Don't want to make each one too long of a read.
I was getting paid salary + commission and during 2022 we were down to ~5 loans/month in the pipeline, where was during 2020/2021 it was 20-30 loans. I was starting to feel the effects of my pay be significantly reduced and have to change my life style. I did not like this so I looked on indeed for other remote real estate related jobs. I was more than confident I could do both jobs while M was preoccupied with his first born and a slow market. Few weeks went by and nothing.
One day in late 2022 I saw some some YouTube video about buying real estate with 0% down or something. Keep in mind I was working for a local lender and over the past 2.5 years I had soaked up SO much lendereal estate knowledge. I thought I knew everything about RE and that you had to put down 25% for an investment property and go through a lender etc. Obviously you can buy in cash.
Somehow I went down this rabbit hole and opened an entirely new world of RE I never knew about; seller finance. I was in complete awe that it was a thing where seller's and buyers could negotiate terms on a property and not use a lendebank.
Gears started turning in my head..I didn't have to save up 25% and get a terrible rate from a lender. I could negotiate the deal with the seller to be...anything! My initial plan (before knowing about SF) was to buy properties in Cleveland. a single or a multi unit. Ohio is landlord friendly and most of Cleveland are those who rent. We're still in late 2022, maybe Sept/Oct. I had no desire to cold call sellers and get yelled at. I know you get used to cold calling, but I just didn't want to do that. So, I called up listing agents for properties in Refin/Zillow and pitched them seller finance. Got a few maybes, but mostly no's. My deliverability wasn't honed yet; I didn't have my script mastered etc. I failed, a lot, but made dozens or hundreds of calls.

Map
From shortest to longest streaks. Year is the start of the streak.
N/A:
Georgia: Biden didn't flip a single Trump 2016 county in the state, so it doesn't really have one. Trump actually flipped Burke, though, making it an anti-bellwether that last voted with the state when Bush carried both in 2004.
2008:
Florida: Jefferson, Monroe, and St Lucie. Last miss was voting Kerry in 2004.
2004:
New Hampshire: Grafton, Cheshire, Merrimack, and Strafford. Voted Gore in 2000.
New Mexico: Sandoval and Los Alamos. Reverse of NH, voted Bush 2000.
2000:
Arizona: Maricopa, voted Dole 96
Nevada: Washoe, also Dole
Indiana: Starke, Madison, Spencer, Vanderburgh, all Clinton '96
North Carolina: Jackson, Caswell, Hyde. Clinton-Bush again.
1992:
Michigan: Saginaw, Dukakis '88
Wisconsin: Sauk, Bush '88
1984:
Maryland: Howard and Baltimore County, both Reagan '80 while Carter held the state.
1980:
New York: Schenectady. Voted Ford '76.
1964:
Hawaii: Hawaii, Kauai, and Maui. Kalawao, the tiny leper colony county, doesn't have results I could find, so was excluded. Only voted R three times- 1984 and 1976, when Republican tsunamis hit the islands, and 1960, when they backed Nixon but Kennedy's lead on Oahu narrowly outweighed them.
Illinois: Peoria and Champaign, both Nixon '60.
Minnesota: Hennepin, Nixon '60. Only voted red since in 1972- same as Minnesota.
Louisiana: Concordia, Catahoula, Winn, and Jackson parishes. Kennedy-Goldwater, like the rest of the state (and a lot of the South).
1960:
Alaska: Four county-equivalents have voted the same as the state since statehood: Mat-Su, SE Fairbanks, Wrangell, and Ketchikan Gateway.
Missouri: Lincoln and Scott. Voted Eisenhower in '56.
1956:
Kentucky: Lawrence. Voted Eisenhower both times, the state didn't.
South Carolina: Newberry, Eisenhower '52.
1952:
California: Monterey, San Benito, Santa Barbara, and Imperial. Dewey Defeats Truman- in those counties, but not in the state.
Colorado: Larimer, same deal.
Iowa: Cedar and Louisa. Again, same thing.
Delaware: New Castle, the reverse. Truman county, Dewey state.
Pennsylvania: Northampton, same situation as Delaware.
1948:
Connecticut: Middlesex, since '48. Dewey '44.
Oregon: Hood River and Benton, same thing.
Maine: Sagadahoc, since '48. Roosevelt '44.
1944:
Ohio: Ottawa, since 1944. Willkie '40.
1936:
Massachusetts: Essex, Hoover '32.
1932:
Virginia: Loudon. Smith '28.
1928:
Montana: Sanders. LaFollette '24.
Tennessee: Lawrence, Coolidge '24.
1916:
Rhode Island: Bristol, Taft '12.
West Virginia: Raleigh and Tucker, both Roosevelt '12.
1912:
Wyoming: Platte County has voted with the statewide winner since its formation in 1911.
1908:
Oklahoma: Custer, since statehood.
1896:
Utah: Wayne and Morgan, both since statehood.
1892:
Idaho: Boise, since statehood.
North Dakota: Barnes, since statehood.
South Dakota: Clark, since statehood.
Washington: King, since statehood.
1876:
Alabama: Tuscaloosa, Pike, Coffee, Dale, and Covington. Greeley '72.
1872:
Nebraska: Clay and Fillmore, both counties were founded in 1871.
1864:
Kansas: Saline, Lyon, and Bourbon, since statehood.
1856:
Texas: Parker and Lampasas, both counties founded that year.
1852:
Arkansas: Franklin. The only Wikipedia map to show county results in Arkansas in 1848 shows Franklin County as "votes rejected", meaning Arkansas only gets the bronze for longest streak.
1840:
Mississippi: Carroll, voted for Hugh White (W) in 1836 over Martin Van Buren (D). Silver medal.
1836:
AND THE WINNER IS... VERMONT!!! Rutland and Bennington counties last voted contrary to their state in 1832, when the voted for Henry Clay of the Whig Party while Vermont was won by William Wirt of the Anti-Masonic Party.

Has anyone been through the parole process before? He's had no discipline issues or any write ups. He's been a model inmate and even completed several programs. How can I help him during this process and can I write a character letter to the parole board on his behalf? Thank you kindly in advance!

Nevada: Clark
Arizona: Pima
Texas: Travis
Minnesota: Hennepin
Wisconisn: Dane
Michigan: Wayne
Pennsylvania: Philadelphia
North Carolina: Wake
New Hampshire: Grafton
Georgia: DeKalb
Florida: Broward
Ohio: Franklin
Iowa: Polk

https://data.census.gov/table?q=Franklin+County,+Ohio+Income+and+Poverty&tid=ACSST1Y2021.S1903
Current & comparative data, slightly rounded.

• Median income for all households in the country: $70,000; (middle class: $46,000-$140,000)
• Median income for all households with a single male earner, living alone: $41,000; ($27,000-$82,000)
• Median income for all households in Franklin Co.: $66,000; ($44,000-$132,000)
• Median income for all households in Franklin Co. with a single male earner, living alone: $43,000; ($29,000-$86,000)
• Median income for all households in 1990: $30,000; ($20,000-$60,000)
• Median income for all households in 1970: $9,000; ($6,000-$18,000)
• Average size of new build, single-family homes in: 1950: 900ft²; 1970: 1600ft²; 1990: 1900ft²; 2023: 2600ft²
• According to the Federal Reserve Economic Data site, median price of homes sold across the country, 2023: $468,000
• According to Zillow, the same stat for Franklin Co.: $267,000
• According to HUD, median single-family home cost, 1970: $23,000
• According to HUD, median single-family home cost, 1990: $123,000

In perspective.

• If you're on reddit, you're likely to skew from the middle to the right in terms of income.
  
• If you're lucky enough to be making $100K while single with no strings, recognize that you're not middle class at that income, and that, rather than joy, it's offering you options. Additionally, it's generally true that work rules get more punitive as yo go down the income spectrum, so you don't have that looming over your head either. For example, you probably have paid time off, and if you got into a car accident on your way to work, you're unlikely to be fired as a result of that. Your employer is likely offering some amount of money towards your retirement.
  
• this doesn't mean you get to buy your dream life with no effort, it means you have more choices. Your current place is likely safe and functional, and it's not going to hurt you to rent for a time more while still aggressively saving...even if it isn't your first choice.
  
• the descriptions of earlier decades that you see in some posts are generally drivel, and if someone is using said description to justify anger or make you angry, it's guaranteed.
  
• Locally, we have similar incomes to the rest of the country, but very roughly half the home cost. We have better health, cheaper cars, more ability to travel (with substantially lower fares), and connectivity relative to previous generations. Odds of finishing high school on the whole are higher, as are odds of getting a college degree. While we obviously have a long way to go still, gaps in salary between races and sexes are improving, as are gay/etc rights. It's been decades since I heard a story where someone was unable to buy a house because they were Jewish, or another person had their family targeted for hatred because they weren't white and bought in a "white neighborhood".
  
• Most homes come pre-wired for internet, have AC and central heat, and have circuit breakers and a least slightly more modern electrical work.
  
• On the whole, you all are a lot better off and a lot luckier than you realize. Of course you still have the right to complain, but at some point you should figure out whether your complaints are grounded in reality. Many tendrils of the reddit narrative are actually pretty poisonous.
  

