprise secured additional supply and services agreements with three of its tier-one clients, contributing to improved operating results.
· During the year ended December 31, 2022, the Company purchased and cancelled 1,799,000 shares at $714,614, or $0.40 per share. These shares had a carrying value of $1.36 per share for $2,445,077, which has been removed from the share capital account. Since initiating the share buyback program, the Company has purchased and cancelled 10,057,500 shares at $2,391,560 or $0.24 per share.
· For the year ended December 31, 2022, the company generated cash flow from operations of $5,910,830 compared to $3,500,869 in the prior year. This change is consistent with the higher activity during the year — equipment fleet to meet customer demands.
· After year end on January 23, 2023, the Company’s common shares began trading on the OTCQB Venture Market under the ticker ETOLF. This listing will help to increase Enterprise’s visibility and accessibility to a growing audience of U.S. investors.
Bottom Line
There is the argument that Enterprise’s numbers are nothing short of extraordinary (use your own adjective). And the coming year, courtesy of increased Oil and Gas Capex spending, stellar management, and new clients with business expansion among existing, including Tier One concerns. As noted in the recent LTS:
Over one year, the Company’s share price rose 40 plus percent, from 26 to 46 cents, a new high. For comparison, S&P lost 19.4%, the Nasdaq gained 8.7%, and the Dow was down almost 9%.

https://preview.redd.it/dhl04fodtwqa1.jpg?width=379&format=pjpg&auto=webp&s=661199f9bddf33ae7c478a83f210677d3be4fd65
It seems the Company is gaining horsepower, eyeballs, and growth as well as a proxy for the exceptional CAPEX growth.
Stay tuned closely, as Q1 2023 is coming.
submitted by Temporary_Noise_4014 to Pennystocksv2 [link] [comments]


2023.03.30 19:15 Ok_Fox_7069 I am looking for a book which talks about sexism and oppression of women

I would like books that are non-fiction and fiction which talk about a what a woman had to do to survive in a patriarchal society so for example what the wives of kings to peasant women to modern day woman (throughout history, from all walks of life and in different fields and from different counties so not only about the western woman)
I also would like some psychological books related to sexism and why patriarchy still exists. And if there is any on how men who think they are not sexist but still do sexist things..I would like to read that too.
Maybe suggest me some books which talk about the ignorance and naivety of men who think that women are not oppressed or have to work twice as hard because we had our first female whatever! Or look there is a women who became the first judge etc.. And all people have to work hard and have to deal with the world and anyone can come to the top if they have the will and power..just look at her (a women who came from a very powerful and influential rich family..vs a normal average women and even then the women from the rich family also had to deal with bs because of her sex!...yes I am mad because I just had a conversation with my dad lol). I want a book that shows the absolute horror and realities that women and young girls have to face and are told and have to put up with by their mothers and fathers and Co workers and lovers and sons and husband's and how a women's worth is mostly if not always reduced to her dressing or appearance.
submitted by Ok_Fox_7069 to booksuggestions [link] [comments]


2023.03.30 19:14 Temporary_Noise_4014 Enterprise Group, Inc (TSX: E OTCQB: ETOLF) Surpasses Analyst Estimates With Robust Earnings

Enterprise Group, Inc (TSX: E OTCQB: ETOLF) Surpasses Analyst Estimates With Robust Earnings
Enterprise Group, Inc (TSX: E OTCQB: ETOLF) (the “Company” or “Enterprise”). Consolidator of energy service (including specialized equipment rental to the energy/resource sector) emphasizes technologies that mitigate, reduce, or eliminate CO2 and Green House Gas (GHG) emissions for small local and Tier One global resource clients.

