2009 heritage softail specs
Replacing a 2009 Macbook Pro - need help with non-Apple suggestions please?
2023.04.01 03:51 akilanon Replacing a 2009 Macbook Pro - need help with non-Apple suggestions please?
Hi all! First post so might be a bit wordy lol.
I currently own a 2009 MacBook (gifted in 2015). Finally at the point where I can afford a decent replacement, but having difficulty navigating all the available options. While I'm not a tech person, I tried doing my own research, but only got as far as SSD for the hard drive, 32 GB RAM and 1 TB storage if I can afford it, and at least one HDMI port to hook to a monitor. No preference on brand, happy to go with custom built, mostly just want something that I can upgrade parts when needed to extend the lifetime to around 6-8 years. (IE, if I'm spending this much, I don't want to be back at square one in 3 years.)
Usage: medium-heavy business use, not gaming, but may be running 3-5 programs at once.
Not picky on weight or screen size, maybe not more than 5 lbs. or smaller than 13".
Budget $1000 - $1600 (soft limit)
Happy to edit this post if there are preferences I should add, I've checked out avadirect and cgdirector but don't know enough to accurately judge the individual specs! :-(
submitted by akilanon to laptops [link] [comments]
I currently own a 2009 MacBook (gifted in 2015). Finally at the point where I can afford a decent replacement, but having difficulty navigating all the available options. While I'm not a tech person, I tried doing my own research, but only got as far as SSD for the hard drive, 32 GB RAM and 1 TB storage if I can afford it, and at least one HDMI port to hook to a monitor. No preference on brand, happy to go with custom built, mostly just want something that I can upgrade parts when needed to extend the lifetime to around 6-8 years. (IE, if I'm spending this much, I don't want to be back at square one in 3 years.)
Usage: medium-heavy business use, not gaming, but may be running 3-5 programs at once.
Not picky on weight or screen size, maybe not more than 5 lbs. or smaller than 13".
Budget $1000 - $1600 (soft limit)
Happy to edit this post if there are preferences I should add, I've checked out avadirect and cgdirector but don't know enough to accurately judge the individual specs! :-(
2023.03.31 05:40 mwkzagsizs đđđ IF YOU TAP YOU WILL CUM đđŠ
 | submitted by mwkzagsizs to pp09cvt3oz [link] [comments] IF YOU TAP HERE YOU WILL CUMIF YOU TAP HERE YOU WILL CUMIF YOU TAP HERE YOU WILL CUMProcessing gif 7kbh0laxwzqa1...âFuucckk honey, your uncle didnât want us together. Threaten to...to...call cops on me and shit when I turned 18. Had to stay awayâŠ.now youâre 18, youâre legal, I donât have to be scare of your dad anymore. You always been mine, Iâm just claiming you now and forever,â Luke replies back looking up at Michelle from his knees. Amanda sighed. âNow look what youâve done. If she doesnât beat you both this afternoon, sheâll stay up all night practicing so she can squash you both the next time you play.â "Not that I recall," Christina is intentionally vague. out of the young girl, and he quickly filled her moist, soft cunt with his âOf course, there is,â Craig continued. âYouâre getting a rub down from the doctor later on, right?â Wow, tomorrow, I thought walking home, we seem to be doing this every day now. That's just great with me. Oh, yes, for sure. Each week, Liz, Jen and I would get together for another round. The problem was that the game was becoming less of a game and more of a straight-up fuck-fest. No sooner had we all gotten alone that our clothes would get ripped off (if weâd even get that far) and weâd go at it wherever we were. I tried my best to shove all the thoughts of Ashley out of my head, going out into the living room only to discover a note telling me what I already knew. As the hot young bodies writhed around Jimmy was stroking his hard 17 year old, 6 and a half inch dick as fast as he could. As he came into his sock Jimmy thought it would be awesome to be the man in the porn he was watching, having a girl who would actually fuck him is his dream. Jimmy doesn't have many social skills, you see, he goes to online school meaning he can't meet any new girls and even if he did they probably wouldn't even consider him due to him being excessively skinny and his awkwardness while talking to girls. Another reason why he has trouble talking with, and even meeting girls is that all he does all day is watch anime, play World of Warcraft (WoW) and jerk off, but that all changed one day. âYeh. Sheâs working as well. Seemed okay, a bit distant, but she was always a bit of an odd one.â A woman answered the door, and looked surprised to see a smartly dressed young girl there. âYes?â she enquired âCan I help you?â Maria and her dad, then walk out from behind the beautifully decorated wall of flowers at the very back. She wears an absolutely stunning, pure white wedding dress, covered in hand-crafted, fabric-stitched, white flowers that run in a widening stream from her right arm-pit, all the way down the side, forming a large pool at the back. The straps of the dress are off-shoulder, and her hair is styled with subtle curvy twists that flow like a river over one shoulder and down her back. I grabbed a cup, filled it with beer from the keg and came back to the table. I almost forgot about Hannah and I turned to look for her. There. She was talking to a girl who went to school with us and seemed fine. I put my cup down and joined the line. The game was now five on five. A guy who wasn't wearing a shirt counted down from 3 to 1, acting like he was the starter for a NASCAR race waving his arms wildly, and the game began. "Nope. I'm as single as they come." Jason felt Kyra grip his arm tighter, getting closer to him, so close he could feel her rather ample, firm breasts pressed against his arm. As the summer progressed, one boy came more often and Lisa and the other boys came less. Marcus was a tall dark guy, of Italian heritage, who was a few years ahead of me at my school. He and his friends had bullied some of my friends when we were all a bit younger and I didnât like him. But Tabatha liked him a lot. Now he acted all friendly to me when we met because he wanted to get inside Tabathaâs pants. "Jessica...I want you to know something." I said as I continued applying the cream. âI am, and I expect these changes to happen with in the next three daysâ said Tsunade. She ducked quickly out to the side of the table and stood up. âDave! Thatâs momâs pillow! And my cum is drenching it!â she said and I noticed that but that turned me on. Danny took the opportunity to smack Lizzyâs ass loudly to keep her turned on. so Elisa and i were sitting in between the double doors at the back of the school of the tech hall smoking weed. that sounds like bullshit but its true the tech hall had a strong smell to cover the closest class doors were far awy there was glass in the doors so you soulc sit on the floor and be unseen but still see people. it was a slightly risky spot but sometimes used in cold fall days, no footprints in the snow to a neighbours yard. i was always putting my hands on this girl whenever we smoked weed, passing the pipe by resting my hand high up on the inside of her thigh, rubbing her back when she coughed which meant she coughed alot when smoking with me. and just for kicks grabbing that ass and snapping the thong just to be playful, right? so after a some 15 20 minutes of this pretty high and liking touching each other. i started talking abouthow my girlfriend wanted an open relationship, which was true, and how i knew she had dudes lined up to get in bed with her and how i wasn't all about sleeping with tonnes of people but how she wasn't sexually speaking everything i wanted and how Elisa girl had all the rest and more. She was flattered and i figured i had it just like that so i put it bluntly that i wanted her to be my other girl and that we could both be at each oters becka and call if she wanted. i figured i had the deal closed, but she figured better, said she wasn't just some hoe and that she had always sort of liked me and that she didn't want to be just some other woman on the side type of degrading deal. i respected this and it honestly upped her a lot of levels in my books. so we chilled and smoked more weed got less touchy and more comfortable and waited for next class to start so we could get back in the schooling mode. Silence filled the air as Phil chewed on Jeffâs words, but Jeff continued anyway. âLook, did she say anything about it being official?â Phil shook his head no. âRight, so itâs nothing exclusive, she never said anything about being exclusive.â Phil shook his head again. âWell then there you go dude, nothing to it.â âNow wasnât the time.â Ino decided. She quickly stuffed the panties into her flower basket and began to walk home. She had gotten horny merely from touching Sakuraâs underwear. She went home with only one fixed thought in her mind. She was going to masturbate like crazy. âHonestly, itâs ALWAYS just as Iâm getting comfortable,â she said. âAlright, what to do you-â The genie looked around, and realised there was no-one around, and it appeared to be night time. Zoe felt like crying. She didnât want to go back to the mall, but she knew she had to know the truth. She had to know if this was over⊠or just beginning. Mustering up a will of steel, and the last strength she had due to the lack of sleep, she began peddling, making her way up to the Lakeview Mall. âLet me touch you,â she moaned desperately. I had half a mind to buy her a dress, and we went into the big department store. We were looking around dresses but she was hard to please; they were mostly not her size, and I was secretly out of my depth and out of my wallet. I suspected that the Christmas pudding bust in Anitaâs dress was mostly padding. I didnât care. Alice did pick out a t-shirt that she told me I just had to buy. I couldnât see how it was any different than any of the t-shirts I already had, but Alice was sure it looked a lot better on me so I really didnât have a choice. "Fine. To tell you the truth, I've... never had intercourse with an alive person. So..." Me and her dad might get along, smart man. When he opened the door and saw me standing there naked he smiled slightly but just stood there. âWhy so you can mooch more beer? You never fucking pay for anything.â The week went by, and almost before I knew it, Friday night came around again. I forgot all about the porn DVD, and as usual on a Friday night, after cooking us our dinner, our mother got dolled up and left in a taxi to go and meet her unofficial boyfriend, Steve. I donât know why, but for some reason, although she had him over a few times, and he got on okay with Tina and me, she never let him stay the night, and didnât like anyone referring to him as her boyfriend. Women can be strange sometimes. âDid you see that old couple looking at us kiss?â Rita asked smiling. I pushed at her entrance, and she slowly fell back onto her back. I leaned over to kiss her, looking deep into her eyes. She smiled as we kissed, tongue exploring my mouth. I slowly fucked her, taking in the moment with this beautiful babe. I stood back, took hold of her leg, lifting it as I worked a solid pace. She layed back, arms on her chest, tickling her nipples. I kissed her legs in improvisation, and she shuddered harder than I had. I laughed, and started to kiss her navel. Her hands played through my hair, pushing my head into her tummy. She laughed as I swirled my tongue in her belly button, and she came suddenly. I was shocked, so I started to fuck back, and blew my load on her chest. She licked it up happily. As Harry took his seat he crossed his fingers. Please put her in Gryffindor. âThanks for covering my hospital bills, I know they werenât cheap.â She was really good at this and because she was so good it took almost no time for me to blow my load. "Seven." she said. Insatiable brunette Honey Demon fucks nicely J Mac Was Hungry For Juliana Vega Ass Busty Blonde Tgirl Mel Almeida Gets Anally Drilled by Her Hairdresser Pretty nympho stretches narrowed pussy and loses virginity My Servant Showing Her Pussy And Boobs For Attracting Me For A Fuck Hot Gay twin sex stories locker room and daddy under wear porn The camera Mandingo Gangbang bruNette Joselin fogosa los olivos Sasha Scottish Fuck Slut Two Young Black Ebony Teen Sisters Caught Shoplifting Threesome With Guard Cop and cowboy gay porn he was unleashed without involvement of law Jenny Vary Sexy Fully gay sexy kissing fuck at time video and hot boobs sexkiss xxx Three Amateur Asian Lesbians Go At It Two very hot lesbian friends showing off their new toys. Teen 18 Hot fetish scenes with babe having her breasts tortured Latina teens from next door again Angelic maiden Anya Ivy and male fuck rough Fucked my niece real Sleeping Sister Hannah Hays Fingerbang sissy faggot cd takes a BBC raw and cum shot Tgirl in latex lingerie gets cock sucked metendo na safada peituda sem camisinha Jaye Summers and Ziggy Star nuru massage Hot pussy pleasing, sucking and fucking with juvenile babes Amateur asian panties wet TBabe Khloe Kay handles dudes big cock sexo anal amateur (novia gordita milf y Rufino) Ninfa Duarte transando sem camisinha Horny MILF Charlee Chase makes her wet pussy cum! Milf fuck to orgasm n running while ba Chloe Sparkles Close Up Clear Dildo Fuck Cam Mc nadiola pocando o cabacinho do cuzinho da novinha Lesbians Enjoy Hardcore Anal With Dildo Backshots are my favorite, watch my ass jiggle I will collar you and add you to my harem Caro La Petite Bombe Slides Her Gstring To The Side And Fills Her Butthole With Black Dick Pija madura muy caliente y muy dura loca por vos nena Sexy milf Ryder Skye has the anal squirting orgasm Amatuer BBW milf cums multiple times with toy and my dick Hermosa adolescente con risos es acosada brutalmente por sus amigos otacos Corno pegando no pau do amante dotado para colocar dentro da buceta da esposa Juicy Ass of Sister destroyed Girl hot gymnastics Busty massage babe eating out tight dyke Smoking Hot Lesbian Threesome With Aspen Rae, Georgia Jones And Uma Jolie! Marito y Ailin hermosa cogida nos dimos con mi amiguita la mejor lejos siempre queromos mas y la lechita adentro Alma le pide a Espermat ir a un lugar cerca del trabajo de su novio para hacer el amor Bay Area Ebony Creampies JJdynomite creampie that black pussy wixen max Lesbian peaches open up their deep anals and shag thick fuck toys Tranny in red stockings anal fucks male Adorable babe doublepenetrated in threesome jovencita cachonda le gusta chuparme el culo y la polla dura Esposa buceta peluda Sexy swap student fucks her massagist nippleringlover masturbating nude beach - rubbing clit pierced pussy honey on huge nipple piercings Amatuer Anal Japanese Slave full movie Ivy fucks stepmom with her friends aid Lesbians fucking in public restaurant Solo cam video with masturbating twink taking a shower Blowjob from my cousin My best friends busty