Definitions. Skip if you already know what mean and median are, and how to figure out income class.
Middle class, as defined by Federal, State, and research entities, is determined by household income bracketing. About half of both the country and Ohio are shown to be middle class as a result. In Franklin County, the other 50% breaks close to evenly between upper and lower classes.
In reddit, I regularly see posts like this one: https://www.reddit.com/WhitePeopleTwittecomments/zqpce0/things_have_changed/, or individual claims with a similar flavor, like a random poster will include such in their response to someone.
...Look at this lunacy. 160,000 upvotes. If you have no other basis or background in history and reality, and refuse to look at information, not only are you going to draw really inappropriate conclusions, you're also going to develop a disgruntled attitude about things that you should actually feel grateful for, and are far more likely to develop increasing resentment. And it leads to like a fifth of the comments in yesterday's discussion on how hard it currently is here to be a first-time homebuyer.
We need to start with definitions so we all get on the same page. What does middle class mean? Middle class, when talking about income, is one of three possible designations, the others being upper and lower. Middle class itself is defined as being households with 2/3rds to 2x the median total household income, and the total household income is the sum total of salaries for people living in a home, divided by the number of people that money supports.
Median, as long as we're on the topic, is one of three commonly used "measures of central tendency", and mean and mode are the other two. Don't worry, not going to get heavily into stats here; I'm including this because most people will have encountered this information in 5th or 6th grade, and then never used it again in their life, or only used it off/on through high school math. Measures of central tendency are important for people to gain knowledge on what is common or unusual, and is used to understand the world better. Mode is only very rarely used and won't be discussed here. Mean, or statistical average, isn't frequently used for income because making $0/yr is a real thing, and that's the floor, but there is no limit on how much you can make (the ceiling), and we have local billionaires to prove that. For mean o be a good description, we need a "normal distribution", which happens when there is a roughly equal chance of being a certain amount away from the middle, and no extremes exist. In our income situation, that means there should roughly be as many households making, say, >$110,000 as ones making <$20,000, and this is definitely not the case, nor are there even incomes on the lower end to compare higher ones to when a certain point is passed. So we use median, which puts all household incomes into a list from smallest to biggest, and takes the number in the middle of that list as being the most representative of the group as a whole.
Example: ten kids take a difficult test, and their percents scored are as follows: 0, 2, 3, 5, 10, 10, 12, 40, 68, 100%
We want to say how the kids did on the test. Crummy, obviously, but we want to say something more than that.
Mean adds all the numbers and then divides by the total number of scores: 255/10 = 25.5% It's the statistical average.
Median looks at the score in the exact middle of this list: 10%. It's the number where half the list is higher and half the list is lower. Because it was more common to get a really low score on this test by far, median is the more informative number to look at. And this holds true for salary as well.

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Hello friends! These are the open remote positions I've found that were published today. See you tomorrow! Bleep blop 🤖

I just want to know if anyone has any leads besides Zillow. I'm also from Michigan and Ohio, and things are kind of really different here, and I feel a culture shock every day. but if any locals have some leads, it would be appreciated. 2 bedrooms, allows cats, and is $1500 or less per month. thank you in advance

Hello all!
My wife and I had our daughter 11 months ago, and since we both work remote, we have begun to research areas of the country that are well-rated for raising families. Not only did I frequently see Ann Arbor not only on, but at the top of a lot of these lists, but it's also just a short 3.5 hour drive from where I, and all of my family, am currently located (NE Ohio).
We made a pretty spontaneous trip that way a couple of weeks ago and stayed at the Residence Inn downtown. We probably couldn't have picked a worse time weather wise, while we are quite used to the cold here, it was during the cold front that brought temps to around 11 degrees without wind chill, so we weren't able to do much with the baby. That being said, from what I was able to do, I really enjoyed the city. There seemed to be plenty of good food, good coffee, and neat little shops everywhere. It seemed very clean, walkable and safe, which are all important to me. Not to mention, from what I've read and the people I've encountered, it seems like a pretty liberal city, which is way more up my alley than where I currently live. I am a pretty talkative person, and ended up chatting with a few locals while I was there - everyone was super friendly and talked the city up, encouraging me to move there, which is a very welcome change compared to other cities I've considered where newcomers are more or less unwelcome (I was even told I already fit in by owning a Subaru!). But I digress...
While we were initially taking things slow on the moving front, we just so happen to live just over 30 miles from the East Palestine train derailment that occurred a couple of weeks ago (ironically, while we were in Ann Arbor). This has expedited our plans a bit - while there seems to be a lot of confusion in the media as to whether or not it is safe here, with our job flexibility it seems irresponsible to take the risk with a baby. We are considering moving out that way sooner than later, even just to try it out. We would be renting at first, until we decide whether or not to sell our house (we bought when it was a buyer's market, and refinanced when rates plummeted, so we are in a fantastic spot with the house).
We are looking for a neighborhood that is walkable, hopefully close to downtown, but with a family friendly vibe. We also need to be able to have a yard for our dogs. I understand Ann Arbor is a college town, and I do not mind that in the slightest, but it would be nice to be located somewhere less transient where there is a bit of community and my daughter has the opportunity to meet some friends locally. I was also wondering if there is a preferred site/app for rentals over there - it seems Realtor has a lot more than Zillow for example, but I was curious if there was anything else anyone would recommend that is either more area specific, or commonly used that way.
Thank you in advance for any advice! And apologies if this post is a bit scattered, I'm not the best at putting my thought cohesively to words.

I've noticed a few questions regarding how to get ammo, fusion cores, and other items. I posted the below in an old comment and I'm still a believer in farming routes in 76. I don't need as much stuff as I used to so I don't farm as much. New players might consider a route with stops for lead, ballistic fibre, or black titanium. Maybe places like Helvetia for things like wood and salt, depends on what you need.
I invite others to comment with other good stops or examples of farming routes. If I were to come up with a route today I'd include the Cranberry Bog for locations like Lost Home and armour plan spawn points.
"I'm a fan of farming in a big circle around the map. I prioritised magazines, safes (largely just for the technical data), sugar bombs, and, time permitting, fissure sites and popular killing zones such as West Tec, Huntersville, and Whitesprings.
"A route might start in Pleasant Valley (magazines, bobbleheads, robot vendors), SW to NAR (magazines, bobbleheads, safes), possibly detour to West Tec/Huntersville/Whitesprings Golf Club with a vendor stop to sell off loot, the Deep via secret entrance north of the lookout (starlight berries, acid if you don't mind backtracking, magazine, bobblehead), W to Overlook Cabin/Torrence House/Summersville Docks (magazines, bobbleheads, sugar bombs), W again to the capitol building for XP, Charleston Trainyard to run north to kill a Grafton Monster and possibly spawn the Responder vendor near the station, The Giant Teapot (magazines, bobbleheads, quest for booze), Ohio River Adventures (magazine, quest for raider rep), N to the cemetery (magazine, chance for a satisfying mass cultist murder with a grenade), NE to Silva Homestead (magazines, craft station for scrapping, lot of junk, maybe power armour), NE to the ag centre (event) and run to the Red Rocket (Brahmin, sugar bombs) then run to the church (first aid kits, more sugar bombs, you could stop for brain fungus and silt beans*, you could also leave some items for newbies because you're super nice), Alpine Cabins (magazines, a few ghouls, can't recall if there's a bobblehead), Marigold Pavilion (magazine, junk, chance at settler or raider rep), NE to Anchor Farm in hopes of spawning a rare vendor at the campsite to the NW plus there's a ton of safes nearby, N to the fairgrounds (magazines, bobbleheads, aid kits, junk), Darling Sisters (magazines, bobblehead), Aaronholt Homestead (magazines, bobbleheads, cranberries, maybe power armour), the Crosshair (magazines, bobblehead, drugs, maybe power armour), Clancy Manor (mothman eggs, crystal plus other junk including ballistic fibre, a power core, magazine, bobblehead), and then a big jump east (unless you want to hit some Toxic Valley quests) to Hopewell Cave (firecracker berries, brain fungus, magazine), Sons of Dane (magazines, bobblehead, possibly a rare hat, a couple first aid kits, whiskey), and finish in Mosstown (booze, sugar, pretty sure there's a bobblehead, but mainly you're there for the company tea and the sugar bombs)."
*There's also snaptail reed and glowing fungus near Flatwoods.