https://preview.redd.it/jy4kojf0twqa1.png?width=325&format=png&auto=webp&s=18c7bc2f3a45824bf68567e49b436f75857e77a7
The Company’s Q4 and 2022 YoY earnings against the equivalent periods of 2021 are nothing short of exceptional. And the Company said that Q1 2023 is also shaping up to be very robust.
Audited numbers don’t lie.
Take a moment and digest these stats. If you own the shares, you should be impressed. If not, consider a second look. Once viewed, take in the Company’s very recent Letter to Shareholders detailing the impressive growth potential of the Canadian Oil and Gas industry. Enterprise is a significant source of on-site infrastructure supply and management that facilitates growth.
Here are the numbers. The comprehensive earnings can be seen in Monday morning’s comprehensive Press Release (March 20/23). The most exciting stat compares the YoY 2021 per share loss of (0.05) cents to the equivalent 2022 gain of 0.05 cents: A 200% movement of an overall 10 cents.
Enterprise shares trade at approximately CDN$0.40. For Investors and Shareholders, the Company keeps its LinkedInpage up to date with articles, videos, and commentary. Consider a Follow.
As well, the Company’s YouTube page is very informative. There will be new videos later this week.
OVERALL PERFORMANCE AND RESULTS OF OPERATIONS

https://preview.redd.it/1744qpy1twqa1.jpg?width=1776&format=pjpg&auto=webp&s=8dd85acea363fb4a887c35df3972cfd29fea566e
(1) Identified and defined under “Non-IFRS Measures.”
(2) The Canadian Emergency Wage Subsidy and Rent Subsidy Programs ended in October 2021.
To provide further comparability to pre-COVID operations, the Company has presented adjusted gross margin and EBITDA to reflect the results of operations without any subsidy programs.
Enterprise Group Growth Points: FY 2022
· Higher capital spending in the energy industry and increased customer activity levels have resulted in improved results. During the year, Enterprise secured additional supply and services agreements with three of its tier-one clients, contributing to improved operating results.
· The Company believes its stock remains undervalued as the Company’s book value is $0.68 per share. In addition, the Company has available tax losses of $0.17 per share and is developing a consolidated tax plan to utilize those losses. Management will continue to be aggressive in acquiring its shares.
· During the year, Enterprise secured additional supply and services agreements with three of its tier-one clients, contributing to improved operating results.
· During the year ended December 31, 2022, the Company purchased and cancelled 1,799,000 shares at $714,614, or $0.40 per share. These shares had a carrying value of $1.36 per share for $2,445,077, which has been removed from the share capital account. Since initiating the share buyback program, the Company has purchased and cancelled 10,057,500 shares at $2,391,560 or $0.24 per share.
· For the year ended December 31, 2022, the company generated cash flow from operations of $5,910,830 compared to $3,500,869 in the prior year. This change is consistent with the higher activity during the year — equipment fleet to meet customer demands.
· After year end on January 23, 2023, the Company’s common shares began trading on the OTCQB Venture Market under the ticker ETOLF. This listing will help to increase Enterprise’s visibility and accessibility to a growing audience of U.S. investors.
Bottom Line
There is the argument that Enterprise’s numbers are nothing short of extraordinary (use your own adjective). And the coming year, courtesy of increased Oil and Gas Capex spending, stellar management, and new clients with business expansion among existing, including Tier One concerns. As noted in the recent LTS:
Over one year, the Company’s share price rose 40 plus percent, from 26 to 46 cents, a new high. For comparison, S&P lost 19.4%, the Nasdaq gained 8.7%, and the Dow was down almost 9%.

https://preview.redd.it/inb8ek04twqa1.jpg?width=379&format=pjpg&auto=webp&s=ad80e7df616e9c9c1b53f787ea85ceb4bde91921
It seems the Company is gaining horsepower, eyeballs, and growth as well as a proxy for the exceptional CAPEX growth.
Stay tuned closely, as Q1 2023 is coming.
submitted by Temporary_Noise_4014 to marketpredictors [link] [comments]


2023.03.30 19:12 Temporary_Noise_4014 Enterprise Group, Inc (TSX: E OTCQB: ETOLF) Surpasses Analyst Estimates With Robust Earnings

