21F, please help. I need to figure out what's going on. I've been to the ER five times in the last year for this and don't have solid answers.
I have recurring ovarian cysts. They've been coming every 2-4 months and cause issues for a month when they appear. This is my third cyst. The last one was 2.2" in diameter (the short side of a credit card). The pain comes in waves, and when I'm resting, it's 3/10. At its worst, it's 10/10 writhing in bed in agony. To bend over or flex my abdominal muscles hurts.
I have a cyst currently and went to the ER last week; anal bleeding also this time. The pain is not 10/10 this time but was 5/10 last night. Heat takes the edge off. Ice less so. Pain meds have to be strong to do anything. I worry about developing a dependence on pain meds if this continues. I've been meticulous about taking pain meds only when I have to. I've had pain after sex, vaginal bleeding, general full abdominal pain, gas, lethargy, nausea, unexplained weight gain, lower back pain, and trouble sleeping due to pain.
These started last August. Never had one before then. Things were going well; in a good, healing place mentally.
I've only gone to the ER out of desperation. They've done CTs and ultrasounds. They've taken blood and urine. My labs came back great. EKG says my heart is perfect. As of a year ago, MRIs for head, neck, and spine are regular. I haven't had a period in over six months (IUD). Negative for PCOS. No drugs, alcohol, or smoking/vaping. Never and not currently pregnant. No family history of menstrual issues. Obese but eating well. Not drinking enough water, but doing better. Thyroid issues on both sides of the family (hyperthyroidism AND hypothyroidism), but mine has been normal as far as I know.
Meds: vyvanse, venlafaxine, gabapentin, daily vitamin and hair, skin, and nails vitamin
Diagnoses: MDD (in remission), PTSD and C-PTSD (working on in therapy), Acute stress disorder (in remission), idiopathic hypersomnia (started Sept 2022; unexplainable), pending ADHD/Autism/Dyslexia diagnoses
History: sexual abuse, long-term severe psychological abuse, lifetime obesity that I'm working on currently
Could it be a psychosomatic response to sexual trauma (currently working on in therapy)? Does this fit the bill for endometriosis? Why do I continually have these, and how can I stop them?

Here's the info on the players highlights in the leagues while we grind for the 90s and 95.
Satchel Paige:
Leroy Robert "Satchel" Paige (July 7, 1906 – June 8, 1982) . His career spanned five decades and culminated with his induction into the Hall of Fame. On town tours across the United States, Paige would sometimes have his Infielders sit down behind him and then routinely strike out the side. At age 42 in 1948, Paige made his debut for the Cleveland Indians ; to this day, this makes him the oldest debutant in the National League or American League history. Additionally, Paige was 59 years old when he played his last major league game. Paige was the first black pitcher to play in the American League and was the seventh black player to play in Major League Baseball.
Hilton Smith
Hilton Lee Smith (February 27, 1907 – November 18, 1983) was an American right-handed pitcher in Negro league baseball. He pitched alongside Satchel Paige for the Kansas City Monarchs between 1932 and 1948. He was inducted into the National Baseball Hall of Fame in 2001.
Often Paige would pitch the first three innings of a game, leaving Smith to pitch the remaining six. Also, unlike Paige, Smith was a very good hitter.
Rube Foster
Andrew "Rube" Foster (September 17, 1879 – December 9, 1930) was an American baseball player, manager, and executive in the Negro leagues. He was elected to the Baseball Hall of Fame in 1981.
He organized the Negro National League, the first long-lasting professional league for African-American ballplayers, which operated from 1920 to 1931. He is known as the "father of Black Baseball.
Hank Thompson)
Henry Curtis Thompson (December 8, 1925 – September 30, 1969) was an American player in the Negro leagues and Major League Baseball who played primarily as a third baseman. At the beginning of his career, he was a hard-hitting star for the Monarchs in the Negro American League, playing both infield and outfield. At 17, he played right field in his first season, batting .300.
The following year he was drafted into the Army. Thompson was a machine gunner with the 1695th Combat Engineers at the historic Battle of the Bulge.
With the start of the major league 1947 season, history was made when Jackie Robinson broke the color line with the Brooklyn Dodgers. Thompson was with the Browns a little over a month and hit only .256 in 27 games, mainly at second base. On August 23 he was released, and he rejoined the Monarchs through the 1948 season
Buck O'Neil
John Jordan "Buck" O'Neil Jr. (November 13, 1911 – October 6, 2006) was a first baseman and manager in the Negro American League, mostly with the Kansas City Monarchs. After his playing days, he worked as a scout and became the first African American coach in Major League Baseball. He was elected to the Baseball Hall of Fame in 2022 as an executive.
O'Neil's life was documented in Joe Posnanski's 2007 book The Soul of Baseball.
When Tom Baird sold the Monarchs at the end of the 1955 season, O'Neil resigned as manager and became a scout for the Chicago Cubs, and is credited for signing Hall of Fame player Lou Brock to his first professional baseball contract. O'Neil is sometimes incorrectly credited with also having signed Hall of Famer Ernie Banks to his first contract; Banks was originally scouted and signed to the Monarchs by Cool Papa Bell
Jackie Robinson
You must live under a rock if you dont know Jackie's story by now
John Donaldson)
John Wesley Donaldson (February 20, 1891 – April 14, 1970) was an American baseball pitcher in Pre-Negro league and Negro league baseball. In a career that spanned over 30 years, he played for many different Negro league and semi-professional teams, including the All Nations team and the Kansas City Monarchs. Researchers so far have discovered 718 games in which Donaldson is known to have pitched. Out of those games, Donaldson had over 420 wins and 5,221 strikeouts as a baseball pitcher. According to some sources, he was the greatest pitcher of his era.
Newspaper coverage of Donaldson games reveal 424 wins and 169 losses, 15 ties, and a winning percentage of .697. He also notched 5,221 strikeouts, an ERA of 1.37, and 86 shutouts against all levels of competition. He completed 296 of 322 starts (92%
Donaldson can be credited with 14 no-hitters, two perfect games, and dozens of one-hitters. He also has two 30 strikeout games, 11 games with more than 25 strikeouts (including two back-to-back 25 strikeout games), 30 games with more than 20 strikeouts, 109 games with more than 15 strikeouts, and a total of 203 double digit strikeout games. Donaldson could also hit well, batting .334 in over 1,800 at bats.
Martin Dihigo
Martín Magdaleno Dihigo Llanos (May 25, 1906 – May 20, 1971), called The Immortal and “The Maestro “, was a Cuban professional baseball player. He played in Negro league baseball and Latin American leagues from 1923 to 1936 as a two-way player, both as a pitcher and a second baseman, although he excelled at all nine positions and later as a manager.
He began his professional baseball career in the winter of 1922-23 at the age of 16 as a substitute infielder for Habana in the Cuban League. Over the course of his career, he played all nine positions. As a hitter, he led the Negro leagues in home runs in 1926 and 1935. As a pitcher, he once defeated Satchel Paige while Paige was touring Cuba.
Dihigo's career record in twelve seasons in the Negro leagues was a .307 average and .511 slugging percentage, with 431 hits, 64 home runs, 61 doubles, 17 triples, 227 RBI, and 292 runs scored in 1404 at bats. He drew 143 walks and stole 41 bases. As a pitcher, he went 26–19 with a 2.92 ERA, with 176 strikeouts and 80 walks in 354 innings
Martin Dihigo is the only player honored to be inducted into FIVE baseball halls of fame. The American, Cuban, Mexican, Dominican Republic and Venezuelan Baseball Halls of Fame.
I imagine the videos in MLB are very good and i plan to watch them later after i finish the Negro league missions and WBC stuff. Very cool to learn about these players. There were some incredible ballplayers unfortunately not given the opportunity to leave their mark on MLB because of their skin tone. Also seems like a good amount of these guys served in WWII

Originally posted in lunchmoney

Background

This is a method that goes over how you can make $5,000 - $10,000 risk-free by signing up for new user bonuses with various regulated sportsbooks (earnings depend on your location). Because I am in Canada, I will cover the Ontario market, but if you live in other regulated areas you can still use 99% of this guide to learn how to make money on sportsbooks. I made another guide on Sports Betting Arbitrage here, where I show you have you can make $500 per day, risk-free. I have personally made over $25,000 from sports betting and will answer any questions you have in the comments!

Basics of Sports Betting

Here are some common sign-up bonuses, terms and conditions (T&Cs), and sports betting lingo:
Different Sign-Up Bonuses:

• Deposit Match – A deposit match is what it sounds like, when you sign up for the sportsbook and make a deposit, the sportsbook will match your deposit in bet credits or cash.
• Bet & Get – When you sign up and place qualifying bets, the sportsbook will grant you a certain amount of bet credits (usually significantly more than your initial bet).
• 2nd Chance Bet – Some sportsbooks will offer a 2nd chance bet where the bettor only gets a bet credit if your initial bet LOSES. To make the most of this bonus, you should intentionally lose on the initial sportsbook and cover your loss on a different sportsbook and then use your 2nd chance bet.

Common T&Cs:

• Minimum Odds – Some sportsbooks will implement a minimum odds clause in their T&Cs for bets placed in connection to a promotion. If the book sets the minimum odds to -200, this means you must bet on odds of -200, -150, +150, +200, … etc.
• Wagering Requirements / Rollover – A rollover clause means that you must bet the amount of your deposit a certain amount of times. For example, a 5x rollover on a deposit of $100 means you need to wager $500 to claim the bonus. Be careful because sometimes you need to rollover both the deposit and the bonus.
• "Stake Not Returned" – When a book does not return your stake, this means that for the bet credits you are granted, you only get the winnings and NOT the stake. For example, if you use $100 of bet credits that don't return the stake, and you bet it on a +150 event that wins, your account balance will go up by $150. If they did return the stake or if it was just a cash bet, your account balance would go up $250 (because you would get the initial $100 stake back).
• Flexible Bet Credits - if a bet credit is flexible, it means you can bet in any increment you want, for example: if you get a $100 flexible bet credit, you can place 100 bets of $1 each, 2 bets of $50 each, 4 bets of $25 each, etc.
• Semi-Flexible Bet Credits - if a bet credit is semi-flexible, it means you can bet in the increment that the sportsbook allows, for example: if you get a $100 semi-flexible bet credit that is split into 4 bets of $25 each, you cannot place 8 bets of $12.50 or 10 bets of $10.

*These are just a few confusing T&Cs. You must read the T&Cs of each promotion to ensure that you understand what the bonus entails because that could change your strategy to maximize each bonus!
Common Sports Betting Lingo:

• Stake vs. Winnings vs. Payout - in betting, if you place a bet of $100 on the Raptors to win at +250 odds. If the Raptors win, you win $250 and are paid a total of $350. From this example, the $100 was the stake, the $250 is the winnings and the $350 is the payout.
• This guide assumes you know the basics of sports betting. If you do not, please follow this link to find a quick online guide.

Maximizing Winnings on Each Sportsbook

• Although all of the following sportsbooks are in Ontario, if you live in the US or Europe, many of these same books will have identical (or very similar promotions), so this will still apply to you.
  • If you are in the US or Europe, go to my google drive resource here and download my bet tracking excel sheet. Under the "Bet Credit Retention" tab, you can customize your own bet credit terms, and my excel sheet will tell you exactly how much you need to bet to get a risk-free win! Remember to read the instructions for the excel sheet (also in my google drive) because it can get a little tricky.
• I will also put a ⭐ rating (out of 5) which only rates the sportsbooks sign-up bonus, which is not the same as what I would rate them overall!
• As a note, in the title of each credit, I will specify whether the stake is returned, what the rollover is (assume no rollover if I say nothing), and whether the bet credits are flex, or semi-flex (assume just neither if I say nothing).

⭐⭐⭐ 888Sport - 100% First Deposit Match (up to $250) - Stake Not Returned

• Deposit $250 and bet in $50 increments on odds of -200 or greater (this must be done according to the T&C) and hedge your bets on another sportsbook
• Claim your $250 bonus and wager it on a +300 event, wager $562.50 on the opposite side of the original line at -300 on another sportsbook
• When the credits don't return the stake, wagering your bet credit on the highest possible odds will allow you to make the most money off your credit (in this case I chose +300 odds because they are quite high, and going above that is tough to find, even with the screening software I explain later on in this document)
• I explain why betting your credit on the highest possible odds is optimal later on, so keep reading!
• Guaranteed risk-free profit: $187.50
  • Reasoning: If the +300 wins, you get the $750 of winnings and since you bet $562.50 on the opposite side, your net payout is $187.50! If the -300 event wins, you get the winnings of $187.50 and you get your original $562.50 stake returned (since you used bet credits on the +300 side, you have no cost so you are still up $187.50 regardless)!

⭐⭐⭐⭐⭐ Bet365 - Bet $1 and Get $250 in Bet Credits - Stake Not Returned & Flex

• Deposit $10 and bet in $1 on any odds (this must be done according to the T&C) – no need to hedge on this as its only $1
• Claim your $250 bonus and wager it on a +300 event, wager $562.50 on the opposite side of the original line at -300 on another sportsbook
  • Remember, because these are flex credits, you can place a smaller bet using your credits (on the +300 side) so you don't have to cover so much on the -300 side. And this goes for every other flex credit too, not just Bet365!
• Guaranteed risk-free profit: $187.50

⭐⭐⭐⭐ Bet99 - 100% Matched Bonus on First Deposit (up to $500) – Stake Returned, Flex & 5x Roll

• Deposit $500 and wager your deposit 5 times on odds of -125 or greater (this must be done according to the T&C) and hedge your bets on another sportsbook (since these are covered, you make nothing on these initial bets)
• Because the stake is returned, you can treat the bonus as a cash bet so you can bet the bonus on a +100 event and cover a +100 bet on another sportsbook (by betting $500 on the other sportsbook)
• Guaranteed risk-free profit: $500

⭐⭐⭐⭐ Betano - 100% Matched Bonus on First Deposit (up to $500) – Stake Returned, Flex & 5x Roll

• Deposit $500 and wager your deposit + bonus ($1,000) 5 times on odds of -200 or greater (this must be done according to the T&C) and hedge your bets on another sportsbook
• Claim your $500 bonus and wager it on a +100 event, wager $500 on the opposite side of the original line at +100 on another sportsbook
• Betano is a great sportsbook for hedging because it has a “MAX” button which tells you how much you can bet, allowing you to execute on another sportsbook first with high confidence that Betano will accept your bet on the opposite line!
• Guaranteed risk-free profit: $500

⭐⭐⭐ BetRivers - 2nd Chance Bet (up to $500) – Stake Not Returned

• Deposit $500 and wager your deposit on odds of -200 or greater (this must be done according to the T&C) and hedge your bet on another sportsbook
• The goal with 2nd Chance Bets is to intentionally lose on the original sportsbook because you only get the credit if your bet loses. So you should try and bet on the highest odds possible (+400, +500, +600, +700 … etc.) and cover your bet on another sportsbook. I'll explain this later in more detail.
• Once you’ve intentionally lost on BetRivers, claim your $500 bonus and wager it on a +300 event, wager $1,125 on the opposite side of the original line at -300 on another sportsbook
• Guaranteed risk-free profit: $375

⭐⭐⭐⭐ BetVictor - 100% Matched Bonus on First Bet (up to $300) – Stake Not Returned & Flex

• Deposit $300 and wager your deposit on odds of +100 or greater (this must be done according to the T&C) and hedge your bets on another sportsbook
• Claim your $300 bonus and wager it on a +300 event, wager $675 on the opposite side of the original line at -300 on another sportsbook
• Guaranteed risk-free profit: $225

⭐⭐ Betway - 100% Matched Bonus on First Deposit (up to $200) – Stake Returned, Flex & 10x Roll*

• Deposit $200 and wager your deposit 10 times on odds of -150 or greater (this must be done according to the T&C) and hedge your bets on another sportsbook
• Claim your $200 bonus and wager it on a +100 event, wager $200 on the opposite side of the original line at +100 on another sportsbook
• Guaranteed risk-free profit: $200

⭐⭐⭐ Caesars - 2nd Chance Bet (up to $500) – Stake Not Returned

• Deposit $500 and wager your deposit on any odds (this must be done according to the T&C) and hedge your bets on another sportsbook
• Similar to BetRivers, you want to intentionally lose to claim the bet credit, so bet on the highest possible odds where you can find a hedge on another sportsbook
• Once you’ve intentionally lost on BetRivers, claim your $500 bonus and wager it on a +300 event, wager $1,125 on the opposite side of the original line at -300 on another sportsbook
• Guaranteed risk-free profit: $375

⭐⭐⭐⭐⭐ DraftKings - Bet $5 and Get $200 in Bet Credits – Stake Not Returned & Semi-Flex

• This promotion is unique because you need to deposit $10 and bet $5 on a winning pre-game moneyline for any College Basketball game and then you get 8x $25 bet credits (totaling $200). Pick a heavy favourite to maximize your chances (there are no minimum odds for this)
• Claim your $200 bonus (of 8x $25 bets) and wager each bet on a +300 event, wager ~$450 on the opposite side of the original line at -300 on another sportsbook
• Guaranteed risk-free profit: $150

⭐⭐⭐⭐⭐ Fanduel - 2nd Chance Bet (up to $1,000) – Stake Returned & Flex

• Deposit $1,000 and wager your deposit on any odds greater than -300 (this must be done according to the T&C) and hedge your bets on another sportsbook
• Similar to BetRivers and Caesars, you want to intentionally lose to claim the bet credit, so bet on the highest possible odds where you can find a hedge on another sportsbook
• Once you’ve intentionally lost on Fanduel, claim your $1,000 bonus and wager it on a +100 event, wager $1,000 on the opposite side of the original line at +100 on another sportsbook
• Guaranteed risk-free profit: $1,000