I tried to make this as succinct as possible, but I failed, so TL;DR at the bottom.
My question is probably one part personal finance, and another part fighting back emotions and lifestyle creep. I feel I have a pretty good grasp of the numbers but could use another set of eyes to either knock me down a peg, or let me know we should be good :)
A little backstory:
My wife(34F) and I(35M) have been in our current starter home for about 6 years. We paid $185K for it back in 2017, Zillow now estimates it at $275K, but Zillow doesn't know about the basement we finished that adds about 800 sq. ft. of living space, so let's call it closer to $325K(just my guess). We had our first child a year ago and have been thinking about where we really want to put down roots, and our current city in Ohio isn't in our long term plan. We've decided to move a couple of states over to the Chicago suburbs, and are now deliberating exactly where and what kind of house we will be looking for.
Our finances:
HH income: ~$150K - $230K (this is a bit variable since I am in sales and my commissions vary widely. My wife brings in about $40K working 3 days a week, and my base is $110K, so on the low end HH income is $150K, on the high end it could be closer to $230K.)
401Ks: $290K
Roth IRAs: $50K
Inherited IRA: $190K
HSA: $18K
Daughters 529: $86K
Brokerage Account: $470K (invested in low cost index funds)
Liquid Cash: $182K (this is for the down payment, does not include about $30K emergency fund that will not be touched)
Crypto: $60K
Precious Metals: $25K
Debts:
Current Mortgage: $132K
Projected Home Purchase:
Some factors and feelings going into this decision, home prices where we are looking are inflated compared to our current market. That's not to say that I think they are overpriced neccessarily, it's just a more desireable area with good school systems, and being outside of a major metro makes it more expensive. We are also trying to 'upgrade' in home; we've been in our starter home for 6 years now and want to move up to more space, quality finishes etc.. I recognize this is very much a 'want' and not a need as we're a family of 3 (plus 2 big dogs), and don't plan on having any more children. Lastly, I really do not want to move again at least until our little one finishes highschool, which is about 16 years from now, so I don't want to "under buy", if that makes sense, and end up wanting to change homes again in 5-7 years.
So all that considered, here is where I'm thinking with the budget. I would like to purchase something in the $650K - $700K range. From what I've seen on the market this is the price range that we can expect to get absolutely everything on our 'want' list. Remodeled and fully upgraded turn-key home, contemporary styling, ample square footage, large backyard, desireable location.
Down Payment: We would be rolling over the cleared equity in our current home for the down payment, as well as adding in the liquid cash reserves. So for equity I'm estimating about $173K (est sale of home at $325K - $20K realtor commission - Loan balance of $132K) + $182K liquid cash, gives a total down payment of $355K.
I'm also considering selling off the crypto and precious metals to add to the down payment (crypto is pretty much a wash on gains/losses so would be minimal tax bill), this would bring the down payment up to roughly $440K
Loan Amount: Assuming a $700K home (add $10K for closing costs?): $710K - $440K = $270K loan (or potentially $355K if I don't sell the crypto and metals to add to the down payment)
Estimated Monthly Mortgage/Taxes/Insurance Payment (keeping in mind Illinois high property taxes):
Assuming a 5.5% rate on a 30 year loan.
with smaller down payment = ~$3,505
with larger down payment = ~$3,022
Does this seem like an extremely unneccesary position to put ourselves in? I know we're looking at having a large down payment, but just because we can doesn't mean we should, right? That's a large portion of our non-retirement net worth being tied up in our home, which could be put to better use in the markets.
I think part of the shocker for me is our current mortgage payment is only $1,000 all in, so tripling or quadrupling that just seems wildly irresponsible to me. Not to mention the taxes on a $700K house in Illinois would be about $1,500 a month, so even if we paid it off early it's still costing 50% more than we're currently paying!
TL;DR: Is a $3,000 - $3,500 monthly mortgage payment unreasonable for a HH income of ~180K?

Hello there, I"m new to the group. I spent one year going to SUNY Brockport about a decade ago, and remember loving my time upstate. It was always green and beautiful everywhere.
We currently live in Colorado, but have some family in Eastern Ohio, so we're planning on moving in the next couple of years to start a homestead. We do a lot of gardening here in the Denver area (and love it), but land is pretty pricey here, and water makes it difficult as well. But we'd eventually like to have 10-20 acres and have chickens, goats, orchard and maybe a dairy cow. We've narrowed down our list to upstate NY or eastern Ohio or Michigan. We really love the mountains and the terrain, so would prefer to not be in the midwest. Even though I've lived upstate, I was a young college student who didn't have an income or owned a home, so I'm not very familiar with real life examples of taxes. I was wondering if there are homesteaders in the area that could give me some advice for things like:

1. Are taxes truly that bad in upstate NY? Can someone please explain how school taxes differ from property taxes? Is a Zillow estimate for example much lower than what it would be after school taxes?
   
2. What is zoning like? Would it be hard to build a second home (for aging parents) on the same land?
   
3. Along those lines, is healthcare difficult in more rural parts? If we have older parents living with us, will want to have good access.
   
4. I work remotely, so would need access to a good internet connection. What are rural areas like in these states for that?
   

I know this is all very high level...but gotta start somewhere. And I want to spend the couple of years doing all the research I can before we commit to buying something in that area.
Thanks in advance for any help!

https://www.zillow.com/homedetails/4500-Dublin-Rd-Columbus-OH-43221/33978014_zpid/?utm_campaign=androidappmessage&utm_medium=referral&utm_source=txtshare
This just randomly popped up on my Zillow (lol) then I started thinking that it must have been a crime house.
Yep,
https://www.dispatch.com/story/lifestyle/home-garden/home-deco2012/04/22/spectacular-parenteau-mansion-disguises-tale/23938071007/
I think perhaps.the craziest part about this whole thing is that the property was listed for 2.75m in 2018 and now its listed for 8M.
Whom, that could afford to pay $8M for a house would want that one in Ohio?

I tried to make this as succinct as possible, but I failed, so TL;DR at the bottom.
My question is probably one part personal finance, and another part fighting back emotions and lifestyle creep. I feel I have a pretty good grasp of the numbers but could use another set of eyes to either knock me down a peg, or let me know we should be good :)
A little backstory:
My wife(34F) and I(35M) have been in our current starter home for about 6 years. We paid $185K for it back in 2017, Zillow now estimates it at $275K, but Zillow doesn't know about the basement we finished that adds about 800 sq. ft. of living space, so let's call it closer to $325K(just my guess). We had our first child a year ago and have been thinking about where we really want to put down roots, and our current city in Ohio isn't in our long term plan. We've decided to move a couple of states over to the Chicago suburbs, and are now deliberating exactly where and what kind of house we will be looking for.
Our finances:
HH income: ~$150K - $230K (this is a bit variable since I am in sales and my commissions vary widely. My wife brings in about $40K working 3 days a week, and my base is $110K, so on the low end HH income is $150K, on the high end it could be closer to $230K.)
401Ks: $290K
Roth IRAs: $50K
Inherited IRA: $190K
HSA: $18K
Daughters 529: $86K
Brokerage Account: $470K (invested in low cost index funds)
Liquid Cash: $182K (this is for the down payment, does not include about $30K emergency fund that will not be touched)
Crypto: $60K
Precious Metals: $25K
Debts:
Current Mortgage: $132K
Projected Home Purchase:
Some factors and feelings going into this decision, home prices where we are looking are inflated compared to our current market. That's not to say that I think they are overpriced neccessarily, it's just a more desireable area with good school systems, and being outside of a major metro makes it more expensive. We are also trying to 'upgrade' in home; we've been in our starter home for 6 years now and want to move up to more space, quality finishes etc.. I recognize this is very much a 'want' and not a need as we're a family of 3 (plus 2 big dogs), and don't plan on having any more children. Lastly, I really do not want to move again at least until our little one finishes highschool, which is about 16 years from now, so I don't want to "under buy", if that makes sense, and end up wanting to change homes again in 5-7 years.
So all that considered, here is where I'm thinking with the budget. I would like to purchase something in the $650K - $700K range. From what I've seen on the market this is the price range that we can expect to get absolutely everything on our 'want' list. Remodeled and fully upgraded turn-key home, contemporary styling, ample square footage, large backyard, desireable location.
Down Payment: We would be rolling over the cleared equity in our current home for the down payment, as well as adding in the liquid cash reserves. So for equity I'm estimating about $173K (est sale of home at $325K - $20K realtor commission - Loan balance of $132K) + $182K liquid cash, gives a total down payment of $355K.
I'm also considering selling off the crypto and precious metals to add to the down payment (crypto is pretty much a wash on gains/losses so would be minimal tax bill), this would bring the down payment up to roughly $440K
Loan Amount: Assuming a $700K home (add $10K for closing costs?): $710K - $440K = $270K loan (or potentially $355K if I don't sell the crypto and metals to add to the down payment)
Estimated Monthly Mortgage/Taxes/Insurance Payment (keeping in mind Illinois high property taxes):
Assuming a 5.5% rate on a 30 year loan.
with smaller down payment = ~$3,505
with larger down payment = ~$3,022
Does this seem like an extremely unneccesary position to put ourselves in? I know we're looking at having a large down payment, but just because we can doesn't mean we should, right? That's a large portion of our non-retirement net worth being tied up in our home, which could be put to better use in the markets.
I think part of the shocker for me is our current mortgage payment is only $1,000 all in, so tripling or quadrupling that just seems wildly irresponsible to me. Not to mention the taxes on a $700K house in Illinois would be about $1,500 a month, so even if we paid it off early it's still costing 50% more than we're currently paying!
TL;DR: Is a $3,000 - $3,500 monthly mortgage payment unreasonable for a HH income of ~180K?