mom gets fucked by my grandpa le meto un pote grande Blonde mature kitchen tit fuck Strapon tugging MILF shoots fake jizz Rough sex with an insane teen slut Sexy Chinese Streamer Dancing (Angela Manjusaka) zpoii maxim Lucky for you Thailand girl Big tits tranny Marissa Minx ass fucking Extreme porn Slavemouth Alexa Lesbian experience for stepmom and stepdaughter Shaking my petite ass bottomless Voyeur amateur doggystyled at stripper party Japanese pantyhose maid sex nylon fuck Mild crazy hardcore squirt Bbw huge tit wife fucked view from below Kinky women get horny while busting and slapping balls punjaban Fucked by owner Paola skye se baja la calza y muestra sus nalgotas Gay son seduces his dad to get money Sexy wild tighty teens got banged at a college party Fodendo a novinha no sexo caseiro Gorgeous young legal age teenager gets to play with an hard old dick Two on One Pantyhose Facesit Erza Scarlet cum tribute Rough Nail For Busty Sweety Cassidy Banks Argonian fuck big ass Ivy Valentine cowgirl - Soulcalibur (noname55) Gozada no espelho haruka sanada best japanese whore Girl fucked by her tinder date to multiple orgasms and recorded it secretly Lesbian teen licking clit Yp n Mac run train on thot Novinha loira chupa demais cojiendo con mi esposa nalgona culona Babe with big natural tits fucked right in ass Vem bombando devagar (dando o cu pela primeira vez) Young blonde Denice K plays with a vibrator then gets fuck by a hard cock College slut sucks penis while her friends tape her Blonde granny with big boobs fucks a big cock Mom and Daughter Fuck Dad Really Hard Cabeleireira gostosa fazendo seu primeiro filme porno Pornstar Julia Ann Hot Bikini Big Boobs Cleavage Tits Exposure Farm girls sharing a hard dick Cuckold wife gets drilled by her bull Fat Cow Claudia Marie Services Tight Body Minka tio fudendo a sobrinha novinha Rough fingering on the chair in the kitchen Busty domina bondes her fellow and gives him a facesitting Teen girl sex Horny Teen Blowjob and Hard Fuck Pussy Dolce sucks her stepmoms big titties Shiro (auntie Boss) leaked sex tape Gay sexy big ass boys video xxx Zac Gets Picked Up And Fucked Blonde bimbo fingers her pussy and drills her ass with dildo on the dancing floor Yuka Scattred Shard Of The Yokai [PornPlay Hentai] Ep.9 Anal creampie in the public bath gloryhole putita tetona cabalgando verga two hot bulgarian girls making out Man models sport blouse nude gay porn xxx The camera guy went out Scarlett Sage Gets Her Ass & Pussy Licked! Full Threesome Video with Audio on OF/SereneSiren Busty Blonde TS Aubrey Kate gets anal and she loves it Assam pussy Nigerian girl sucks dick like a pro Sweety Lilly Ford Gets Drilled By Massive Penis German Wife suprise her Husband with Teen Hooker for Amateur Threesome Twinks jerking each other off free gay porn videos Propositioning Flat chested chick with dick plays with her monster solo Big ass back shots First fuck back from prison Indian beautiful girlfriend Spring break teen gay sex fun xxx Once he embarked to stir I reminded Not The Bradys XXX Young Blonde Lexi Bell Gets Her Pussy Stuffed with Hard Cock Casada safada chupando gostoso gaping ass mature Touch fat ass at metro subway Gay men straight boy Angel had the sight of cocksucker on his young japanese mistress force pussy licking cavala dando o cu no anal amador Floozy cries from painful enjoyment from wild anal banging Hot solo blonde fucks machine doggy Red hot Desi mouth gagging sex video MMS Struggling actress Abigail Mac fucks with the director and her co star Seth Gamble Indian Monika bhabi fucking XXX Desi video Jeffrey Lloyd pumps his ass on top of Nicks huge dong wile Nicole goes on stroking and sucking his cock Bride cheating with big dick man Hot large ass schoolgirl gets her trimmed pussy screwed roughly german fat boy small penis cumming small cumshot sperm cum Delhi Girls sexy pornclip Casada Novinha Gemendo gostoso no Pau Do amigo e O Marido Filmando White girl try black big dick first time Doggy style yellow bone long stroking pussy Japanese wife, Haru Sakuraba getting a wild, hardcore fuck, uncensored Indian Girl Horny Lily Eating Big Ass Masturbating In Bedroom Hot gay sex fuck in iraq Hot new dude Josh Holden shows off this week Thot backshots Mamada a dos, doble morbo Horny Big Tits Have Lesbian Sex With Huge Plastic Cocks - Sexual Hot Animations Chupando gringo Ebony specs babe gets gangbanged and bukkaked Piercings Tattoos Camgirl Jilling Webcamshow Horny boy fucks sexy step mom in hotel Three girlfriends of Androgynous b Schwul / Ficken Web cam slut stepdaughter teen hard smashed by a stepdad Abominable: Sexy Shower Girl Amamentando o casado the sexual rate of the fox Chica Muestra Sus Enormes Tetas Bratty teen bends over for stepbrother to avoid trouble Asian teen round ass dildo ride in bathroom Russian nudist beach with couples sunbathing sweet Seguindo Rafaella Denardin e pegando os melhores momentos no banho Bellissima pompinara italiana mi succhia il cazzo Alluring Asian ladyboy jerks off while getting juicy rimjob Sizzling hot teen shares a bang with her MILF mother Kendra Spade shower stroking cock Sister surprised after her police officer brother came to arrest her Betty henao spreads her pussye Finger fuck my mature ebony pussy Brutal interracial Masturbation small Dick Mexican Nerd sucking Dick on senior Skip day Gf who is making her very first porn video Pinoy hunk cock mobile gay porn Tommie Reed shows up every day to negra madura sentando na pica Bareback Bathhouse Hookup Best Sex Ever In Her Life Japanese blowjob, cum in mouth Dick sucking ebony teen big booty on this blonde gozando muito na buceta da novinha Link Descri Beurette en mode missionnaire MORENA CAVALA RABUDA CAVALGANDO E REBOLANDO GOSTOSO MILF Brittany Elizabeth wants you to feel hot on her big natural boobs UK milf Annabella Ford will be your naughty secretary Shower dildo Amateur brazilian young boi cum ALOT GinnyPotter Anal DP With Dildo Horny Teen Fucking herself with a Brush Desi Real Devor Fuck Bhabhi Tight Fussy indian actress nagma bikini show XRebelliousBarbieX Big Booty Tiny Clit Teen Does Anal Big Ass Asian Teen Jade Kush Gets Her Pussy Fucked Hardcore By The Pool \u3010\u5de8\u4e73/OL\u3011\u4e09\u5341\u8def\u306e\u5de8\u4e73\u7f8e\u4eba\u59bb\u304c\u5909\u614b\u7537\u306b\u4f53\u4e2d\u8210\u3081\u307e\u308f\u3055\u308c\u3066\u30a2\u30af\u30e1\u75d9\u6523\u2661 \u5de8\u5c3b \u500b\u4eba\u64ae\u5f71 \u30cf\u30e1\u64ae\u308a \u306e\u3051\u53cd\u308a Japanese big boobs milf hentai \u4e2d\u51fa\u3057 \u6deb\u4e71 NTR Interracial wanking and ass fucking amateurs Fat lesbian slut Michelle Bird Dancing Pinay flex her BEAUTIFUL PINK pussy (Matagal na walang KANTOT nag FINGER Amateur footjob and handjob ending with cumshot on feet Hot brunette Emily WIllis wanting for more cock so Marukus plunges his dong back inside her sweet rectum Hot girl lives out her facesitting fetisj smothering a boy As soon as naked angel stands doggystyle guy fucks her hard malay pramugari Teen strapon cam Missing You Like Crazy beijos lesbicos myvegas slots app HUGE ASS AND BOOB OF BENGALI SLUT ON ROAD Amateur slavery with hot girls Venida en la cara de esta putita casada de cd juarez Transex Rafaella Anya Krey gets hardcore anal sex with gape by Ass Traffic HUGE FAKE EBONY ASS TWERK Babe Anal Fucked after Caught Masturbating Hot Blonde Shemale Stroking Her Dick pakistani gay solo alone at home putting big carpet cleaner into his ass Desi Gay Raj from Mumbai Getting Naughty in shower Hot sex peru students Otro wei q viene a mi casa a coger Porn related awareness by animation Grandmas pussy creampied Video gay twinks underwear and free nude tube videos After a supreme Arabic bitch nada Brutal fisting gangbang and nurse dominates patient Fuck my ass, bang Classy lesbian babe sensual massage her hot girlfriend Unas mamadas de mi prima Young guy in underwear fucked hard by busty tinder date with leather lingerie and hairy pussy (POV) Morgenstund hat Schwanz im Mund Bigo nam chong mong khieu damm Big ass milf in fishnet tights fucked reverse cowgirl with an anal plug POV pinoy jumbo hotdog Perfect Pussy Squirting During Epic Pounding Hard working secretary fails to hold on pee, pee desperation female POV bound multi squirt orgasm control torture for wet tight milf indian school girl masturbathing and moaning veterana madura muestra tetotas y culo Flat broke bf lets foxy buddy to pound his exgf for bucks MISTRESS MUSA LIBERTINA FUCKS HARD BLONDIE FESSER'S BIG ASS HardX Busty Mia Li Cums Hard from Deep Anal Drilling Teen school girl sex and two beautiful teens webcam Family Makes Me Compagnon de chambre de danse du ventre sexy arab Nique sa petite amie musulmane chatte sur le lit irani new hot sex Je baise une inconnue barjo dans la voiture Milf anal fucks male with dildo drill Indian big boob girl musterbating at home Four big tits ebony chicks fucking with dildos MILFY CITY #88 \u2022 LINDA ROUTE \u2022 PC GAMEPLAY [HD] Indian cousin Catherine Fulop por Gha Famosas fratello e sorella tettona scopano di nascosto lil candy candy and naomi blowjob instructions Naked beauty Natasha White enjoys deep tang bang Busty Blonde Latina Lucia Fernandez POV Sex Glamorous Transgirl Chelsea Marie explodes her load in Ts Mouth Malay tudung teacher nude video porn Found My Sister Masturbating Like Crazy On Cam Kolkata Aunty naked hidden camera Fat booty ebony cam whore Gorgeous babe Mandy Muse gives a bj and hardcore sex Gay of black dick hanging out clothes and install twink stories Hung Gay sexy movies teen boys free download How To Fuck Your Dad Little Bangali girl Beauty Biswas playing hard with sex toy Blair Williams Orgasms on Cock and gets Huge Creampie Babe gets fucking machine in squirting pussy RTU Sex Scandal Leaked Video Milena Devi needs slow anal sex Alyssa Cole cute blonde play with her pussy in need of hard cock Exploring Her Sweet Indian Ass Lomotif do pauzudo da favela Oiled busty Milf fucking machine japanese mature wife masturbating ALT tattooed big ass tattooed babe sucks dick, rims ass and gets fucked hard before getting a load of cum inside her Nude girls in front of camera Argentina trola sentando una verga y hablando de la vida Stunning glam tgirl plays with her perfect pussy Fucking my pierced pussy in crotchless panties with vibrator to loud orgasm Syrian girl Gay old man bj porn and older men sex big dick Trick Or Treat Katulong Nagpakantot Sa Amo Dahil Sa Pera " Maid Fuck For Money " - Pinay Viral 2022 Nude men enjoying sex in the wazoo and blowjon until exhaustion PureMature - Stranger picks up fit milf Nina Dolci at the beach Karlee Grey And Nia Nacci Have Lesbian Sex After Massage Inviting Vega banged doggystyle Beautiful ebony rides cock sexy ass ride in slow motion Mirella Squirt casada filmando programa pro marido hot lesbian babes finger and eat each other until they cum Lil teen pussy creampied Exibicionista cachoeira do sul FODENDO ESPOSA LOIRA DO BUCETAO Ebony teen spermed in pov Hot Babe With Sexy Body Gets Fucked By Her BF Avery In Buttsex With The Boo Thang cavalgando demais coroa safada Loirinha dando o cu Gay emo swallows and free video porn streaming Lucky for him, Huge Boobs Milking Camgirl Bhabhi Driver Chit Video Amateur Cam Hot Ebony milf smokes and rides dildo Choda on the bed by grinning sister in law Tribbing with a lot of cream on our pussies (Teaser) Verbal London Somali gets head Sensual cutie opens up wet twat and gets deflowered Tinder threesome sex tape leaked marisol gata de san juan keluarga inces saat makan malam NAUGHTY SISTER thai amateur assfuck with bbc Sexy BBW Rides Face Blonde girls wants to be drilled hard and gets thick black dick in wazoo Fucking My Step Daughter And Her Bestfriend Friends Fight Then Makeup Tuk Tuk Patrol - Thai cutie with huge perky nipples fucked by white cock Puerto Rican Chick with Gorgeous Eyes will Snatch you Soul Amateur Milf Solo Girl Action Hairy dude toys her ass and receives blowjob from an amateur POLLON todo eso te vas a comer? Granny moaning my mom shower TUSHY Wife Hires Her Hot Neighbor To Get Gaped By Her Husband With Her Sizzling Fuck Session with Busty BBW Cumslut Bunny De La Cruz My First Time Using Teen Vibrator Tamil village boy Busty Teeny Posing Nude and Masturbating Mi mujer se abre el culo para que se lo llene de semen Dainty gay boys having sex and men being jacked off by other free Rica mamada de mujer madura Alexandra Smelova in bathtub Trainer Stretches Petite Pressley Carter Out Esposa rabuda safada dando de quatro e cavalgando e falando pro corno que o comedor tava comendo gostoso corno chega deita na cama e curte os dois namorando gsotoso Amazing brunette gets fucked at Party Hardcore (full scene) Hot ass in leggings Ejoying The Sex With The Big Cock That Arouse Them Both Black bbw slut free cam show French men underwear porn and gay twink boys having sex on the job Hot woman bouncing her big tits live show Loira dando cuzinho e gemendo Blonde girls screaming from fuck by lengthy thick darksome dick in ass and puss Strip Club Cutie gets wicked on her pleasing body during a voyer scene Sesso con preservativo fatto di me Cockloving european model gets drilled POV Big Ass\\ Tight Pussy Cums on BBC GOZANDO NA BOCA DA PUTA Gay porn teens cute boys small and pinoy sex video bisexual He was Riley Reid Masturbates to Squirting Orgasm in Fishnet Bikini Novinha fazendo anal pela primeira vez Small Tit Teens Tribbing Amateur Ebony Cumshot Hot redhead sits on sofa to finger her cunt til she cums Blonde Pussy Licking Babe Big Tits and Fucking Strapon after Party Watch sexy MILFs getting nasty with hard cocks BITCH BEST FUCKED BIG DICK NEW HENTAI LesbianX - Alexis Tae & Adira Allure Share Pink Dildo Trailer-Summer Crush-Lan Xiang Ting-Su Qing Ge-Song Nan Yi-MAN-0009-Best Original Asia Porn Video Coroa madura Tarada de Fortaleza Casado Joinville vendo Xvideos de trans e batendo uma no banheiro da empresa Lesbians gape asshole Amazing massage newbie cocksucking on spycam Junge Deutsche in Overknee Socken gepimpert Sexy lesbian babes Phoenix Marie, Jenna Justine, Riley Jenner fuck ass with dildos Espiando ala prima mientras se ducha Big tit MILF Makayla Cox is a cock sucking pro Despedida de solteira da Norinha Safada ebony amateur Busty Nicole Aniston Gets Fucked by Officer Adams Sadie Blake submits to Officer Justin Magnums fucking retrieval procedures Violet Myers Her Ass Fuck Before Festival BigCock Straight Boyz JerkOff Busty Chick so Horny that she fingered herself Katrina Jade needs hard cock up to her pussy ghetto booty thick head doctor p2 Australian gay riding porn first time Hardening Your Image foreskin foreplay in public Enjoyable twink bareback session with a pinch of deepthroat Tamaki Kotatsu fucks Iris with a strapon until she cums - Fire Force Hentai. Anastasia blue interracial hard fuck Restrained sub Ava Kelly drools on big cock after plow Ebony teen Kia Ivy getting her hairy cunt shaved and slammed Mujer caliente se toca para amante Japanese wife with best tits fucked in pantyhose big booty white girl fucked on the couch