⭐⭐⭐⭐⭐ LeoVegas - Cash Bonus on First Three Deposits (up to $500)

• LeoVegas offers a unique sports welcome bonus that will require some explaining
• The bonus is claimed in three different deposits. Firstly, you are going to want to deposit $300 and wager it 10 times on odds greater than -125 and hedge your bets on another sportsbook. Once you’ve done this, you claim a $300 cash bonus straight into your account balance.
• Next, you are going to deposit $100 and wager it 10 times on odds greater than -125 and hedge your bets on another sportsbook. Once you’ve done this, you claim a $100 cash bonus straight into your account balance. Repeat this one more time for another $100 cash bonus and then you are all done!
• Guaranteed risk-free profit: $500

⭐⭐⭐ NorthStar Bets - 100% Matched Bonus on First Bet (up to $150) – Stake Not Returned

• Deposit $150 and wager your deposit on odds of -500 or greater (this must be done according to the T&C) and hedge your bets on another sportsbook
• Claim your $150 bonus and wager it on a +300 event, wager $337.50 on the opposite side of the original line at -300 on another sportsbook
• Guaranteed risk-free profit: $112.50

⭐⭐⭐ PartySports - 100% Matched Bonus on First Deposit (up to $100) – Stake Returned, Flex & 5x Roll

• Deposit $100 and wager your deposit 5 times on odds of -200 or greater (this must be done according to the T&C) and hedge your bets on another sportsbook
• Claim your $100 bonus and wager it on a +100 event, wager $100 on the opposite side of the original line at +100 on another sportsbook
• Guaranteed risk-free profit: $100

⭐⭐⭐⭐ PointsBet - 2nd Chance Bets (up to $1,000) – Stake Not Returned & Semi-Flex

• Pointsbet’s welcome offer gives you a 2nd chance bet offer for your first 10 days as a participant. You can get $100 in bet credits (broken into 2x $50 bet credits) each day!
• To claim this, deposit $1,000 on your first day and wager $100 on any odds greater than -200 (this must be done according to the T&C) and hedge your bets on another sportsbook
• Similar to BetRivers, Caesars, and Fanduel, you want to intentionally lose to claim the bet credit, so bet on the highest possible odds where you can find a hedge on another sportsbook
• Repeat this step for 9 more days and claim your $100 bet credit each day!
• Once you have all 10 of your $100 bet credits, wager them on a +300 event, wager $225 on the opposite side of the original line at -300 on another sportsbook
• Guaranteed risk-free profit: $750

⭐⭐⭐⭐ theScore Bet - 2nd Chance Bets (up to $500) – Stake Not Returned & Semi-Flex

• Deposit $500 and wager your deposit on any odds and hedge your bets on another sportsbook
• Similar to BetRivers, Caesars, and PointsBet, you want to intentionally lose to claim the bet credit, so bet on the highest possible odds where you can find a hedge on another sportsbook
• Once you’ve intentionally lost on theScore, claim your $500 bonus (10x $50 Credits) and wager it on a +300 event, wager $1,125 on the opposite side of the original line at -300 on another sportsbook
• Guaranteed risk-free profit: $375

⭐⭐⭐⭐⭐ Sports Interaction - 100% Matched Bonus on First Deposit (up to $1,000) – Stake Not Returned & Flex

• Deposit $1,000 and wager your deposit on odds of -200 or greater (this must be done according to the T&C) and hedge your bets on another sportsbook
• Claim your $1,000 bonus and wager it on a +300 event, wager $2,250 on the opposite side of the original line at -300 on another sportsbook
• Guaranteed risk-free profit: $750

⭐⭐⭐ Unibet - 2nd Chance Bet (up to $200) – with Stake Takeback

• Deposit $200 and wager your deposit on any odds greater than -300 (this must be done according to the T&C) and hedge your bets on another sportsbook
• Similar to BetRivers, Caesars, and Fanduel, you want to intentionally lose to claim the bet credit, so bet on the highest possible odds where you can find a hedge on another sportsbook
• Once you’ve intentionally lost on Unibet, claim your $200 bonus and wager it on a +300 event, wager $450 on the opposite side of the original line at -300 on another sportsbook
• Guaranteed risk-free profit: $150

---
Summary: Summing all of these guaranteed profits up, you can get $6,437.50 by completing all of these sign-up bonuses! Many of these same sportsbooks also offer promotions for active users that you can use as well (reload bonuses, boosted odds, refer-a-friend promos, etc.) so you can continue making money once you have done the sign-up promotion.

Finding Odds

How the Previous Section Assumes that Odds Work: If the Lakers play the Warriors and the Warriors moneyline is +100 on Fanduel, and since the Warriors will win 50% of the time (based on those odds) then the Lakers will also win 50% of the time. Because of this, based on expected payoffs, we assume Fanduel will have the Lakers moneyline at +100.
How Odds Actually Work: Fanduel obviously wants to make money, so if they put the Warriors at +100, they will put the Lakers at -150 to give Fanduel a nice chunk called a spread. This is inevitable in the sports betting industry because sportsbooks need to make money. Assuming the spreads are 20% (which is like a tax on each bet), instead of making the original $6,437.50 from the sign-up bonuses, you will only make $5,150.00, meaning you would lose $1,287.50 if you took that 20% spread!
How can we Save the 20% Tax: Software! Odds change every second of the day and after months of searching for odds manually, a very inefficient and time-consuming task, I finally found a tool called OddsJam. OddsJam screens millions of odds per second on hundreds of sportsbooks, including all the sportsbooks I’ve mentioned above. Using the OddsJam platform has saved me thousands of dollars and is the reason I was able to make so much off sign-up bonuses.
If you decide to start harvesting bonuses on sportsbooks, using OddsJam is a must and you can use my link and promo code “Firebet” at checkout for 25% lifetime discount (to ensure you get the discount, press on my link before signing up and enter the promo code at checkout)! Remember, this software can increase your earnings from the signup bonuses by $1,287.50💵❗You can make even more if you use the arbitrage tool, which I cover in a different guide (linked here).

Example of Doing a Sign-Up Bonus

Steps:

1. Log into OddsJam and go to the Arbitrage Betting Tool (this tool comes with the industry plan)
2. Once on the Arbitrage Betting tool, use the filters to find odds
   
3. Find an opportunity on OddsJam and press the calculator to find how much to bet on each sportsbook
   
4. Log into each sportsbook and place the bets!
   
5. We have now completed part of our wagering requirements for Fanduel and Betano. We can repeat this process to harvest the sign-up bonus!
   

The Math Behind the Bets:

• If we bet $50 on Fanduel on under 195.5 at +850. To covehedge this bet, we need to bet $410 on Betano on the over at -625
  • Since there are only two possible outcomes (and we have bet on both of those outcomes), we are guaranteed to win $15.52! On top of that, we are also completing our bonus wagering requirements!
• With this particular bet, if the over wins, we get our $50 stake back and we get the winnings of $425 on Fanduel. Since we also bet $410 on Betano and this bet did not win, we lose our stake. Because the winnings of the initial bet are greater than our stake for the opposite bet, we come out on top!
  • If the opposite happens, we get our stake back on Betano and we get winnings of $65 which covers the $50 stake we do not get back on Fanduel.

Why we Want to Lose our 1st Bet for "2nd Chance Bet" Offers

• For 2nd chance bets, we only get the bet credit if our first bet loses
• So to give us the highest chance of losing our first bet, we should bet on the highest possible odds (+300, +500, +1000, etc.) where we can find opposite odds on another sportsbook
• For example, below we see odds of +250 on Betrivers and odds of -238 on Betano for the Pelicans – Mavericks game. The +250 odds imply that there is a low chance that this will occur so we take this bet because we know we have a $500 2nd chance bet on BetRivers
• Using the provided calculator, we bet $500 on the over using the Betrivers and we also bet $1,232 on under using Betano
• If the over loses, which it should ~75% of the time based on those odds, we win $517 on Betano and we lose our initial stake of $500 on BetRivers – so we still come out with a $17 profit
• We are then awarded with our 2nd chance bet of $500 on BetRivers which we can use as described in a previous section of the guide

Why we Use Bet Credits on the Highest Possible Odds

• When given bet credits (that do not return the stake), we want to maximize our guaranteed earnings
• You may be wondering why I keep saying you should bet on odds of +300 (which are high) for each sportsbooks bonus guide
  • The reason is that we want to maximize the potential payout-to-credit ratio, which gives us a higher retention of the bet credit
• As you see in the chart below, the higher the bet credit odds, the higher retention of the bet credit!

Summary

• Sign up for each sportsbook and participate in their sign-up bonus (following my advice for each book and for each type of sign-up bonus) and make $6,437.50, risk-free!
• Sign up for the OddsJam platform here and use my promo code “Firebet” at checkout for 25% lifetime discount (to ensure you get the discount, press on my link before signing up and enter the promo code at checkout)! This software personally helped me make $1,000's and can help you save $1,287.50 by finding odds that have no spread!
• Go to my google drive resource page here to get my excel tracker that helps track everything (deposits, bets, credits, profit per day, week, quarter, etc.)! I also provided instructions to the excel sheet that should help
• If you want to learn more about how I made $500 per day (risk-free) by doing arbitrage betting, here is another Reddit post I made showing you how you can do the same thing as me!

Feel free to comment and ask questions below! Also, let me know if you want me to do any other betting guides!
*This document is for entertainment purposes only and is not financial / investment advice. Please read the T&Cs of each book to make sure you are complicit with their rules and your local regulators' laws. This guide is not intended for real money betting and it is only intended for adults. If you have a gambling problem, call 1-800-GAMBLER

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Black Panther: Wakanda Forever (MA + 200 points)
Dolittle [2020] (MA)
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Morbius (MA + Sony points)
Transformers: Revenge Of The Fallen (Vudu or iTunes)
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Alita: Battle Angel (MA)
Big Lebowski, The (iTunes/ports)
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Captain America: Civil War (iTunes/ports + 150 points)
Captain Marvel (MA + 200 points)
Christopher Robin [2018] (iTunes/ports + 150 points)
Doctor Strange (MA + 200 points)
Frozen II (MA + 200 points)
Guardians Of The Galaxy (iTunes/ports + 150 points)
Guest, The [2014] (iTunes/ports)
Heat [1995] (iTunes/ports)
Hocus Pocus (iTunes/ports + 150 points)
Hunger Games, The (Vudu)
Indiana Jones & The Last Crusade (iTunes)
Invisible Man, The [2020] (MA)
Jurassic World: Fallen Kingdom (MA)
Pretty In Pink (iTunes)
Ralph Breaks The Internet (MA + 200 points)
Rear Window [1954] (MA)
Scarface [1983] (iTunes/ports)
Thor: The Dark World (iTunes/ports + 150 points)
🦝

💲4️⃣ HD

Blacklist season 1 (Vudu)
Company Of Heroes [2013] (MA)
Jungle Book, The [1967] (MA + 150 points)
Justified season 4 (Vudu)
Night Of, The [2016] (iTunes)
Pocahontas II: Journey To A New World (MA + 150 points)
🦝

$3️⃣ Movies

$3 4K UHD
Aladdin [2019] (iTunes/ports + 150 points)
Bourne Ultimatum, The (MA)
Captain Marvel (iTunes/ports + 150 points)
Coco (iTunes/ports + 150 points)
Doctor Strange (iTunes/ports + 150 points)
Escape Plan (Vudu)
Everest [2015] (iTunes/ports)
Frozen II (iTunes/ports + 150 points)
Home Alone (iTunes/ports or HD MA/GP)
Hunger Games: Catching Fire, The (Vudu)
Incredibles 2, The (iTunes/ports + 150 points)
Interstellar (iTunes)
Iron Man 3 (iTunes/ports + 150 points)
Jigsaw (Vudu)
Logan Lucky [2017] (iTunes/ports)
Maze Runner: The Scorch Trials (iTunes/ports)
Mission Impossible [1996] (iTunes)
Mission Impossible 2: MI2 (iTunes)
Mission Impossible 3: MI3 (iTunes)
Moana (iTunes/ports + 150 points)
Primal (Vudu or iTunes)
Purge: Anarchy, The (MA)
Purge: Election Year, The (MA)
Rango (iTunes)
Rise Of The Planet Of The Apes (iTunes/ports)
Transformers: Age Of Extinction (Vudu)
Transformers: Dark Of The Moon (Vudu)
Zootopia (iTunes/ports + 150 points)
🦝

$3 HD

22 Jump Street (MA + Sony points)
About Last Night (MA + Sony points)
All The Money In The World [2017] (MA + Sony points)
American Assassin (Vudu)
American Underdog (Vudu/GP HD or iTunes 4K)
Baby Driver (MA + Sony points)
Bad Boys [1995] (MA + Sony points)
Banshee season 4 (iTunes)
Big Sick, The (iTunes)
Breakfast Club, The [1985] (MA or iTunes/ports)
Chappie (MA + Sony points)
Don't Be Afraid Of The Dark [2011] (MA)
Downton Abbey: A New Era (MA)
Eternals [2021] (MA + 150 points)
Free Guy (MA + 150 points)
Hotel Transylvania [2012] (MA + Sony points)
Insidious: Chapter 3 (MA + Sony points)
Interview, The [2014] (MA + Sony points)
John Wick 1 & 2 (Vudu or Google Play)
Last Full Measure, The (Vudu, iTunes or Google Play)
Les Miserables [1998] (MA)
Lightyear (MA + 150 points)
London Has Fallen (iTunes/ports)
Lone Ranger, The [2013] (MA + 150 points)
Love, Simon [2018] (MA)
Max Steel [2016] (MA)
Midsommar [A24] (Vudu or iTunes)
Molly's Game (iTunes)
Monster Calls, A [2017] (MA or iTunes/ports)
News Of The World [2020] (MA)
Olympus Has Fallen (MA + Sony points)
Outlander season 1, volume 2 (Vudu)
Overcomer [2019] (MA + Sony points)
Over The Hedge (MA)
Pacific Rim: Uprising (MA)
Phoenix Forgotten (MA or iTunes/ports)
Pirate Fairy, The (MA + 150 points)
Pixels (MA + Sony points)
Poison Rose, The (Vudu or Google Play)
Rhythm Section, The [2020] (Vudu HD or iTunes 4K)
Rogue [2020] (Vudu/GP HD or iTunes 4K)
Sex Tape (MA + Sony points)
Sleeping Beauty [1959] (MA + 150 points)
Space Between Us, The (MA or iTunes/ports)
Starship Troopers: Invasion (MA)
Super Buddies [2013] (MA + Sony points)
Superfly [2018] (MA + Sony points)
This Is The End (MA + Sony points)
Uncut Gems (Vudu or Google Play)
Wedding Ringer, The (MA + Sony points)
When The Bough Breaks (MA + Sony points)
Wire Room [2022] (Vudu)
🦝
All codes are $2. Prices are firm for now. Please only redeem the you are paying for. Any Disney codes are split. MA/iTunes Disney will include points but not the GP redeem. All Sony titles include points as long as the title is eligible. If you have any questions feel free to ask. I accept Cashapp, Venmo, Zelle, Fb pay or PayPal F&F. Comment & pm if interested. Thanks for checking out my list.
🦝