My grandfather died and his will was to split 50/50 between my mother and my aunt, only thing my grandfather had was a house with a appraisal rang range of 27k-60+
2 separate appraisals were done one state appointed-27k The other requested by my aunts attorney with little history of appraisals-55k And Zillow estimates of 61k
My mother wants to keep the house she grew up in, in the family well my aunt wants a payday.
Little back story my aunt is a dependent minor who signed herself over to some stranger who got my grandfather to sign a will making my aunt and mother slip of 90/10 but when I found out my grandfather told me he felt pressured and didn’t think anyone in the family would want the burden of doing the legal work for his will or medical power of attorney. He signed a new will and other documents to make the split 50/50 and my father as executor of the estate and medical power of attorney. My aunt is also on SSI. And a dwarf.
Back to the core question, my aunt’s attorney stated we can’t buy my aunt out of her half of the estate and that my father can’t sell the house for less then 55k$the house still had 10k owed on it so that would leave 45k, 22.5K for my aunt who can’t have more then 900 by law because of SSI by my understanding.
How is the legal?
In Ohio USA

https://www.costco.com/att-brand-showcase.html

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Establishment Name DBA Business Address Business City/State/Zip Business Phone Applicant Name Applicant Title
Blystone Farm, LLC Blystone Farm, LLC 8677 Oregon Road Canal Winchester , OH 43110 614-833-1211 Joseph Blystone Owner
Carl Rittberger Sr., Inc. Carl Rittberger Sr., Inc. 1900 Lutz Lane Zanesville , OH 43701 740-452-2767 Andy Rittberger President
Don's Custom Meats Inc. Don's Custom Meats Inc. 7400 June Road Waynesburg , OH 44688 330-866-9692 Donald Pontones Owner
Peden's Meats, LLC Peden's Meats, LLC 6989 St. Rt. 88 Kinsman , OH 44428 330-772-6631 Terry Jones Owner
Kiko Meats, Inc. Kiko Meats, Inc. 1548 Union Avenue, SE Minerva , OH 44657 330-868-6439 Ron Kiko President
Bellevue Meats, Ltd. Bellevue Meats, Ltd. 616 Southwest Street Bellevue , Oh 44811 419-483-7884 John J. Daiello Owner
Hoffman Meat Processing, LLC Hoffman Meat Processing, LLC 157 South 4th Street Cardington , OH 43334 419-864-3994 Mike Hoffman Owner
R & C Packing, Inc. R & C Packing, Inc. 3836 St. Rte. 850 Bidwell , OH 45614 740-245-9440 David J. Graham Owner
Phillip's Meat Processing Phillip's Meat Processing 2790 Ridge Road Zanesville , OH 43701 740-453-3337 Dale Phillips Owner
M & L Farms LLC M & L Farms LLC 5463 Harrisburg Pike Grove City , OH 43123 614-493-1323 Othman Jallaq Owner
Dave's Custom Butchering, Inc Dave's Custom Butchering, Inc 400 Scott Lane Wellston , OH 45692 740-384-2340 David Sprague Owner
Cle-Mor Market Cle-Mor Market 26620 Main Street Rockbridge , OH 43149 740-380-6716 Oumarou Dondasse
Stan's Meats Inc Stan's Meats Inc 6108 County Road 201 Millersburg , OH 44654 330-893-2818 Stan Miller President
Mary Lacy Lacy's Meats 15094 Co.Rd.6 Dresden , Oh 43821 740-754-1385 Mary Lacy Owner
Caven's Meats Inc Caven's Meats Inc 7850 East US Route 36 Conover , Oh 45317 937-368-3841 Vic Caven / Dean Caven President
Rospert's Market, LLC Rospert's Market, LLC 3675 Lehigh Road Norwalk , OH 44857 419-668-5425 Christine Riley
Amaysing Meats AMaysing Meats 80 E. Coshocton Street Johnstown , OH 43031 740-967-1860 Ernie Mays Owner
J-Mo Meats J-Mo Meats 400 Mulberry Street, P. O. Box 246 Barnesville , OH 43713 740-425-1973 John R Moore Owner
Heffelfinger Meats, Inc. Heffelfinger Meats, Inc. 469 County Road 30-A Jeromesville , Oh 44840 419-368-7131 Rick Heffelfinger President
Kelby Brothers LLC Kelby Brothers LLC 9111 Reiger Road Berlin Heights , OH 44814 419-588-2015 Kel Fligner Owner
Tank's Meats Tank's Meats 3355 State Route 51 S. Elmore , Oh 43416 419-862-3312 Eric R Amstutz Owner
Delaware Meats LLC Delaware Meats LLC 1175 London Road Delaware , OH 43015 740-363-6561 Justin D Bauer Owner
Mullenix's Meat Processing Mullenix's Meat Processing 950 Ross Road Little Hocking , Oh 45742 740-667-0284 Michael D Mullenix Owner
Susie A Raber Baltic Country Meats 3457 State Rte 93 Baltic , Oh 43804 330-897-7025 Susie A. Raber Owner
Kenneth E. & James R. McConnell McConnell's Farm Market 2233 St Rt 43 Richmond , OH 43944 740-765-4300 James R. McConnell Partner
Hickory Hills Meats, LLC Hickory Hills Meats, LLC 144 Groves Avenue Marietta , OH 45750 740-374-6916 Frank G Lane Owner
Robert Winner Sons Winner's Meat Farm 2259 State Route 502 Greenville , OH 45331 937-548-7513 Michael L. Winner Co-Owner
Guinther's Custom Cuts, Inc. Guinther's Custom Cuts, Inc. 105 Thompson Road Vinton , Oh 45686 740-388-9980 G.E. Guinther Owner
D & H Meats, LLC D & H Meats, LLC 400 S Blanchard Vanlue , OH 45890 419-387-7767 Jared Fry Owner
Harstine Enterprises Inc. Harstine Meats 42984 State Rt 154 Lisbon , Oh 44432 330-424-5051 Leonard P. Harstine President
Jim's Custom Cut Meats Jim's Custom Cut Meats 612 Trump Avenue NE East Canton , OH 44730 330-488-2525 Arthur J Mcnutt Owner
Jacoby's Ole Smokehouse Meats Jacoby's Ole Smokehouse Meats 505 N Main St West Unity , OH 43570 419-924-2684 James Kiefer Owner
Mahan Packing Co Inc Mahan Packing Co Inc 6540 State Route 45 Bristolville , OH 44402 330-889-2454 K. Ray Mahan President
The Butcher Block and Smokehouse, Inc. The Butcher Block and Smokehouse, Inc. 6442 Beamsville Webster Road Versailles , OH 45380 937-548-7583 Jason Garber Owner
Myron J. Smith Olde Village Meats 175 S State Street Frazeysburg , OH 43822 740-828-2823 Myron Smith Owner
John Stehlin & Sons Co Stehlin Meats 10134 Colerain Ave Cincinnati , OH 45251 513-385-6164 John Stehlin President
Ebel's Butcher Shop Ltd Ebel's Butcher Shop Ltd 17146 S R 114 West Grover Hill , OH 45849 419-587-3524 Debra Ebel Owner
Shirer Brothers Shirer Brothers 7805 Adamsville-Otsego Rd Adamsville , OH 43802 740-796-3214 Jon Shirer Owner
Betty Hunter Hunter's Meat Processing 4612 Turkey Road Hillsboro , OH 45133 937-466-2311 Betty Hunter Owner
Hasselbach Meats Inc Hasselbach Meats Inc 4637 Oak Harbor Rd Fremont , Oh 43420 419-332-1747 Dave Hasselbach President
Oiler Meat Processing, LLC Oiler Meat Processing, LLC Rear 53 South Central Avenue Utica , OH 43080 740-892-2640 Linda Oiler Owner
Bismi Allah, LLC Bismi Allah, LLC 7919 W. Jefferson-Kiousville Rd London , OH 43140 614-778-7948 Ahmed Fram Owner
Canal Fulton Provision Inc. Canal Fulton Provision Inc. 2014 Locust St Canal Fulton , OH 44614 330-854-3502 Jeffrey Mizarek Owner
Belleville Brothers Packing Belleville Brothers Packing 2545 Insley Road N Baltimore , Oh 45872 419-257-3529 James & Michael Belleville Manager
Doughty Farm Meats Doughty Farm Meats 5362 State Route 557 Millersburg , OH 44654 330-674-6257 Myron Miller President
Myer's Slaughterhouse, LLC Myer's Slaughterhouse, LLC 21905 CR C Archbold , OH 43502 419-445-4436 Ron Fielitz Owner
Rodabaugh Brothers Meats, LLC Rodabaugh Brothers Meats, LLC 503 S. Basinger Road Pandora , OH 45877 419-384-7118 Cody and Clint Rodabaugh Co-Owners
Pressler's Meats Inc Pressler's Meats Inc 2553 Pressler Rd Akron , OH 44312 330-644-5636 Roger H Pressler President
John C. Enos & Karen L. Enos J & K Angus and Meat Processing 66985 N 8th Street Cambridge , OH 43725 740-439-2538 John C Enos Owner
McCormick's Custom Meats McCormick's Custom Meats 2961 Bulaville Pike Gallipolis , OH 45631 740-446-8318 Shawn McCormick Owner
Sanderson's Meats Sanderson's Meats 20677 County Rd 32 Grover Hill , Oh 45849 419-587-3234 Terry Warnecke Owner