Xvideos Khmer Me cojo a la hermana de mi esposa Putita de oficina, como se le mete el pantalon en el culo y nalgas ASMR sexy girl cheerleader Joi Jerk Off instructions FAKE CUM PUNHETA CONTROLADA sexy gail fingers tightpussy skinny milfs first brutal pussy fisting Nude teen boy gay sex free download first time Businees is slow and too fine ebony stripper loves bbc Teen Valerie White Has To Have That Cock And She Will Jump ebony bbw car fuck Fresh lady does her best to get cum in mouth Africa teen male huge dick sex and guy cuming gay porn movieture xxx Busty asian shemale sucked and ass toyed Mature lesbian anal fucked and fisted Best Blondie Fesser Blowjob Compilation Gay furry sex movietures Danny Sells His Ass And Gets Screwed Interracial gay step brothers fuck nude italians in bathroom karynna scort tetas Emma Drogunova nude in Der Trafkant my dick flash to a college girl Transex Rafaella Bender Novinha sem calcinha se exibindo World wide known director Rocco Siffredi shaves hairy twat of blonde starlet Sandy Balestra manu propria to talk to the canoe driver Fantastic brunettes scissoring and fingering Naughty schoolgirl fucked in the ass AspirinaC Latex Hood And Strangle Breathplay Finalmente comi minha namorada gringa / I finally ate my gringa girlfriend Metida de verga de ladito Thick and Curvy Latina MILF Made her Pussy Soaking Wet Coughing MexiMilf Gabby Quinteros Mouth Fucks Big Black Dick Mamando verga en un bar y cogiendo Kristal Kaytlin and Lucy Shine messy swallow threesome fuck with sperm sharing by SpermSwap Lilu Moon euro slut enjoy sex in car Cojida cin cachetero azul OUT OF THE FAMILY - My Wife Caught Me Assfucking Her Horny Mother Mackenzee Pierce Hardcore Riding @Desire5000 Gay Pakistani Seductive MILF gets railed by stud stepson before creampie Curvy MILF Alisha Rydes offers her big natural tits for sex Curvy ts babe tugging and shaking her booty fort sill apache casino Negro folla abuela y joven colombianas Batendo uma para minha putinha Hentai Dirty Elf Gay porn video of teen bondage The stud is made hard, then he gets Curious teens experiment with kisses and their pussies that rapidly builds intensity Comendo a novinha apertada Small titty teen rides a fat dick in a cowgirl position Hanayo Motoko hot hard doggy style Backshots With Lanae Brielle nepal ko maal Sexy goth girl twerks and dances Clavandosela rico a culona joven Head from my ex young latina freak Gorgeous mature lesbian playgirl gets her shaved pussy toyed ECHTES AMATEUR PAAR DEUTSCH DREH EIGENEN PORNO ZU HAUSE Mi vecina es infiel y me la cojo de perrito Lizbeth Reyes Car hooker deepthroat blowjob Gorgeous teen fucked in taboo threesome Vina Sky Petite Pocahontas Hunger For Cock MAMANDO NO PEITO DA AMIGA Black wet pussy from Senegal get masturbate Huge tits Latin babe free live cams Some Thot Flashing Pussy Teen party blowjob toilet and mature orgy hd He wakes up the next Lesbian slave brutalized by her mistresses my young teen sister masturbate on webcam Muscular nude teen boy and emo cum gay piss porn Elders Garrett and Hot Blonde Tiny Teen Cheating Wife Elsa Jean Gets Pussy Stretched By Black Guy With Huge Cock Agatha Ferraz Sendo Fudida de Quatro Bem Gostoso Kendall Penny enjoys getting assfucked Fake artist smashed a tighty model teens in a foursome FakeTaxi Mature milf gets down and dirty Vienna Rose gives in to the pleasure given by Kenna James as she licks her moist pussy and tribs with her Sensual lesbian girls get sprayed with pee and splash wet pussies Gorgeous chicks get drunk and party hard with some hung dude Porno Dan having a nice fuck with Akira May Desi girls fucking in friends room and records video Lena Kelly sexy hot trans She has a whole husband fuck her long dick style Agreeable babe enjoys at gloryhole and gets covered in slime Homemade porn video fucks right in the ass Emily Willis hungrily Danny Mountain and Charles Deras bigcocks into her mouth and pussy Hot lesbian hottie moans hard with big vibrator on her slit wife sister ass shaking drunk Minha novinha peituda gostosa who is this hot latina? PINAY BIGTITS STEPMOM PASSAWAY AFTER PARTY FUCK HARD BY HER STEPSON POV There is no compassion when it comes to hot lesbian sex games CORNO MOSTRANDO A ESPOSA CAVALGANDO Vehement babe is fucked in doggy style after sucking rod JAV Office Lady Getting Her Hairy Pussy Fucked hermosa chavita tetona se deja grabar montando la verga del amigo de su esposo es una esposa compartida video real amateur Handsome boy cumshot Ass licked buxom slut analized Pornstar Juliet Delrosario Hot Shower After Fucking Haley Reed sexy teen enjoy hard sex Chubby granny sucks dick Briana Banks Horse Stable Bang Naruto: MILF Tsunade WANTS IT ROUGH (3D Hentai) extreme deepthroat loving MILF Follando en la Oficina novinha se masturbando pro macho / girl masturbating for the naughty boy VIRTUAL SEX POV - MILF Secretary Harrassed By Boss Strip and Fuck For Job Milf cum shot Your secret craving for big black cock is really hot Two Teens Fuck with Machine shemale big ass Jessy Dubai Hot tub fucky sucky with stranger thickum Female ejaculation teen They hang her from the ceiling, brutally Monique Alexander, Adria Rae in Mom and Daughter On BF Cock BBC Slut Adira Allure Gets Gangbanged At Bachelorette Party Allison sucking cock HD Heather Deep gets huge messy facial in kitchen teen bengali girl Curvy Japanese Teen Is Ready to Obey Bad news teen sucking dick and getting facial after shoplifting Desi Dick flash to cycle girl Copines milfs et teens de gangbangs et chaudes exhib en public Indian fuck buddy plays with her pussy Straight gays wanking together and teen group masturbation young Chic guy got a nice surprise from his teen friends Nasty sweetie is taken in butthole assylum for awkward treatment Incredible foot pussy and ass licking on a huge mirror Pretty pussy sexy nasty bitch Big tits mom and her son Natural busty blonde rides Sybian Persian Iranian guy fucks a new Russian girl deep in the ass Muslim guys love to fuck hot in the ass Russian girls because The most affordable ass in Slavic Russian girls culo apretado mujer chicona zorra Gemendo no Consolo Casada tocando siririca na cozinha Puchita apretada se masturba para mi Two Guys Bang an Adorable Russian Slut Finger banged hos feet Mature lesbians eat pussy Bad Little Lucy Hardcore threesome amateur Christmas Party Penis low quality movietures of nude boys and soldiers fuck arab teen Hot nude cops men underwear gay he was released sans involvement of Hawt femdom action with stunning babe walking bondman on leash Quien es ella??? Que sola se hace gritar de gusto novinha chupa pau preto leva pica na buceta \u0e40\u0e07\u0e35\u0e48\u0e22\u0e19 \u0e0a\u0e31\u0e01\u0e27\u0e48\u0e32\u0e27\u0e08\u0e19\u0e19\u0e49\u0e33\u0e41\u0e15\u0e01 Laura French mature in gangbang MILF Amateur Real Wife Fucking Missionary Gets A Big Creampie #12 Busty group fucked granny using my bad dragon dildo Ashley Lane , Layla Love , Gracie Green In Hoe Down Teen Vixen Katya Rodriguez Has Her Pussy Plowed Hard Deutsche MILF fickt zwei mal mit Jungspund vor Hochzeit Goza mientras el papa no esta Sexy profi experienced slut blowing hardcore sex Double fisting Marias Brazilian butt Menino gato exibindo seu cuzinho virgem Tiffany doll dp brutal |
2023.03.30 21:51 iMixMusicOnTwitch The state Druids are in right now fits exactly into the criteria Blizzard stated should demand buffs and fixes.
As we all know Blizzard made changes to Ret paladins in order to make them more viable, even though they were still being brought to raids due to the insane utility of paladins, and thus a 66% S+ tier class had it's other 33% buffed.
As part of this process Blizzard laid out the conditions under which Ret received buffs and their intentions with regard to balance. The jist of those intentions are:
The current state of druid at the moment can be summarized simply: EVERY SINGLE spec is equally or less valuable and viable as PRE NERF ret.
But how do you fix it?
Some may know, some may not, but druids received a significant number of nerfs over the course of wotlk. These nerfs included:
Base damage reductions on essentially all feral dps abilities.
Nerfs to the contribution from armor for bears that amounted to 3-6% less damage mitigation at current gear levels.
Nerfs to the contribution of agility towards dodge chance.
A 20% nerf to lifebloom, a spell that is solely cast only to exploit the mama return with clearcasting.
These nerfs are only SOME of the negative changes druids received over the course of wrath. At the time they may have made sense in context, but with many class balances and changes still to come back in 2009, they make little sense in hindsight.
What makes tremendous sense would be to revert these changes in the face of the current meta while also:
Making tranquility raid wide.
Making ferocious bite better than the combo point generators used to cast them.
Fixing omen of clarity to proc off of melee abilities in addition to white hits and spell casts.
As for moonkin, the frustration of critting 5 wraths in a row and getting no eclipse is absolutely toxic. Adjusting eclipse to proc 100% of the time for both crits is the small bump moonkin needs to remain ever so slightly more relevant.
Tl;Dr all druid specs are worse off than ret was pre nerf and the class needs reverts and tuning to be worth playing/bringing to raids again.
submitted by iMixMusicOnTwitch to classicwow [link] [comments]
As part of this process Blizzard laid out the conditions under which Ret received buffs and their intentions with regard to balance. The jist of those intentions are:
- Low levels of viability.
- A decrease in desire for those classes/specs in raids.
- A lack of representation for those class/specs.
- They are statistically the worst dps outside of pvp specs, regardless of feral/moonkin spec.
- They are by far the worst tank in the current meta.
- They are the least desired healer with the lowest amount of utility and the only healer whose "big heal cooldown" is still party wide.
The current state of druid at the moment can be summarized simply: EVERY SINGLE spec is equally or less valuable and viable as PRE NERF ret.
But how do you fix it?
Some may know, some may not, but druids received a significant number of nerfs over the course of wotlk. These nerfs included:
Base damage reductions on essentially all feral dps abilities.
Nerfs to the contribution from armor for bears that amounted to 3-6% less damage mitigation at current gear levels.
Nerfs to the contribution of agility towards dodge chance.
A 20% nerf to lifebloom, a spell that is solely cast only to exploit the mama return with clearcasting.
These nerfs are only SOME of the negative changes druids received over the course of wrath. At the time they may have made sense in context, but with many class balances and changes still to come back in 2009, they make little sense in hindsight.
What makes tremendous sense would be to revert these changes in the face of the current meta while also:
Making tranquility raid wide.
Making ferocious bite better than the combo point generators used to cast them.
Fixing omen of clarity to proc off of melee abilities in addition to white hits and spell casts.
As for moonkin, the frustration of critting 5 wraths in a row and getting no eclipse is absolutely toxic. Adjusting eclipse to proc 100% of the time for both crits is the small bump moonkin needs to remain ever so slightly more relevant.
Tl;Dr all druid specs are worse off than ret was pre nerf and the class needs reverts and tuning to be worth playing/bringing to raids again.
2023.03.30 20:57 honkygrandma A Griffey A Day - Day 375. 2009 Topps Heritage - Chrome #C65 SN0823/1960
 | submitted by honkygrandma to GriffeyCards [link] [comments] |
2023.03.30 20:57 honkygrandma A Griffey A Day - Day 375. 2009 Topps Heritage - Chrome #C65 SN0823/1960
 | submitted by honkygrandma to baseballcards [link] [comments] |
2023.03.30 18:03 Mario_B61 Which is the most fun, the most reliable and the overall better car?
submitted by Mario_B61 to whatcarshouldIbuy [link] [comments]
2023.03.30 14:20 dreftzg [Daily News] Grand Seiko Gives Us A Watch We Didn't Ask For, Patek Proves Why They Are The Best, Chopard Drives A Thousand Miles And Angelus Goes Green
It's Thursday and here are some interesting news updates. Let's dive in:
Grand Seiko has a polarising year at Watches and Wonders 2023. First they showed off the wonderful hand-engraved SBGZ009, only to hear the collective groan of fans not being to ever afford an almost $80,000 Grand Seiko. Then, for a moment, they washed the sour taste out of everyones mouth with the Rose Gold Grand Seiko âHana-ikadaâ. A stunning watch with a light pink dial, it is destined to be a huge hit. If GS didnât decide to make only 100 of them. This got them more internet hate.
Now, on the fourth day of W&W, Grand Seiko introduces another model - a follow up to the SLGA015 "Black Stream" diver - the SLGA023 "Ushio" diver, the latest from the Evolution 9 collection. And the almost universal reaction seems to be: do we really need this watch? Can we please buy the Hana-ikada?
And this is no fault of the Ushio diver, which is a fine watch. Unlike the Black Stream, this has a blue bezel insert and a beautiful nice blue dial. It is huge, though - 43.8 mm wide, 13.8mm thick, and 51.5mm lug to lug, but made of titanium. Inside is the 9RA5 Spring Drive caliber, with a five days of power reserve and a monthly accuracy rating of +/- 10 seconds.
Itâs beautiful, itâs built for nerds, but it also costs $11,600. While it will surely find many owners, Iâm willing to bed many would prefer other Grand Seiko watches to be more accessible before we get a nerdy diver.
2/
Two New Chronographs From Chopard - One Shrinks Down In Size, The Other Goes Very Vintage
Patek Is Not Done With Their Releases - Hereâs A Spectacular 5531G Grand Complications With A Tribute To Geneva And An Interesting Pink Calatrava
Angelus Introduces New Variants To The Chronodate
The Angelus Chronodate is a tribute to the brandâs 1942 model of the same name and now they are updating it with three new versions - a black dial in gold or titanium and a fern green dial in titanium. The Chronodate is a cool watch - a bi-compax chronograph featuring a central pointer date - which was previously available only in blue and silver, so this fern green dial really lifts it up.
While it looks cool, many will complain about itâs size: the case is 42.5mm with a height of 14.25mm. That probably works well in titanium, but must be a beast when had in gold. The watch is powered by the calibre A500 made with La Joux-Perret, a sister company of Angelus, which is an automatic movement based on the tried-and-tested 7750 architecture.
These new Angelus Chronodate models are not limited. Price is set at CHF 22,900 (incl. taxes) for the titanium version on a rubber strap, CHF 24,700 (incl. taxes) for the titanium version on a titanium bracelet, and CHF 42,900 (incl. taxes) for the red gold version.
5/
Really, Roger Dubuis? What In The World Happened Here?