💲2️⃣ HDX

13 Hours: The Secret Soldiers Of Benghazi (Vudu HD or iTunes 4K)
2 Guns (iTunes/ports)
Action Point (iTunes 4K)
Adventures Of Tintin, The (iTunes)
Alien Covenant (iTunes/ports 4K or HD MA/GP)
All Eyez On Me (iTunes)
Allied [2016] (iTunes 4K)
Aloha [2015] (MA + Sony points)
Alpha & Omega 2 (Vudu)
Alvin & The Chipmunks: The Road Chip (iTunes/ports 4K or HD MA)
American Assassin (Vudu/GP HD or iTunes 4K)
American Girl: Lea To The Rescue (iTunes/ports)
American Made [2017] (MA)
American Reunion [Unrated] (MA or iTunes/ports)
Arrival [2016] (Vudu)
Assassination Nation (MA)
Assassin's Creed (iTunes/ports 4K or HD MA)
Atomic Blonde (iTunes/ports 4K)
August: Osage County (Vudu)
Bad Grandpa (Vudu or iTunes)
Bad Moms (MA or iTunes/ports)
Battleship [2012] (iTunes/ports 4K)
Baywatch (iTunes 4K)
Beauty & The Beast [2017] (MA + 150 points/iTunes option is expired)
Ben-Hur [2016] (Vudu)
Big Wedding, The (iTunes)
Black Panther (MA + 150 points/iTunes option is expired)
Book Club (iTunes 4K or Vudu HD)
Boss, The [Unrated] (iTunes/ports)
Bourne Legacy, The (iTunes/ports 4K)
Bourne Ultimatum, The (iTunes/ports 4K)
Boy, The [2016] (MA)
Brian Banks (MA)
Cabin In The Woods, The (Vudu/GP HD or iTunes 4K)
Cars 3 (iTunes/ports 4K or HD MA + 150 points)
Case For Christ, The (MA or iTunes/ports)
Choice, The [2016] (Vudu, iTunes or Google Play)
Coco (Google Play/ports)
Contraband (iTunes/ports)
Cowboys & Aliens [Theatrical] (iTunes/ports)
Cult Of Chucky [Unrated] (MA or iTunes/ports)
Daddy's Home (Vudu HD or iTunes 4K)
Daddy's Home 2 (Vudu)
Dark Tower, The [2017] (MA + Sony points)
Dawn Of The Planet Of The Apes (iTunes/ports 4K or HD MA/GP)
Death Race 3: Inferno [Unrated] (iTunes/ports)
Deepwater Horizon (Vudu/GP HD or iTunes 4K)
Despicable Me 2 (iTunes/ports 4K)
Diary Of A Wimpy Kid: The Long Haul (MA or iTunes/ports)
Dirty Grandpa (Vudu, iTunes or Google Play)
Divergent (iTunes 4K or Google Play HD)
Divergent Series: Allegiant, The (iTunes 4K)
Divergent Series: Insurgent (iTunes 4K)
Django Unchained (Vudu)
Dog's Purpose, A (MA or iTunes/ports)
Downsizing (Vudu)
Dracula Untold (iTunes/ports 4K)
Duff, The [2015] (iTunes)
Dying Of The Light (Vudu)
Edge Of Seventeen, The [2016] (iTunes/ports)
Edward Scissorhands (MA)
Emoji Movie, The (MA + Sony points)
Ender's Game (iTunes 4K or Vudu/Google Play HD)
Epic [2013] (MA)
Equalizer, The (MA + Sony points)
Escape Plan (iTunes 4K or Google Play HD)
Everest [2015] (MA)
Ex Machina (Vudu)
Exodus: Gods & Kings (iTunes/ports 4K or HD MA)
Fast & Furious 6, The [Extended] (iTunes/ports 4K)
Fate Of The Furious [F8] [Theatrical & Extended] (MA 4K or iTunes/ports 4K)
Fault In Our Stars, The (iTunes/ports 4K or HD MA)
Fences [2016] (Vudu HD or iTunes 4K)
Fifty Shades Darker [Unrated] (iTunes/ports 4K)
Fifty Shades Freed [Theatrical] (MA)
Fifty Shades Of Grey [Unrated] (iTunes/ports 4K)
Finding Dory (iTunes/ports 4K or HD + 150 points)
Five Feet Apart (Vudu/GP HD or iTunes 4K)
Flight [2012] (Vudu or iTunes)
Frozen (iTunes/ports 4K or HD MA + 150 points)
Furious 7 [Extended] (iTunes/ports 4K)
Gemini Man (iTunes 4K)
Ghostbusters [2016] [Theatrical & Extended] (MA + Sony points)
Gifted [2017] (MA or iTunes/ports)
G.I. Joe: Retaliation (Vudu HD or iTunes 4K)
Girl On The Train, The [2016] (iTunes/ports 4K)
Girl With All The Gifts, The (Vudu)
God's Not Dead 2 (iTunes/ports)
Gods Of Egypt (Vudu/GP HD or iTunes 4K)
Gotti (Vudu)
Grace Unplugged (Vudu)
Greatest Showman, The (MA)
Great Wall, The (iTunes/ports 4K)
Grey, The [2012] (iTunes/ports)
Guardians Of The Galaxy (MA + 150 points/no iTunes option)
Guardians Of The Galaxy Vol. 2 (iTunes/ports 4K or HD MA + 150 points)
Gunman, The [2015] (MA or iTunes/ports)
Hacksaw Ridge (Vudu or Google Play)
Hail, Caesar (MA or iTunes/ports)
Halloween [2018] (MA)
Hanna (iTunes/ports)
Hansel & Gretel: Witch Hunters [Unrated] (iTunes)
Hardcore Henry (MA or iTunes/ports)
Hateful Eight, The (Vudu or Google Play)
Heat, The [2013] (MA)
Hell Or High Water (Vudu or Google Play)
Hercules [2014] (Vudu HD or iTunes 4K)
Here Comes The Boom (MA + Sony points)
Hidden Figures (iTunes/ports 4K or HD MA)
Hitman's Bodyguard, The (Vudu/GP HD or iTunes 4K)
Hocus Pocus (Google Play/ports)
Home [2015] (MA)
Homefront [2013] (iTunes/ports)
Host, The [2013] (iTunes/ports)
How The Grinch Stole Christmas [2000] (MA)
How To Train Your Dragon 2 (MA)
Hugo (Vudu or iTunes)
Hunger Games, The (iTunes 4K or Google Play HD)
Hunger Games: Catching Fire, The (iTunes 4K or Google Play HD)
Hunger Games: Mockingjay Part 1, The (iTunes 4K or Google Play HD)
Hunger Games: Mockingjay Part 2, The (Vudu/GP HD or iTunes 4K)
I Can Only Imagine (Vudu, iTunes or Google Play)
Ice Age: Collision Course (iTunes/ports 4K or HD MA)
Ice Age: Continental Drift (MA)
I, Frankenstein (Vudu, iTunes or Google Play)
Independence Day: Resurgence (iTunes/ports 4K or HD MA/GP)
Indiana Jones & The Temple Of Doom (Vudu)
Inferno [2016] (MA + Sony points)
Instant Family (Vudu HD or iTunes 4K)
Interstellar (Vudu or Google Play)
Jackass 3 [Theatrical] (Vudu or iTunes)
Jack Reacher (Vudu HD or iTunes 4K)
Jack Reacher: Never Go Back (Vudu HD or iTunes 4K)
Jarhead 2: Field Of Fire [Unrated] (MA or iTunes/ports)
Jason Bourne (iTunes/ports 4K)
John Wick (iTunes 4K or Vudu/GP HD)
John Wick Chapter 3: Parabellum (iTunes 4K)
Joy [2015] (iTunes/ports 4K or HD MA)
Jumanji: Welcome To The Jungle (MA + Sony points)
Jurassic World (iTunes/ports 4K)
Jurassic World: Fallen Kingdom (MA)
Kick-Ass 2 (MA or iTunes/ports)
Kidnap [2017] (MA or iTunes/ports)
Killer Elite (iTunes/ports)
Killing Them Softly (Vudu)
Kingsman: The Secret Service (iTunes/ports 4K or HD MA)
Last Stand, The [2013] (Vudu, iTunes or Google Play)
Last Witch Hunter, The (Vudu/GP HD or iTunes 4K)
Legend Of Hercules, The (Vudu/GP HD or iTunes 4K)
Leprechaun: Origins (Vudu)
Leprechaun Returns (Vudu or Google Play)
Let's Be Cops (iTunes/ports 4K)
Life Of Pi (iTunes/ports 4K or HD MA/GP)
Lion King, The [1994] (Google Play/ports)
Lion King, The [2019] (iTunes/ports 4K or HD MA + 150 points)
Logan (iTunes/ports 4K or HD MA)
Lone Ranger, The [2013] (Google Play/ports)
Lone Survivor (iTunes/ports 4K)
Longest Ride, The (iTunes/ports 4K or HD MA)
Lorax, The [2012] (iTunes/ports)
Love The Coopers (iTunes)
Lucy (iTunes/ports 4K)
Maggie (Vudu)
Maleficent (iTunes/ports 4K or HD MA + 150 points)
Mama [2013] (iTunes/ports)
Mama Mia: The Movie [2008] (MA)
Man With The Iron Fists, The [Theatrical] (iTunes/ports)
Martian, The [Theatrical] (iTunes/ports 4K or HD MA)
Marvel's The Avengers [2012] (Google Play/ports)
Maze Runner, The (iTunes/ports 4K or HD MA)
Mechanic: Resurrection (Vudu/GP HD or iTunes 4K)
Middle School: The Worst Years Of My Life (iTunes)
Mindgamers (MA or iTunes/ports)
Minions (iTunes/ports 4K)
Mission Impossible: Fallout (Vudu 4K or iTunes 4K)
Mission Impossible: Ghost Protocol (iTunes 4K)
Mission Impossible: Rogue Nation (iTunes 4K)
Miss Peregrine's Home For Peculiar Children (iTunes/ports 4K or HD MA/GP)
Mountain Between Us, The (iTunes/ports 4K or HD MA)
Mr. Holmes [2015] (Vudu)
Mulan [2020] (MA + 150 points)
Mummy, The [2017] (MA)
Noah [2014] (Vudu or iTunes)
Non-Stop [2014] (MA or iTunes/ports)
Norm Of The North (Vudu)
Now You See Me 2 (iTunes 4K or Vudu/GP HD)
Nut Job 2 : Nutty By Nature, The (MA or iTunes/ports)
Office Christmas Party (Vudu)
Orange Is The New Black season 2 (Vudu)
Other Woman, The [2014] (MA, iTunes or Google Play/ports)
Overdrive [2017] (iTunes)
Oz The Great & Powerful (MA + 150 points)
Pain & Gain (iTunes)
Paranormal Activity [Theatrical] (Vudu)
Paranormal Activity 2 [Unrated Director's Cut] (Vudu)
Paranormal Activity 4 [Unrated] (iTunes)
Peppermint (iTunes)
Percy Jackson: Sea Of Monsters (MA or Google Play/ports)
Pet Sematary [2019] (Vudu HD or iTunes 4K)
Pirate Fairy, The (Google Play/ports
Pirates Of The Caribbean: Dead Men Tell No Tales (MA + 150 points only/iTunes option is expired)
Pitch Perfect (iTunes/ports 4K)
Pitch Perfect 2 (iTunes/ports 4K)
Planes [2013] (MA + 150 points)
Possession, The [2012] (iTunes)
Prometheus (MA)
Purge, The (iTunes/ports 4K)
Purge: Election Year, The (iTunes/ports 4K)
Queen Of Katwe (Google Play/ports)
Quiet Place, A [2018] (Vudu HD or iTunes 4K)
Rango (Vudu)
Raya & The Last Dragon (Google Play/ports)
Riddick [2013] [Unrated] (MA or iTunes/ports)
Ride Along (MA or iTunes/ports)
Ride Along 2 (MA or iTunes/ports)
Riot: Caged To Kill (iTunes/ports)
Rise Of The Guardians [2012] (MA)
Robin Hood [2018] (Vudu/GP HD or iTunes 4K)
Rogue One: A Star Wars Story (iTunes/ports 4K or HD MA + 150 points)
Safe House [2012] (iTunes/ports)
Same Kind Of Different As Me (iTunes)
Savages [2012] [Theatrical] (iTunes/ports)
Saving Mr. Banks (Google Play/ports)
Schindler's List (MA)
Secret Life Of Pets, The (iTunes/ports 4K)
Secret Life Of Walter Mitty, The (MA or Google Play ports/ iTunes option is expired)
Selma (iTunes)
Show Dogs [2018] (MA)
Sicario (Vudu 4K, iTunes 4K or Google Play HD)
Silver Linings Playbook (Vudu or Google Play)
Sing [2016] (iTunes/ports 4K)
Sinister (iTunes)
Skyfall (Vudu or Google Play)
Sleeping Beauty [1959] (Google Play/ports)
Snatched [2017] (iTunes/ports 4K or HD MA)
Snitch (Vudu/GP HD or iTunes 4K)
Snow White & The Huntsman [Extended] (iTunes/ports 4K)
Spider-Man: Homecoming (MA + Sony points)
Split [2017] (iTunes/ports 4K)
Star Trek [2009] (iTunes 4K)
Star Trek Beyond (iTunes 4K)
Star Wars: The Force Awakens (iTunes/ports 4K or HD MA + 150 points)
Star Wars: The Last Jedi (iTunes/ports + 150 points)
Straight Outta Compton [Unrated] (iTunes/ports 4K or HD MA)
Super 8 (Vudu)
Ted [Unrated] (MA)
Terminator: Genisys (Vudu HD or iTunes 4K)
This Is 40 [Theatrical] (MA or iTunes/ports)
Thor [2008] (Google Play/ports)
Thor: Ragnarok (iTunes/ports 4K or HD MA + 150 points)
Toy Story [1995] (Google Play/ports)
Tremors: A Cold Day In Hell (MA)
Trolls (MA)
True Grit [2010] (Vudu or iTunes)
Turbo [2013] (MA)
Tyler Perry's Temptation: Confessions Of A Marriage Counselor (Vudu)
Underworld: Awakening (MA + Sony points)
Valerian & The City Of A Thousand Planets (Vudu)
Venom (MA + Sony points)
Warcraft (iTunes/ports 4K)
War For The Planet Of The Apes (iTunes/ports 4K or HD MA/GP)
Warm Bodies (iTunes 4K or Google Play HD)
War Room [2015] (MA + Sony points)
When The Game Stands Tall (MA + Sony points)
Whiskey Tango Foxtrot (iTunes)
Why Him? (iTunes/ports 4K or HD MA)
Wild Card (Vudu)
Wolf Of Wall Street, The (iTunes 4K)
Wolverine, The [Unleashed Extended Edition] (MA, iTunes or Google Play ports)
Woman In Black, The (MA)
Wonder [2017] (Vudu/GP HD or iTunes 4K)
X-Men: Apocalypse (iTunes/ports 4K or HD MA/GP)
X-Men: Days Of Future Past (iTunes/ports 4K or HD MA/GP)
XXX: Return Of Xander Cage (iTunes 4K)
Zero Dark Thirty (MA + Sony points)
🦝

💲2️⃣ SD

12 Rounds [2009] [Extreme Cut] (iTunes/ports)
Babylon A.D. (iTunes/ports)
Get The Gringo (iTunes/ports)
Mr. Popper's Penguins (iTunes/ports)
Unstoppable (iTunes/ports)
X-Men: The Last Stand (iTunes/ports)
🦝

$1 Codes

💲1️⃣ HD
2 Fast 2 Furious (MA)
Aladdin [2019] (Google Play/ports)
Alex Cross (Vudu)
Aladdin [2019] (Google Play/ports)
Anchorman 2: The Legend Continues (Vudu)
Atomic Blonde (MA)
Avengers: Age Of Ultron (Google Play/ports)
Avengers: Endgame (Google Play/ports)
Avengers: Infinity War (Google Play/ports)
Beauty & The Beast [2017] (Google Play/ports)
Big Hero 6 (Google Play/ports)
Bourne Ultimatum, The (MA)
Bumblebee (Vudu)
Captain America: Winter Soldier (Google Play/ports)
Captain Marvel (Google Play/ports)
Cars 3 (Google Play/ports)
Deadpool (iTunes/ports 4K or HD MA/GP)
Despicable Me 2 (MA)
Divergent (Vudu)
Divergent Series: Insurgent, The (Vudu or Google Play)
Doctor Strange (Google Play/ports)
Dredd (Vudu or Google Play)
Escape Plan (Vudu)
Expendables 2, The
Expendables 3, The [Theatrical] (Vudu HD or iTunes 4K)
Expendables 3, The [Unrated] (Vudu or iTunes)
Fast & Furious [4] (MA)
Fast & Furious 6 [Extended] (MA)
Fast & The Furious, The [1] (MA)
Fast & The Furious: Tokyo Drift, The (MA)
Fast Five [Extended] (MA)
Fate Of The Furious, The [8] [Theatrical] (HD MA)
Fate Of The Furious, The [8] [Extended] (MA)
Finding Dory (Google Play/ports)
Frozen (Google Play/ports)
Furious 7 [Extended] (MA)
Girls Trip (MA or iTunes/ports)
Guardians Of The Galaxy Vol. 2 (Google Play/ports)
Hillsong: Let Hope Rise (iTunes/ports)
Hunger Games: Catching Fire, The (Vudu)
Hunger Games: Mockingjay Part 1, The (Vudu)
Huntsman: Winter's War, The [Extended] (MA)
Incredibles 2, The (Google Play/ports)
Inside Out (Google Play/ports)
Iron Man 3 (MA only/no points or Google Play/ports)
Jason Bourne (MA)
Jaws (MA)
John Wick 3 (Google Play)
Jurassic Park [1993] (MA)
Jurassic World (MA)
Katy Perry Part Of Me: The Movie (iTunes)
Lion King, The [2019] (Google Play/ports)
Lone Survivor (MA)
Lucy (MA)
Maleficent (Google Play/ports)
Maleficent: Mistress Of Evil (Google Play/ports)
Mary Poppins Returns (Google Play/ports)
Minions (MA)
Mission Impossible: Fallout (Vudu)
Mission Impossible: Ghost Protocol (Vudu)
Moana (Google Play/ports)
Mulan [2020] (Google Play/ports)
Now You See Me (Vudu, iTunes or Google Play)
Oblivion (MA)
Oz: The Great & Powerful (Google Play/ports)
Parental Guidance (MA)
Perks Of Being A Wallflower, The (Vudu, Google Play or iTunes)
Pitch Perfect 2 (MA)
Planes (Google Play/ports)
Red 2 (Vudu/GP HD or iTunes 4K)
Rogue One: A Star Wars Story (Google Play/ports)
Secret Life Of Pets, The (MA)
Sing [2016] (MA)
Snow White & The Huntsman [Extended] (MA)
Star Trek: Into Darkness (Vudu HD or iTunes 4K)
Star Wars: Rise Of Skywalker (Google Play/ports)
Star Wars: The Force Awakens (Google Play/ports)
Star Wars: The Last Jedi (Google Play/ports)
Taken 2 (MA)
Ted [Theatrical] (iTunes/ports)
Teenage Mutant Ninja Turtles [2014] (Vudu HD or iTunes 4K)
Thor: Ragnarok (Google Play/ports)
Thor: The Dark World (Google Play/ports)
Toy Story 4 (Google Play/ports)
Transformers: Age Of Extinction (Vudu HD or iTunes 4K)
Transformers: Dark Of The Moon (Vudu)
Tyler Perry's Madea's Witness Protection (Vudu or iTunes)
Unbroken [2014] (MA or iTunes/ports)
Warcraft (MA)
Warm Bodies (Vudu)
World War Z (iTunes)
XXX: Return Of Xander Cage (Vudu)
Zootopia (Google Play/ports)
🦝