Enterprise Group, Inc (TSX: E OTCQB: ETOLF) (the “Company” or “Enterprise”). Consolidator of energy service (including specialized equipment rental to the energy/resource sector) emphasizes technologies that mitigate, reduce, or eliminate CO2 and Green House Gas (GHG) emissions for small local and Tier One global resource clients.
The Company’s Q4 and 2022 YoY earnings against the equivalent periods of 2021 are nothing short of exceptional. And the Company said that Q1 2023 is also shaping up to be very robust.
Audited numbers don’t lie.
Take a moment and digest these stats. If you own the shares, you should be impressed. If not, consider a second look. Once viewed, take in the Company’s very recent Letter to Shareholders detailing the impressive growth potential of the Canadian Oil and Gas industry. Enterprise is a significant source of on-site infrastructure supply and management that facilitates growth.
Here are the numbers. The comprehensive earnings can be seen in Monday morning’s comprehensive Press Release (March 20/23). The most exciting stat compares the YoY 2021 per share loss of (0.05) cents to the equivalent 2022 gain of 0.05 cents: A 200% movement of an overall 10 cents.
Enterprise shares trade at approximately CDN$0.40. For Investors and Shareholders, the Company keeps its LinkedInpage up to date with articles, videos, and commentary. Consider a Follow.
As well, the Company’s YouTube page is very informative. There will be new videos later this week.
OVERALL PERFORMANCE AND RESULTS OF OPERATIONS
(1) Identified and defined under “Non-IFRS Measures.”
(2) The Canadian Emergency Wage Subsidy and Rent Subsidy Programs ended in October 2021.
To provide further comparability to pre-COVID operations, the Company has presented adjusted gross margin and EBITDA to reflect the results of operations without any subsidy programs.
Enterprise Group Growth Points: FY 2022
· Higher capital spending in the energy industry and increased customer activity levels have resulted in improved results. During the year, Enterprise secured additional supply and services agreements with three of its tier-one clients, contributing to improved operating results.
· The Company believes its stock remains undervalued as the Company’s book value is $0.68 per share. In addition, the Company has available tax losses of $0.17 per share and is developing a consolidated tax plan to utilize those losses. Management will continue to be aggressive in acquiring its shares.
· During the year, Enterprise secured additional supply and services agreements with three of its tier-one clients, contributing to improved operating results.
· During the year ended December 31, 2022, the Company purchased and cancelled 1,799,000 shares at $714,614, or $0.40 per share. These shares had a carrying value of $1.36 per share for $2,445,077, which has been removed from the share capital account. Since initiating the share buyback program, the Company has purchased and cancelled 10,057,500 shares at $2,391,560 or $0.24 per share.
· For the year ended December 31, 2022, the company generated cash flow from operations of $5,910,830 compared to $3,500,869 in the prior year. This change is consistent with the higher activity during the year — equipment fleet to meet customer demands.
· After year end on January 23, 2023, the Company’s common shares began trading on the OTCQB Venture Market under the ticker ETOLF. This listing will help to increase Enterprise’s visibility and accessibility to a growing audience of U.S. investors.
Bottom Line
There is the argument that Enterprise’s numbers are nothing short of extraordinary (use your own adjective). And the coming year, courtesy of increased Oil and Gas Capex spending, stellar management, and new clients with business expansion among existing, including Tier One concerns. As noted in the recent LTS:
Over one year, the Company’s share price rose 40 plus percent, from 26 to 46 cents, a new high. For comparison, S&P lost 19.4%, the Nasdaq gained 8.7%, and the Dow was down almost 9%.
It seems the Company is gaining horsepower, eyeballs, and growth as well as a proxy for the exceptional CAPEX growth.
Stay tuned closely, as Q1 2023 is coming.
submitted by Temporary_Noise_4014 to Canadianstockpicks [link] [comments]


2023.03.30 19:11 Saint_Pootis I am suffering from peak financial depression (Facts around finance from stream VOD 1778707038)

I am suffering from peak financial depression (Facts around finance from stream VOD 1778707038) submitted by Saint_Pootis to Asmongold [link] [comments]