Nobody has ever accused Roger Dubuis of creating subtle watches. They make what they call âHyper Horologyâ. The rest of us call them monstrosities. But at least theyâre very fun monstrosities. Their new model, the Monovortex Split-Seconds Chronograph actually has some interesting horological twists and turns - an entirely new winding system, a 360-degree tourbillon, and a retrograde chronograph display, housed in an avant-garde case made from ultralight materials.
It actually might be worth it to click through the article and see what they have packed into the watch. If only it didnât look like Iron Man crash landed onto earth. The brand did not release pricing, but keep in mind that their watches start at $41,000 and go all the way up to $815,000.
-------------------------------------------------------------
Hodinkee reviews the titanium Yacht Master and has some very nice things to say
2/
And hereâs a review of the new Rolex Daytona
-------------------------------------------------------------
Bovet always made an effort to make watch movements visible so that we could enjoy the beautiful mechanics. This year, surprisingly, for the first time since the House of Bovet was taken over and led by Pascal Raffy, the high-end manufacture presents a fully skeletonised timepiece, the Bovet 1822 Virtuoso XI.
-------------------------------------------------------------
If you would like to receive some additional watch-adjacent content, as well as this news overview, every morning Monday-Friday in the form of a newsletter feel free to subscribe. However, there is absolutely no need for you to subscribe, as all the news from the newsletter is posted here. It is only if you want to receive a couple of daily links that are not strictly watch-related and want to get this news overview in your inbox.
submitted by dreftzg to Watches [link] [comments]
What's new
Grand Seiko Releases Another Version Of A Diver We May Not Really NeedGrand Seiko has a polarising year at Watches and Wonders 2023. First they showed off the wonderful hand-engraved SBGZ009, only to hear the collective groan of fans not being to ever afford an almost $80,000 Grand Seiko. Then, for a moment, they washed the sour taste out of everyones mouth with the Rose Gold Grand Seiko âHana-ikadaâ. A stunning watch with a light pink dial, it is destined to be a huge hit. If GS didnât decide to make only 100 of them. This got them more internet hate.
Now, on the fourth day of W&W, Grand Seiko introduces another model - a follow up to the SLGA015 "Black Stream" diver - the SLGA023 "Ushio" diver, the latest from the Evolution 9 collection. And the almost universal reaction seems to be: do we really need this watch? Can we please buy the Hana-ikada?
And this is no fault of the Ushio diver, which is a fine watch. Unlike the Black Stream, this has a blue bezel insert and a beautiful nice blue dial. It is huge, though - 43.8 mm wide, 13.8mm thick, and 51.5mm lug to lug, but made of titanium. Inside is the 9RA5 Spring Drive caliber, with a five days of power reserve and a monthly accuracy rating of +/- 10 seconds.
Itâs beautiful, itâs built for nerds, but it also costs $11,600. While it will surely find many owners, Iâm willing to bed many would prefer other Grand Seiko watches to be more accessible before we get a nerdy diver.
2/
Two New Chronographs From Chopard - One Shrinks Down In Size, The Other Goes Very Vintage
- Most people might know Chopard for their high-end timepieces and jewellery watches. But they also sponsor the legendary Mille Miglia race, and have done so since 1988. Thatâs why the brand has a Mille Miglia collection of modern sports watches with a slight vintage bend. This year, the new Mille Miglia Race Edition goes smaller - from 42mm to 40.5mm in diameter and in a new metal Chopard calls Lucent Steel A223. There are four dial colours to choose from, inspired by race cars, and include Verde Chiaro (light green) and Rosso Amarena (cherry red) with a Zapon-varnished satin-brushed finish, Nero Corsa (racing black) with an engine-turned finish and Grigio-Blue (grey blue) on the bi-material model (18k rose gold and Lucent Steel A223) with a satin-brushed finish. Powering the new collection is a COSC-certified automatic chronograph with a 54-hour power reserve based on the ETA A322-11. You can get it on a black rubber strap or a vintage brown perforated calfskin leather strap. Price has not been confirmed.
- While the Mille Miglia Race Edition combines a retro design with modern cues, the L.U.C 1963 Heritage Chronograph goes full vintage. This dial is much simpler than that of the Mille Miglia, with a sunburst brushing pattern in English green, very minimal Arabic numerals and rhodium-plated dauphine fusée hands. The movement is the hand wound L.U.C 03.07-L and it will be limited to just 25 pieces. All of this comes at quite a price - $32,300.
Patek Is Not Done With Their Releases - Hereâs A Spectacular 5531G Grand Complications With A Tribute To Geneva And An Interesting Pink Calatrava
- Patek Philippe is slowly dripping out watches at WW23. They had some bangers, some duds, and now itâs time for the really big pieces. Theyâre introducing the 5531G Grand Complications with a beautiful and elaborate enamel dial that celebrates their Geneva heritage with a painting of Belle Ăpoque steamships that have been traversing Lake Geneva from as early as 1904. The rest of the watch is just as impressive - the case is 18K white gold and inside itâs just as intense. The single pusher at 2 oâclock adjusts the World Time display in one-hour increments, and the slider at 9 oâclock activates the minute repeater. Price is on request.
- Patek watches are notoriously understated, even in their sports lines. But recently the brand has fully embraced color. And theyâre doing the same on the ladiesâ Calatrava, the Patek Philippe 4997/200R Calatrava. The star of this 35mm watch is the dial, which is embossed in concentric circles and then painted with 50 layers of fuchsia colored laquer. Then thereâs the 76 diamond-set bezel. Price is, unsurprisingly, also on request.
Angelus Introduces New Variants To The Chronodate
The Angelus Chronodate is a tribute to the brandâs 1942 model of the same name and now they are updating it with three new versions - a black dial in gold or titanium and a fern green dial in titanium. The Chronodate is a cool watch - a bi-compax chronograph featuring a central pointer date - which was previously available only in blue and silver, so this fern green dial really lifts it up.
While it looks cool, many will complain about itâs size: the case is 42.5mm with a height of 14.25mm. That probably works well in titanium, but must be a beast when had in gold. The watch is powered by the calibre A500 made with La Joux-Perret, a sister company of Angelus, which is an automatic movement based on the tried-and-tested 7750 architecture.
These new Angelus Chronodate models are not limited. Price is set at CHF 22,900 (incl. taxes) for the titanium version on a rubber strap, CHF 24,700 (incl. taxes) for the titanium version on a titanium bracelet, and CHF 42,900 (incl. taxes) for the red gold version.
5/
Really, Roger Dubuis? What In The World Happened Here?
Nobody has ever accused Roger Dubuis of creating subtle watches. They make what they call âHyper Horologyâ. The rest of us call them monstrosities. But at least theyâre very fun monstrosities. Their new model, the Monovortex Split-Seconds Chronograph actually has some interesting horological twists and turns - an entirely new winding system, a 360-degree tourbillon, and a retrograde chronograph display, housed in an avant-garde case made from ultralight materials.
It actually might be worth it to click through the article and see what they have packed into the watch. If only it didnât look like Iron Man crash landed onto earth. The brand did not release pricing, but keep in mind that their watches start at $41,000 and go all the way up to $815,000.
-------------------------------------------------------------
On hand - a selection of review
1/Hodinkee reviews the titanium Yacht Master and has some very nice things to say
2/
And hereâs a review of the new Rolex Daytona
-------------------------------------------------------------
Watch Worthy - A look at an offbeat, less known watch you might actually like
The Bovet 1822 Virtuoso XI Might Be The Weirdest Watch in a Newsletter That Includes A Roger DubuisBovet always made an effort to make watch movements visible so that we could enjoy the beautiful mechanics. This year, surprisingly, for the first time since the House of Bovet was taken over and led by Pascal Raffy, the high-end manufacture presents a fully skeletonised timepiece, the Bovet 1822 Virtuoso XI.
-------------------------------------------------------------
If you would like to receive some additional watch-adjacent content, as well as this news overview, every morning Monday-Friday in the form of a newsletter feel free to subscribe. However, there is absolutely no need for you to subscribe, as all the news from the newsletter is posted here. It is only if you want to receive a couple of daily links that are not strictly watch-related and want to get this news overview in your inbox.
2023.03.30 04:57 legoboyy79 All jdm cars are slow
Now that I have your attention Iâm looking for a fun-handling car for daily driving that is kind of unique and cool. i hope to turn my boring commute into something I enjoy and is less than 50k$
Things I need are for the car to be reliable like 120k+ miles without any problems over 7ish years. Comfortable, not luxurious, Just comfortable. I just need good ride quality so I donât have to worry about hitting every bump and hole. But leather and how itâs stitched donât matter to me. Also, apple car play is a must.
Now for my wants of course I want it to be fast. 300hp+ or sub 5s 0-60 fast would be satisfactory but faster is better. RWD or AWD is preferred. Also, good tech is a big plus. my preference would be a sedan but if the performance is great enough I donât mind a coupe or hatch.
Iâm happy with buying a used and going below budget to afford mods(performance or luxury) but a new car or at least one with a warranty will always be better. if the car is fast enough and in warranty I don't want any power mods to not affect the warranty. I'm also looking at buying the car in texas.
Now for personal stuff. Iâm an 18-year-old with daddyâs money staying at home in texas for college but planning to transfer out of the city. This car will be commuting me downtown for college almost every day for an hour+ drive. Iâll take this car with friends, gym, work, etc. As I said 4 seats arenât needed but itâs good to have them occasionally. If I do get something sporty my siblings/parents will also drive it once in a while. my current car is a 2009 es350 that served me well but I want something that makes commuting feel like less of a task and more fun.
what is fun?: a quick 0-60 and winning street drag races aren't what I need. something with short gear that constantly requires my attention and makes me smile then speeds up when the road gets curvy. but also cant be unbearable going 40mph in downtown traffic for 30 min straight.
Now what is on my list
model 3 Performance: top of my list cause its fun in the sense of the acceleration but the regular joys of a gar car are gone. they fit almost all of my requirements and for the long drives to college one with autopilot would be nice. one thing I'm not sure of is reliability because I have heard some horror stories and my dad is anti-electric. if I do buy it will be used with sub 10k miles like example
2022+ g70 3.3T sports prestige: for a gas car this is my top choice because I get a lot of the things I am asking for. It's a unique car but also kinda unknown. I have also heard great things about its handling and the warranty is really good. tho KDM cars have had a bad rep in the past for reliability so idk what to think of it on that front. it is also cheaper than competitors like M340i, C43, S5, etc... but also the slowest of them all I'm not planning on racing anyone so idk. example
2019 (f22) m240i: the cheapest car I got and maybe one of the slowest. over time I will 100% add power mods to the car. I chose 2 series over 3 because I feel the handling difference is large enough that it is worth the sacrifice. also with the saved money, I get a good budget for mods. tho because it's a BMW I'm inclined not to mod it and instead save it for maintenance. do yall really think I can put 150K miles on the car without it exploding? example
2022+ (g42) m240i: this is over budget but 2022 used ones with relatively high miles dip below 50k sometimes. this is perfect in every aspect of luxury and performance(no shit it's a BMW) but I also have some major concerns about the cost of maintenance and longevity of the car. also compared to the g70 im getting more of everything but is the price jump and reliability drop worth it example Audi s4/s5: more like the Bmw but cheaper and I think more reliable. luxury factor in the ride is also a big plus. feels like a tamer m340i and tame isn't really what I want example
A6: very tame and very luxurious. also on the cheaper side compared to S5. but it still has ok performance is it enough performance? why not have more example
Lexis overall: it is a good car (IS, RC, GS) but their performance cars aren't performancey enough, the interior feels outdated in IS, and newer cars are too expensive. if I do get a Lexus it would be a 2011 Is-f then spend like 10k modding it.
I also have this deep desire to buy an old jdm car for a cheap that will probably only last me like 3-5 years like an Mr2, s2000, 3000gt ect cause they look cool. and if they some how to survive my 100k mile journey they get turned into a nitrous power missile till it blows up.
most of this was just me rambling to clear my thoughts so mind my grammar and horrible formatting. if u got any more questions of course ask and please hit that subscribe button and like this, if you also hate spec sheet nerds.
submitted by legoboyy79 to whatcarshouldIbuy [link] [comments]
Things I need are for the car to be reliable like 120k+ miles without any problems over 7ish years. Comfortable, not luxurious, Just comfortable. I just need good ride quality so I donât have to worry about hitting every bump and hole. But leather and how itâs stitched donât matter to me. Also, apple car play is a must.
Now for my wants of course I want it to be fast. 300hp+ or sub 5s 0-60 fast would be satisfactory but faster is better. RWD or AWD is preferred. Also, good tech is a big plus. my preference would be a sedan but if the performance is great enough I donât mind a coupe or hatch.
Iâm happy with buying a used and going below budget to afford mods(performance or luxury) but a new car or at least one with a warranty will always be better. if the car is fast enough and in warranty I don't want any power mods to not affect the warranty. I'm also looking at buying the car in texas.
Now for personal stuff. Iâm an 18-year-old with daddyâs money staying at home in texas for college but planning to transfer out of the city. This car will be commuting me downtown for college almost every day for an hour+ drive. Iâll take this car with friends, gym, work, etc. As I said 4 seats arenât needed but itâs good to have them occasionally. If I do get something sporty my siblings/parents will also drive it once in a while. my current car is a 2009 es350 that served me well but I want something that makes commuting feel like less of a task and more fun.
what is fun?: a quick 0-60 and winning street drag races aren't what I need. something with short gear that constantly requires my attention and makes me smile then speeds up when the road gets curvy. but also cant be unbearable going 40mph in downtown traffic for 30 min straight.
Now what is on my list
model 3 Performance: top of my list cause its fun in the sense of the acceleration but the regular joys of a gar car are gone. they fit almost all of my requirements and for the long drives to college one with autopilot would be nice. one thing I'm not sure of is reliability because I have heard some horror stories and my dad is anti-electric. if I do buy it will be used with sub 10k miles like example
2022+ g70 3.3T sports prestige: for a gas car this is my top choice because I get a lot of the things I am asking for. It's a unique car but also kinda unknown. I have also heard great things about its handling and the warranty is really good. tho KDM cars have had a bad rep in the past for reliability so idk what to think of it on that front. it is also cheaper than competitors like M340i, C43, S5, etc... but also the slowest of them all I'm not planning on racing anyone so idk. example
2019 (f22) m240i: the cheapest car I got and maybe one of the slowest. over time I will 100% add power mods to the car. I chose 2 series over 3 because I feel the handling difference is large enough that it is worth the sacrifice. also with the saved money, I get a good budget for mods. tho because it's a BMW I'm inclined not to mod it and instead save it for maintenance. do yall really think I can put 150K miles on the car without it exploding? example
2022+ (g42) m240i: this is over budget but 2022 used ones with relatively high miles dip below 50k sometimes. this is perfect in every aspect of luxury and performance(no shit it's a BMW) but I also have some major concerns about the cost of maintenance and longevity of the car. also compared to the g70 im getting more of everything but is the price jump and reliability drop worth it example Audi s4/s5: more like the Bmw but cheaper and I think more reliable. luxury factor in the ride is also a big plus. feels like a tamer m340i and tame isn't really what I want example
A6: very tame and very luxurious. also on the cheaper side compared to S5. but it still has ok performance is it enough performance? why not have more example
Lexis overall: it is a good car (IS, RC, GS) but their performance cars aren't performancey enough, the interior feels outdated in IS, and newer cars are too expensive. if I do get a Lexus it would be a 2011 Is-f then spend like 10k modding it.