Mt. Victory Meats LTD Mt. Victory Meats LTD 670 E. Marion Street Mt. Victory , Oh 43340 937-354-2326 Craig N. Powell Owner
C. J. Kraft Enterprises, Inc. Bay Packing 4095 Lancaster-Thornville Rd Pleasantville , OH 43148 740-438-1632 David Kraft President
Kip M. Hursey Tilton's Custom Meats 12492 Lick Run Road Newcomerstown , Oh 43832 740-498-8964 Kip M. Hursey OwneOperator
Newswanger Meats Newswanger Meats 1585 St Rt 603 Shiloh , OH 44878 419-896-3902 Lester Newswanger Owner
Bernie Mirtes Fisher's Country Market 2917 St. Rt. 61 S. Norwalk , Oh 44857 419-668-6002 Bernie Mirtes Owner
Young's Locker Service Inc Young's Locker Service Inc 16207 Nashville Rd Danville , OH 43014 740-599-6833 Lawrence R Payne Manager
Steve Polansky's Market, Inc. Steve Polansky's Market, Inc. 6703 Dewey Rd Amherst , Oh 44001 440-988-2617 John Polansky President
Sugar Valley Meats Sugar Valley Meats 2149 Dutch Valley Drive, NW Sugarcreek , OH 44681 330-852-4423 Reuben M. Erb Owner
Link's Country Meats Link's Country Meats 7252 Leesville Road Crestline , Oh 44827 419-683-2195 Michael F. Link Owner
Copey's Butcher Shop, Inc. Copey's Butcher Shop, Inc. 10988 Gerlaugh Rd Medway , OH 45341 937-849-1338 Margene Struewing President
Ronald L Smith Frozen Food Locker 604 Rose Ave Washington CH , OH 43160 740-335-6650 Ronald L Smith Owner
Joseph F. Mezinger Cherry Valley Slaughtering & Processing 4345 Piper Road Dorset , OH 44032 440-293-7832 Joseph F Mezinger Owner
R & S Field, Inc St Mary's Meats 13917 State Route 64 Swanton , OH 43558 419-644-3461 Russell D. Field Co Owner
Glenville Packing Glenville Packing 1680 Heinle Road Bucyrus , OH 44820 419-562-7171 Edward R Stevens Jr OwneOperator
J. Richard & Blanche C. Knipe Dick's Packing Plant 7745 St Rt 37 E New Lexington , OH 43764 740-342-4150 Richard Knipe Owner
Dee-Jay's Custom Butchering & Processing Dee-Jay's Custom Butchering & Processing 17460 Ankeny Road Fredericktown , OH 43019 740-694-7492 Michael Jessee Owner
Beitzel's Farm & Meat Processing, Inc. Beitzel's Farm & Meat Processing, Inc. 5557 Cemetery Hill Rd, SW Stonecreek , OH 43840 330-339-5328 Mark Beaber II President
Don White White's Meat Processing 1700 Portsmouth Rd. Peebles , OH 45660 937-587-2930 Don White Owner
Manning Packing Company Manning Packing Company 100 College Avenue Sardinia , OH 45171 937-446-3278 Robert & Gregory Manning Partner
Old Town Butcher Shop Old Town Butcher Shop 112 Brush Row Road Xenia , OH 45385 937-372-4201 Robert Crane Owner
Tucker Packing Co LLC Tucker Packing Co LLC 955 North Mill St Orrville , OH 44667 330-683-3311 John P. Tucker President
Turk Brothers Custom Meats Inc. Turk Brothers Custom Meats Inc. 1903 Orange Road Ashland , Oh 44805 419-289-1051 Roy Turk Owner
Duma Meats, Inc. Duma Meats, Inc. 857 Randolph Rd Mogadore , Oh 44260 330-628-3438 David L Duma President
Chamberlain Farms Meats Inc. Chamberlain Farms 44923 State Route 517 Columbiana , OH 44408 330-457-2307 Jay Chamberlain Owner
Markley's Country Butchering Inc. Markley's Country Butchering Inc. 550 Twp Road 101 West Salem , OH 44287 419-853-4108 Richard Markley Owner
Premier Food Management LLC Premier Food Management LLC 100 Lock Street Cincinnati , OH 45215 513-541-0222 Karen J. Moeller President/Sole Member
Reser's Fine Foods, Inc. Sidari's Italian Foods 3820 Lakeside Avenue Cleveland , OH 44114 216-431-3344 Joseph Sidari President
Thompson, Stephen B., Inc. Best Beef Inc. 670 Cuyahoga Falls Avenue Akron , Oh 44310 330-928-6610 Stephen B Thompson President
Todd Neczeporenko Smokin T's Smokehouse 1550 Stanhope-Kelloggsville Road Jefferson , OH 44047 440-577-1117 Todd Neczeporenko Owner
Jacob's Meats, Inc. Jacob's Meats, Inc. 8127 North St Rt 66 Defiance , Oh 43512 419-782-7831 Mike Stork Manager-V Pres
Smithhisler Meats, Inc. Smithhisler Meats, Inc. 8835 Columbus Road Mt Vernon , Oh 43050 740-397-6254 Wayne T Zollars President
Culinary Management Systems, Inc. Culinary Management Systems, Inc. 2430 E 28th Street Lorain , OH 44055 440-242-0825 Roger L Parson President
Fligner's Supermarket Fligner's Supermarket 1854 Broadway Avenue Lorain , Oh 44052 440-244-5173 Kel Fligner Owner
Canton Hotel and Restaurant Supply Inc Canton Hotel and Restaurant Supply Inc 1930 36th St NE Canton , OH 44705 330-456-4707 Howard N Smuckler President
Himes Vending, Inc Himes Vending, Inc 4654 Groves Road Columbus , Oh 43232 614-868-6931 Robert L Himes President
Fligner's Great Lakes Smoked Meats 1824 Broadway Ave Lorain , OH 44052 440-242-6328 Kel Fligner Owner
Boeckman, J J & Sons Packing Co., Inc. J. J. Boeckman & Son Packing Co., Inc. 1218 Keowee St Dayton , OH 45404 937-222-4679 James R. Weller President
Blue Ribbon Meats, Inc. Blue Ribbon Meats, Inc. 3340 West 67th Place Cleveland , Oh 44102 216-631-8850 Albert Radis President
State Meat Market, Inc State Meats 5338 State Road Parma , Oh 44134 216-398-0183 George Salo & Marie Salo Owner
Ray's Sausage Co., Inc Ray's Sausage Co., Inc 3146 E 123rd St Cleveland , Oh 44120 216-921-8782 Renee Cash President
Gourmet Pasta Pasta Ditoni's 733 North James Road Columbus , OH 43219 614-235-7072 Goga Bhattal President
Marshallville Packing Co Inc Marshallville Packing Co Inc 50 E Market St Marshallville , Oh 44645 330-855-2871 James M. Tucker President
Canaan Meats LTD Canaan Meats LTD 11970 Canaan Center Road Creston , Oh 44217 330-435-4778 Ryan Lilly & Tim Morris owners President
Deluca's Place In The Park Deluca's Place In The Park 6075 Middle Ridge Road Lorain , Oh 44053 440-233-7272 Leonard S Deluca President
Brookview Farm Brookview Farm V-354 Co Rd 24 Archbold , Oh 43502 419-445-6366 Jon Lugbill Vice President
Ethnic Food Imports, LLC Ethnic Food Imports, LLC 1472 Kenmore Blvd. Akron , Oh 44314 216-496-9405 Rade Marich President
Southeastern Ohio Regional Food Ctr Community Action Regional Food Ctr 1005 Cic Drive Logan , Oh 43138 740-385-6813 Tracy Galway
Holiday Italian Sausage Inc. Holiday Italian Sausage Inc. 13408 Enterprise Ave Cleveland , Oh 44135 216-433-1776 Patrick Casa President
Blue Ribbon Meats Inc. Blue Ribbon Meats Inc. 3316 W. 67th Place Cleveland , Oh 44102 216-631-8850 Albert J. Radis President
Wil-Lex Management Inc Al's Quality Market 563 W. Tuscarawas Avenue Barberton , OH 44203 330-753-7216 Dennis A Gray Secretary/Treasurer
Dave Mohler Dave Mohler 8548 Spieth Road Litchfield , Oh 44253 330-722-7225 Dave Mohler Owner
Morrow County Hospital Morrow County Hospital 651 West Marion Road Mount Gilead , Oh 43338 419-946-5015 Chris Truex President
Joseph E. Ruzick Ruzick Fine Meats 5907 North Dixie Drive Dayton , OH 45414 937-898-2401 Joseph E. Ruzick Owner
Lifecare Alliance Lifecare Alliance 1699 West Mound Street Columbus , OH 43223 614-278-3130 Charles Gehring President & CEO
Derringer Company Derringer Company 5530 Fair Lane Cincinnati , OH 45227 513-272-3480 Jack Maybury President
Gochenour Meats Gochenour Meats 131 W Mansfield St New Washingtn , Oh 44854 419-492-2370 Shirley VanEerten Partner
Lifecare Alliance Lifecare Alliance 670 Harmon Avenue Columbus , OH 43223 614-278-3130 Chuck Gehring CEO/President
Sodexo Dining Services Sodexo Dining Services 1 University Plaza Youngstown , Oh 44555 330-941-1718
Jones Processing Jones Processing 6981 St Rt 7 & 305 Hartford , Oh 44424 330-772-2193 Terry A. Jones Owner
Lou's Sausage Co LTD Lou's Sausage Co LTD 14723 Miles Avenue Cleveland , OH 44128 216-752-5060 Frank Vinciguerra Partner
T. L. Keller Meats, LLC T. L. Keller Meats, LLC 3739 Avon Lake Road Litchfield , OH 44253 330-722-4501 Thomas Lee Keller Owner