💲1️⃣ SD

22 Jump Street (MA + Sony points)
About Last Night [2014] (MA + Sony points)
Alvin & The Chipmunks: The Squeakquel (iTunes/ports)
Amazing Spider-Man, The (MA)
Bloodshot [2020] (MA + Sony points)
Deliver Us From Evil [2014] (MA + Sony points)
Devil Inside, The [2012] (Vudu)
Diary Of A Wimpy Kid: Dog Days (iTunes/ports)
Don Jon (iTunes)
Due Date (iTunes/ports)
Evil Dead [2013] MA + Sony points)
From Paris With Love (iTunes)
Fury [2014] (MA + Sony points)
G.I. Joe: The Rise Of Cobra (iTunes)
Glee: The Concert (iTunes/ports)
Haunting In Connecticut, The (iTunes)
Heaven Is For Real (MA + Sony points)
Here Comes The Boom (MA + Sony points)
Hotel Transylvania (MA + Sony points)
Inglourious Basterds (iTunes/ports)
Insidious: Chapter 2 (MA + Sony points)
Judy Moody & The Not Bummer Summer (iTunes)
Jumanji: Welcome To The Jungle (MA + Sony points)
Life As We Know It (iTunes)
Magnificent Seven [2016] (Vudu)
Monsters [2010] (iTunes)
Monuments Men, The (MA + Sony points)
Mortal Instruments : City Of Bones, The (MA + Sony points)
Nerve (Vudu)
One For The Money (iTunes)
Parker (MA + Sony points)
Perfect Guy, The [2015] (MA + Sony points)
Public Enemies (iTunes/ports)
Rambo [2008] (iTunes)
Rise Of The Planet Of The Apes (iTunes/ports)
Rite, The [2011] (iTunes/ports)
Safe Haven (iTunes)
Superfly [2018] (MA + Sony points)
That Awkward Moment (MA + Sony points)
Vanishing On 7th Street (iTunes)
Venom: Let There Be Carnage (MA + Sony points)
Warrior [2011] (iTunes)
When The Game Stands Tall (MA + Sony points)
VVitch, The [A24] (Vudu)
X-Men Origins: Wolverine (iTunes/ports)
🦝

Super Cheap SD Codes

All movies are 3 for $1 (minimum of $1 purchase)

I accept Cashapp, Venmo, Zelle, Fb pay & PayPal F&F. Comment & pm if interested. Thanks!
Alex Cross (iTunes only)
Divergent Series: Allegiant, The (Vudu only)
Fast Five [Extended] (iTunes/ports)
Life Of Pi (iTunes/ports)
Perks Of Being A Wallflower, The (iTunes only)
Red Dawn [2012] (iTunes only)
Skyfall (iTunes only)
Warm Bodies (iTunes only)

Yes, it's nearly April, and the worst stragglers only issued their q4 reports yesterday. Big picture: lots of job losses, accelerating cash burns, and not much in the way of new business. Let's have a peek:
In no particular order:
Aeye--In CC, mentioned they had slowed production of their lidar for industrial uses in q1. Looking at "very minor volumes." Gave No guidance on the year. "We do intend to raise more capital." Exactly how they intend to do that with their radioactive penny stock is beyond me. In q4, they had to sue All Blue Falcons FZE for failing to follow through on a promise to buy $5m worth of shares. SMH. They can't even get an institutional investor to follow up on a promise to invest a measley $5m? Ay yi yi. Oh, and their CEO resigned. Revenue for q4 was 1.1m. Ended the year with 94m in cash.
Quanergy—filed for bankruptcy in December. Still around as a zombie-company, but this is the last time I'll bother reporting on them.
Microvision—The court jester of the lidar industry was at it again. Of course, there were no revenues. They haven't made one penny of cash since 2017. But the one thing they're good at is selling shares in dilutive ATMs. They sold 4.3m shares in December, then another 5m in January, and they're just getting warmed up. In one of the most bizarre business decisions of all time, Microvision--a company with very little cash and no revenue--acquired another bankrupt company (Ibeo). Subsequently, A lot of Ibeo contracts were cancelled. In their own words, they are “trying to resurrect” them. Of course, those contracts were so measly and low-margin to begin with they drove Ibeo to bankruptcy. The big news is they added 250 employees. TO A BASE OF 100!!! So they more than tripled their labor costs, to say nothing of the overhead expenses from acquiring new offices, etc. Cash balance feel to a measly 78m--considerably lower than the desperate Aeye. But the Michael Scott Paper Company of lidar will just stay in business by selling shares forever. Oh, and they “paused” sample sales. Yikes. Subsequent to the semester they held a disastrous demo of their lidar at CES, where the lidar was completely unable to see the black 15 feet in front of it or the black pants worn by some attendees. Mavin remains the technological equivalent of jumping off your garage roof with a pillow case for a parachute, but trying telling that to their angry, insecure CEO, who devoted his entire q4 conference call to a delusional and bizarrely personal attack on Austin Russell.
Aeva--revenues of 0.2, but they still have a whopping 323 in cash. As I've said many times, they raised a pile of cash that could circle the equator if laid out in thousand-dollar bills, so they'll be hanging around forever. They announced they are on the "development fleet" of a top-10 OEM. However, reading the transcript it seemed they were going to great pains not to say it was for robo-taxis. "This is for a higher-level automation product" was the closest they came to admitting it.
Ouster--Had a blah q4, finished with 122m in cash. Subsequently, merged with Velodyne and immediately started laying off Velodyne employees (220 for starters). All they wanted from Velodyne was the cash. It's impossible to get a handle on the combined company at this point.
Cepton--After the quarter raised $100m from their tier-one partner Koito. I'm not sure if Cepton is more like a dead-beat relative that keeps begging for cash, or just a straight up money pit. At any rate, I'm sure Koito rues the day they ever heard of them. They had 1.6m in revenues for the quarter. God only knows what their current cash position is. It's Microvision-level bad, to be sure, but whereas Microvision raises money on the backs of investors who can't afford it, Cepton just keeps calling Koito. Jun Pei, the likable CEO, made an interesting statement: "The plain fact is the winners right nowwith a well-defined automotive program will continue to be the winners because we go through all those sophisticated processes of bringing automotive components into the marketplace."
Baraja—hired Lincoln International LLC to find a strategic investor. In February 2023, released 75% of workforce. Entire teams laid off. Said customers had slowed down vehicle development.
Innovusion—was almost certainly the company alluded to in a Chinese article which, despite having put lidar on a car, hasn’t made a statement for several months (since January 2022) and is abolishing entire departments while restructuring. “There are signs the company’s development has encountered obstacles and business promotion is difficult.”
Innoviz—Finished 2022 with 186m in cash. Revs for the YEAR were a paltry 6m. Targeting 2023 revs of just 12-15m, which is awfully pathetic for a company that claims two large OEMs. Omer (Jan 2023) said that a lidar company makes 3x as much revenue as a tier one as it does as a supplier to a tier one. I think he said that to soften the blow when his investors belatedly realize that his forward order book was based on the complete cost of the lidar, not the revenue that would trickle down to Innoviz after Magna took its cut. Like literally every company, they said they are targeting 2 new customers. A second co-founder, Oren Buskila, left the board. I think Omer is officially the last man standing.
(A note of Innoviz's VW progress: VW had already delayed plans for autonomous passenger vehicles, doing to notorious failure of Cariad. On Dec 15 their board met to put the entire Audi Artemis project (which would have produced L4-enabled Porsche Sport, Audi Apollo, and VW Trinity) on ice. Those had already been delayed until 2028-29. New CEO Blume, wants to shift AV efforts to ID.Buzz-based robotaxis. All this affects Innoviz negatively, as it was contracted through Cariad to work on ADAS features for “the segment of autonomous vehicles,” which is seemingly gone.
Robosense—(August 2022)—added the “lidar edition” of a Great Wall Motors model. That had formerly been an Ibeo customer. Yet another blow to Microvision.
Hesai—IPO'd. Sold 62,000 units for ADAS in first 9 mos 2022, and about 18,000 spinners. Spinners sell for way, way more. Average unit price in 2019 was 17k. in 2020 was 12k. In 2021 8k. In 2022 down to 3.1k, because of all the ADAS lidars mixed in. Says current capacity of 20k/mo. Building a new facility in 2023 which will “eventually” be able to produce 1.2m. Revs for 9mos: 111m (102 from lidar).
Tu Simple ended developmental collaboration with Navistar and began extensive layoffs in December. Late December announced 25% of workers cut. That’s 350.
Embark (Luminar customer, alas)--won't be coming down for dinner anymore.
Pony— “Substantial layoffs” and restructuring.
Lumotive—Reportedly giving up on sensor development.
BYD—trying to develop in-house lidar, despite partnership with Robosense.
Nio—has a 300-person team developing its own lidar chips. Currently with Innovusion.
Locomation (av trucking)—shut down.

Original post can be found here .
As per sub rules, posting an update as this has now been resolved. Thank you again to everyone who gave advice on the OP. The same day I posted it, I did call Credit Style, upon being reassured on here that it is a legit company and not a scam.
The person on the line was friendly enough, but kept pushing for my name and details etc. I asked if they could tell me when the debt was incurred, and they said 2018/19. I told them I didn't even own the property until August of last year, upon which they said to please upload evidence of this via their portal. I uploaded a screenshot of a letter from my solicitor that said "Following your completion of purchase of the above property on 31 August 2022" etc.
I just now received an email from Credit Style that says: "Thank you for your correspondence. After reviewing your file, we have decided to close the account with us and send it back to the administrators. You will have no further contact from Credit Style Ltd."
Hence this is now resolved. I'd like to thank everyone again for their advice, you're such a helpful and friendly community here!
Have a good weekend.

Enterprise Group, Inc**. (TSX: E)** (the “Company” or “Enterprise”). Enterprise, a consolidator of energy services (including specialized equipment rental to the energy/resource sector), emphasizes technologies that mitigate, reduce, or eliminate CO2 and Greenhouse Gas emissions for small local to Tier One global resource clients.
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https://preview.redd.it/308smak55qpa1.png?width=266&format=png&auto=webp&s=733f9f4da1af940a0eade73189ab6c804a1979a8
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One of the many unique services of Enterprise is the GHG mitigating technologies of subsidiary EPP.
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https://preview.redd.it/h6e872085qpa1.png?width=343&format=png&auto=webp&s=735963a442f8fe38dd7dd21ce19619f14cab85dc
CEO Heather Johnson, CEO of the EPP (Energy Power Projects) subsidiary states; EPP will continue to invest in fuel-tolerant power generators so that we can be as adaptive as possible when the infrastructure is in place to transition into other fuels. We will continue to be early adopters of clean technology and industry innovation. We deliver value to our customers through emission reduction technology and support their ESG initiatives. Natural gas electrification is the future of energy evolution. Cleaner, quieter, safer and most importantly – Measurable.”
Evolution Power Projects is reinventing the way mobile power is provided on-site. This approach is in the interest of developing efficiencies, streamlining rental management, supporting critical service and promoting natural gas alternatives.
Our Concept to Completion Approach assists our customers in evaluating their overall power demand and offers innovative, low-carbon, environmentally responsible options.
Ms. Johnston was able to answer a few questions that will help Investors understand her approach and that of parent Enterprise Group.
Has the environmental mindset of oil and gas companies changed over the last years? If so, how so?
Yes. Global/financial/societal/political pressures have caused most large developers to step away from revenue-exclusive directives, privately balancing the cost/value of First Nations alliances, environmental reform and new societal standards while publicly demonstrating inclusive workforces, profit sharing in a variety of forms, stakeholder involvement, clean tech development and integration, and commitment to Net Zero Goals. Most big producers have been forthcoming and outspoken about migrating their resources and expertise into sustainable energy markets, with a pathway to get there. Nobody is saying step away from fossil fuel, but it is an expectation that Producers do a lot of the heavy lifting to assist us in reaching targets. Many Producers have found a voice and are trumpeting their efforts loudly via news releases, public/private partnerships, and social media to gain support. ESG has become the language of the industry. Well, let’s not exaggerate; profits and ESG.
Is there a measurable direction concerning GHG reduction? Do you see growth in the quest for oil and gas?
GHG Reductions are legislated provincially, with each province creating and rolling out rebates, grants and carbon credit programs to attract investment and incite new activity. The largest producers are receiving financial advantages for measurable improvements and are being mandated to measure and report metrics currently. I suspect the penalty and rewards to increase as time inches toward 2030. The quest for oil and gas is growing. Things are looking very promising.
What makes EPP unique?
(Quote above) Evolution will continue to invest in fuel-tolerant power generators so that we can be as adaptive as possible when the infrastructure is in place to transition into other fuels. We will continue to be early adopters of clean technology and industry innovation.
What is the general thought in the industry as to if and when alternative energy sources will dominate or replace a meaningful amount of current and future O&G production?
Every seminar and conference I have been to speaks of the basket of energy. It will take all types of clean energy production that we can muster and pile into the basket—to achieve net zero by 2050. One conference called this approach the ice cream shop: “We need every flavour of ice cream—even if vanilla and chocolate are the most popular. Eventually, we may see Fat Free Vanilla and Fat Free Chocolate in their cleanest version; but the likelihood that chocolate and vanilla will be less in demand is unlikely.
Obtaining generators and other equipment to mitigate GHG emissions for clients– do you find you can provide services in a timely fashion for clients?
There are no dates, no timelines, and no dominance mentioned. Will we ever reach the point where fossil fuels aren’t the dominant source? Hard to say. The language used today is that Fossil Fuels are needed. We need to continue bringing in technology to produce these fuels as cleanly as possible, eliminate reliance where we can offer alternatives where we can and invest in the pursuit. And be very proud of the efforts and achievements for clients and the environment.
(Side Note: If you do any reading on Plastic Penetration, it only spells out growing global dependence on petroleum, not less, for the next 15 years)
Plastic can either be ‘synthetic’ or ‘biobased .’Synthetic plastics are derived from crude oil, natural gas or coal. At the same time, biobased plastics come from renewable products such as carbohydrates, starch, vegetable fats and oils, bacteria and other biological substances. The vast majority of plastic in use today is synthetic because of the ease of manufacturing methods involved in processing crude oil. However, the growing demand for limited oil reserves is driving a need for newer plastics from renewable resources such as waste biomass or animal-waste products from the industry.
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https://preview.redd.it/0web7gj95qpa1.png?width=287&format=png&auto=webp&s=07ba8c1e1f7bffa21e783b9007d382fae9f2da3b
Energy reality dictates several things. First, we will still need fossil fuels for quite a while as Green Tech develops. Second, resource companies and suppliers such as Enterprise Group will need to continue, with its peers, to create the most benign production methods.
Companies like Enterprise have worked to develop these techs and will continue to do so. The fact that its services are sought out by existing clients, both local and global tier ones, should put it on investors’ radars.
The transition takes time. The development and provenance of that sea change will require a sustained increase in fossil fuel production as Green Tech follows a parallel path.
T his March, CEO OF JPMorgan Chase, Jamie Dimon, urged the Biden administration to develop a modern-day “Marshall Plan” to boost energy production within the US and decrease dependence on foreign oil imports against Russia’s invasion of Ukraine. According to Axios, he also pushed for investments in green tech like hydrogen power and carbon capture.
Read the original article on Business Insider.
Energy reality dictates several things. First, we will still need fossil fuels for quite a while as Green Tech develops. Second, resource companies and suppliers such as Enterprise Group will need to continue, with its peers, to create the most benign (and ever more relevant GHG mitigation production methods.)