I also have this deep desire to buy an old jdm car for a cheap that will probably only last me like 3-5 years like an Mr2, s2000, 3000gt ect cause they look cool. and if they some how to survive my 100k mile journey they get turned into a nitrous power missile till it blows up.
most of this was just me rambling to clear my thoughts so mind my grammar and horrible formatting. if u got any more questions of course ask and please hit that subscribe button and like this, if you also hate spec sheet nerds.
2023.03.29 22:39 Icy-Percentage7756 Kenyan milestones
 | Kenyan Milestones submitted by Icy-Percentage7756 to Kenya [link] [comments] Kenya has a rich and diverse history, with many notable moments that have had a lasting impact on the country and its people. Here are some of the best Kenyan moments in history: Independence: Kenya gained independence from British colonial rule on December 12, 1963. This was a significant moment in the country's history and marked the beginning of a new era of self-governance. Safari Rally: The Safari Rally was an iconic motorsport event that took place in Kenya from 1953 to 2002. It was considered one of the toughest rallies in the world, and Kenyan drivers dominated the event, winning it a record 18 times. Nobel Prize Winners: Kenya has produced two Nobel Prize winners: Wangari Maathai, who won the Nobel Peace Prize in 2004 for her environmental and social justice work, and Barack Obama, who won the Nobel Peace Prize in 2009 for his efforts to strengthen international diplomacy. Wildlife Conservation: Kenya is known for its wildlife conservation efforts, including the establishment of national parks and reserves, such as the Maasai Mara National Reserve and the Amboseli National Park. These conservation efforts have helped to protect Kenya's diverse wildlife and attract tourists from all over the world. Athletics: Kenyan athletes have achieved great success in international competitions, particularly in long-distance running. Kenyan athletes have won numerous Olympic and World Championship medals, and Kenya is regarded as a powerhouse in the sport. Constitution: In 2010, Kenya adopted a new constitution, which was a significant milestone in the country's history. The new constitution introduced significant reforms, including devolving power to the counties and strengthening the rights of citizens. Space Exploration: In 2018, Kenya launched its first satellite, the 1st Kenya University NanoSatellite Precursor Flight (1KUNS-PF). The launch was a significant milestone for Kenya's space exploration program, which aims to develop space technologies for national development. These are just some of the best moments in Kenyan history. Kenya has a rich cultural heritage and a diverse history, and there are many more notable moments that have helped shape the country into what it is today. |
2023.03.29 13:59 dreftzg [Daily News] Watches and Wonders Is Slowing Down; IWC Shows A Great Blue Ceramic Pilot; Grand Seiko Goes Pink Dial On Pink Gold and Patek Has A Different Grand Complication
It's Wednesday and Watches and Wonders is finally widing down a little bit. We're still catching up with some of the news from the show, but it's nowhere as packed as the last two days so we're going back to our usual format. Let's dive in:
The new 5316P is not your run-of-the-mill grand complication. It features tourbillon, perpetual calendar and minute repeater complications in a 40mm platinum case topped by a smoky sapphire dial that shows off the insides and thatâs somewhat of a departure from classically styled Grand Complications pieces. There arenât a lot of platinum minute repeaters, as the density of the case muffles the sound of the chimes. Itâs a beautiful piece and price is on request.
Grand Seiko Upgrades The Best Selling SBGA413 "Shunbun" With A Rose Gold Case With A Pink Dial
Grand Seiko introduces the new SBGY026 "Hana-ikada" model, which is basically the SBGA413 "Shunbun" in a rose gold case with a pale pink dial and limited to 100 pieces. People who have seen the watch live call it a stunner, especially because of the dial - which has no rehaut, no date, no power reserve and no distraction - that curves slightly to follow the matching curve of the crystal.
Inside the SBGY026 is the manual-wind Spring Drive caliber 9R31. The rose gold case measures 38.5mm x 10.2mm. The new SBGY026 has a retail price of $27,500.
Two New Models For Bell & Ross - A White-Dialed Bronze Diver And A Blue-Dialed Steel GMT
Unveiled in 2021, the HermĂšs H08 is the luxury French brandâs sporty-chic watch. Now they introduce four new H08 models for Watches & Wonders 2023 feature a new lightweight composite case coupled with a grainy textured grey dial with colourful accents and matching rubber straps.
The 39 Ă 39mm case is crafted from a block of braided glass fibre composite coated with aluminium and slate powder, while the black ceramic bezel displays a sunburst-brushed finish. The dial of the H08 has an industrial concrete colour and a grained, gritty texture. The sea of grey is interrupted with splashes of color - blue green, orange and yellow - on the 5-minute markers of the minute track, the varnished seconds hand and the watch glass seal.
The new HermĂšs H08 models are presented on matching coloured rubber straps embossed with a woven pattern and retail for EUR 7,000.
Montblanc Introduces A Little Less Limited New Minerva Monopusher Chronograph
Montblanc purchased the famed manufacturer Minerva in 2007 and have since proudly expressed this heritage. For example, last year at W&W they introduced two limited editions of the Unveiled Secret Minerva Monopusher Chronograph in Lime Gold (limited edition of 18 pieces) and stainless steel (limited to 58 pieces).
Those were very limited, so now theyâre showing the new Montblanc Unveiled Secret Minerva Monopusher Chronograph which will be limited to 88 pieces. The watch features the Minerva MB M16.29 movement, flipped back to front and exposed under an openworked dial, while the 43mm case features a distressed steel finish achieved through coating the stainless steel in black, then manually washing and brushing it with quartzite from the mountain Mont Blanc and limestone from La Combe GrĂšde, the mountain opposite the Villeret Manfacture where Minerva is located. Price is EUR 42,000.
The Chanel J12 Eclipse Boxed Set Has A J12 For Every Day Of The Week
Chanel can try as much as they want to escape their status of just a fashion brand that makes fashion watches, but itâs an impossible mission. While they have some interesting pieces that use ceramics, theyâre of not much interest. So why feature them there? I found something interesting about Chanel watches! The J12 Eclipse Boxed set mimics an actual eclipse moving over the seven watches in the box, from full white to full black ceramics, and very cool two-tone gradients in between.
LVMH Is Bringing Back The Gerald Genta Name, Just Like Daniel Roth
A week after they announced the first new watch under the Daniel Roth name (but not actually made by Roth), LVMH announces they will be reviving another brand that was owned by Bvlgari, just like Roth. They will be remaking the Gerald Genta brand with the master watchmakers of La Fabrique du Temps Louis Vuitton, LVMHâs state-of-the-art watchmaking factory in Switzerland. FT reports that Gentaâs widow is backing up the whole process, giving her green light on the relaunch, while continuing her task of securing the legacy of her husband.
The first models should come out in 2024 and it is said that the brand will focus on high-end watchmaking and forward-looking conception, not vintage revival.
-------------------------------------------------------------
Escapement reviews the Angelus Chronodate Gold and Chronodate Tiatnium
2/
Hodinkee goes hands-on with the new Tudor Black Bay GMT with opaline dial
-------------------------------------------------------------
A year after the release of the Une Folle JournĂ©e collection, Trilobe adds the brand-new Dune version. Trilobe makes a small change with big results for an all-around rather spectacular watch. Une folle journĂ©e is French for âa crazy day,â and this is quite applicable here. It is not often that you run into a day displayed in three elevated circles, but that is what you get here.
-------------------------------------------------------------
If you would like to receive some additional watch-adjacent content, as well as this news overview, every morning Monday-Friday in the form of a newsletter feel free to subscribe. However, there is absolutely no need for you to subscribe, as all the news from the newsletter is posted here. It is only if you want to receive a couple of daily links that are not strictly watch-related and want to get this news overview in your inbox.
submitted by dreftzg to Watches [link] [comments]
What's new
IWC Pilot Watches Get Four New Updates - A Gorgeous Blue Ceramic And Shiny Green Perpetual Calendar- Instead of redesigning existing models or introducing new ones, IWC decided to use Watches and Wonders 2023 to do a slight refresh to their Pilot line. Thatâs why youâre only seeing this day on the third day of W&W. They were a bit overshadowed by all the other releases. But the blue ceramic Pilot might be in the running for the top 10 watches released a the show this year. Letâs see what they have: Last year IWC introduced the Colours of TOP GUN collection, a series of monochromatic watches in colored ceramic - forest green Woodland; stark white Lake Tahoe; dusty beige Mojave Desert; matte black Ceratanium; and true black Jet Black. Now we get two new models - full black or full blue called Black and Oceana. Both are based on the Pilotâs Chronograph 41 and there are not additional surprises, other than the color and the smaller sizes as last yearâs Lake Tahoe and Woodland chronograph models were 44.5mm watches. Expect around EUR 11,000.
- Another update to the Pilotâs Chrono 41 is the addition of 18k rose gold for the first time. The blend of 5N gold with its coppery tones is paired with an emerald green sunburst dial and a matching rubber strap, playing into its sporty capabilities and 100m water resistance. Price should be around EUR 20,500.
- Then thereâs the update to the IWC Big Pilotâs Watch Perpetual Calendar. Now itâs powered by the in-house calibre 52615 that covers a moonphase, day, date, month, year, leap year, and a 7-day power reserve. The stainless steel case brings out the lighter tones of the racing green dial, but itâs a beast at 46.2mm. Itâs also priced like a beast - EUR 30,500.
The new 5316P is not your run-of-the-mill grand complication. It features tourbillon, perpetual calendar and minute repeater complications in a 40mm platinum case topped by a smoky sapphire dial that shows off the insides and thatâs somewhat of a departure from classically styled Grand Complications pieces. There arenât a lot of platinum minute repeaters, as the density of the case muffles the sound of the chimes. Itâs a beautiful piece and price is on request.
Grand Seiko Upgrades The Best Selling SBGA413 "Shunbun" With A Rose Gold Case With A Pink Dial
Grand Seiko introduces the new SBGY026 "Hana-ikada" model, which is basically the SBGA413 "Shunbun" in a rose gold case with a pale pink dial and limited to 100 pieces. People who have seen the watch live call it a stunner, especially because of the dial - which has no rehaut, no date, no power reserve and no distraction - that curves slightly to follow the matching curve of the crystal.
Inside the SBGY026 is the manual-wind Spring Drive caliber 9R31. The rose gold case measures 38.5mm x 10.2mm. The new SBGY026 has a retail price of $27,500.
Two New Models For Bell & Ross - A White-Dialed Bronze Diver And A Blue-Dialed Steel GMT
- Considering Bell & Ross is so heavily aviation-themed, is there any other model you should get other than the GMT? The brand heavily updated their GMT model in 2021 and are now introducing a new color with the BR 03-93 GMT Blue. The case remains the same - 42 Ă 42 mm - but the dial and bezel get the blue treatment. The dial is bright blue and gets brushed applied Arabic numerals and the Super-LumiNova coated hour indices, while the bi-directional rotating bezel is a two-tone blue and grey with a 24-hour scale. The watch comes on a blue calfskin leather strap and retails for EUR 4,400.
- Then thereâs the BR03-92 Diver White Bronze, a limited edition of 999 pieces. As the name suggests, it comes in a bronze case with a brown anodized aluminum bezel insert and a water resistance rating of 300 meters. Bell & Ross equips the watch with its BR-CAL.302, a movement based on the Sellita SW300-1. The watch complies with ISO 6425 and the NIHS standard 92611, making it a true diver. Price is âŹ4,800.
Unveiled in 2021, the HermĂšs H08 is the luxury French brandâs sporty-chic watch. Now they introduce four new H08 models for Watches & Wonders 2023 feature a new lightweight composite case coupled with a grainy textured grey dial with colourful accents and matching rubber straps.
The 39 Ă 39mm case is crafted from a block of braided glass fibre composite coated with aluminium and slate powder, while the black ceramic bezel displays a sunburst-brushed finish. The dial of the H08 has an industrial concrete colour and a grained, gritty texture. The sea of grey is interrupted with splashes of color - blue green, orange and yellow - on the 5-minute markers of the minute track, the varnished seconds hand and the watch glass seal.
The new HermĂšs H08 models are presented on matching coloured rubber straps embossed with a woven pattern and retail for EUR 7,000.
Montblanc Introduces A Little Less Limited New Minerva Monopusher Chronograph
Montblanc purchased the famed manufacturer Minerva in 2007 and have since proudly expressed this heritage. For example, last year at W&W they introduced two limited editions of the Unveiled Secret Minerva Monopusher Chronograph in Lime Gold (limited edition of 18 pieces) and stainless steel (limited to 58 pieces).
Those were very limited, so now theyâre showing the new Montblanc Unveiled Secret Minerva Monopusher Chronograph which will be limited to 88 pieces. The watch features the Minerva MB M16.29 movement, flipped back to front and exposed under an openworked dial, while the 43mm case features a distressed steel finish achieved through coating the stainless steel in black, then manually washing and brushing it with quartzite from the mountain Mont Blanc and limestone from La Combe GrĂšde, the mountain opposite the Villeret Manfacture where Minerva is located. Price is EUR 42,000.
The Chanel J12 Eclipse Boxed Set Has A J12 For Every Day Of The Week
Chanel can try as much as they want to escape their status of just a fashion brand that makes fashion watches, but itâs an impossible mission. While they have some interesting pieces that use ceramics, theyâre of not much interest. So why feature them there? I found something interesting about Chanel watches! The J12 Eclipse Boxed set mimics an actual eclipse moving over the seven watches in the box, from full white to full black ceramics, and very cool two-tone gradients in between.
LVMH Is Bringing Back The Gerald Genta Name, Just Like Daniel Roth
A week after they announced the first new watch under the Daniel Roth name (but not actually made by Roth), LVMH announces they will be reviving another brand that was owned by Bvlgari, just like Roth. They will be remaking the Gerald Genta brand with the master watchmakers of La Fabrique du Temps Louis Vuitton, LVMHâs state-of-the-art watchmaking factory in Switzerland. FT reports that Gentaâs widow is backing up the whole process, giving her green light on the relaunch, while continuing her task of securing the legacy of her husband.
The first models should come out in 2024 and it is said that the brand will focus on high-end watchmaking and forward-looking conception, not vintage revival.