C & K Meats, Inc. R & K Sausage 7700 Harvard Ave Cleveland , OH 44105 216-341-1251 Martin C. Archacki President
Daycare Catering Services, Inc. Daycare Catering Services, Inc. 2356 Wyoming Avenue Cincinnati , OH 45214 513-661-7200 David F Yeggy President
The Fink Meat Company The Fink Meat Company 2475 Troy Road Springfield , Oh 45504 937-390-2750 J. Douglas Minter President
Walter & Sons Inc Walter & Sons Inc 808 N Dixie Hwy Wapakoneta , OH 45895 419-738-9669 Charles J Walter Jr President
Dayton Public Schools, Food Product Dayton Public Schools, Food Product 741 Washington St Dayton , OH 45402 937-542-3950 Cathie DeFehr Interim Dir of Nutrition
Culinary Management Systems, Inc Culinary Management Systems, Inc 1655 S. Raccoon Road Austintown , OH 44515 330-953-1061 Roger L Parson CEO/GM
Cleveland Food Bank Cleveland Community Kitchen 15500 South Waterloo Road Cleveland , Oh 44110 216-738-2045 Ann Goodman
McCullough-Hyde Memorial Hospital McCullough-Hyde Memorial Hospital 110 North Poplar Street Oxford , OH 45056 513-523-2111 Bryan Hehemann
Buehlers Food Market Inc. Buehlers Food Market Inc. 1401 Old Mansfield Road Wooster , OH 44691 330-264-4355 Daniel R. Buehler President
Tend-R-Lean Steak Co Tend-R-Lean Steak Co 7106 Lorain Ave Cleveland , Oh 44102 216-961-3435 Martin Kreinberg President
Chris's Meat Market Trumbull Locker Plant 3393 St. Rt. 534 Rock Creek , OH 44084 440-474-4631 Chris Kovacic President
Sky Haven Farms Inc. Sky Haven Farms Inc. 4871 Shepherd Creek Rd Cincinnati , Oh 45223 513-681-2303 Edward J Dreyer Owner
David and Brenda's Catering LLC Village Catering 3432 Rhodes Avenue New Boston , Oh 45662 740-456-3663 David G. Litteral President
Scott McMurtrie Herm's Sausage Shop 734 S Perry Street Napoleon , OH 43545 419-592-2771 Scott McMurtrie Owner
M & M Foods, Inc. M & M Foods, Inc. 3270 West 67th Place Cleveland , OH 44102 216-281-2188 Joseph Carrino President
Ritchie's Food Distributors, Inc. Ritchie's Food Distributors, Inc. 527 West Street Piketon , Oh 45661 740-289-4393 Joyce Lightle Owner
Tom Paige Catering Co Inc Paige Food Services 2275 East 55th St Cleveland , OH 44103 216-431-4236 Tom Paige President
Netty's Franchise Corporation Netty's Franchise Corporation 904 Clark Street Holland , OH 43528 419-720-3372 Jeff Long Owner
Golden Rule Catering Food, Flower & Fun LLC Golden Rule Catering Food, Flower & Fun LLC 38 East Main Street Amelia , OH 45102 513-753-3671 Carol Amrine Owner
C & B Country Meats C & B Country Meats 4443 Locust Grove Road Bucyrus , OH 44820 419-562-5715 Kenneth R Cramer Co-Owner
Weidle's Meats & Deli Inc Weidle's Meats & Deli Inc 749 Springmill St Mansfield , Oh 44903 419-522-8663 Karl Hassmann Jr President
Shreve Custom Meats Shreve Custom Meats 200 East Mc Conkey St Shreve , OH 44676 330-567-2142 Raymond E. Haas Owner
Beaver Wholesale Meats Inc. Beaver Wholesale Meats Inc. 539 East Main Street P.O. Box 376 Smithville , Oh 44677 330-669-2141 Richard Beaver President
Your Deli, Inc. Your Deli, Inc 395 Park Avenue Amherst , OH 44001 440-985-3354 Debra Dixon President
We Are Ribs McDays Enterprise 21 Wenz Road Toledo , OH 43615 419-537-9268 James McDay Owner
Winona Frozen Foods Winona Frozen Foods 4955 Whinnery Road Winona , Oh 44493 330-222-1112 Robert A Donaldson Owner
Malitaan, LLC Meat Packers Outlet 244 Federal Ave NW Massillon , OH 44647 330-837-9296 Marion Pacula President
Olde Catering, Inc. Kim's Kitchen & Catering Co. 10333 Northfield Road Northfield , OH 44067 330-908-3350 Howard Shafron Owner
Produce Packaging Inc. Produce Packaging Inc. 7501 Carnegie Ave Cleveland , OH 44103 216-391-6129 Gregory Fritz President
White Barn Inc. White Barn Inc. 853 Twp Rd 1102 Ashland , Oh 44805 419-289-9576 Dennis Gerwig President
Kiflis Restaurant and Bakery Kiflis Restaurant and Bakery 526 Graham Road Suite 9 Cuyahoga Falls , OH 44224 330-926-1999 Svetlana Udovicic
Aunty's Homemade Food Aunty's Homemade Food 401 Elliot Avenue Arlington Heights , OH 45215 513-226-1220 Tennel Bryant OwneFounder
Horst Packing Inc Horst Packing Inc 3535 Renkenberger Road Columbiana , OH 44408 330-482-2997 David Horst President
No Name Cowboy LLC No Name Cowboy LLC 549 Miamisburg Centerville Road Dayton , OH 45459 937-478-5032 David Buehrle Owner
IL Capo Foods IL Capo Foods 792 Ron Lee Lane Boardman , OH 44512 330-301-0452 Rinaldo Caimano Owner
J. B. Meats J. B. Meats 36 Clinton Springs Ave Cincinnati , Oh 45217 513-751-5626 Mark H. Wordeman President
Mary Anne Kettering Mary Anne's Meats, LLC 38 Church Street West (Rear) Lexington , OH 44904 419-884-0003 Mary Anne Kettering OwneManager
Ohio Valley Teen Challenge Ohio Valley Teen Challenge 1319 Florencedale Ave Youngstown , OH 44505 330-743-9030 Rev. Roy D. Barnett President
Royal Deli Foods Inc Stewart Sandwiches 112 West Front Street Perrysburg , OH 43551 419-874-7451 Nancy Avalos Owner
Club 300 Catering Inc. Club 300 Catering Inc. 3304 Collingwood Blvd. Toledo , OH 43610 419-244-0620 James C. Cooks President
Wesley Community Services 2091 Radcliff Drive Cincinnati , OH 45204 513-661-2777 Stephanie Tunison CEO
Jugo's Inc. Jugo's Inc. 5279 Broadview Road Parma , Oh 44134 440-554-3363 Jugoslav Vidic Owner
A Revolution in Nutrition Antones 8578 Market Street Boardman , OH 44512 330-726-2454 Ross Scianna Owner
Deepam India Deepam India 7406 W. Central Avenue Toledo , OH 43617 419-843-1552 Revathi Chillapalli Owner
Luke's Country Meats, LLC Luke's Country Meats, LLC 518 Mansfield-Lucas Road Mansfield , OH 44907 419-526-0018 Lucas D. Hockensmith Owner
Child Care Catering Services, Inc Child Care Catering Services, Inc 42 Harrison Street Bedford , OH 44146 440-439-5540 Michael Rocco President
Fred W. Gott Northern Foods 354 Third Avenue Mansfield , Oh 44905 419-522-4162 Fred W Gott Owner
Cater Tots Cater Tots, LLC 1702 Woodville Road Toledo , OH 43605 419-6932603 Pobert Ellsworth Owner
Thomas Lane Inc Thomas Lane Inc 2071 Midway Drive Twinsburg , OH 44087 330-425-7979 Thomas Lane President
Leonard A Bleh LLC Avril-Bleh Meats 33 E Court Street Cincinnati , OH 45202 513-241-2433 Leonard A Bleh Owner
Bower & Sons Meats & Sausage Bower & Sons Meats & Sausage 2560 Terrace Street Millersport , OH 43046 740-467-3800 James D. Bower, Sr. Owner
Feed Lucas County Children, Inc. Feed Lucas County Children, Inc. 1501 Monroe Street Toledo , OH 43624 419-720-1106 Tony Siebeneck Executive Director
Hayden Cullinary Group Scratch Catering 767 Miamisburg-Centerville Road Dayton , OH 45459 937-567-7850 Matthew Hayden Owner
Taste of Europa, LLC 5683 Pearl Rd. Parma , OH 44129 Dan Kovacevic President
Vocational Guidance Services, Inc. Vocational Guidance Services, Inc. 2235 E 55th St Cleveland , OH 44103 216-881-6077 Robert E. Comben, Jr. President/CEO
Hepner & Hepner, Inc. Al's Meat Market 740 West Main St. Newark , OH 43055 740-344-3130 John Hart President
Dorothy Lane Market Inc. Dorothy Lane Market Inc. 408 Lexow Ave Dayton , OH 45419 937-654-0672 Norman Mayne
Boss Bison Ranch 45701 Unionvale Rd. Cadiz , OH 43907 7409428726 Karen Sticht
JW Meats Sherwood Locker 200 S Harrison St Sherwood , OH 43556 419-899-2658 Jonathon Ankney Owner
Ely Chapman Education Foundation 403 Scammel St. Marietta , OH 45750 740-376-9533 Alice Chapman Founder
Mrs. B's Just Wonderful/Decorative Elegance 4555 Cleveland Ave Columbus , OH 43231 614-563-3117 Barbara Bingham & Sheila Smith Owners
Pettisville Meats, Inc. Pettisville Meats, Inc. 382 Main St Pettisville , OH 43553 419-445-0921 Steve McIntosh President