One
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The mystery is solved. The recent huge shocks in the U.S. and European banking systems did not make the Fed press the "pause button" to raise interest rates; the European Central Bank and the Bank of England are not afraid of the dominoes knocked down by the collapse of Silicon Valley Bank.
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On March 22, local time, the U.S. Federal Reserve Board (FOMC) announced that the benchmark federal funds rate was raised by 25 basis points to a target range of 4.75%-5%, the highest level of the rate since 2007; this is the ninth consecutive rate hike by the Fed, and also the second consecutive rate hike slowed to 25 basis points.
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"The toughest interest rate decision of the Fed Chairman Powell's tenure." This is how the market describes this rate meeting. In the past two weeks, a storm triggered by the Fed's aggressive rate hikes swept through the banking industry in Europe and the United States, Silicon Valley Bank, Signature Bank collapsed one after another; the government brokered the emergency acquisition of Credit Suisse by Swiss banks; asset prices tumbled. Due to concerns about financial stability, the market hailed the Federal Reserve to suspend interest rate hikes; Goldman Sachs Group report even said that the pressure on the banking system has replaced inflation as the most pressing issue.
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This round of cumulative rate hikes of 475 basis points, starting in March 2022, the Fed rate hikes gradually into the end, the dot plot implies that there is room for one more rate hike during the year; but the magnitude of the rate hikes, the pace of interest rate hikes is the fastest in the past 30 years of the five rounds of interest rate hikes.
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On March 16, the ECB also raised rates by 50 basis points as expected, and on March 20, ECB President Lagarde admitted that the banking sector turmoil could force the ECB to suspend rate hikes if the recent market turmoil affects lending to eurozone businesses and households.
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In fact, after the Federal Reserve, Switzerland, Norway and the Bank of England have announced interest rate hikes one after another. On March 23, local time, the Bank of England raised interest rates by 25 basis points, raising the policy rate to 4.25%, the highest level since 2008. It said continued signs of inflation suggest further rate hikes.
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When the dovish March FOMC statement was released, the U.S. stock market was unperturbed, with the three major indices basically stable; unexpectedly, the heavy setback to U.S. stocks that day was U.S. Treasury Secretary Yellen, who said in Senate testimony on the budget for the new fiscal year that the U.S. government is not considering expanding the scope of federal deposit insurance - denying the March 21 market news that the government is considering extending insurance to all deposits. Yellen said in her Senate testimony on the new fiscal year budget that the U.S. government is not considering extending federal deposit insurance - denying the March 21 market news that the government is considering extending insurance to all deposits.
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Under the haze of global banking turmoil, Fed Chairman Powell did not deny that he had considered suspending interest rate hikes, but the decision to raise interest rates was unanimously approved by the members; and inflation is still too high, the job market is still overheated, and interest rates will be raised to a higher level if necessary, and rate cuts are not expected as a benchmark during the year.
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When Powell mentioned at the conference to continue to raise interest rates to curb high inflation; Yellen, who is testifying in the Senate, the above statement caused U.S. stocks to plunge, U.S. bank stocks, including the first Republic Bank and other regional banks fell sharply during the day, spreading to the broader market, the three major U.S. stock indexes all retracted intra-day gains turned down.
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After the FOMC statement was released, the S&P 500, 10-year U.S. bond yields, the dollar index fell sharply, and spot gold prices rose sharply. By the end of the day, the S&P 500 index fell 1.7%, the 10-year U.S. bond yield fell 18 basis points to 3.44%, the dollar index fell 0.6% to 102.6, spot gold rose 1.5% to $1969.6 per ounce. Xiong Yuan, chief economist at Guosheng Securities, believes that this combination of asset price performance is typical of recessionary trading, and the trading logic behind it reflects the fact that the Fed, on the one hand, said that the banking crisis could trigger a credit crunch and thus hurt the economy, but at the same time maintained its stance of not cutting interest rates during the year, leading to increased market fears of a recession.
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However, after the testimony on the 21st led to a huge shock to the market, on March 23, Yellen reassured the market again, saying she was prepared to take new actions to protect deposits if necessary to ensure the safety of the banking situation; or to use important anti-risk contagion tools again.
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After several major central banks raised interest rates, local time on March 23, Europe FTSE, Germany DAX France CAC closed 7499.60 (-0.89), 15210.39 (0.04%), 7139.25 (+0.11%); U.S. stocks opened up sharply, but the Dow, Nasdaq, S&P 500 finally closed 32105.25 (+0.25%), 11787.40 (+1.01%), 3948.71 (+0.30%).
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The dollar index was at 102.28 intraday and the euro was at 1.087 against the dollar; the offshore yuan was at 6.818 against the dollar.
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And related statistics show that market volatility was three times higher than that of the previous chairmen who tended to reverse the market's initial reaction to the committee's statement when Powell held his press conference.
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In fact, before the March FOMC meeting, Franck Dixmier, Chief Investment Officer of Allianz Global Fixed Income, expected the Fed to raise rates by 25 basis points as core inflation remained high; its view was that the regional banking crisis created much uncertainty about the magnitude of future rate hikes, while investors' expectations of rate cuts put pressure on fixed income markets and any further revisions would lead to market volatility.
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"Investors' expectations of a rate cut (90 basis points between June and December 2023) have become an unfavorable factor for the U.S. fixed income market. These aggressive expectations trigger market volatility and may put pressure on the middle of the yield curve." Franck Dixmier believes.
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In times of storms, crises abound. "Danger" or "opportunity", fear is fleeting, one day ignite hope, the next day can be extinguished; and vice versa. And the market tremor is also in the transmission of some kind of instability and panic.
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Two
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In detail, the European and American banking crisis "shock", in the explicit goal of "anti-inflation" and stable policy objectives "financial stability", the dilemma of the Fed does have to choose between.
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For example, although the Fed raised interest rates, but not 50BP, and the FOMC statement implies that the current round of interest rate hikes process is coming to an end.
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At the macro level, the market consensus is that the Fed's aggressive rate hikes have led to a spike in market interest rates as a major cause of the banking crisis. The Fed is concerned that further stimulation of the market will lead to a collapse of its confidence in the U.S. banking sector. Therefore, some concessions, but did not press the rate hike "pause button", which may be to avoid conduction to the market speculation that the potential problems of the U.S. banking industry is very serious, thus triggering further panic in the market; furthermore, the Fed's inflation control work has not been completed.
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"The Fed's 25 basis point rate hike is in line with expectations, and anti-inflation remains the primary goal." Wen Bin, chief economist at Minsheng Bank, believes that the Fed remains strongly committed to keeping inflation down to its 2% target, although FOMC members believe there are downside risks to economic growth; current U.S. payroll growth, while showing some signs of slowing, is still well above the long-term target of 2% for overall inflation, and the labor market is too tight to go a long way from reaching that target.
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The Fed also released the latest installment of its economic outlook, lowering its 2023 gross domestic product growth estimate to 0.4% and its 2024 GDP growth estimate to 1.2%. At the same time, it raised this year's PCE inflation forecast to 3.3%, core PCE inflation forecast to 3.6% and lowered the unemployment rate target to 4.5%.
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After the Silicon Valley Bank fiasco, the Fed raised interest rates by 25BP in March and expanded its table by nearly $300 billion through loan instruments. Data show that in the week of March 8 to March 15, the Fed balance sheet size increased by $ 297.6 billion. In terms of composition, the expansion was dominated by discount window loans ($148.3 billion) and FDIC loans ($142.8 billion), with a low share of new liquidity instruments BTFP ($1.2 billion). How to understand this seemingly contradictory policy mix?
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In the view of Zhou Junzhi, chief macro analyst of Minsheng Securities, it is difficult for the liquidity from the Fed's expansion to flow into financial assets and the real economy for the purpose of "big release" and "big easing". These funds are mainly used to meet short-term liquidity needs, and medium- and long-term monetary tightening policy does not conflict. This also explains Powell's statement at the conference that "while the recent liquidity provision has increased our balance sheet, the intent and impact is different, with the balance sheet expansion reflecting short-term lending". It said that the recent balance sheet expansion is due to the bank bailout measures, does not represent the monetary policy stance, has not yet considered revising the tapering plan.
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"From public information, the Fed has chosen a 'short dove and long hawk' approach to the banking sector storm." Zhou Junzhi believes. The "short dove" is mainly reflected in two points: the Fed will maintain the 2023 terminal rate at 5.1%, without further upward adjustment; secondly, the Fed will change the statement "continued rate hikes are appropriate" to "some additional Policy tightening is appropriate. This wording change seems to convey the signal that the May meeting will usher in the last rate hike.
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In addition, the Federal Reserve slightly raised its interest rate forecast for 2024. At the same time, Powell stressed that "the baseline case this year is still no rate cuts". This is the Fed in conveying long-term hawkish signals to deal with inflation risks. The Fed's attitude in this meeting
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attitude also implies that "financial stability has not given way to price stability".
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Three
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So, what happens next? In terms of monetary policy, in the short term (FOMC statement and statement) is indeed a dovish expression, the Fed will not choose to take the risk of raising interest rates beyond expectations when financial risks occur. But for economic growth, Zhou Junzhi believes that this means that the future "hard landing" may be the only direction of the U.S. economy.
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Zhou Junzhi analysis, for the Fed, the future of only two situations: one is the bank credit conditions due to the Silicon Valley Bank incident and significantly tightened. The other scenario is that U.S. banks' credit conditions do not tighten consistently, at which point the Fed may have to raise interest rates beyond expectations in response to inflationary pressures. "We believe that the U.S. economy is likely to end its "tight money-easy credit" status since 2022 and head into recession in the future."
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As mentioned earlier, the current portfolio of asset price performance is a classic recession trade.
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In Franck Dixmier's view, in just two days last week, tensions in the U.S. banking system led to a major adjustment in the U.S. yield curve, triggering a sharp correction in market expectations for a Fed rate hike. Last month, investors appeared to make concessions, adding 100 basis points to their expectations of the Fed's terminal rate at the end of February compared to the beginning of the month. However, stress in the banking system reduced this expectation to almost zero, and investors now expect the Fed to cut rates by the end of the year. This unusual event completely overturned Fed Chairman Jerome Powell's speech to Congress in early March.
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Although Franck Dixmier believes that the crisis currently exists only in regional banks, it is still too early to think that the event is now over, considering that banking crises often trigger a crisis of confidence in the market and depositors and lead to irrational market moves. A continued crisis could tighten liquidity and cause the Fed to suspend interest rate hikes. If the crisis can be resolved quickly, the Fed will continue its path of rate hikes. "But regardless of the level of terminal interest rates, we think the Fed will keep rates at a high level."
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However, according to Bridgewater founder Rui Dalio, one cannot raise interest rates high enough to curb inflation or to enable holders of assets that are subject to inflation to be repaid, and a hard push to raise rates that high is bound to have a negative impact on economic activity.
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Who would have thought that industry (the real world) might be more hurt by the global central banks' dilemma while the markets tremble and try to find certainty.
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The high interest rates resulting from the Fed's continued aggressive rate hikes have not only punctured the tech bubble, but also burst the bubble of the short-term debt cycle and lifted the lid on the confidence crisis in the U.S. banking sector.
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Now, unicorns are falling in droves. In the same week as the Silicon Valley bank run, Embark, a U.S. self-driving truck unicorn, reportedly announced its collapse, with 70% of its employees laid off and 30% left to handle the company's shutdown process. "Capital abandoned us, and we couldn't raise capital." said Alex Rodrigues, the company's founder.
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Industry sources believe that high interest rates and the bankruptcy of Silicon Valley banks may bring more turmoil to the U.S. technology industry. Rising interest rates are making it increasingly difficult for startups to get funding, hindering them from improving their valuations and implementing ambitious projects.
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Bear Park then suggests: the core risk of the U.S. economy in corporate debt rather than the banking sector, which has now begun to accelerate the release of corporate debt risk, with the probability of a recession in the first half of the year. Whether the Fed raises interest rates again in May is uncertain, but even if the May rate hike, June or July may still cut interest rates, and the rate cut before the end of the year may be up to 100 basis points.
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"Silicon Valley Bank bankruptcy, the surface reason is the failure of the investment strategy, the underlying reason is the corporate financing dilemma resulting in the depletion of deposits, that is, the U.S. corporate debt pressure is high, it is difficult to withstand a significant increase in interest rates." Xiong Yuan analysis, "the current scale of U.S. corporate debt defaults has risen significantly, banks have begun to contract credit to the public, which may lead to a recession in the first half of the economy."
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A comparison of the U.S. federal funds rate and CPI trend curve (2009-2023) will show that the benchmark rate has remained at 0-0.25% between 2009 and 2015, while the CPI has been as low as -2.1% (July 2009) and as high as 3.9% in September 2011.
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Between December 2015 and December 2018, the Fed began its fourth round of rate hikes, which lasted 36 months, with nine hikes totaling 225 basis points and an increase in the benchmark rate from 0.00% to 2.25%, during which time the CPI was as high as 2.9% (July 2018) and as low as 1.6% in January 2019.
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Looking at January 2020 to date, the CPI is as low as 0.1% in May 2020 and as high as 9.1% in June 2022; the prime rate is as low as 0.00% from March 2020 to March 2022; and as high as 4.75% in March 2023; but looking at it in detail, it is easy to see that the CPI gradually lifts from January 2021, all the way up to 2021 The CPI rose gradually from January 2021 to 5.4% in May 2021, and then slightly retreated to 5.3% in August 2021, but then quickly soared to 9.1% in June 2022.
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The Fed's fifth round of interest rate hikes began in March 2022, but the CPI had already soared to 8.5%; so the Federal Reserve stepped up to the plate and raised rates, and within a year, the benchmark rate soared to 4.75%. How can such a radical interest rate sensitive entities or market institutions not be "painless"?
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I wonder if the Fed, which has admitted to underestimating inflation, will make another mistake? After underestimating inflation and overestimating the ability of interest rate hikes to suppress inflation, Tianfeng Securities suspects that, judging from the minutes of the previous rate meetings, the Fed may be making a third mistake - relying too much on employment indicators as a basis for judging economic conditions, and as a result underestimating the timing of the coming recession.
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Could it be that the Fed is "betting big"? Wall Street warned: later this year to cut interest rates are too late to ease the pressure on debt-ridden companies.
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According to foreign media reports, investment strategy analysts believe that the Federal Reserve officials may be "betting" banking liquidity crisis and the resulting contraction of the credit environment is finally under control, will not unduly endanger financial stability and economic "soft landing". But the likely reality is: U.S. financial conditions have deteriorated to their worst level since May 2020; the U.S. banking industry has begun to tighten lending standards across the board.
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A "hard landing" or a "hard landing"? Between the Fed's advance and retreat, the market trembles more than the first "recession" when the transaction, debt companies also "tremble" non-stop ......

Hey all,
Sorry to be yet another tax question, but things this year seem wildly different with our taxes and I am trying to wrap my head around why, because to me something feels a bit off and I am not sure what it is.
I am also not sure what information I need to provide, so I'll do my best, and happy to provide more if it will help:
ME:

T4 Line 14: $49,433 Line 22: $2,160 Box 30: $12,000 (Clergy Residence Deduction) Box 85: $3,375
T4A Box 105: $5,000 (research/study grant)

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WIFE:

T4: Line 14: $6,793 Line 22: $59.66
T4E: Box 7: 30% (Repayment Rate) 14: $14,389 (Total Benefits Paid) 15: $13,889 (Regular & Other Benefits) 22: $1,493 (Income Tax Deducted)

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OTHER:

Charitable Donations: $1,300
Medical: $201
Tuition Carryover: $7,399 (wife)

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So, stupid us, we forgot that my wife had received EI through to August and she had forgotten to look at Service Canada, so we filed last night without it and I was owing what WealthSimple had said I would - $220 - and, according to her T1 she was going to be credited $80.
The Express Notice of Reassessment for her came back with her owing ~$860 as CRA saw the T4E that we forgot to add.
I just went back to WealthSimple to add it, amend the T1, and refile, and we also removed the Canada Worker Benefit which, according to WealthSimple and my own calculations we were entitled to but likely aren't now with the T4E added in, and suddenly my wife is receiving $629 but I am owing $2,436
It looks like my wife paid tax on the EI, so after digging I learned that if that number in Box 7 of the T4E is 30% it means you may be repaying a portion of the EI as you were given more than you were entitled to, but in CRA documentation it says the following:
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You have to repay part of the EI Benefits (Line 11900) that you received in 2022 if all the following conditions are met:
* there is an amount in Box 15 of your T4E
* The rate in box 7 is 30%
* The result of the following calculation is more than $75,375:
Line 23400; minus
Line 11700 and line 12500; plus
line 21300 and/or the amount for a repayment of RDSP income included on line 2320

Based on my wife's T4E she meets the first two conditions, but the result of the calculation from her T1 with the T4E added in is only $21,158.14?
My Question then is: does this seem right? Why the sudden jump in my tax - we have never owed this much before and it seems higher than I would expect.
Does the part about my wife's T4E seem correct, or like there is an error?
And further, if this is right, can anyone fill me in as to why what we owe made the jump? I don't understand a great deal about how these things are calculated and, if this is right, would just like to know more about why.
Thank you in advance

Unveiling the Enchanted Realm of MOBOX 2.0

As we approach the 2nd anniversary of the mystical MOBOX gaming platform, we embark on a journey through time, reminiscing about the magical achievements and milestones that have materialized within our ever-growing kingdom. This enchanting tale could not have been written without the steadfast dedication of the MOBOX community and our valiant team. With hearts full of gratitude, we reminisce about our past while boldly setting forth our grand vision for the upcoming year.
Two years ago, the MOBOX gaming platform emerged from the shadows and set foot on the Binance Smart Chain. Since then, we have traversed the path from obscurity to fame, now entering a realm of rapid development as we tirelessly enhance our platform and games. Our flourishing MOBOX ecosystem has evolved from humble beginnings to a vast, interconnected matrix teeming with depth and intrigue, boasting a trove of remarkable achievements. Among these treasures are 3.6 million unique wallets, a total value locked (TVL) of up to 440 million US dollars, over 2 million NFTs conjured, and a staggering 400,000,000 BUSD in NFT trading volume.
For the MOBOX team, this moment holds a special magic. Since 2018, we have successfully launched a multitude of influential game products in the Web3 realm. With the inception of the MOBOX platform, we have spent five enchanting years immersed in the Web3 domain. Bolstered by a steadfast team, abundant industry experience, and a relentless, can-do spirit, we have marched valiantly toward our goals. This unwavering commitment has ensured the absence of any major security breaches within our platform. Presently, we eagerly seek to collaborate with exceptional Web3 builders to further manifest the MOBOX vision and mission.

Check out what we achieved in 2022! “MOBOX 2022 Annual Summary” and join us in celebrating our 2nd anniversary as we continue to weave the spellbinding tale of the enchanted MOBOX 2.0 realm.