2023.03.30 19:11 zxtn5 Having really bad RJ and feeling guilty for it

Hi so I just want to open this by saying I know fully this is my problem, I am not blaming my girlfriend in any way and I am trying to get into therapy to help combat this.
I've been with my girlfriend for 2 months officially, 1 month of being together without a title. In my previous relationship I had RJ issues too, specifically avoided relationships to stop this issue and as a result thought I would never get into one for a very long time.
In the beginning of this relationship I did not feel the jealousy or overthink and I believed I had overcome the issue, however it seems to appear that the more I care about this girl the more that it bothers me.
She used to mention her past a lot which is why I know a lot about what she used to do and given that we are at Uni, at parties when it comes to truth or dare games, her friends often try to get her to drink for her threesome, her getting fucked together with her best friend etc. These things shouldn't bother me, but the more time that passes on the more it really seems to affect me.
What is really conflicting for me is that the obvious choice for my mental state seems to be to end the relationship, however this seems to be a means of avoiding the problem instead of combatting it. I really do like this girl a lot, she treats me better than I ever could have imagined and when I spoke to her about it rather than call me insecure or ridicule me, she has told her friends to stop mentioning stuff, she herself has stopped and she has helped me find therapy options, then again I now feel like a burden as this shouldn't have to be done and it feels like I'm shutting off a part of her life and I have people having to tread on eggshells around me.
It is extremely cringe but I do really suffer with it to the point of cutting myself to calm down as I have found this an effective method to deal with overthinking in the past and I've gone and bought some sleeping pills because the past few days it has been really bad and I have barely been able to sleep. If I end the relationship I'm going to miss out on a girl who loves me so much and treats me real good and I will miss her dearly, but if I stay in it I'm gonna keep thinking this way keep hurting myself and all together just not be alright mentally, so I feel trapped like each decision is bad. I have an appointment for therapy scheduled in 3 weeks to see if I need it, I just don't know what to do
submitted by zxtn5 to retroactivejealousy [link] [comments]


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This is the area of life that can be the source of our greatest pain or our greatest pleasure – and in times of stress, it’s even more important to bring our conscious and intentional selves to our relationships. Today, Tony and Sage share the keys to creating extraordinary relationships.
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submitted by AutoModerator to DailyCoursesGenki [link] [comments]


2023.03.30 19:10 Ambatus "Older judoka say they used to do Judo, older BJJers say they do BJJ": Budokast 63: Newaza in Judo