Breech and Sheila Enterprises LLC 10003 Sawmill Parkway Powell , OH 43065 614-2051497 Sheila M. Breech Owner
Investors United, Inc. Tiger Bakery 4215 Monroe St. Toledo , OH 43606 419-473-8942 Abdul Hammuda Owner
Kimmel Mountain Man Meats Kimmel Mountain Man Meats 16630 State Route 103 Mt Blanchard , OH 45867 419-694-8575 Terry Kimmel Owner
Pineview Farm Meats Pineview Farm Meats 1390 US 250 South Norwalk , OH 44857 419-668-3931 Mark Rospert Owner
Beavertown Food Locker, Inc. East Dayton Meat And Poultry 1546 Keystone Avenue Dayton , Oh 45403 937-253-6185 Michael Lakey Pres. & Treas.
Jackie A. Glassburn Glassburn's Meat Market 9106 SR 160 Bidwell , OH 45614 7404464769 Jackie Glassburn
Raiano Meats LLC Postiy’s/Tomasino’s Meats and Foods 3819 Columbus Rd NE Canton , OH 44705 330-454-4171 Steve & David Dipietro Owner
Tom K Straub Just Meats 846 Eastern Ave Chillicothe , OH 45601 740-773-7838 Tom K Straub OwneManager
Carfagna's Inc. Carfagna's Inc. 1405 Dublin-Granville Rd Columbus , Oh 43229 614-846-6340 Dino Carfagna President
Douglas Sprague Pine Ridge Meat Processing 4559 Anderson Road Fleming , OH 45729 740-749-3166 Douglas G Sprague Owner
Charlanne Farms, Inc. Charlanne Farms, Inc. 126 Erie St. Cortland , Oh 44410 330-637-8707 Wayne Plott Vice-President
Charlanne Farms Inc Charlanne Farms Inc 2785 Warren Burton Road Southington , OH 44470 330-898-2127 Charles Plott President
Countryside Meats Countryside Meats 67921 Mills Rd St Clairsville , OH 43950 740-695-4773 Roger Devore Owner
Lisbon Exempted Village School 260 West Pine Street Lisbon , OH 44432 330420-0056
Terry Orahood Piper Processing 430 N Main St Andover , OH 44003 440-293-7170 Terry Orahood Owner
Jerry Hunt Hunt's Butcher Shop 2167 Ross Road Greenville , OH 45331 937-547-0710 Jerry Hunt Owner
Saum's Meat Market Saum's Meat Market 501 N. Vance St. Carey , Oh 43316 419-396-6905 Kenneth M. Saum Owner
Brother's Fresh Sausage, Inc. Brother's Fresh Sausage, Inc. 308 20th Street, NW Massillon , Oh 44647 330-833-1996 Michael A. Johnson President
PJs of Parma Signature Food Design 7380 State Road Parma , OH 44134 Perry Stancato
Fort Defiance Meats, Inc. Fort Defiance Meats, Inc. 1214 S. Clinton St. Defiance , Oh 43512 419-784-2982 Scott W. Heller President
AVI Food Systems, Inc. AVI Food Systems, Inc. 8040 Whipple Ave., NW North Canton , OH 44720 330-494-5900 Anthony Payiaulas Owner
AV Food Systems, Inc. AVI Food System, Inc./Girard Facility 1057 Trumbull Ave., Unit F Girard , OH 44505 330-494-5900 Anthony Payiaulas Owner
Wholesale Meats Inc. French City Food Service 69 Sycamore Street Gallipolis , OH 45631 740-446-7059 Larry D. Pyles, Sr. Owner
Pinzone Enterprises, Inc. Pinzone's Market Fresh Meats 6046 Broadview Road Parma , Oh 44134 216-351-0801 Anthony M. Pinzone President
Catering on Call, LLC Catering on Call, LLC 15268 Sheldon Road Brook Park , OH 44142 216-267-7937 Victoria Balogh President
Chief Supermarket, Inc Chief's Supermarket 221 Summit Street, P.O. Box 332 Celina , OH 45822 419-586-4268 Stephanie M. Skylar President
Ohio Penal Industry Meat Processing Career Center Ohio Penal Industry Meat Processing Career Center 11446 State Route 762 Orient , OH 43146 614-877-9418 Khelleh Konteh OPI Chief
Shearer Butcher Block And Deli Shearer Butcher Block And Deli 842 E. Miltown Road Wooster , Oh 44691 330-345-6906 Sam Patterson Owner
Haferd's Meat Processing Haferd's Meat Processing 6904 Twp Road 93 Carey , Oh 43316 419-595-2328 James Haferd Manager
Enos Allen Detweiler Geauga Farms Country Meats 14320 Main Market (St Rte 422) Hiram , OH 44234 440-834-8476 Enos Detweiler Owner
B & B Custom Butchering B & B Custom Butchering 55324 National Road Lansing , OH 43934 740-635-1810 Bernie Godaway Jr Owner
Walter Ketring Ketring's Locker Service 1500 S. R. 121 New Madison , Oh 45346 937-996-3172 Walter Ketring Owner
Sunnyside Meat Processing Sunnyside Meat Processing 505 Buffalo Street Vanlue , OH 45890 419-387-7812 Patrick Kinley Owner
M & S Bauer, Inc Border's Market 135 Trux Street Plymouth , Oh 44865 419-687-2634 Mike & Sandy Bauer Owner
Leap Meats Leap Meats 727 North Perry Street Ottawa , OH 45875 419-523-5560 Gregory A Leap Owner
Ramages Quality Processing Ramages Quality Processing 42610 Road Fork Road Caldwell , OH 43724 740-838-6121 Luke Ramage Owner
The Buck Stop The Buck Stop 23222 Road Q Ft. Jennings , OH 45844 419-453-3988 Deb Maag Owner
Larry Copenhefer J & L Farm 2342 South Union Road Medway , OH 45341 937-475-4584 Larry Copenhefer Owner
Carl Hunt Carl Hunt Custom Butchering 338 Morrow Street Greenville , OH 45331 937-548-6725 Carl Hunt
Joe Miller Buckeye Custom Meats 6772 Mt. Eaton Road Dalton , OH 44618 330-857-3337 Joe Miller Owner
Jenn's Custom Meat Processing Jenn's Custom Meat Processing 5311 Johnstown Rd NE Mineral City , OH 44656 330-343-9711 Jennifer L Brown Owner
Tom Ketchem Ketchem's Country Meats 17333 Avon Beldon Rd. Grafton , OH 44044 440-926-0440
Headley Meats Headley Meats 46233 Piatt Park Rd Woodsfield , OH 43793 740-472-0727 Marlin E. Headley Owner
Ted A Sigler, LLC Ted's Market 311 E Washington Street Pandora , OH 45877 419-384-3407 Ted A Sigler Owner
Garry Pasco Pasco's Custom Processing 7933 St. Rt. 231 Nevada , OH 44849 419-927-2420 Garry Pasco Owner
Sharps Custom Butchering & Deer Processing Sharps Custom Butchering & Deer Processing 7205 Pine Grove Road Amanda , OH 43102 740-969-4100 Larry Sharp
H & M Processing LLC H & M Processing LLC 7532 Cincinnti Brookville Road Okeana , OH 45053 513-907-7367 Nancy Herrmann Owner
Frobose Meat Locker, Inc Frobose Meat Locker, Inc 215 East Front Street Pemberville , OH 43450 419-287-4923 Bob Frobose Owner
Marvin D. Hege M & M Butchering 3420 Bogus Road SE Washington CH , OH 43160 740-335-9020 Marvin D Hege Owner
Buckeye Career Center Buckeye Career Center 545 University Dr., NE New Philadelphia , OH 44663 330-3392288 Scott Ripley
Goedel's Farmerstown Meats, LLC Goedel's Farmerstown Meats, LLC 2934 TR 163 Sugarcreek , OH 44681 330-897-7972 Jamie Goedel Owner
R & B Meats R & B Meats 122 South Main Street Continental , OH 45831 419-596-3690 Chad Okuley Owner
Steve's Meats Steve's Meats 14200 Stout Road Logan , OH 43138 740-385-5907 Steve Edwards Owner
J & M Meat Processing J & M Meat Processing 360 S Zuefle Drive McDermott , OH 45652 740-259-3030 R. Michael Graf Owner
Vonder Haar Meats Vonder Haar Meats 522 E. Boundry Street Ft Recovery , OH 45846 419-375-2876 Doug Bihn Operator
A-1 Zabiha Meat A-1 Zabiha Meat 1990 Center Road Clinton , OH 44216 216-904-8340 Saleem S. Syed CEO
Thatcher Custom Butchering 7961 St. Rt. 56 East Circleville , OH 43113 740-497-5725 Robert W. Carder Owner
Larry D. Barrera Barrera's Community Meats 230 Main Street Port William , OH 45164 937-416-5489 Larry Barrera Owner
Buehler's Meat Processing Buehler's Meat Processing 131 S. Sycamore St. St Henry , Oh 45883 419-678-3333 Jeff Buehler Owner
Heckler Slaughterhouse Heckler Slaughterhouse 8100 Weitz Road Celina , Oh 45822 419-586-3341 Mark Buening Owner
Saling's Custom Meat Processing, LLC Saling's Custom Meat Processing, LLC 16000 Archibold Road Caldwell , Oh 43724 740-732-4667 Pernell Saling Owner
Shearer Meats Shearer Meats 10670 Mapleton Street East Canton , OH 44730 330-488-2064 Beth Shearer Owner
Twin City Frozen Foods, Inc. Twin City Frozen Foods, Inc. 9650 Lancaster-Kirkersville Road Baltimore , OH 43105 740-862-4880 Robert F. George President
Mt Victory Meats Mt Victory Meats 26550 St Rt 37 Richwood , OH 43344 740-943-2417 Craig Powell Owner