▣ Abstract
❖ MOBOX cross-chain deployment ❖ New NFT series — Dragon ❖ MOBOX World ❖ MOMOverse ❖ MOBOX Avatar 2.0 ❖ MOBOX game release plan ❖ MOBOX world ❖ MBOX Token economic model 2.0 ❖ MOBOX Fusion Hub ❖ MOMO Mart ❖ Roadmap ❖ Summary
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MOBOX Platform Cross-Chain Deployment

As part of the MOBOX multi-universe plan, the MOBOX platform has officially launched its multi-chain collaborative development strategy in its third year. It is no longer limited to single-chain development on the Binance Smart Chain. To achieve this goal, the MOBOX team is building cross-chain protocols for multiple mainstream public chains, to achieve collaborative operability of NFTs on different public chains, capture and endow more value to MBOX, and enhance MBOX ecosystem compatibility.
This cross-chain collaboration introduces MBOX into the Ethereum ecosystem for the first time, bringing new NFT series to Arbitrum. By integrating with Arbitrum, MOBOX can interact with a large number of Ethereum users and projects. MOBOX users can use their assets and NFTs on Arbitrum and interact with other projects in the Ethereum ecosystem. Similarly, Ethereum projects and users can also use their assets and NFTs on the “MOBOX platform”, “MOBOX games”, and “MOBOX services”.
Through cross-chain functionality and NFT interoperability, MOBOX plans to achieve cross-chain interoperability of all platform products and games. This will allow the use of NFTs from other blockchains on the MOBOX platform and MOMOverse, bringing more choices to users and creating opportunities to attract a more diverse user base and resource channels. It also establishes universal collaborative operability between blockchains and applications.
The first cross-chain gateway of the MOBOX platform will be established on Ethereum and its Layer 2 network, Arbitrum. This not only brings MBOX into the Ethereum ecosystem but also brings new NFT series to Arbitrum. Through cross-chain Arbitrum, MOBOX can interact with a large number of users and projects on Ethereum, achieving more collaborative operability. MOBOX users can use MOBOX assets and NFTs on Arbitrum and interact with projects in the Ethereum ecosystem. Meanwhile, projects and users on Ethereum can also use their assets and NFTs on the MOBOX platform, MOBOX games, and MOBOX services.
Cross-chain to Arbitrum is an important step for MOBOX to expand its ecosystem and realize its vision of creating an interconnected multi-universe. The MOBOX team will continue to collaborate with other mainstream blockchains to develop cross-chain protocols and provide users with broader interoperability and usage choices.
Cross-chain to Arbitrum will bring opportunities and convenience to more users and projects, helping the development of the entire blockchain ecosystem. Through the collaborative operability of MOMO NFT and other public chain NFTs, we will jointly promote the development and innovation of the metaverse.
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Enchanting MODragon NFTs: A Magical World Awaits

The MOBOX team is thrilled to unveil the imminent arrival of an enthralling new NFT series, the mesmerizing MODragon, set to grace the Ethereum Layer 2 public chain, Arbitrum. This bewitching NFT collection merges cutting-edge AI image generation sorcery, beckoning players into a realm of diverse gameplay and captivating interactive experiences within the MOBOX ecosystem.
This is the MOBOX art team’s first NFT creation that combines cutting-edge AI image generation technology. AI has great untapped potential in the creative field, and the MOBOX team plans to utilize this technology in production while ensuring compliance and not violating basic ethical standards. Additionally, the team plans to work with players to create content and participate in and promote the AI technology revolution in future community activities.
As the first phase of the MODragon NFT release unfolds, the MOBOX platform will bestow the gift of Genesis Dragon Eggs upon MOBOX players and devoted users of Arbitrum. These mystical eggs will soon hatch, unveiling the alluring MODragon NFTs that lie within. Keep a watchful eye on MOBOX’s social media and community for announcements detailing the enchanting airdrop rules.
The enthralling MODragon NFT series encompasses six elemental realms: fire, water, wood, earth, light, and darkness. MODragons that emerge from the Genesis Dragon Eggs will be blessed with one of these elemental affinities at random. As players venture deeper into this magical world, they may discover unique dual-element dragons and even the elusive four-element dragons in subsequent hatchings. Engaging gameplay, including hatching, battling, fusing, and nurturing multi-element dragons, will be unveiled in due course, showcasing the unparalleled interoperability of NFTs and adding an extra layer of enchantment to the game.
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This captivating NFT series promises to become an integral aspect of the MOBOX platform, bestowing endless joy and opportunities upon our cherished community. We warmly invite all MOBOX community members to delve into the wondrous and enigmatic realm of dragons and embark on a magical adventure like no other!
As the project steadily develops, there will be more cross-chain interactive gameplay in the future, including interaction with the BNB chain and MOMO players on the BNB chain.
Stay tuned to MOBOX’s official channels for more spellbinding updates on the MODragon NFTs. Thank you for your unwavering support!
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Welcome to the MOBOX World: A Dreamlike World of Infinite Possibilities

With the successful implementation of the MOBOX cross-chain protocol, our team now envisions a captivating MOBOX metaverse world inspired by the mesmerizing MOMOverse. As trailblazers in the WEB 3 domain, we began designing an innovative game four years ago that would revolutionize the blockchain gaming industry. This game empowers players with complete ownership of in-game assets, enabling them to craft and inhabit their very own fantastical multi-dimensional universes.
Our unwavering dedication is to create an immersive and rewarding experience for every player in an open, decentralized environment, encouraging each participant to contribute to community building as a member of a collective working towards a shared vision — an open multi-dimensional universe. As eternal game creators, we’ve identified a disconnect between participants and new social contracts within the existing gaming ecosystem. The MOBOX Universe brings players, designers, engineers, and creators together under a harmonious system of shared responsibilities and incentives.
Throughout the game development process, we’ve recognized the need for a more equitable operating model that breaks down the historical barriers between builders and participants, empowering everyone to create, nurture, enhance, and benefit from the fruits of our collective labor. We also strive to protect these efforts from the influence of intermediaries seeking access to distribution channels.
A fair and thriving community lies at the heart of our game’s future, and every step forward reveals the potential of this enchanting world. We are steadfast in our belief that this is the key to crafting a sustainable game, rich in content and deeply engaging for players.
In this new realm, we’re dedicated to building a truly digital universe that transcends gaming platforms, incorporating a wide array of services, applications, and tools for users to explore, play, and interact. Our grand vision includes allocating a unique continent to each mainstream public chain, home to their native populations. These continents will symbolize their respective public chains, fostering a distinctive digital ecosystem that facilitates communication between users across different public chains.
The MOMOverse, a colossal floating island situated at the center of this world, will feature diverse terrains such as land, floating islands, oceans, and enigmatic creatures. Players can claim a piece of land, build their dream homes, and engage with fellow inhabitants. They’ll have the chance to construct airships, journey to uncharted continents, engage in epic battles with hostile fleets, or trade with merchant fleets voyaging the world.
The MOBOX team is devoted to integrating all products, services, and games on the MOBOX platform into this digital universe. This boundless world teeming with possibilities will allow users to create digital assets, construct homes and cities, develop games and applications, and interact with others. We believe this digital world will not only offer users an entertaining and creative space but also become a genuine social platform that fosters open communication and collaboration between various public chain ecosystems.
Our dream is to cultivate a truly open and equal community in this digital realm, where everyone has the opportunity to participate and create their digital value. Regardless of your public chain affiliation, you’ll discover a sense of belonging and connection here. The MOBOX team will continue to work tirelessly to advance the development and enhancement of this digital world, delivering the ultimate experience and services to our users.
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Embracing MOMOverse: A World of Adventure Awaits

We are thrilled to announce the seamless integration of MOMOverse’s home into the MOBOX Universe. This fusion will provide players with a grander worldview, inviting every MOMOverse resident to delve into a more diverse and vivid world.
Upon the integration of MOMOverse’s home, players can establish their domains, rise to prominence as influential lords, and vie for minerals, resources, and land for their forces. Our team has devised numerous innovative tools and gameplay features, alongside richer background stories and engaging quests.
These elements will allow players to create and explore more freely within the game. Players can enhance their economic power by establishing guilds and constructing buildings, as well as acquiring more treasures and resources by venturing into uncharted territories on the map.
We are confident that this integration process will inject more excitement and challenges into the MOBOX Universe and MOMOverse. We eagerly anticipate unveiling more surprises for our community and players in future updates. Together, let’s expand this boundless world of endless possibilities.
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Introducing MOBOX Avatar 2.0

MOBOX Avatars are the magical embodiments of your virtual self within the wondrous realm of the MOMOverse. As unique manifestations of your digital essence, they bridge the gap between our world and the extraordinary MOBOX digital dimension, where your Avatar will captivate and inspire fellow adventurers.
In the mesmerizing metaverse, an Avatar serves as the cornerstone of all enchanting experiences, and our dedicated team cherishes this responsibility. The initial MOBOX Avatar 1.0 incarnation faced a number of challenges, such as lackluster color perception, limited facial features, subpar model accuracy, and insufficient image differentiation. With MOBOX Avatar 2.0, we’ve conjured a realm of dazzling improvements, including more vibrant colors and striking contrasts, intricate facial features and expressions, smoother contours, and a fully-realized three-dimensional model, ensuring each character stands out from the crowd.
Best of all, players possessing a MOBOX Avatar will be gifted a brand new Avatar 2.0 airdrop, enveloping you in the magic of our enhanced creation. The MOBOX Avatar 2.0 project is nearing its final stages of enchantment and is slated to debut alongside the world map version, inviting you to embrace your dazzling new digital identity within the MOMOverse.
Prepare to be spellbound as we eagerly anticipate the arrival of the “new” you in the ethereal world of the MOMOverse.

MOBOX Game Release Plan

Boasting over a decade of experience in traditional game development and publishing, our team is well-equipped to explore and innovate within the realm of Web 3 gaming. Our financial resources are more than adequate to support our long-term endeavors in this area. In the coming years, we will prioritize the signing of top-tier games with development investments exceeding tens of millions of dollars for release on the MOBOX platform. Additionally, we will actively collaborate with industry leaders to bolster the MOBOX ecosystem’s growth.
In 2023, MOBOX plans to launch three games. Here is some publicly available information about some of them:

New SLG Game — “Dragon Battlefield”

Game Introduction: This game will transport players to an exhilarating world of warfare, where they can assume the role of a formidable commander, lead their army into battle, manage their own city, and amass and train a powerful arsenal of mechanical dragons to secure victory for their empire. By upgrading their city, army, and mechanical dragons, players will attain greater power and triumph in more battles.
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2. Large MMORPG Game — “Project M”
PROJECT M will be the first ever DAO designed and developed MMORPG game on the blockchain. Every major step in the design and development process will be decided through the day including game mechanics, game name, game assets, game skins and more!”
Game Introduction: This is a thrilling MMORPG set in a post-apocalyptic world destroyed by a catastrophic event. In this barren world, resources are scarce, and various monsters and dangerous creatures roam the land. As a survivor of the apocalypse, players must face endless danger and challenges. To survive, players need to explore, battle, and produce to obtain the necessary resources for survival and a safer living environment.
To survive and thrive, players need to work together. You can choose different career paths, such as melee, ranged, healing, and mage, each with their own skill paths and growth attributes. By working hard to improve your strength and building a powerful alliance with other players, you can become a force to be reckoned with.
The core gameplay of the game is cooperative real-time combat and rich storyline missions. Players will accept missions from various organizations in the world, team up with other players, and gain experience and rewards. The game provides an open world where players can explore the wasteland, find hidden treasures and relics, unlock powerful skills and equipment, and improve their combat abilities and attributes.
In this open world, players can explore and create their own unique gaming experiences. The game content is rich, and social functions are also well-developed. In this apocalypse, it requires the wisdom and courage of players to protect and continue human civilization, which represents knowledge and creation.
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RPG game — “King of Chaos”

Set in a world teeming with challenges and adventures, “King of Chaos” depicts a realm where magic reigns supreme, and time travelers from various eras and dimensions bring with them an assortment of technologies and knowledge. The Empire Knights represent the traditional ruling class.
Players will embody a warrior, venturing and exploring the tumultuous world, completing an array of tasks and challenges, and unearthing hidden secrets and treasures. The game’s core features include combat, exploration, leveling up, equipment, and synthesis. Players must amass experience and wealth through battles, explore diverse terrains and settings, locate equipment and materials, enhance their skills and attributes, and ultimately ascend to the title of King of Chaos.
In combat, players can select different skills and equipment and combine them to devise the optimal battle strategy. Each character possesses unique skills and attributes, requiring players to choose the most suitable character for combat based on varying situations and enemies. Simultaneously, players can also team up with others to challenge formidable bosses. A range of thrilling adventure quests awaits players, beckoning them to explore and conquer.
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MBOX Tokenomics 2.0

1. Burn
The MOBOX platform is expected to burn about 135,000,000 MBOX tokens (the portion of the planned total production in the second year that has not been produced), which is equivalent to 60% of the planned total production in the second year.
2. Adjustment
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1. The daily output of MBOX in the MBOX-BNB LP mining pool has been adjusted. (As Shown Above)
2. The daily output of MBOX collected by MOMO has been adjusted from 50,000 MBOX to 40,000 MBOX.
3. The output of MBOX produced by the D.S.C trade and the prosperity of the MOMOverse home will remain unchanged.
4. Although the output of MBOX produced by MOMO NFT has been adjusted, the basic consensus that MOMO is the core output of MBOX has not changed.
5. It is expected that the updated MBOX output will meet the expectations of the third-year plan in the MOBOX white paper.

3. New Application Scenarios

1. Cross-chain staking
2. New liquidity staking
3. Use and consumption in the MOBOX world
4. Used in the new Dragon NFT series gameplay
5. Used in the new MOBOX games “Dragon Battlefield” and “End of the World Storm”

4. Explanation of MOBOX Team and Strategic Investment Shares
In the current market environment, many companies face operational difficulties and pressures. In contrast, the MOBOX team has significant differences from other projects. First, in addition to receiving strategic investments from Binance Labs, the team has a stable source of income, including platform profitability, cooperation, and investment returns. These revenues are sufficient to support the team’s development and expansion plans for at least five years, so there is no need to sell any MBOX tokens to survive. Second, in order to achieve MOBOX’s grand vision, we will continue to attract outstanding talents in the industry and negotiate with top Web3 investment institutions to prepare high-quality resources, sign high-quality AAA-level games, and expand the ecosystem.
We firmly believe that the MOBOX platform has the potential for long-term and sustainable development. With the continuous development of products and market expansion the MOBOX ecosystem will become stronger and more dynamic, creating more value for MBOX holders.
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MOBOX Fusion Hub

After completing the integration with multiple mainstream Layer 1 public chains and related Layer 2, MOBOX will launch its final version. We call it the Web 3 Games ultimate solution — MOBOX Fusion hub. Our platform is ready to provide game developers with a series of SDKs and APIs specifically tailored for blockchain games to help them develop and release games based on web 3 technology.
Currently, our Fusion hub platform has launched the first internal test version for game teams and studios related to MOBOX. We expect that games on MOBOX will be upgraded and managed through this platform. The official version of MOBOX Fusion Hub will go live after performance stabilization and large-scale testing.
We believe that blockchain technology and NFTs will play an important role in the future of the gaming industry, and our platform will be one of the pioneers of this trend. Our vision is to become the preferred platform for game developers and contribute to the development of the future gaming industry. At the same time, we will continue to improve and perfect our platform to ensure that we are always at the forefront of the gaming industry. The fusion hub platform will have the following main features:
1. Compatible with Multiple Layer 1 Public Chains
Compared to other GameFi projects, the MOBOX Open Platform can be compatible with multiple Layer 1 public chains, including but not limited to BNB chain and ETH chain. This allows our game developers to choose the underlying public chain that best suits their projects.
2. MOBOX SDK & APIs
The MOBOX game platform provides game developers with a series of easy-to-use development tools to help them quickly build their games and seamlessly integrate them with our platform. Our platform provides the following main functions:
Mature smart contract API: We provide preset smart contract APIs to help game developers quickly write and test game-related smart contracts and use them to process transactions and other game logic.
NFT SDK support and integration: We provide easy-to-use NFT integration SDK to help game developers quickly create their own NFTs and integrate them into the game. Based on blockchain technology, using NFT as the economic currency in the game ensures the fairness and security of the game. In particular, people building NFT dApps will be able to use MOBOX’s built-in NFT market and API services to build a “plug-and-play” market for Web 3 game assets and related NFTs, providing better liquidity.
Risk control: Our platform will use multiple security measures to protect the security of the game and users. We will use multiple security measures including preventing DDoS attacks, cryptographic protection, user identity verification, and asset risk control, to ensure the security and fairness of the game.
Developer funding support: Our platform will provide support funding for game developers through MOBOX METAFund to help them launch and develop their game projects. We believe that supporting developers is the key to realizing our vision.
Developer split NFT: The MOBOX platform not only provides developers with the best revenue distribution model but also provides them with flexible support that is almost instantly credited to their accounts receivable, ensuring that developers have the necessary funds to continue their best development work and help them develop excellent games.
After successfully releasing a game on the MOBOX platform, developers will receive a special non-fungible token (P-NFT indicating) their ownership of the released game. All income generated by the game will be recorded on the blockchain to ensure complete transparency between the platform and developers. The P-NFT smart contract also serves as a revenue sharing agreement between the platform and developers, automatically transferring the income earned by developers according to the agreement to their MOBOX wallet.
Ready-to-use MOMO library: Thanks to the interoperability of MOMO NFTs, they can be used across different public chains and games. Game developers can choose from the high-quality MOMO NFT library and immediately use them in their games, saving a lot of time and money for teams and independent developers, and providing the necessary resources and strong support for their game development work.
MOBOX Community Support: The MOBOX platform provides developers with all possible support, including marketing. Through effective community management, continued platform marketing, and the addition of important ecological partners, the MOBOX platform community provides developers with a powerful marketing channel. This includes fully functional nodes on the MOBOX platform, increasingly active social media, and social media activities through our ecological partners.
By combining the above SDKs and APIs, our platform provides game developers with a better development and publishing experience as well as a wider market and support. Our vision is to become one of the leaders in the future game industry and provide developers with a more fair, transparent, and highly secure game platform.
3. MOBOX Wallet 2.0 — MOBOX Seed Wallet — Securely Sow Your Seeds, Unleash the Power of NFT Gaming!
MOBOX Wallet’s new version will focus on providing a one-stop solution for Web 3.0 game users. Here are the key features of MOBOX Wallet:
NFT Management: MOBOX Wallet is a wallet designed specifically for the gaming market. It helps NFT holders showcase all their unique ERC-721 and ERC-1155 collectibles and game assets in a more efficient and convenient way. MOBOX players can browse and filter all their MOMO NFTs in the new version wallet and quickly list or gift specific MOMO to friends.
EIP 4337 Features: MOBOX Wallet empowers Web 3 Games by combining some new features proposed in EIP 4337. For example, the Social Recovery system allows multiple users to recover the owner’s access to an account, reducing the risk of permanent loss of funds.
Diverse Gas Payment: MOBOX Wallet supports diverse gas payment methods. Game players can use different tokens or even off-chain credit cards for payment, eliminating the need to purchase cryptocurrencies in advance for NFT transactions.
Pre-approval for On-chain Transactions: MOBOX Wallet supports pre-approval for on-chain transactions to increase the smoothness of Dapp and provide a more user-friendly on-chain process.
Bundle Transactions: MOBOX Wallet supports bundle transactions, allowing game players to bundle multiple on-chain operations together. With just one signature, all the necessary transaction processes can be completed, increasing transaction efficiency.
Subscription Mode: MOBOX Wallet supports subscription mode, allowing developers to subscribe to specific events or data updates. When these events or data updates occur, the MOBOX network automatically notifies developers, helping them achieve real-time data synchronization and notification more easily.
Through these features, MOBOX Wallet provides better management and on-chain experience for game developers and NFT holders, and contributes to the development of Web 3 games. We believe that MOBOX Wallet will become one of the essential gateways connecting the traditional gaming market and Web 3.
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MOMO Mart: Bringing the Magic of MOBOX to Life