I selected a quote from this episode for the title because it really stuck with me - even if I don't like the implication, I think it really drives the point home.
Episode link: Budokast 63 - O Newaza no Judo (in Portuguese)
All the episodes in Budokast are great, but I've found this one especially so, perhaps because of recent discussions about these topics here. I summarised some of the points discussed there (I hope Budokast doesn't mind), all mistakes are my own.
The conversation is between the host, Moacir Mendes Junior (former Brazilian Judo national team, also BJJ black belt and competitor), and Bruno Schindler (Kosen Judo investigator). Moacir has developed an approach to newaza training in Judo and competitions.
One note: it's clear in the episode that everyone know what "kosen Judo" is, how it appeared, the relationship with the Kodokan and the universities, etc., so no need for "but kosen Judo isn't a thing" - I just didn't include that part here.
Throwing and groundwork in Judo
  1. There's an understandable culture in Judo that prioritises throwing techniques.
  2. Judo newaza has been an integral part of Judo since its inception, with kosen competitions being a specific episode in that history.
  3. Newaza practice has dropped in Judo: it used to be closer to being balanced, or closed to it, but through the decades it was reduced (sharp drop in the 90s).
  4. Judo newaza is also under attack from the change in Judo culture: using it is "doing BJJ".
  5. The self-defence angle has been deprioritised in Judo, while focused on in BJJ.
Judo newaza and BJJ
  1. Learning BJJ to "use in Judo", trying to extract things to "improve newaza", is a losing proposition: learning it for what it is is fundamental to actually evolve.
  2. The different ruleset leads to different reactions, which necessarily lead to different techniques and teaching processes.
  3. There is a "cursed inheritance" in Judo that affects everyone: turtling and avoiding the guard. Kosen Judo displays the techniques we see in BJJ, but the mainstream approach is to turn the back, since rules make turtling a viable approach - but often a losing position.
  4. There should be a regained Judo newaza focus that would enable deeper expression of that part of the art, without resorting to BJJ; this is not done since existing instructors do not want to learn new things, so they outsource newaza training to BJJ.
Lifestyle vs. competition: the risks of outsourcing newaza
  1. Sending students to BJJ to learn the ground game also has a possible outcome: the judoka will go there, stay there and leave Judo.
  2. Judo and BJJ, if we consider them teaching equivalent things, are like learning them in a suit and tie while punching the clock, and learning them in shorts under a palm tree at the beach.
  3. This lifestyle approach of BJJ contrasts with the "all that matters are competition results" of Judo.
  4. Judo is something older (>30) people "used to do", BJJ is something older people "are doing".
  5. Judo should also have/regain this "lifestyle" approach, and stop this trend of people dropping out in their early 30s when competition ends. It should be a lifetime activity that appeals to all age brackets.
  6. Judo focus on the children wastes the obvious audience: their parents.
  7. In BJJ the older practitioner finds a different reality: more people in their 30-50s, with a focus on physical health, almost a therapy, instead of permanent competition training.
  8. "Why don't you do Judo again? "Went to a training near me, almost died due to the training approach". People have work and a family, and if Judo is another thing that they must suffer through then they won't do it.
  9. BJJ doesn't have this problem, they cater to that audience, and going to practice can be relaxing.
  10. Newaza can be an important part of projecting Judo as a life-long activity (cf. Japan)
Olympic sport, regulations, grading
  1. BJJ not being an Olympic sport is a blessing in this regard, and from an offering perspective there is a lot that Judo could learn.
  2. Black belts in Judo are exceedingly regulated and complex, with all sorts of extra activities and bureaucratic requirements, almost as if the purpose is to discourage people from it. Many drop before it because of that.
  3. In BJJ, a black belt is easier because it's a 1:1 relationship with a teacher, independent of competition points or other requirements.
  4. The lack of central regulation is used against BJJ, but it works because the teacher is the one that is in a better position to determine it. And people with bad technique exist everywhere, including Judo black belts.
  5. The self-defence angle has been deprioritised in Judo, while focused on in BJJ.
  6. Judo risks being mummified with all the rule changes. Whereas BJJ integrates new techniques in their approach to scoring, Judo seems to default to penalising them.
  7. Constant limiting changes in rules can make a wonderful sport turn into something boring, with an associated lack of attractiveness for those practising it.
  8. BJJ teachers tend to be more self-employed with a need to attract paying customers, whereas Judo has more people working for sports institutions.
Newaza in Judo: ruleset
  1. The lack of scoring in newaza doesn't help newaza learning and refinement.
  2. Judo newaza competition with points, based on a deep analysis of Judo positions, including losing positions.
  3. 5s passivity when in a losing position == waza-ari
  4. Starting on their feet, 30s, transitions to ground mustn't be a shido (i.e. no "pulling guard")
  5. This instils real abilities that can be directly applied in "normal" competition since it is based on Judo positions and reactions.
  6. No changes in scoring (waza-ari is used), no changes needed to do it, it's a drop-in ruleset tweak.
  7. Worked with the CBJ [NGB] to integrate this newaza competitions in the calendar.
Newaza in Judo: how to advance it?
  1. There's a lot of potential.
  2. We should work within the existing structures.
  3. Being careful with changes and making them easy to use with the existing resources.
  4. Newaza competitions as something that provide tangible improvements in Judo competitions.
  5. There's an audience for a "lifestyle Judo", with "kosen rules" being a part of that approach.
submitted by Ambatus to judo [link] [comments]


2023.03.30 19:09 ContentPreparation99 I found this text and want you to ask if that’s true?