-------------------------------------------------------------
On hand - a selection of review
1/Escapement reviews the Angelus Chronodate Gold and Chronodate Tiatnium
2/
Hodinkee goes hands-on with the new Tudor Black Bay GMT with opaline dial
-------------------------------------------------------------
Watch Worthy - A look at an offbeat, less known watch you might actually like
Introducing: Trilobe Une Folle JournĂ©e DuneA year after the release of the Une Folle JournĂ©e collection, Trilobe adds the brand-new Dune version. Trilobe makes a small change with big results for an all-around rather spectacular watch. Une folle journĂ©e is French for âa crazy day,â and this is quite applicable here. It is not often that you run into a day displayed in three elevated circles, but that is what you get here.
-------------------------------------------------------------
If you would like to receive some additional watch-adjacent content, as well as this news overview, every morning Monday-Friday in the form of a newsletter feel free to subscribe. However, there is absolutely no need for you to subscribe, as all the news from the newsletter is posted here. It is only if you want to receive a couple of daily links that are not strictly watch-related and want to get this news overview in your inbox.
2023.03.29 12:17 SOO4R3R-217 Massive GTR Town Meet In Gotemba + My Own Independent Street View Challenge: "Japanese Car Spotting Until A Toyota Soarer MZ20 Aerocabin Is Found Part 1
GTR Town Meet in Gotemba:
https://www.google.com.ph/maps/@35.3129472,138.9280467,3a,15y,17.65h,82.66t/data=!3m7!1e1!3m5!1sKHP8-rTByctVQv3XEYFbGg!2e0!5s20221001T000000!7i16384!8i8192?hl=en
submitted by SOO4R3R-217 to StreetviewCarSpotting [link] [comments]
- Awesome Nissan Skyline GTR Fun Run: 2x GTR BNR32s and 2x GTR BNR34s (Gotemba, 2022) https://www.google.com.ph/maps/@35.3128471,138.9280035,3a,15y,134.34h,86.53t/data=!3m7!1e1!3m5!1s_yRDN2g-pOM1x1x06k16Jw!2e0!5s20221001T000000!7i16384!8i8192?hl=en
https://www.google.com.ph/maps/@35.3129472,138.9280467,3a,15y,17.65h,82.66t/data=!3m7!1e1!3m5!1sKHP8-rTByctVQv3XEYFbGg!2e0!5s20221001T000000!7i16384!8i8192?hl=en
- Nissan Skyline GTR BNR34 (Gotemba, 2022) https://www.google.com.ph/maps/@35.3122933,138.9277098,3a,15y,157.08h,86.35t/data=!3m7!1e1!3m5!1sLAzEMhH5mZ1nWiRdpvbvyQ!2e0!5s20221001T000000!7i16384!8i8192?hl=en
- Nissan Skyline GTR BNR32 (Gotemba, 2022) https://www.google.com.ph/maps/@35.3122024,138.9276549,3a,15y,132.2h,84.9t/data=!3m7!1e1!3m5!1sfZUU1AKA5qUJMCiYJ9PAiA!2e0!5s20221001T000000!7i16384!8i8192?hl=en
- Nissan Skyline GTR BNR32 (Gotemba, 2022) https://www.google.com.ph/maps/@35.2949981,138.9446202,3a,15y,213.34h,84.69t/data=!3m7!1e1!3m5!1so-qWSTOmqpxWMU1jg_lHZw!2e0!5s20221001T000000!7i16384!8i8192?hl=en
- Nissan Skyline GTRs: 2x BNR34 GTRs, 1x R35 and 1x BNR32 (Gotemba, 2022) https://www.google.com.ph/maps/@35.2944027,138.9451952,3a,15y,71.16h,86.81t/data=!3m7!1e1!3m5!1sn5kriroXjbr8V6itkLyLwg!2e0!5s20221001T000000!7i16384!8i8192?hl=en
- Nissan Skyline GTRs: BNR34 V-Spec II Nur and KPGC10 Coupe (Gotemba, 2022) https://www.google.com.ph/maps/@35.2945113,138.94563,3a,15y,263.79h,86.12t/data=!3m7!1e1!3m5!1smnzU_5Rpz-iqUZGm81Fx9Q!2e0!5s20221001T000000!7i16384!8i8192?hl=en
- Nissan Skyline GTR BNR34 (Gotemba, 2022) https://www.google.com.ph/maps/@35.2942246,138.9455439,3a,15.1y,190.09h,84.13t/data=!3m7!1e1!3m5!1swAzHXR46afCPggqawGVI0A!2e0!5s20221001T000000!7i16384!8i8192?hl=en
- Nissan Skyline GTRs: 2x BNR32, 1x BCNR33, 1x BNR34 and 1x R35 (Roam it around to see more GTRs) (Gotemba, 2022) https://www.google.com.ph/maps/@35.2965227,138.9432021,3a,56.4y,312.47h,86.11t/data=!3m6!1e1!3m4!1sjDZU_bScEyFbzzjg5zWn6w!2e0!7i16384!8i8192?hl=en
- Nissan Skyline GTRs: 2x BNR32, 1x BCNR33, 1x BNR34 and 1x R35 (Gotemba, 2022) https://www.google.com.ph/maps/@35.2965648,138.943156,3a,15y,304.82h,88.66t/data=!3m6!1e1!3m4!1sUOME1JgUC1MlWcHWAoBvjA!2e0!7i16384!8i8192?hl=en
- Tons of R32s-R35s (Gotemba, 2022) https://www.google.com.ph/maps/@35.2965867,138.9431528,3a,15y,144.95h,88.48t/data=!3m6!1e1!3m4!1sIBc8LP-b0FkSoulRBvorFQ!2e0!7i16384!8i8192?hl=en
- Nissan Skyline GTR BCNR33 LM Limited (Gotemba, 2022) https://www.google.com.ph/maps/@35.2979092,138.944071,3a,15y,208.49h,90.78t/data=!3m6!1e1!3m4!1sj6vtMD6IQ_Np1off7ULvzg!2e0!7i16384!8i8192?hl=en
- Nissans Skyline GTR BNR32 and GTR R35 (Gotemba, 2022) https://www.google.com.ph/maps/@35.2977449,138.943936,3a,16.3y,133.94h,89.22t/data=!3m6!1e1!3m4!1sme0aG1gmN0BBt4V1HiCBmg!2e0!7i16384!8i8192?hl=en
- Nissan Skyline GTR BNR32 (Gotemba, 2022) https://www.google.com.ph/maps/@35.2926368,138.9469057,3a,16.8y,359.15h,86.3t/data=!3m6!1e1!3m4!1s6TFznqzPVsZ0NIahZcX3nA!2e0!7i16384!8i8192?hl=en
- Nissan GTR R35 (Gotemba, 2022) https://www.google.com.au/maps/@35.2964154,138.9525007,3a,15y,14.43h,86.33t/data=!3m6!1e1!3m4!1sVHtw-Fyv7jsaGyah4-KY0g!2e0!7i16384!8i8192
- 2x Nissan Skyline GTR BNR34 (Gotemba, 2022) https://www.google.com.ph/maps/@35.2949185,138.9446971,3a,15y,229.54h,88.48t/data=!3m6!1e1!3m4!1sw5stC_wQdoopU_HJRISb2g!2e0!7i16384!8i8192?hl=en
- Nissan GTR R35 (Gotemba, 2022) https://www.google.com.ph/maps/@35.3046922,138.9333305,3a,36.3y,63.79h,69.84t/data=!3m6!1e1!3m4!1sdPB0VaUIgifXIWS_zg90-A!2e0!7i16384!8i8192?hl=en
- Nissan GTR R35 (Gotemba, 2022) https://www.google.com.ph/maps/@35.2910445,138.9386806,3a,15y,336.28h,85.78t/data=!3m6!1e1!3m4!1sqJYrErZ5bSpPpXaT_MwRIQ!2e0!7i16384!8i8192?hl=en
- 2023 Nissan GTR R35 T-Spec (Gotemba, 2022) https://www.google.com.ph/maps/@35.2869824,138.9598893,3a,15y,160.75h,83.16t/data=!3m6!1e1!3m4!1slfLpm7fhZCRMAMkP54D5Aw!2e0!7i16384!8i8192?hl=en
- Nissan GTR R35 (Gotemba, 2022) https://www.google.com.ph/maps/@35.2830947,138.9830108,3a,17.5y,117.44h,89.95t/data=!3m6!1e1!3m4!1srwja6gJGeXYtL2StCGKD7w!2e0!7i16384!8i8192?hl=en
- Nissan Skyline GTR BNR32, Skyline ER34 Sedan, Silvia S15 and Widebody Toyota GT86 (Hakone, 2022) https://www.google.com.ph/maps/@35.2754475,139.0072094,3a,24y,172.75h,84.73t/data=!3m6!1e1!3m4!1ss-l-LK4aVdipkMqitwBiDA!2e0!7i16384!8i8192?hl=en
- Nissan Skyline GTR BCNR33 and Fairlady Z Z34 Roadster (Gotemba, 2022) https://www.google.com.ph/maps/@35.2997973,138.9480937,3a,15y,178.73h,87.91t/data=!3m6!1e1!3m4!1sscjFBm9jxexSQmaSIrlAKA!2e0!7i16384!8i8192?hl=en
- Nissan Skyline GTR BNR32 (Gotemba, 2022) https://www.google.com.ph/maps/@35.2991617,138.9451592,3a,15y,253.49h,87.01t/data=!3m6!1e1!3m4!1s7WvrF_WV_T6KHcTl8Wzn2w!2e0!7i16384!8i8192?hl=en
- Nissan GTR R35 (Gotemba, 2022) https://www.google.com.ph/maps/@35.2975181,138.9439431,3a,15y,114.68h,87.28t/data=!3m6!1e1!3m4!1sLU1cbeM-7h6gERq2wHZjYg!2e0!7i16384!8i8192?hl=en
- Toyota Corona Mark II Coupe (Niiza, 2022) https://www.google.com.ph/maps/@35.7820243,139.5703845,3a,15y,159.96h,84.07t/data=!3m7!1e1!3m5!1sJJT4e1fzxdQvjbXuQzOtBg!2e0!5s20220201T000000!7i16384!8i8192?hl=en
- Mazda RX7 FD3S Spirit R Type A (Niiza, 2018) https://www.google.com.ph/maps/@35.781864,139.5706402,3a,15y,173.36h,83.27t/data=!3m7!1e1!3m5!1sFKhzcaaw8G8v0MrYQJVnQg!2e0!5s20180801T000000!7i16384!8i8192?hl=en
- Tuned Nissan Silvia S14 Kouki (Niiza, 2022) https://www.google.com.ph/maps/@35.7835218,139.5747744,3a,20.7y,125.92h,77.7t/data=!3m7!1e1!3m5!1sehbG7WhMLsDUrQo-Ihjqkw!2e0!5s20220201T000000!7i16384!8i8192?hl=en
- Nissan Skyline GTR BNR32 (Hachioji, 2014) https://www.google.com.ph/maps/@35.6691839,139.3468834,3a,16y,109.22h,82.68t/data=!3m7!1e1!3m5!1sHEbmbrRYjONWEGe56fv4jQ!2e0!5s20140501T000000!7i13312!8i6656?hl=en
- Nissan Skyline âHakosukaâ GTR (KPGC10) (Hachioji, 2018) https://www.google.com.ph/maps/@35.6687364,139.3445538,3a,16.7y,316.51h,81.96t/data=!3m7!1e1!3m5!1s56rLk1B1DmSS00QtT7BMCg!2e0!5s20180701T000000!7i16384!8i8192?hl=en
- BMW M3 E46 (Hachioji, 2017) https://www.google.com.ph/maps/@35.6658145,139.3510863,3a,15y,353.28h,82.88t/data=!3m7!1e1!3m5!1sBsUp--1Xv9YkAGF_ZLqe_g!2e0!5s20171001T000000!7i13312!8i6656?hl=en
- Isuzu 117 Coupe (Hachioji, 2022) https://www.google.com.ph/maps/@35.6535416,139.3540138,3a,15y,59.55h,85.54t/data=!3m7!1e1!3m5!1snsqZgkvf_TrYkP71RsIRsg!2e0!5s20220201T000000!7i16384!8i8192?hl=en
- Aussie-spec 1961 Holden EK Special Sedan (Shime, 2013) https://www.google.com.ph/maps/@33.5901831,130.4677324,3a,18.7y,306.74h,84.56t/data=!3m6!1e1!3m4!1sP8Vl0toO2zhBos_IWocs_g!2e0!7i13312!8i6656?hl=en
- Honda NSX NA1 (Fuefuki, 2021) https://www.google.com.ph/maps/@35.6599095,138.678434,3a,15y,226.14h,85.87t/data=!3m7!1e1!3m5!1sLtXWmucYgqsqki9UZ7UtxQ!2e0!5s20210601T000000!7i16384!8i8192?hl=en
- Mitsubishi Lancer Evolution IX Wagon (Sendai, 2020) https://www.google.com.ph/maps/@38.288813,140.8763315,3a,15.1y,336.05h,74.81t/data=!3m6!1e1!3m4!1smalmc_CKTwdz71L62N45uw!2e0!7i16384!8i8192?hl=en
- Mitsubishi Lancer Evolution IX Wagon (Tsuruoka, 2018) https://www.google.com.ph/maps/@38.7320329,139.8368412,3a,16.1y,102.32h,87.2t/data=!3m6!1e1!3m4!1syNI4eflC1SZ5zTRjPMlXeA!2e0!7i13312!8i6656?hl=en
- Mitsubishi Lancer Evolution IX Wagon (Sano, 2018) https://www.google.com.ph/maps/@36.3172409,139.6020914,3a,15y,303.32h,84.24t/data=!3m7!1e1!3m5!1sh-T4iL9RJ9b9nvlEPtlvzQ!2e0!5s20180201T000000!7i13312!8i6656?hl=en
- Mitsubishi Lancer Evolution IX Wagon (Hachioji, 2014) https://www.google.com.ph/maps/@35.6605104,139.3514593,3a,15y,207.63h,82.09t/data=!3m7!1e1!3m5!1sGpgl0TUvfcX3rWp0JiFcTQ!2e0!5s20140501T000000!7i13312!8i6656?hl=en
- Mitsubishi Lancer Evolution IX Wagon (Anan, 2021) https://www.google.com.ph/maps/@33.9720931,134.6514021,3a,15y,19.6h,84.01t/data=!3m6!1e1!3m4!1ssFiDMr6O0Er4fSjxRS-ASA!2e0!7i16384!8i8192?hl=en
- Mitsubishi Lancer Evolution IX Wagon (Hamamatsu, 2012) https://www.google.com.ph/maps/@34.7861159,137.7880615,3a,15.1y,123.05h,84.9t/data=!3m6!1e1!3m4!1sqzgijlJWlIwZvgjZWVmq0g!2e0!7i13312!8i6656?hl=en
- Ferrari 458 Italia (Saitama, 2019) https://www.google.com.ph/maps/@35.8897229,139.6905658,3a,15y,178.17h,86.24t/data=!3m7!1e1!3m5!1seeCg6rmKoOywVfL9GRy44w!2e0!5s20190701T000000!7i16384!8i8192?hl=en
- Ferrari 458 Italia (Nagano, 2019) https://www.google.com.ph/maps/@36.5855819,138.1746581,3a,28.2y,19.48h,78.81t/data=!3m6!1e1!3m4!1sWe3F2I8DzbuY1R4FTdYjFw!2e0!7i16384!8i8192?hl=en
- Ferrari F355 GTB (Adachi City, 2018) https://www.google.com.ph/maps/@35.759517,139.7737847,3a,15y,37.23h,86.51t/data=!3m7!1e1!3m5!1sfREuC39eEPHrcopnFqJ87A!2e0!5s20180401T000000!7i16384!8i8192?hl=en
- Ferrari F355 GTB (Meguro City, 2014) https://www.google.com.ph/maps/@35.6274079,139.692524,3a,48.9y,114.13h,81.4t/data=!3m7!1e1!3m5!1sr0eg2kIIAMwK8j59xFwVjg!2e0!5s20140701T000000!7i13312!8i6656?hl=en
- Ferrari F355 GTB (Setagaya City, 2009) https://www.google.com.ph/maps/@35.6359646,139.622191,3a,15y,240.16h,84.58t/data=!3m7!1e1!3m5!1sbapuLsbVByVotxKIOuu48w!2e0!5s20090701T000000!7i13312!8i6656?hl=en
- Morgan 4/4 (Meguro City, 2022) https://www.google.com.ph/maps/@35.614445,139.6684995,3a,15y,33.95h,79.03t/data=!3m6!1e1!3m4!1s2Fl3WlZnG89g0-oat85FzA!2e0!7i16384!8i8192?hl=en
- Ferrari 458 Italia (Meguro City, 2022) https://www.google.com.ph/maps/@35.6139577,139.6676664,3a,15y,339.21h,85.71t/data=!3m6!1e1!3m4!1snKECEV9340NKkqDz0D4lhg!2e0!7i16384!8i8192?hl=en
- Ferrari Portofino (Suginami City, 2022) https://www.google.com.ph/maps/@35.6753681,139.6140524,3a,15y,335.53h,88.7t/data=!3m6!1e1!3m4!1s7VyFp1Trozy8p0GNFHbxpQ!2e0!7i16384!8i8192?hl=en