As part of our commitment to expanding the MOBOX brand and reaching a wider audience, we’re excited to introduce MOMO Mart, a unique retail venture that merges the online and offline worlds. Our goal is to share the essence and values of MOMO NFT with a diverse range of consumers, while offering a tangible experience for trendy toy enthusiasts.
We’ll be launching an exclusive MOMO NFT physical blind box collection, which features exquisite packaging and a diverse array of captivating characters. This product is designed to not only ignite the passion of the MOBOX community but also draw in more trendy toy aficionados to join our growing family.
MOMO Mart’s inaugural brick-and-mortar store will proudly showcase the core values of the MOBOX brand and MOMO NFT. Our design team has meticulously crafted each character, ensuring top-notch quality that leads the industry. Moreover, interactive zones within the store will allow visitors to truly immerse themselves in the enchanting world of MOMO NFT. We’re actively scouting prime locations around the globe to establish our immersive shopping and interactive experience for trendy toy enthusiasts worldwide. We’re eager to explore the potential of Web 3 and the trendy toy market through this strategic endeavor, ultimately bringing even greater value to the MOBOX community.
▣ Roadmap Timeline
2023 Q1 — Research and testnet deployment for cross-chain solution
2023 Q2 — Burn 135 million MBOX
2023 Q2 — Update MBOX tokenomics
2023 Q2 — Test MOBOX game open platform for targeted developers
2023 Q2 — Provide MOBOX game access to game development SDK & API
2023 Q2 — Deploy MOBOX 2.0 to Ethereum and Arbitrum cross-chains
2023 Q2 — Release Dragon NFTs for MOBOX 2.0
2023 Q3 — Release MOBOX 2.0 World Map
2023 Q3 — Launch gameplay related to MOBOX 2.0 World Map
2023 Q3 — Launch “Dragon Battlefield” game on MOBOX platform
2023 Q4 — Launch “End of the World Storm” game on MOBOX platform
2023 Q4 — Launch “King of Chaos” game on MOBOX platform
2023 Q4 — Launch MOBOX game Fusion Hub
▣ Summary
We have Introduced our three-phase plan for the MOBOX game open platform. We aim to “connect multiple mainstream public chains,” “construct a multi-chain digital world,” and “establish a collaborative multi-chain MOBOX Fusion Hub.” These plans and updates will enrich the MOBOX platform, providing both players and developers with an enhanced gaming experience and trading environment.
The launch of the Fusion Hub SDK & API will deliver numerous benefits to the MOBOX platform, including multi-chain integration, cross-chain asset bridging, seamless market API, MOBOX Wallet 2.0, and much more. These features will not only elevate the user experience and security of MOBOX games but also drive the growth of Web 3 gaming.
To realize our vision, we will steadfastly implement these plans. By harnessing cross-chain technology and NFT interoperability, we’ll create a unified multi-universe rather than separate games. Our team will collaborate with other leading blockchains to develop cross-chain protocols that enable MOBOX assets to traverse different blockchains and facilitate the use of NFTs from other blockchains on the MOBOX platform.
Our ultimate goal is to forge a truly interconnected meta-universe — the magnificent MOMOverse. ✨⭐️☄️💥
Please note: WEB 3.0 is a highly variable and risky field. The information provided in this announcement is for reference only and should not be used as a basis for any investment or decision-making. Before making any decisions, please conduct sufficient research and evaluation on your own and proceed with caution.

Well let's start where my whole life was turned upside down. it started when my father lost insurance for 3 days in Serbia and on those 3 days (he was swapping jobs) got into a car accident that cost us 36.000 eur because hospital wanted to rip the skin of our back. his left leg got broken into 3 places by car that slammed him in other car. but the problem at the end is they ended up botching the surgery and at the end he passed away. the fun part is they still billed us even tho their mistake costed us his life. so we needed to pay up fast and only bank that was giving us any credit was ruining my financials i lost all of my savings and plus got in debt. but i did manage i was paying the credit on time even tho i was jobless because of corona. now in september of 2022 a pipe burst in our house where my mom, my sister, my nephews and me live and half of the house didn't have running water. but we managed we would go to our friends and family to take showers untill we save up some money to fix the problem. and it wasn't cheap counting in that we still didn't pay off all the debt it started to hurt us really bad. like we didn't really have for food and i was taking food donations from lot's of people. and now month ago old part of house roof collapsed and i am just broken man. the problem is we could not afford insurance because of debt. we went full saving mode so we could survive and now i am just broken man. didn't sleep well in months i force my self to eat every day even tho i feel sick and i am just tiered.

Preface: This post is supposed to be giving both an update and a bit of background on the Zaaf situation. I'm really just compiling stuff here, all the credit goes to the journalists who brought forth information, most notably Charles Marsault and Raúl Banqueri. I can also not claim that this is in anyway exhaustive and as such there might be information missing. I've just been following this situation since I stumbled on the first articles about this team in August 2022. I don't speak Spanish or Catalan and I'm not linked in to the cycling community in those regions so I'm relying on auto translations for my information and it's possible I missed stuff, especially considering there is probably a lot of semi-private discourse within the community beyond news articles and tweets by journalists that I just don't have access too. Additionally and obviously the finances of the parties are private so we can't really feature the key elements here. If you have any additional information I can add it to this post. I also have to say that this is an ongoing situation and none of this is final or necessarily confirmed. Maybe, hopefully, this situation will be resolved within a hours or days of this post.
Origin
The first time the 2023 Zaaf team was properly floated was when future Zaaf DS Manel Lacambra claimed in this August 2022 Radio Catalunya article by Isaak Villalta that he was building a team under a foreign (in this case non-spanish) license with the goal to be a World Tour Team in 2023. I say 'properly floated' because, of course, Peter Van den Veen actually knows more than anyone and had the scoop a day prior getting the very realistic and grounded quote of "Top 5 in 2 years" from Lacambra. The claim here is that they have it all figured out with their sponsors and tha they're a high level organisation and that they are in talks with the UCI about wether they can be in the WWT in 2023. When the article came out I don't think many people paid attention to it, but Mat Mitchell did point out that it is very strange to make claims about possible World Tour Status in 2023 when you not only don't have the points for the sporting criteria but also are actually ineligible for World Tour Status as a team their first UCI level season. He also mentions the Casa Dorada Team in passing. Two months later in October 2022 in this revelo interview by Fran Reyes, Lacambra once again talks about his still unnamed new team. There are still no sponsors or riders named, but Lacambra claims that the team has signed a five-year contract worth 15 million for an annual budget of four million. A yearly budget of four Million would indeed put them financially in the top half of the Women's Wold Tour teams. A quite incredible figure. Although he now concedes that they can't be a World Tour Team because the rules simply don't allow it, he still claims that they will be a team of the highest level and paying their riders World Tour level salaries and providing them with coaches as well as medical, massage and mechanical staff. And of course - the gear is also primer nivel. More updates were supposed to next month. I didn't see any.
B&B collapses - Zaaf rises
The B&B Team was preparing for a big off-season in late 2022. They were to add big sponsors, sign Cavendish and create a new Women's Cycling Team to be headed by reigning French champion Audrey Cordon-Ragot and featuring riders like reigning olympic Champion Anna Kiesenhofer. As we all know, things turned very sideways and although the riders were lead on for a very long time with assurances that the project would still move forward, in December of 2022 it would become official: The B&B project was cancelled and the riders who were recruited for the 2023 season were left to look for a new team at a time where all the teams had already signed their riders for the upcoming season and were done with their squad building. This is when Zaaf Pro Cycling decided to make its move. Despite the lofty claims Lacambra made they seemed to have ample space for new riders (leaving us to wonder how this supposed mega team looked before the B&B riders became available). Only a few days after the collapse of B&B was official Zaaf announced their squad for 2023 featuring many of the stranded riders and Lacambra as their DS. This was the team that he had build up in the media for the past months. As a result of B&B's collapse the names on this first-year UCI-level team were truly outstanding. It did leave users here wondering where the money for this, undoubtedly rather expensive team, was coming from. Zaaf then (and still) doesn't really have any sponsors. As useres epi_counts and mmitchell30 point out in that thread Zaaf is named after cyclist Abdel-Kader Zaaf and founded by a grandson, who through the company La Rankha is also the teams only notable sponsor. Most of the comments in this thread revolve around questioning the finances, hoping they are secured and wondering if this is "Casa Dorada v2". Now although many had probably not heard of this team, Zaaf was not an entirely new team. It existed as a non-UCI level team before, racing, for example, in the 2022 Vuelta Ciclista Andalucia Ruta Del Sol where you might have seen them in their white-and-red kit and wondered 'Hey, that's not Cofidis, who's that?'. Although you might think this bit of history is positive and showcases at least a bit of long-term focus on this project it also comes with its own problems. When the Zaaf Roster was announced Eriz Fraille immediately responded to the announcement that he was worried, that this is the team Lacambra had been promoting, reporting that Zaaf had a questionable reputation and already applied to be a Continental team in a prior season but been rejected by the UCI. Ultimately at this point in time the project hung in a balance. There were immediate question marks and worries but nothing that could be done about them and there was also a lot of hope and excitement for the riders to have found a new team and also simply for a new team that featured strong riders like Cordon-Ragot.
Good Cycling, Bad Cycling
Although there were some worries about the riders not being pictured in any team issued gear for quite a while once the races got underway Zaaf's riders were putting up great results. Although they were a Continental Team they had included the World Tour Calendar as one of the slides in their announcement and they were at the start line at the first races of the season in Australia. Against an admittedly weaker startlist with a majority of the World Tour Teams missing they finished fourth in each of the three stages of the Tour Down Under and finished in 6th on GC. At the Cadel Evans Great Ocean Road Race they snagged a 5th place. They received a lot of invitations and in the first few months of the year they raced a lot. And they performed well. Two thirds at Spanish 1.1 races, 10th in GC at the UAE Tour, third in the Omloop van het Hageland and more Top Tens have made this a very successful start of the season. But while the racing, especially in January and February, was very good, things behind the scene seem to not be going well. There were some more questionable happenings, like when the team with a budget of four million per year lined up at the Vuelta Extremadura TTT on road bikes. But the big news came on March 18th when Charles Marsault reported that riders at Zaaf were not being paid and that despite the claims of a huge budget and that everything was going to be at the highest level, things were indeed not at the highest level but quite cheap over at the Zaaf team. He also mentioned that some of the riders agents were looking for a way to exit the project. In the days following this post there would be updates on twitter from Marsault and Raúl Banqueri (who wrote a big piece on the Casa Dorada collapse). Aside from Banqueri and Marsault there was this tweet by Isaak Vilalta, who wrote the first big article on this new team in 2022 and seems to be reasonably close to the team, claiming that while salaries went unpaid everything is OK at the team and the issue would be solved in a few days. This thread by Banqueri contained a lot of information. In it he reports that he spoke to the members of the 2022 Zaaf Team, who say that despite contracts they were not paid by Zaaf. He also quotes a former rider as saying that "the team didn’t go well at all for any of us" and he reports that there was a court case from some former workers against the Zaaf Team. Banqueri would also post that members of the 2022 Team have told him they were threatened and harassed following the collapse of that years iteration of the team. Banqueri himself was also harassed following his posts about the team.
On March 23rd bigger cycling websites picked up on the story. This cycling weekly article by Vern Pitt confirms that riders and staff have not been paid for the past three months. The article also reports that the riders have been discussing about refusing to start at Gent-Wevelgem in protest. Furthermore it corroborates the reports by Marsault and Banqueri that the UCI and the Spanish federation have been notified and are checking the situation. The article also includes a quote by Iris Slappendel of the The Cyclists Alliance who confirms that they have been "helping Zaaf riders deal with a very difficult situation" for the past few weeks. The Spanish federation confirmed to CyclingNews that they will execute the bank guarantee of Zaaf on March 31, 2024, saying that this will cover three months of salary for the team's rider and staff.
This is still very much a situation in motion. Currently we don't know how this will all end. Aside from waiting on news about the UCI and RFEC's investigation the rumours we heard mean we should definitely keep an eye out on this playing out on the start line of Gent-Wevelgem this weekend. A start does not imply that things are solved and a non-start for Zaaf would not automatically mean the end, but the possibility alone points to the seriousness of this.
On a grander scale the Zaaf situation highlights a continuous problem of stability in cycling. Funding has been historically difficult, but that doesn't excuse promising things you are unable to deliver. A point both Banqueri and Marsault have made is that it might just be an institutional problem. Banqueri has written about being pressured to let questionable behaviour in the Casa Dorada case go unreported while Marsault has decried a lack of interest by (French) media in the Zaaf case. Furthermore the articles from last year let some very dubious claims about the future teams go completely unchallenged. With collapses like B&B and Casa Dorada in the very recent past it feels a bit strange that cycling is still at a point were a team comes virtually out of nowhere with dubious claims and is still immediately accepted. Obviously there's a balance to strike between this risk and allowing new teams and investors to enter and grow cycling, but it feels bad that there's an immediate "uh-oh hope the goes well reaction" from skeptical fans and it does turn into a bad situation. Now obviously that looks bad in hindsight and it's quite possible that everything had gone smoothly and no-one ever mentioned that they were once skeptical about this project, but still there were red flags visible to anyone looking and we have to reckon with the fact that maybe there should be a more rigorous process of checking and securing the viability of the teams from the federations. If a team collapses it puts the riders in a terribly difficult situation. Not only is it obviously a mentally and emotionally difficult situation, but it also derails their entire season and thereby their career to a point.
What happens next we don't know. After all this pessimism I also have to mention that it's entirely possible that this situation somehow gets resolved and Zaaf moves forward and continues putting up good results. If that turns out to be the case then this post may sound too harsh (although I am confident in it's tone considering the stress the riders have already been put in even if the conflict is ultimately resolved). But the fact that we're in this situation is already problematic. mmitchell30 speculated that this might be a situation where the success of the riders built on dodgy financials could end up bringing in money through sponsorship to actually fund the team. That is only speculation of course, but it does feel all too possible and that is not anything that should be encouraged or even possible really. We are now in a difficult situation where we all should hope that the team pulls through for the riders sake, but that I personally cannot hope that this team succeeds. But those two ideas feel sort of at odds with each other.