(Translated from German in englisch)
There are various techniques for achieving astral projection, as described in relevant books. The most well-known author on the subject, Robert Monroe, has made significant contributions and even established his own scientific institute. He recommends the "Hemi-Sync method," but I am personally skeptical. I was able to achieve my first astral projection simply through lucid dreaming without any technology or drugs. After that, I had several more and was eventually able to achieve astral projection from a waking state.
However, from my current perspective, the real issue is that astral projection without proper spiritual development can drain a lot of life force. If one doesn't have a source to continually replenish their life force, then astral projection can be a phenomenal experience, but it can also drain so much energy from the body and soul that it can cause serious physical or mental illness. The problem is that no one will tell you the reason for your illness later on. In popular esoteric literature, there is often a great deal of optimism that if you can learn to do it, then go for it because it can't hurt. But who will tell you if you develop a serious depression or cancer that it was due to a lack of energy? There are certainly incredible psychomental techniques, but like all techniques, there is a price to pay. If you're lucky, you'll try it a few times, fail, become frustrated, and give up before you seriously harm yourself. Or you might be lucky enough to learn techniques that allow you to stay healthy and achieve astral projection with ease. However, to do so, you would need a spiritual teacher who truly understands these things and isn't just regurgitating knowledge from 25 different weekend retreats. Such a teacher can help you avoid danger in areas where you are not yet aware of the risks due to your lack of knowledge and experience.
submitted by ContentPreparation99 to AstralProjection [link] [comments]


2023.03.30 19:09 SilverOlympian ToTK looks like DLC… and that’s actually exciting

I think a lot of people have valid concerns about ToTK reusing the overworld from Breath of the Wild. It’s no mystery that people seem to think that Tears of the Kingdom looks like DLC. From what we’ve seen, ToTK, adds new elements to an existing world, which, in some ways, is what defines DLC. But, in my opinion, one of the biggest shortcomings from BoTW was the story. Thematically, Link was exploring an empty world post-apocalypse. It made sense for us to know very little about the “new world” of Hyrule. One of the things I’m most excited about in ToTK is that it’s expanding the story and lore of the world we all fell in love with six years ago. I’m excited to know so much more about the people of Hyrule, about its history, and see the world in recovery. While BOTW’s biggest draw was the loop of discovery, I hope ToTK will be about meaning making in the vast world. On top of finding meaning, there are also fun new areas, characters, and secrets to discover in the skislands and underground. The gameplay mechanics are markedly different and breathe new life into the minute-to-minute experience of the game, and overall I expect I’ll still have a fresh, new, exciting time playing for hundreds more hours. Does anyone else feel the same way? Does anyone on the other side of the aisle feel differently? Lmk!
submitted by SilverOlympian to tearsofthekingdom [link] [comments]


2023.03.30 19:08 unpredictable-she-is should I compromise with my expectations?

I am 25 years old female. I have never been in any sort of relationship, always focused on studies and grabbing a decent job at the earliest, which I got fortunately. Now that my parents have started searching for a suitable groom to get me married. I have now started to think about what I want in my would-be-husband. As it would be my first and only relationship hopefully, I really want me to be the first amd only one in my partner's life as well. It doesn't matter whether that person is good looking or not. It's not even in my priorities. A well settled person with a good heart who is honest and loyal is what I want him to be. But is it wrong or too much on my part to expect that he shouldn't have any dating history ? It really bothers me to imagine my partner to have someone important in his past.
submitted by unpredictable-she-is to Arrangedmarriage [link] [comments]


2023.03.30 19:08 ExcitingValues egg_irl

egg_irl submitted by ExcitingValues to egg_irl [link] [comments]


2023.03.30 19:08 brooklynlad Gen-Z Graduates Stare Down Their First Student Loan Payments

Source: https://www.bloomberg.com/news/articles/2023-03-30/when-do-student-loan-payments-resume-borrowers-dread-restart-later-this-year?srnd=premium
Paywall Bypass: https://archive.is/PnJyB

Gen-Z Graduates Stare Down Their First Student Loan Payments

Millions of students graduated during the pandemic with student debt. They have yet to make a single payment.
The moratorium on federal student loan payments, which began three years ago this month, has given recent graduates the financial freedom to pay down debt, boost their credit scores and simply cover everyday expenses at a time of high inflation and economic uncertainty. All that is set to change soon, with payments scheduled to resume later this year.
The restart is likely to be a jolt for nearly everyone with federal student loans (private loans weren’t part of the pause), but perhaps no cohort will feel it quite like Generation Freeze, which has never had to budget for it. That’s likely to slow consumer spending and hurt the economy, according to a recent report from financial services firm Jefferies.“
The loans being paused was great because I paid the minimum for my private loans and that was it,” said Alix Chronister, a 24-year-old in Kansas City, Missouri. “If I had had to pay on my federal loans, my financial situation would have been a lot more stressful.”