- 1966 Chevrolet Chevelle (Shinagawa City, 2022) https://www.google.com.ph/maps/@35.6179389,139.7409906,3a,15y,230.21h,85.1t/data=!3m6!1e1!3m4!1sexRSg5KRQRV-bPAIUEilYQ!2e0!7i16384!8i8192?hl=en
- Morgan Plus 8 (Shinagawa City, 2022) https://www.google.com.ph/maps/@35.6015809,139.7398468,3a,15y,245.5h,85.66t/data=!3m6!1e1!3m4!1sIAZ0Yeu6kTQBWpJP3S44wg!2e0!7i16384!8i8192?hl=en
- BMW M5 F90 (Shinagawa City, 2019) https://www.google.com.ph/maps/@35.5914432,139.7365391,3a,15y,355.39h,84.38t/data=!3m7!1e1!3m5!1sUaM2DrLBK0Qc1yv2OpCLVg!2e0!5s20190701T000000!7i16384!8i8192?hl=en
- 1970 Plymouth Cuda 340 (Setagaya City, 2022) https://www.google.com.ph/maps/@35.6038308,139.6521566,3a,15y,250.85h,85.06t/data=!3m6!1e1!3m4!1snCVthn6vWFK8x2KtbXGyZg!2e0!7i16384!8i8192?hl=en
- Aston Martin DB11 Volante (Sakura, 2019) https://www.google.com.ph/maps/@35.7025274,140.1806776,3a,15y,224.28h,84.39t/data=!3m7!1e1!3m5!1svPz1U0JP1ZzLkZVbIkQCEA!2e0!5s20190501T000000!7i16384!8i8192?hl=en
- Nissan Stagea Autech Version 260RS (Sendai, 2016) https://www.google.com.ph/maps/@38.2883707,140.7631524,3a,15y,342.11h,87.04t/data=!3m7!1e1!3m5!1sy6sRgU0-aLrb5LaLly9Deg!2e0!5s20160801T000000!7i13312!8i6656?hl=en
- Nissan Stagea Autech Version 260RS (Kurashiki, 2019) https://www.google.com.ph/maps/@34.5271901,133.7583981,3a,16y,309.7h,83.49t/data=!3m7!1e1!3m5!1smt3hHExR2Cc_liis3Yutyw!2e0!5s20190901T000000!7i16384!8i8192?hl=en
- 3rd gen Pontiac Firebird Trans Am (Marugame, 2019) https://www.google.com.ph/maps/@34.2856377,133.8197063,3a,48.6y,211.07h,73.29t/data=!3m7!1e1!3m5!1svfqC-BPVB-c02ftTLpLpCg!2e0!5s20190901T000000!7i16384!8i8192?hl=en
- 1980 Pontiac Firebird Trans Am (Sakura, 2019) https://www.google.com.ph/maps/@35.7316137,140.1908843,3a,19.7y,139.17h,80t/data=!3m6!1e1!3m4!1shEF3rWXNmpdBb50nPoyDEQ!2e0!7i16384!8i8192?hl=en
- Subaru Forester STI (Hachioji, 2019) https://www.google.com.ph/maps/@35.6514518,139.291662,3a,39.2y,16.56h,77.24t/data=!3m7!1e1!3m5!1swBGDzlUxLmfm6Ra53Yd0lQ!2e0!5s20190201T000000!7i16384!8i8192?hl=en
- Subaru Forester STI (Sakura, 2019) https://www.google.com.ph/maps/@36.6678543,139.9600511,3a,15y,262.24h,88.17t/data=!3m6!1e1!3m4!1sdvXCDbVHbYIKTHJdFqnL9g!2e0!7i16384!8i8192?hl=en
- Subaru Forester STI (Odawara, 2021) https://www.google.com.ph/maps/@35.2799852,139.2117056,3a,15.7y,44.07h,87.65t/data=!3m7!1e1!3m5!1s-l4dP5C7ql0-LBNHM8mYdg!2e0!5s20210701T000000!7i16384!8i8192?hl=en
- Toyota GR Yaris and Mercedes Benz AMG GT 53 (Gotemba, 2022) https://www.google.com.ph/maps/@35.3115847,138.9310272,3a,15y,180.95h,87.29t/data=!3m7!1e1!3m5!1s9WtOWgQ_orPvLJ2gJC5h1w!2e0!5s20220301T000000!7i16384!8i8192?hl=en
- Porsche 991 GT3 (Gotemba, 2022) https://www.google.com.au/maps/@35.2957584,138.9531714,3a,15y,36.19h,86.88t/data=!3m6!1e1!3m4!1sSzMTfDqW5xuyyap27MWwUg!2e0!7i16384!8i8192
- Honda Civic Type R FK2 (Gotemba, 2022) https://www.google.com.ph/maps/@35.3046055,138.9335528,3a,15y,32.07h,87.61t/data=!3m6!1e1!3m4!1svWTxMpDMXC7w7mp6kuqPnw!2e0!7i16384!8i8192?hl=en
2023.03.29 10:14 JG-at-Prime Why Does FINRA Have a 1.6 Billion Dollar Investment Portfolio?
TLDR: FINRA has access to what in any other organization would be considered massive amounts of insider information. It also has a massive conflict of interest in the form of a 1.6 Billion dollar investment portfolio. The portfolio of the Self Regulatory Agency is largely unknown and is largely (if not completely) unmonitored by any other regulatory agency(s). I would be really, really curious to know how much of that portfolio is short?
In addition to massive conflicts of interest and minimal supervision from the SEC, FINERA does not appear to be directly accountable to Congress, rather than direct accountability FINRA instead invests a lot of money in lobbying. In 2012, it spent $960,000 as it pushed for legislation that would allow it to expand its regulatory reach to include RIAs, who are now primarily regulated by the SEC.
FINERA should have no ability to halt any stocks or securities while it is invested in the very markets it purports to regulate.
https://www.mercatus.org/media/46396/download
âLACK OF ACCOUNTABILITYâ
âBy law, the SEC is in charge of Finra and has the power to approve or reject any rules Finra wants to adopt. But it applies little more than a rubber stamp to Finraâs rules, critics say.â
âIn practice, Finra operates with substantial independence from the SEC,â Hester Peirce, a senior research fellow at the Mercatus Center at George Mason University, noted in a 2015 paper. âFinra rules do not typically attract close attention from the SEC commissioners.â
âFinra operates with substantial independence from the SEC.â - Hester Peirce
(Source deleted)
âThe Government Accountability Office likewise found that the SEC could be doing a better job of overseeing Finra in a 2012 report and a follow-up report in 2015. In the follow-up report, the GAO said the SEC had improved its monitoring of Finra but that it still needed to develop specific performance goals and measures for Finra oversight, formalize documentation of oversight determinations and perform an assessment of Finraâs internal risks related to staffing and priorities.â
https://www.investopedia.com/ask/answers/how-does-finra-differ-sec/
âAlthough it has regulatory powers, FINRA is not part of the government. It is a not-for-profitentity and the largest self-regulatory organization (SRO)in the securities industry within the U.S.â
âFINRA stands for "Financial Industry Regulatory Authority" and is a not-for-profit organization overseen by the SEC that seeks to protect investors by primarily overseeing all brokers in the securities marketplace. It lays out specific laws and requirements and provides certificates for individuals to be able to operate in the securities market.â
âFINRA is responsible for overseeing virtually all U.S. stockbrokersand brokerage firmsand providing avenues and legal certifications for those individuals to appropriately operate in their specific marketplaces.â
https://www.wsj.com/articles/wall-street-regulator-is-also-an-investorwith-meager-returns-1507195803 âFinra's $1.6 billion portfolio has returned 3.4% annually, versus 6% for a half-stock, half-bond portfolio.â
https://www.investmentnews.com/finra-denies-wsj-report-that-regulator-has-underperforming-portfolio-72391 âFinra denies WSJ report that regulator has underperforming portfolio. Regulator says Journal's analysis makes improper comparison of returns.â
âFrom Finraâs origins in 2004 through 2016, the Financial Industry Regulatory Authorityâs actively managed $1.6 billion investment portfolio has returned 3.4%, or $440 million less than a 6% return had the self-regulator invested in a balanced mix of global stocks and U.S. bonds, according to Wall Street Journal calculations of figures in Finraâs annual reports.â
https://www.investmentnews.com/finra-whos-watching-the-watchdog-72102 *âFinra wields enormous power over the lives of brokers and broker-dealers. Last year alone, it issued more than 1,400 disciplinary actions and barred more than 500 brokers from the industry.
And yet people in the industry know little about how Finra operates, how it spends the millions it collects in membership fees and fines, and how it sets its regulatory agenda. Finra writes its own rules, meets behind closed doors and releases information if and when it deems necessary.â*
âFinra is the watchdog that no one is watching. âIt is largely unaccountable to the industry or to the public,â David Burton, a senior fellow in economic policy at the Heritage Foundation, wrote in a February report. âDue process, transparency and regulatory-review protections normally associated with regulators are not present, and its arbitration process is flawed. Reforms are necessary.â
âIn an InvestmentNewssurvey of 363 readers who are regulated by Finra, nearly half â 48% â said the organization is not doing a good job of regulating brokers, compared with 29% who said it was. Meanwhile, 61% said Finra is not transparent about its finances, and the same percentage said the SECâs oversight of Finra is inadequate.â
âIs it [Finra] a government or not a government agency? As long as thereâs not a choice for brokers, itâs a monopoly â and monopolies need to be regulated.â
*âJim R. Webb, CEO, Cape Securities Inc.
Jim R. Webb, CEO of broker-dealer Cape Securities Inc., is frustrated that Finra acts like a government agency but does not have to follow the laws that govern public agencies. For example, it is not subject to laws that would allow the public to attend its meetings, nor is it subject to the Freedom of Information Act, which allows anyone to request information about any matter from a federal agency.â*
âFinra protects itself from lawsuits from members by claiming that as an SRO it has absolute immunity from private lawsuits challenging the conduct of its regulatory mission.â
âThere needs to be definition,â Mr. Webb said. âIs it a government agency or not a government agency? As long as thereâs not a choice for brokers, itâs a monopoly â and monopolies need to be regulated.â
From a seeking alpha article that I cannot link due to Reddit blocking the site. (just search for the title, top result) Why Does FINRA Have An Investment Portfolio?
Oct. 11, 2017 12:10 PM ET By Roger Nusbaum, AdvisorShares ETF Strategist
âFINRA has an investment portfolio with a long track record of underperforming a 50/50 portfolio.â
âSo, hereâs a weird one involving FINRA that you might have picked up in the last few days. Apparently, it has a large, $1.6 billion investment portfolio, and the returns have been weak, according to the Wall Street Journal, underperforming a 50/50 equity/fixed income portfolio for quite a few years.â
âThe WSJ article is woefully incomplete. It doesnât say what the purpose of the portfolio is, it is unclear how it can even have a portfolio, and there are no specifics as to what the portfolio is benchmarked to other than a reference to a custom benchmark. The origin goes back to 2004, and it came out of the blocks trying to emulate the college endowments, which back then were revered. As a side note, the tide may have gone out some for quite a few of the endowments, but there is still plenty to learn about asset allocation from them.â
âAs the story goes, the FINRA portfolio decided to significantly reduce its equity exposure in, umâŠ.2009. The article provides no details on how much equity exposure it had back then, but the portfolio underperformed a 50/50 in 2008, or how much it has now, but there is a quote from a spokeswoman about targeting a âmuch more conservative approach than a 50/50 benchmark.â
The rolls and activities of our regulatory agencies needs to be seriously examined and heavily re-evaluated.
submitted by JG-at-Prime to DeepFuckingValue [link] [comments]
In addition to massive conflicts of interest and minimal supervision from the SEC, FINERA does not appear to be directly accountable to Congress, rather than direct accountability FINRA instead invests a lot of money in lobbying. In 2012, it spent $960,000 as it pushed for legislation that would allow it to expand its regulatory reach to include RIAs, who are now primarily regulated by the SEC.
FINERA should have no ability to halt any stocks or securities while it is invested in the very markets it purports to regulate.