We are Azure Infinitum
Visit us at: (https://www.azureinfinitum.com/)
You may have seen us in the Aether data center's party finder during our weekly events, or may have seen our recruitment shouts around the realm in-game in Midgardsormr, but there just isn't enough space in those places to really explain everything wonderful about what our Free Company and community is.
Azure Infinitum is an LGBTQ+ friendly community, and welcomes players of all experience level, play style, and availability. We're a warm home with a balance of online players, weekly optional activities, and flexible ranks from our membership, to our support & leadership categories. We have a 24/7 Support Team, a Councilship that governs each tier, seasonal events of our own, and many resources between the games we support and online services.
Who We Are
We are an established 9-year old community who's home is in Midgardsormr Server of Final Fantasy XIV. We are a structured, well-rounded, welcoming, friendly, and organized community that hosts daily events (check out our calendar: https://azureinfinitum.com/events/ ) that provide opportunity for members to excel. We work to provide an arena and opportunities to establish strong bonds and camaraderie between our members. As a community we are driven, we carry each other forward, and we are proud.
Our Name & Philosophy
Learn more about our global community here: (https://www.azureinfinitum.com/aboutus/)
Learn more about our FFXIV Free Company here: (https://www.azureinfinitum.com/ourffxivfc/)
Azure Infinitum means "Azure/Blue Infinity or Infinite Blue/Azure" and there is some mythos behind the name that stems from our guild-wide philosophy of kindness, freedom, vigilance, diversity and activity. We promote positive fellowship among members in an organized guild, with our sights open to our unending endless skies, full of possibility and success together.
Our motto is "As Free As The Azure Sky!" which stuck well when our FC was restructured from an old guild in 2014 as Azure was founded, and it was first shouted as we looked out at a clear blue sky above. has continued to be our electric victory as we continue to snowball in success and activity, our members soaring high through the Azure Sky, flying together!
Ranks
Click here to learn more about our community ranks: (https://www.azureinfinitum.com/ranks/)
Our community has an organized ranking structure beginning with Members who comprise the majority of the roster. Scouts are our support team of Members who've stepped up to more officially support the FC, some work on obtaining a future leadership rank. Lieutenants and Officers comprise the proud Azure Council, a diverse group of players of different specialties and services to the FC, making up lower and higher tier leadership, seeing over the Scouts and the FC weekly events, aside from being admins. The FC Infinitum Master oversees all and leads the Azure Council and the company forward while always keeping the heart and vision of the community alive and in sight. Currently we are re-assessing ranks in the free company, giving more support permissions and duties to our Scouts, while the current council operates as a small team of Lieutenants lead by the FC Master.
Everyone Welcome and Who Fits Best
We have an open door policy. Whether you're casual, a returning player, a veteran, or a newbie, we have a vast array of players in our member roster. Our weekly schedule is organized and provides an array of activity for players of most levels, however we like to ask players who're pretty new or under the level cap, to be extra vocal about their needs while they're still unable to attend some daily events or higher level content that most of our weekly lineup focuses on. We want everyone to have as much fun as possible and have the most success. We find that most players enjoy Azure Infinitum, many have stated that they subscribed to FFXIV much longer than they ever would have imagined after they have been around in our community, as they've gotten involved and experienced all that we offer.
Our FC keeps a daily schedule (see here: https://www.azureinfinitum.com/events/) of events that are hosted by permitted Scouts and Council ranks, these range from 8-man and 24-man raids and map parties, to WT journal groups and trial clear parties or farms, and more- and attending anything isn't mandatory at all here. We're happy to have you, and its up to our members how much they'd like to get involved. Attendance is optional! There's never any stress to attend FC functions.
Savage Raiding Statement
We find that some hardcore raiders looking for free companies just to join their statics who don't already have one, might not fit well if savage raiding is their only or greatest focus, because traditionally Azure does not have a Savage Static, but focuses more on allowing members to organize their own groups and also provides resources to do so. Despite not supporting an official static for the FC, we hope that hardcore raiders enjoy the wealth of our community's wealth of harmony and overall fun, and that everyone may take initiative to seek out or build a raiding static within our community if they are interested, as opposed to missing out on experiencing Azure. Depending on the content season, we may have an Unofficial static lead by a leader, and routinely offer limited time Savage-learning events that may run for a number of months.
Rules and No Drama Policy
Please take a moment to look over our Rules Page at (https://www.azureinfinitum.com/rules/), we find that rude individuals and people who create drama are the outsiders here that don't fit well. We know its a big page, so at least visit the General Rules section before joining.
Recruitment Care & Activity
People of Azure Infinitum are often if not always good natured players who found their way to our community looking for a place with structure, friendliness, organization, and great activity, or they've been scouted during recruitment drives and have been well screened. Its a place where one can be social and attend everything, or relax in the background and enjoy the services and facilities of being in an active, organized, and friendly FC. We actively recruit periodically to assist with upkeep of community activity levels, and to meet new comrades. A community that closes recruitment can be doomed to stagnation. Its normal for a community to have an inner core of die hards who log in daily regardless of content releases, and also have an outer core of individuals that range from those with less availability to those who check in during Patches. This is why we take extra care in keeping the fresh blood flowing into Azure, cautious recruitment, and support our active model by always staying welcoming and sometimes running recruitment campaigns and other services. Like this ad!
Handling Online Drama
Because we keep a no-drama policy and have a strong communication network, it is leadership's ultimate priority to handle any issues that may come up as soon as possible, and most people appreciate our problem solving which has inspired many other communities. Between our Support & Leadership ranks, we use a number of report and resource channels to handle situations, and perform problem solving protocols & tactics to fairly address issues as possible. Drama is inevitable at some point for any online community, so its important to have a large and strong list of moderators (currently around 60!) and a council of leaders (15+) to quickly handle any problems. Luckily, we don't have a lot of drama, but we're always very well equipped and very prepared. Our community has been commended by game staff in the past for our methods, and we have worked with the FFXIV Special Task Force to ensure as much safety to our community as achievable. It should be stressed that it is up to our membership to report to GM's in-game, and to Azure Leadership should any issues or concerns come up. Its also highly recommended that our members appropriately document evidence that can be used to help us assess situations and make proper decisions. Documenation such as screenshots of harassment is a great example! Our members online safety is greatly important to us and is a number one concern of our leadership team. Our Rules Page at: (https://www.azureinfinitum.com/rules/) describes a bit more in Chapter 3, including other entries on avoiding/ignoring trolls, playing while intoxicated, depression, and more.
Our Philosophy
We believe in our community and its people, how far we can go, how much we can do for each other, being an experienced community who's core values are positive fellowship, formation of bonds, and indomitable unity.
Azure Infinitum tightly grasps success and masters a casual and lucrative weekly play schedule while inspiring motivation and providing avenues for further success, friendships, and camaraderie among all who freely fly together among our Azure skies.
Founding on the principles of intricately forging a generally drama-free experience with keen leadership and a zealous and mighty membership, Azure has striven to guide and support many hundreds of players through every era of Final Fantasy XIV.
With an illustrious history, company lore, impressive statistics, and a model that is adaptable and blessed with innovative ability, Azure Infinitum claims a dominant presence of excellence and player growth that is possible in our community and extended services.
Estate Organization
We have the entire set-up at our estate, from gardens for members and Krakka Root production (free for members' chocobos), to our stables, nicely uniform clean lawn with hangout spots that are popular, with crafting stations, all available NPCs for simple mats and repairs, cut-scene viewer, toybox, triple-triad board, a fully operational and geared fleet of airships and subs, and our Azure Infinitum Assembly Chamber on the top floor for our meetings where announcements are made at our Grand Assemblies. Check it out if you like at Mist Ward 7 Plot 1.
We also have an organized form of gathering for weekly events in the yard, places to relax, food that is always available on tables at our Cellar, and hold a lot of special events and social games at our Hall. We're also conveniently located next to a Market Board and a Retainer Bell outside of our estate.
Communication and Extended Azure Services
We have multiple services of which none are mandatory, but we provide being (azureinfinitum.com) where our Forums, Event Calendar, News, Company Meeting Summaries, Seasonal Merch Giveaways, Contests, Rules Page, and more take place and can be found. We also have a popular and active Discord Server.
We also have a Facebook Group, Twitter, Tumblr, Instagram, Steam Group, (Look us up! Or visit: (https://www.azureinfinitum.com/socialmedia/) and Linkshells like our Infinitum Alliance LS for contact and aid from our allies if needed, our Azure Hunters LS for Hunters, and our Azure Industry LS which connects our members to our inner crafting/gathering community for newbies to pros.
Also worthy of mention is our big Company Meetings in-game, known as Azure Infinitum Grand Assemblies. Even though we have several avenues that keep people connected, our live assemblies gather the FC in unity where announcements are made first, and all proposals, ideas, and more, can be decided together live with the Azure Council present.
This network ensures a lot of information and communication gets around and has been exceedingly useful to us.
More On Events
One part of our reputation that often precedes us is our event crafting and hosting.
First, let me make sure its clear that attendance is never mandatory, but those who can make use, when possible, of what we provide each day, benefit from our events each week.
Since our beginning, traditions like our Thursday Treasure Thursdays events have run each week. Our weekly line-up presently begins on Tuesdays post-weekly reset, and consists of Raid Tuesdays, Wondrous Wednesdays (WT Journal Parties, often doubles as Trial Clears and Pony Drops), Treasure Thursdays (Endwalker's timeworn maps with groups of 8 doing up to 3 rounds of maps allowing for up to 24 maps ran), 24-Man Tuesdays (full pre-formed Azure 24-member alliances are made and raids are cleared, will be returning upon the release of EW's 24-man), Super Azure Slayer Sunday (our weekly meetup to do all sorts of PVP content be it Rival Wings or Frontline), and Monstrous Mondays (helps clear the current and previous patch extreme trials).
Special, Seasonal, and Quarterly Events
More info here: (https://www.azureinfinitum.com/azureday/)See the latest event news & more at: (https://www.azureinfinitum.com/news/)
We also have what we call Special and Quarterly Events. These types of events are Weekend-Long-Events that usually consist of a theme or celebratory social events we craft. During these events we hold big Riddle Races, Costume/Glamour shows and contests, 3-Story Mansion Maze Races, Speedrun Dungeon Races, Hide and Seek games, Custom Quest Events, Discord events like Cards Against Humanity nights, Comedy events, PVP Tournament Circuits, and more.
Our Special and Quarterly events are Azure Day Weekend (Takes place 3 times a year across a weekend, celebrates the FC), Azure Summer Festival (3-days at the end of August in partnership with Child's Play, raises money for children in long-term care, anniversary of historic FC event called the Lunar Rebellion), Anniversary Azure Day (a big weekend event in November that celebrates our Founding), Azure Day Saint's Wake (celebrates Halloween/All Saint's Wake), Azure Starlight Day (celebrating Starlight Day/Christmas/December Holiday Season), Azure Grand Melee and Duel Tournaments (PVP Circuit series crowning our PVP Champions) and more.
Azure Day Weekends
If you've been around our server you may have heard of our Azure Day Weekends. Our Azure Days take place quarterly as mentioned just above, with four evolved editions called Azure Summer Festival, Azure Day Saint's Wake, Azure Starlight Day, and Anniversary Azure Day. With Azure Day Weekends and related events traditionally occuring quarterly our members are always excited to see the next big weekend of crazy and fun social games, and our showering of the free company in gil and prizes galore. We go all out when we celebrate the free company, and Azure Days are another way we find for leadership to give back to the community. 2023 and beyond is now host to additional seasonal Azure Day events!
We're always giving our members a chance to have fun, win big, and make some great memories in the in-game family we've become. Something fun is always on the horizon in Azure.
Community
I almost can't stress enough how friendly our community is. We have a vast variety of members from hardcore gatherers and crafters, social butterflies, chill veterans, experienced raiders, level grinders, support teams, PVP aficionados, mechanic specialists, and mentors. We're also very friendly to all casual players as well and we keep an open door so long as recruits are always aware that we have a no-drama tolerance here.
​Evolution into a Gaming Clan & Network
Plans are in the works and foundations are being laid that is slowly turning our community into a larger gaming network, with our first established Azure Wing with regular occurring activity being founded in Monster Hunter World, this has led to a successful Destiny 2 clan and more. Becoming a member of our Discord and/or Free Company now means access to things like our huge discord, Azure Wing membership in other games, and being able to join in on any of our other activities in the general community. Azure Network as its being called at the moment, is growing with an all-new website and community features for playing together across Final Fantasy XIV and to Azure Skies beyond!
Activity
We rank high as one of the top FC's in Worldwide Activity on lodestone, and have for a long time. Most of our players are divided between the US East and West Coasts, members in East and West Canada, and a few outside the US or in EU or Aus zones. Because we do have an activity policy (mentioned below) we keep a standard flow of people, and have crowds in the early morning, late morning, early afternoon, afternoon, evening, and late night crowds.
Elitism isn't our style. Our community boasts a broad range of characters, great personalities, the proud, and also some silly goofs. But elitism isn't welcome, no matter how successful we are or how large we grow. We're always welcoming towards fresh faces interested in joining our guild, and the in-game activity ranges between 30-60+ online at once during prime time hours, sometimes around 70+ on patch days, and usually always with half the roster logging in throughout a 24 hour period, and around 15-30+ during the night.
Activity Policy
We ask that our members do not go missing without logging in for more than 60 days straight. If we hear word from someone or have some kind of decent excuse, we place our members on our On Vacation rank, which lasts presently until 90 days have passed. Exceptions are made for military deployments, hospital stays, financial issues, disability/health related issues, moving, or other reasons that might fall on a case-by-case basis.
All members not heard from in 60 days (roughly 2 months) or currently 90 days (roughly 3 months) are discharged. We allow 3 joins to Azure Infinitum in total, but exceptions can be made due to reasons listed above. If removed for inactivity, or you've left our FC for another reason and haven't already joined 3 times, you're always welcome back, but please remember, we are not a revolving door.
Keeping our roster full of members who have been online and presently play the game actively ensures an active environment for our players who play often. It also keeps our credits and clerical processes balanced across our network, and allows space for new faces to join our big happy in-game family of comrades.
How to Join
Quick Instructions here for joinin us in FFXIV & more: (https://www.azureinfinitum.com/howtojoinazure/)
If you are interested in joining our Azure Infinitum free company, please register an application at our site and/or FC in-game. You can also seek any of our Scouts, Lieutenants, Officers, or the Master of Azure Infinitum in-game and ask for an invite. You can find their names on the roster page at our website.
If you read everything on this page, you are awesome, and you should let anyone you talk to who recruits you know that you read everything on this page which will greatly expedite your invitation to join.
If you have any questions whatsoever feel free to send a /tell in-game to me or any of our Scouts or Lieutenants listed on our official roster here: https://na.finalfantasyxiv.com/lodestone/freecompany/9232519973597911137/membe
You can also message us at our FB Page: https://www.facebook.com/AzureInfinitum
Discord here: https://discord.gg/azureinfinitum
Twitter: https://twitter.com/azureinfinitum
Insta: https://www.instagram.com/azure_infinitum/
Main Site: https://www.azureinfinitum.com/

So, 2022 was probably a great year for everyone. But it wasn't for me. It was life changing.
January 16, 2022 our family dog that we've had since I was in middle school (I was 26 at the time) had to be put down bc he couldn't make it any longer. And at that time my grandma was in the hospital with health issues so my dad was up in ohio; which left my mom to go by herself to have him put down. I video chatted him first, but I don't think I ever did, or ever will truly forgive myself for being in ohio, and at work when it happened.
March 8, 2022. My moms stepdad (pretty much her dad) passed away around 1:30am. Now I wasn't that close to him but still it hurt. And whether or not people think im crazy, I believe he came to say goodbye to me. I was up until about 1:30-2:00am and up at 5:30am when I got the text from my mom telling me. And that one still hasn't really hit me; but also I don't really allow myself to grieve. I absolutely hate showing any emotion, I feel like for me at least it's a sign of weakness.
Well around that same time my dad's dad had to have surgery on his leg, a week after being home from that he was sent back to the hospital and they released him 3 days later. He claims they said he had pneumonia but they gave him no meds for that. And two weeks later he was back in the hospital which brings us to the worst day I've ever experienced.
April 25, 2022. My grandpa, passed away. Turns out he had stage 4 lung cancer and the hospital missed it. That was the darkest day of my life. He passed around 6am.
Now I owe everything to my dad's dad. He practically raised me for the first like 5 or 10 years of my life. I was his side kick when he was younger. And around December 2021 I moved in with him (I know being grown living with your grandparents isn't something to brag about) and I was talking to one of my coworkers who really was my rock during that time about it, and he said that I was meant to move in there.
Well the end of April till maybe August was a really dark time in my life. Bc my grandpa's death really tore the family apart. My "uncle" (I say it with quotations bc he's nothing to me anymore) really came after me. He hated my job, wanted me to find one making less money and bc I didn't drive at the time suggested I walk across town (they live in a bad town) no matter the time I got off. I was still living with my grandma and didn't talk to her for a month bc everytime my uncle called her and I ended up fighting. And it was so bad that my uncle was going to fly from Virginia (where he lives) to Florida (where my parents and i currently live) and was going to fight my dad over me being in this house. So I moved out about mid August leaving my grandma alone in the house and making things harder on my aunt (my grandma isn't in the best of health and doesn't need to be by herself). But it was like everything was my fault, the utility bill high, my fault, something broke in the house, it was my fault, anything and everything was my fault to him. So I left, I didn't have a choice. If I would've stayed living here my uncle would've thrown me out on the street with my dog. Things only got better with me and my grandma when I blocked my uncle on everything I knew I had him on, Facebook, snapchat, his phone number. I didn't block him on xbox bc I don't remember his name on there. Everyone even fought over my grandpa's truck the day after the funeral. My dad claims him and my grandpa talked about it going to my sister, and my uncle claims they talked about him buying it. But now my dad says if he really wanted to he could've gotten the cops involved bc my moms name was also on the title to the truck, and when my dad sold it she never signed. He says my grandpa did that on purpose so if anything happened it'd go back to my parents.
I left behind all my friends, most of my family, had to quit my job that I absolutely loved. But I guess it worked out for me, bc I ended up finally getting my license, I just bought my first car, and I got a way better job down there. But I don't find joy in anything anymore. Everyone was excited and proud of me for buying a car, but me? I didn't feel anything. I work at school now and while it's nice and probably the best job I've ever held I wasn't proud of getting it. I felt like I had too.
My dad says his brother is the cause of me getting my license and I should credit him, but I don't. My grandpa had he still been around to see probably would've been the only person in my family to believe I wouldve gotten it. My dad told me I wouldn't the day of my test, and my grandma STILL tells me she never thought I would've gotten it. And the only thing keeping me going is the fact that my grandpa would be proud of where I'm at in life.
I honestly felt for a while like ending it all would stop this from happening, but it wouldn't. And I know it wouldn't, it would just remove me from the equation.
My uncle is still a piece of shit though. He still calls my grandma and tells her what she is and isn't allowed to do in her house. He just doesn't have anyone to blame anything on now.
Will I ever fully forgive my uncle for the way he acted? I doubt it. I want nothing to do with him anymore. It was so bad that i told my coworker (the one mentioned above) that the day my uncle passes i will drive to Virginia just to piss on his grave. I finally told my grandma about everything he said and done while I was here and she even said she was done with him. That wasn't my intention, though. I guess I'm just on a healing journey and need to get stuff off my chest.
I'm sorry this is so all over the place. 2022 sucked for me. And we're half way through 2023 and I just hope it gets better, I need it to. I have to continue moving forward in life to make my grandpa happy. It's what he wouldve wanted.