End of an Era

The first 60-day repayment pause was issued by President Donald Trump on March 20, 2020, when the onset of the pandemic sent the economy into a tailspin. Three years, multiple extensions and one presidential administration later, the freeze is still in place and about 11 million people have since completed undergraduate degrees. Of those, an estimated 70% leave college with student debt.
But the freeze era is drawing to a close. President Joe Biden said in late November that payments will resume 60 days after the Supreme Court rules on his one-time forgiveness program or June 30, whichever comes first. That puts the restart date at no later than Aug. 29, and the first monthly installment would be due by the end of September.
For Chronister, that means a big financial adjustment is coming. She graduated in 2021 with $38,000 in private and federal loans and currently works as a chemist in a research facility. She has prioritized paying off the private loans, which make up $8,000 of her total balance.
The freeze was particularly useful because she was making $15 an hour at her first post-collegiate job, amounting to about $30,000 a year.
She’s eligible for $20,000 in forgiveness if the Supreme Court rules in favor of Biden’s plan — but she’s not holding her breath.“I think I’m really lucky to have had the pause, and it definitely benefited me and people who graduated around the same time,” she said. “We’ve had a chance to get our careers situated before worrying about paying.”
The average monthly payment before the pandemic pause was $393, according to the Federal Reserve. About 20 million borrowers were actively paying down their debt, while others were in default or had their payments deferred due to hardship or forbearance.
Depending on a borrower’s personal financial situation, the return of student loan bills won’t be like flicking an immediate “on” switch. Travis Hornsby, founder of financial service website Student Loan Planner, can see a case where some borrowers might not be expected to pay for another year or two based on their income. New rules for income-driven repayment plans would also widen the net for those who may qualify for a $0 monthly bill, and cap payments at no more than 5% of discretionary income for others.“
Compared to what payments used to be, a lot of people are going to be very much eased into repayment,” said Hornsby. That would help not only fresh college grads, but single parents and others who were previously at risk of default. “The freeze is sort of being thawed.”

Looming Bills

The freeze means many recent graduates have never had to factor federal student loan repayments into their monthly budgets, a helpful absence as prices rise for everything from eggs to rent. In a recent survey by personal-finance company Credit Karma , 26% of borrowers said they hadn’t saved any money during the freeze because they were prioritizing everyday expenses. Almost 70% said their financial situation was stagnant or declined in 2022.
For Madison Sasser in Tampa, Florida, the freeze gave her time to figure out her career trajectory without having to worry about an additional monthly bill. The 24-year-old graduated from the University of South Florida in December 2020 with $15,000 in student debt.
She initially wanted to go to law school but decided it was too expensive. Now, she’s working on building a career as a writer while waiting tables at a restaurant during the day, and makes about $38,000 a year.
The return of monthly payments is going to significantly strain her budget, she said, especially due to the high rents in Tampa.
The average starting salary for a member of the class of 2021 is $55,911, according to a July 2022 analysis by the National Association of Colleges and Employers. For young people who live in big cities and lack the financial and career flexibility to move to places with lower costs of living, those early salaries may not stretch very far.
Matthew Sánchez, a 23-year-old compliance officer who lives in Long Island, New York, says having to repay his loans will be stressful.
“For me personally, I can probably make do and adjust,” he said, though he expects he’ll have to delay a move to Maryland, which he’s trying to plan because it’s more affordable.
He’s bracing for a monthly payment of $300 on $27,000 in federal loans. He knows he’s on the luckier side: “I’m always thinking about how this affects my demographic, broadly speaking. I can see the frustration people have.”
submitted by brooklynlad to StudentLoans [link] [comments]