Yoder Custom Meats LLC Yoder Custom Meats LLC 7508 Honeytown Road Fredericksburg , OH 44627 330-695-5312 John Yoder Owner
Pioneer Career and Technology Center Pioneer Career and Technology Center 27 Ryan Road Shelby , Oh 44875 419-347-7744 Greg Nickoli Director
C & J Meats C & J Meats 25670 Mountz Road Minerva , OH 44657 330-525-7702 John W. Schneider
Miller's Quality Meats Duane Earl Miller 113 North Main Street Christiansbur , Oh 45389 937-857-9273 Duane Miller Owner
Edwards Meats Edwards Meats 10836 State Route 374 Rockbridge , OH 43149 740-385-3025 Michael Edwards Owner
Lazy Acre Meats Lazy Acre Meats 1521 Twp Rd 128 SE Junction City , OH 43748 740-342-2677 Shiela Givens Owner
Gwirtz Foods Inc. Gwirtz Foods Inc. 5001 St. Rt. 39 West Shelby , OH 44875 419-342-6228 James F. Gwirtz Owner
Wenzinger Processing LLC Wenzinger Processing LLC 100 Main Street (PO Box 34) Miller City , OH 45864 419-876-3612 Robert J. Wenzinger Owner
Jeff D. Sager Sager's Meat Processing 346 East Main Ottawa , Oh 45875 419-523-4194 Jeff D. Sager Owner
Hermiller's Butcher Shop LLC Hermiller's Butcher Shop LLC 15076 Co Road G Ottawa , Oh 45875 419-876-3260 Teresa M Hermiller Owner
Ben A. Raber Miller's Custom Meats 5493 Co. Rd. 68 Millersburg , Oh 44654 330-893-1336 Ben A Raber Owner
Hartville Locker Service Hartville Locker Service 119 Sunnyside Avenue Hartville , OH 44632 330-877-9547 JD & Kelly Lucas Co-Owners
Circleville Fast Freeze Circleville Fast Freeze 161 Edison Ave Circleville , Oh 43113 740-474-2701 Paul R Nagel Owner
Duane Kinstle Kinstle Custom Slaughter 4935 Franklin Church Road Shiloh , Oh 44878 419-895-1371 Howard E. Kinstle Owner
Rudy's Custom Meats Rudy's Custom Meats 4630 Mansfield-Adario Road Shiloh , OH 44878 419-895-1089 Richard Rudy Owner
Timothy P. Leslie Leslie Farm Meat Processing 11877 Leslie Road Lisbon , OH 44432 330-227-3467 Timothy P Leslie Owner
Wayne's Meats Wayne's Meats 6991 Flenner Ave SW Navarre , Oh 44662 330-767-3995 Wayne King Owner
Family Market Custom Killing Family Market Custom Killing 46391 Main Street, Centerville Belmont , OH 43718 740-686-2288 Jamie Rowson Owner
Twin City Frozen Foods, Inc Twin City Frozen Foods, Inc 114 West Mulberry Street Baltimore , Oh 43105 740-862-4880 Robert F. George Owner
Kirby's Butcher Shop Kirby's Butcher Shop 6619 Arcanum Bears Mill Rd Greenville , Oh 45331 937-548-1907 Gary Kirby Owner
Walter Ketring Ketring's Locker Services 119 E Washington St New Madison , OH 45346 937-996-3172 Walter Ketring Owner
Stemble's Meats, L.L.C. Stemble's Meats, L.L.C. 18 State Route 273 East Belle Center , Oh 43310 937-464-6328 Joe LeVan Owner
Tracey's Meat Packing Tracey's Meat Packing 9391 Co Rd 296 East Liberty , Oh 43319 937-666-2131 Paul Tracey Owner
Kenny Bussard Bussard's Slaughter House 7593 Shimp Road Germantown , Oh 45327 937-855-3035 Kenny Bussard Owner
Daniel Ripley Camden Locker 52 East Central Avenue Camden , OH 45311 937-452-3223 Daniel T. Ripley Owner
Davidson Meat Processing Davidson Meat Processing 6490 Corwin Ave Waynesville , OH 45068 513-897-2971 Patrick Davidson Owner
Brenner's Custom Butchering Brenner's Butchering 850 Township Rd 31 N Bellefontaine , OH 43311 937-599-4435 Floyd Brenner Owner
Cotterman Brothers Processing Cotterman Brothers Processing 14076 Laurel Hill Rd Glenford , OH 43739 740-787-2922 Ted Cotterman Owner
Myers Brothers Custom Butchering Myers Brothers Custom Butchering 603 Bogart Road Huron , Oh 44839 419-433-2425 Charles E. Myers Partner
Melvin and Clara Yoder Yoder's Poultry 1702 Freeland Hollow West Union , OH 45693 937-544-9938 Clara Yoder Co Owner
Schroeder Chicken Cleaning Schroeder Chicken Cleaning 8082 Co Road 7 Leipsic , OH 45856 419-943-2793 Karen Schroeder Owner
J & J Poultry Processing J & J Poultry Processing 515 Richholt Street Holgate , OH 43527 419-439-5331 John Jacobs Owner
Larry Troyer Troyer's Farm 7291 Mt Aire Road Russellville , OH 45168 937-728-0310 Larry Troyer Owner
Landon Fraker Poultry Barn 6183 Houseman Rd. Ostrander , OH 43061 7402723481 Landon Fraker Owner
Nathan Manion Plucky Poultry Processing 1658 Cullison Road Utica , OH 43080 740-258-0968 Nathan Manion
Paul R. Rissler Spring Maple Enterprises 400 Baseline Road W Shiloh , OH 44878 419-896-2468 Paul R Rissler Owner
Brunty Farms Brunty Farms 2470 Martin Road Akron , OH 44333 330-594-7315 Jeff Brunty Owner
Amos Schwartz Plucky Poultry Processing 1658 Cullison Road Utica , OH 43080 740-668-4573 Amos Schwartz Owner
W. F. Longshore Farm W. F. Longshore Farm 1700 Longshore Lane Zanesville , Oh 43701 740-452-6539 Bill Longshore Owner
Lehman Poultry Lehman Poultry 2238 Beeson Mill Road Leetonia , OH 44431 330-427-2291 David Lehman Owner
Carl H Koch Valleyview Turkey Farm 4900 Yankee Road Middletown , OH 45044 513-313-3663 Carl H Koch Owner
Ebel's Chicken Coop Ebel's Chicken Coop 17146 State Route 114 Grover Hill , Oh 45849 419-587-3524 Debra Ebel Owner
LaDonna S. Henson Briarwood Valley Farms 504 US 224 Sullivan , OH 44880 419-736-2298 LaDnna Henson Owner
Chef's Cafe, Inc. Chef's Cafe 7250 Fields Ertel Road Cincinnati , OH 45241 513-779-2323 Jay Bettman President
Chely Broerman Broerman Farms 11729 Leedy Road Fredericktown , OH 43019 419-886-2141 Chely Broerman President
Pleasant Valley Poultry Pleasant Valley Poultry 3160 Pleasant Valley Road Baltic , OH 43804 330-897-0626 Aden Troyer Owner
Difeo and Sons Poultry, Inc. Difeo and Sons Poultry, Inc. 1075 Grant St Akron , OH 44301 330-773-7881 Robert A Difeo CEO
Tea Hills Farms Tea Hills Farms 269 Twp Rd 2450 Loudonville , OH 44842 419-685-1689 Cara & Jason Tipton
Just Natural Provision Co., Inc. Just Natural Provision Co., Inc. 4900 Crayton Avenue Cleveland , OH 44115 216-431-7922 Dennis C. Parker President
King & Sons Poultry Services, Inc King & Sons Poultry Services, Inc 8091 Horatio-Harris Creek Road Bradford , OH 45308 937-448-2448 Marilyn King Owner
Walter Johnson Johnson Farms 3936 Farmers Road Wilmington , OH 45177 937-685-2052 Walter Johnson Owner
Sid-Mar Foods, Inc. Perfette's Sausage 1481 South Avenue Youngstown , OH 44502 330-743-0112 Richard Seidler President
Springfield Poultry, Inc. Springfield Poultry, Inc. 2525 E High St Springfield , OH 45505 937-323-9779 Charles Mellott OwnePresident
Erb Poultry Inc Erb Poultry Inc 949 South Main Street Lima , OH 45802 419-222-9746 Lewis W Erb Jr President

Hi All, hope everyone is doing good. I need some suggestions from you guys to shortlist potential apartments for us.
I am from Columbus, Ohio and going to move to Jersey City on 1st Feb,23 and I am looking for one bedroom apartment for me and my gf. And we have a cat as well.
I am primarily searching in Paulus Hook, Exchange place, The waterfront, Newport, Downtown, Hamilton Park area (found out these areas are happening and safe).
I am not dead set on amenities, but I like good views specially if its Manhattan skyline or Statue of Liberty. I will work from home 4 out of 5 days a week and will travel to Midtown once a week through Path train.
My budget is 3k per month for rent and savings is more important than having a view in apartment.
I am looking into different options through Zillow. Do you think my budget is too low for having a good apartment with view? Or in general, what apartments can you suggest? I have also seen some apartments have one month rent free options, in those cases, my budget can go a little bit higher.
Do you think winter months are better to rent an apartment? How is the current rental market trend?
Apologies for writing a big paragraph. Any lead will help us a lot. Thanks.