2023.03.30 19:07 garbage_goober17 Liberal History class

So nearing the end of my history course in my college for the semester and we are currently in the ww2 chapter leading up the Cold War usually I just bite my tongue at the anticommunist remarks my class specifically my teacher makes but I couldn’t help but go on a rant about how quickly they are to just brush over the Soviet sacrifice that had to be made in order to stop the nazi war machine. She had mentioned how Stalin was somehow responsible for the tens of millions of brave Soviets killed because why not I guess so I went on a 5ish minute tear about how little the Soviet sacrifice is given credit and instead of downplaying the life lost of over 20 million people at the hands of a far more militarized and developed super power. I went on to mention the fact that Germany had spent nearly a decade up to that point brainwashing its population into believing Jewish Bolshevism was the number one enemy I brought up how the Soviets just had their civil war and counter revolutions I went on to mention how the tsars kept its population decades behind the rest of Europe and I felt as though many of my fellow classmates agreed with me and my teacher back tracked on a lot of things said.
submitted by garbage_goober17 to TheDeprogram [link] [comments]


2023.03.30 19:07 austinlonestar Human crypto accountants?

I tried all the crypto tax software and for 2021 the software worked, but NFTs have made my reporting too difficult. Anyone recommend a real-life accounting firm that has humans with real crypto experience, particularly NFTs, that can assist me? Thanks!
submitted by austinlonestar to CryptoTax [link] [comments]


2023.03.30 19:07 Calexriri daisy pov (self written.. poem? idk lol)

Why doesn’t he see me? Beyond the words and the lights in the dark Why can i only feel you in the empty and down but not touch you in the light?
We only meet in the middle of the pages but your end is different than mine. i was always selfish in these matters i belong to the world you belong to her.
They all can touch me my skin, my words, my essence but only you could light up the soul beneath.
what is this? this tightness in my chest this need to wheep and fall down i don’t wanna be caught by you. dont wanna be seen by you. don’t you dare step forward into this darkness with me i’d be damned to let you stay here with me.
i’m scared and throw shit around to pass the time while you get to be in peace watching the sunrise with her. you only call me up when you wanna see the dawn. as the night starts here we are. broken together unwilling to call it what it is.
someone like you could never stay long enough around my presence you call it forbidden i call it fear. only you could see everything but my face. i said it before i’m not willing to live as your muse an idea only for you to make sense of your world while she reeps the seeds i have sown.
you only love me when i’m broken i don’t blame you i’ve never felt whole before this. i wish i were as close to my mother wish she’d show me the plan how to deal with this the steps to forget you and the definition of truly feeling someone else consume you whole. so i could know if this is real or fiction.
why do i feel my talent leave me whenever i think about you? i lose all tricks and sense of time because no words could come to mind to explain the way you pull my trigger.
if i’ve been used by the universe damaged at the seeds torn down the middle and loved wrongly why refuse me bleeding into you? is it shame? well end it now touch me, love me be the last rip in my see through dress the last tear in my heart but you refuse.
to you i’m only a secondhand doll you only keep her around out of habit and potential. well watch me refusing you the possibility of me.
but it’s not as simple is it? i thought she was your holy dame you couldn’t let her see your breaking points. And you couldn’t let me step out into the daylight with you. she was the doll you refused to break again and i was the one you broke by refusing to burn with her. still you saw me beyond the body beyond the status beyond the history you saw me. yet you’re the only man i wish would treat me like the others but no you saw me better than that in a light i couldn’t see you’ve shown me what love is by refusing to love me wrongly and out of color.
you didn’t give in because of the damage but of the possibility of love turning bad and us burning in one spot leading to a forest fire where no amount of water could prevent the ashes and the trees from dying. us dying in our love. so you chose the water before fire could catch and keep growing until there was no turning back.
i never was holy i never was pure where i lead others i didn’t meet you. you loved me by the words and infront of the world but never in the real life.
true tragedy is loving you for you and not for me. and somehow that was everything and the purest love of all is the one that never was.
submitted by Calexriri to daisyjonesandthesixtv [link] [comments]