âLACK OF ACCOUNTABILITYâ
âBy law, the SEC is in charge of Finra and has the power to approve or reject any rules Finra wants to adopt. But it applies little more than a rubber stamp to Finraâs rules, critics say.â
âIn practice, Finra operates with substantial independence from the SEC,â Hester Peirce, a senior research fellow at the Mercatus Center at George Mason University, noted in a 2015 paper. âFinra rules do not typically attract close attention from the SEC commissioners.â
âFinra operates with substantial independence from the SEC.â - Hester Peirce
âThe Government Accountability Office likewise found that the SEC could be doing a better job of overseeing Finra in a 2012 report and a follow-up report in 2015. In the follow-up report, the GAO said the SEC had improved its monitoring of Finra but that it still needed to develop specific performance goals and measures for Finra oversight, formalize documentation of oversight determinations and perform an assessment of Finraâs internal risks related to staffing and priorities.â
âAlthough it has regulatory powers, FINRA is not part of the government. It is a not-for-profitentity and the largest self-regulatory organization (SRO)in the securities industry within the U.S.â
âFINRA stands for "Financial Industry Regulatory Authority" and is a not-for-profit organization overseen by the SEC that seeks to protect investors by primarily overseeing all brokers in the securities marketplace. It lays out specific laws and requirements and provides certificates for individuals to be able to operate in the securities market.â
âFINRA is responsible for overseeing virtually all U.S. stockbrokersand brokerage firmsand providing avenues and legal certifications for those individuals to appropriately operate in their specific marketplaces.â
âFrom Finraâs origins in 2004 through 2016, the Financial Industry Regulatory Authorityâs actively managed $1.6 billion investment portfolio has returned 3.4%, or $440 million less than a 6% return had the self-regulator invested in a balanced mix of global stocks and U.S. bonds, according to Wall Street Journal calculations of figures in Finraâs annual reports.â
And yet people in the industry know little about how Finra operates, how it spends the millions it collects in membership fees and fines, and how it sets its regulatory agenda. Finra writes its own rules, meets behind closed doors and releases information if and when it deems necessary.â*
âFinra is the watchdog that no one is watching. âIt is largely unaccountable to the industry or to the public,â David Burton, a senior fellow in economic policy at the Heritage Foundation, wrote in a February report. âDue process, transparency and regulatory-review protections normally associated with regulators are not present, and its arbitration process is flawed. Reforms are necessary.â
âIn an InvestmentNewssurvey of 363 readers who are regulated by Finra, nearly half â 48% â said the organization is not doing a good job of regulating brokers, compared with 29% who said it was. Meanwhile, 61% said Finra is not transparent about its finances, and the same percentage said the SECâs oversight of Finra is inadequate.â
âIs it [Finra] a government or not a government agency? As long as thereâs not a choice for brokers, itâs a monopoly â and monopolies need to be regulated.â
*âJim R. Webb, CEO, Cape Securities Inc.
Jim R. Webb, CEO of broker-dealer Cape Securities Inc., is frustrated that Finra acts like a government agency but does not have to follow the laws that govern public agencies. For example, it is not subject to laws that would allow the public to attend its meetings, nor is it subject to the Freedom of Information Act, which allows anyone to request information about any matter from a federal agency.â*
âFinra protects itself from lawsuits from members by claiming that as an SRO it has absolute immunity from private lawsuits challenging the conduct of its regulatory mission.â
âThere needs to be definition,â Mr. Webb said. âIs it a government agency or not a government agency? As long as thereâs not a choice for brokers, itâs a monopoly â and monopolies need to be regulated.â
Oct. 11, 2017 12:10 PM ET By Roger Nusbaum, AdvisorShares ETF Strategist
âFINRA has an investment portfolio with a long track record of underperforming a 50/50 portfolio.â
âSo, hereâs a weird one involving FINRA that you might have picked up in the last few days. Apparently, it has a large, $1.6 billion investment portfolio, and the returns have been weak, according to the Wall Street Journal, underperforming a 50/50 equity/fixed income portfolio for quite a few years.â
âThe WSJ article is woefully incomplete. It doesnât say what the purpose of the portfolio is, it is unclear how it can even have a portfolio, and there are no specifics as to what the portfolio is benchmarked to other than a reference to a custom benchmark. The origin goes back to 2004, and it came out of the blocks trying to emulate the college endowments, which back then were revered. As a side note, the tide may have gone out some for quite a few of the endowments, but there is still plenty to learn about asset allocation from them.â
âAs the story goes, the FINRA portfolio decided to significantly reduce its equity exposure in, umâŠ.2009. The article provides no details on how much equity exposure it had back then, but the portfolio underperformed a 50/50 in 2008, or how much it has now, but there is a quote from a spokeswoman about targeting a âmuch more conservative approach than a 50/50 benchmark.â
2023.03.29 09:43 JG-at-Prime Why does FINERA have a 1.6 Billion Dollar Investment Portfolio?
This post relates to GME because this is a part of our market that requires more reform than we previously anticipated. TLDR: FINRA has access to what in any other organization would be considered massive amounts of insider information. It also has a massive conflict of interest in the form of a 1.6 Billion dollar investment portfolio. The portfolio of the Self Regulatory Agency is largely unknown and is largely (if not completely) unmonitored by any other regulatory agency(s). I would be really, really curious to know how much of that portfolio is short? In addition to massive conflicts of interest and minimal supervision from the SEC, FINERA does not appear to be directly accountable to Congress, rather than direct accountability FINRA instead invests a lot of money in lobbying. In 2012, it spent $960,000 as it pushed for legislation that would allow it to expand its regulatory reach to include RIAs, who are now primarily regulated by the SEC. FINERA should have no ability to halt any stocks or securities while it is invested in the very markets it purports to regulate.
https://www.mercatus.org/media/46396/download âLACK OF ACCOUNTABILITYâ âBy law, the SEC is in charge of Finra and has the power to approve or reject any rules Finra wants to adopt. But it applies little more than a rubber stamp to Finraâs rules, critics say.â âIn practice, Finra operates with substantial independence from the SEC,â Hester Peirce, a senior research fellow at the Mercatus Center at George Mason University, noted in a 2015 paper. âFinra rules do not typically attract close attention from the SEC commissioners.â âFinra operates with substantial independence from the SEC.â - Hester Peirce
(Source deleted) âThe Government Accountability Office likewise found that the SEC could be doing a better job of overseeing Finra in a 2012 report and a follow-up report in 2015. In the follow-up report, the GAO said the SEC had improved its monitoring of Finra but that it still needed to develop specific performance goals and measures for Finra oversight, formalize documentation of oversight determinations and perform an assessment of Finraâs internal risks related to staffing and priorities.â
https://www.investopedia.com/ask/answers/how-does-finra-differ-sec/ âAlthough it has regulatory powers, FINRA is not part of the government. It is a not-for-profitentity and the largest self-regulatory organization (SRO)in the securities industry within the U.S.â âFINRA stands for "Financial Industry Regulatory Authority" and is a not-for-profit organization overseen by the SEC that seeks to protect investors by primarily overseeing all brokers in the securities marketplace. It lays out specific laws and requirements and provides certificates for individuals to be able to operate in the securities market.â âFINRA is responsible for overseeing virtually all U.S. stockbrokersand brokerage firmsand providing avenues and legal certifications for those individuals to appropriately operate in their specific marketplaces.â
https://www.wsj.com/articles/wall-street-regulator-is-also-an-investorwith-meager-returns-1507195803 âFinra's $1.6 billion portfolio has returned 3.4% annually, versus 6% for a half-stock, half-bond portfolio.â
https://www.investmentnews.com/finra-denies-wsj-report-that-regulator-has-underperforming-portfolio-72391 âFinra denies WSJ report that regulator has underperforming portfolio. Regulator says Journal's analysis makes improper comparison of returns.â âFrom Finraâs origins in 2004 through 2016, the Financial Industry Regulatory Authorityâs actively managed $1.6 billion investment portfolio has returned 3.4%, or $440 million less than a 6% return had the self-regulator invested in a balanced mix of global stocks and U.S. bonds, according to Wall Street Journal calculations of figures in Finraâs annual reports.â
https://www.investmentnews.com/finra-whos-watching-the-watchdog-72102 âFinra wields enormous power over the lives of brokers and broker-dealers. Last year alone, it issued more than 1,400 disciplinary actions and barred more than 500 brokers from the industry. And yet people in the industry know little about how Finra operates, how it spends the millions it collects in membership fees and fines, and how it sets its regulatory agenda. Finra writes its own rules, meets behind closed doors and releases information if and when it deems necessary.â âFinra is the watchdog that no one is watching. âIt is largely unaccountable to the industry or to the public,â David Burton, a senior fellow in economic policy at the Heritage Foundation, wrote in a February report. âDue process, transparency and regulatory-review protections normally associated with regulators are not present, and its arbitration process is flawed. Reforms are necessary.â âIn an InvestmentNewssurvey of 363 readers who are regulated by Finra, nearly half â 48% â said the organization is not doing a good job of regulating brokers, compared with 29% who said it was. Meanwhile, 61% said Finra is not transparent about its finances, and the same percentage said the SECâs oversight of Finra is inadequate.â âIs it [Finra] a government or not a government agency? As long as thereâs not a choice for brokers, itâs a monopoly â and monopolies need to be regulated.â âJim R. Webb, CEO, Cape Securities Inc. Jim R. Webb, CEO of broker-dealer Cape Securities Inc., is frustrated that Finra acts like a government agency but does not have to follow the laws that govern public agencies. For example, it is not subject to laws that would allow the public to attend its meetings, nor is it subject to the Freedom of Information Act, which allows anyone to request information about any matter from a federal agency.â âFinra protects itself from lawsuits from members by claiming that as an SRO it has absolute immunity from private lawsuits challenging the conduct of its regulatory mission.â âThere needs to be definition,â Mr. Webb said. âIs it a government agency or not a government agency? As long as thereâs not a choice for brokers, itâs a monopoly â and monopolies need to be regulated.â
From a seeking alpha article that I cannot link due to Reddit blocking the site. (just search for the title, top result) Why Does FINRA Have An Investment Portfolio? Oct. 11, 2017 12:10 PM ET By Roger Nusbaum, AdvisorShares ETF Strategist âFINRA has an investment portfolio with a long track record of underperforming a 50/50 portfolio.â âSo, hereâs a weird one involving FINRA that you might have picked up in the last few days. Apparently, it has a large, $1.6 billion investment portfolio, and the returns have been weak, according to the Wall Street Journal, underperforming a 50/50 equity/fixed income portfolio for quite a few years.â âThe WSJ article is woefully incomplete. It doesnât say what the purpose of the portfolio is, it is unclear how it can even have a portfolio, and there are no specifics as to what the portfolio is benchmarked to other than a reference to a custom benchmark. The origin goes back to 2004, and it came out of the blocks trying to emulate the college endowments, which back then were revered. As a side note, the tide may have gone out some for quite a few of the endowments, but there is still plenty to learn about asset allocation from them.â âAs the story goes, the FINRA portfolio decided to significantly reduce its equity exposure in, umâŠ.2009. The article provides no details on how much equity exposure it had back then, but the portfolio underperformed a 50/50 in 2008, or how much it has now, but there is a quote from a spokeswoman about targeting a âmuch more conservative approach than a 50/50 benchmark.â
The rolls and activities of our regulatory agencies needs to be seriously examined and heavily re-evaluated.
submitted by JG-at-Prime to GME [link] [comments]
2023.03.29 09:06 JG-at-Prime Why Does FINRA Have A 1.6 Billion Dollar Investment Portfolio?
TLDR: FINRA has access to what in any other organization would be considered massive amounts of insider information. It also has a massive conflict of interest in the form of a 1.6 Billion dollar investment portfolio. The portfolio of the Self Regulatory Agency is largely unknown and is largely (if not completely) unmonitored by any other regulatory agency(s).
I would be really, really curious to know how much of that portfolio is short?
In addition to massive conflicts of interest and minimal supervision from the SEC, FINERA does not appear to be directly accountable to Congress, rather than direct accountability FINRA instead invests a lot of money in lobbying. In 2012, it spent $960,000 as it pushed for legislation that would allow it to expand its regulatory reach to include RIAs, who are now primarily regulated by the SEC.
FINERA should have no ability to halt any stocks or securities while it is invested in the very markets it purports to regulate.
https://www.mercatus.org/media/46396/download
âLACK OF ACCOUNTABILITYâ
âBy law, the SEC is in charge of Finra and has the power to approve or reject any rules Finra wants to adopt. But it applies little more than a rubber stamp to Finraâs rules, critics say.â
âIn practice, Finra operates with substantial independence from the SEC,â Hester Peirce, a senior research fellow at the Mercatus Center at George Mason University, noted in a 2015 paper. âFinra rules do not typically attract close attention from the SEC commissioners.â
âFinra operates with substantial independence from the SEC.â - Hester Peirce
(Source deleted)
âThe Government Accountability Office likewise found that the SEC could be doing a better job of overseeing Finra in a 2012 report and a follow-up report in 2015. In the follow-up report, the GAO said the SEC had improved its monitoring of Finra but that it still needed to develop specific performance goals and measures for Finra oversight, formalize documentation of oversight determinations and perform an assessment of Finraâs internal risks related to staffing and priorities.â
https://www.investopedia.com/ask/answers/how-does-finra-differ-sec/
âAlthough it has regulatory powers, FINRA is not part of the government. It is a not-for-profit entity and the largest self-regulatory organization (SRO) in the securities industry within the U.S.â
âFINRA stands for "Financial Industry Regulatory Authority" and is a not-for-profit organization overseen by the SEC that seeks to protect investors by primarily overseeing all brokers in the securities marketplace. It lays out specific laws and requirements and provides certificates for individuals to be able to operate in the securities market.â
âFINRA is responsible for overseeing virtually all U.S. stockbrokers and brokerage firms and providing avenues and legal certifications for those individuals to appropriately operate in their specific marketplaces.â
https://www.wsj.com/articles/wall-street-regulator-is-also-an-investorwith-meager-returns-1507195803
âFinra's $1.6 billion portfolio has returned 3.4% annually, versus 6% for a half-stock, half-bond portfolio.â
https://www.investmentnews.com/finra-denies-wsj-report-that-regulator-has-underperforming-portfolio-72391
âFinra denies WSJ report that regulator has underperforming portfolio. Regulator says Journal's analysis makes improper comparison of returns.â
âFrom Finraâs origins in 2004 through 2016, the Financial Industry Regulatory Authorityâs actively managed $1.6 billion investment portfolio has returned 3.4%, or $440 million less than a 6% return had the self-regulator invested in a balanced mix of global stocks and U.S. bonds, according to Wall Street Journal calculations of figures in Finraâs annual reports.â
https://www.investmentnews.com/finra-whos-watching-the-watchdog-72102
âFinra wields enormous power over the lives of brokers and broker-dealers. Last year alone, it issued more than 1,400 disciplinary actions and barred more than 500 brokers from the industry. And yet people in the industry know little about how Finra operates, how it spends the millions it collects in membership fees and fines, and how it sets its regulatory agenda. Finra writes its own rules, meets behind closed doors and releases information if and when it deems necessary.â
âFinra is the watchdog that no one is watching. âIt is largely unaccountable to the industry or to the public,â David Burton, a senior fellow in economic policy at the Heritage Foundation, wrote in a February report. âDue process, transparency and regulatory-review protections normally associated with regulators are not present, and its arbitration process is flawed. Reforms are necessary.â
âIn an InvestmentNews survey of 363 readers who are regulated by Finra, nearly half â 48% â said the organization is not doing a good job of regulating brokers, compared with 29% who said it was. Meanwhile, 61% said Finra is not transparent about its finances, and the same percentage said the SECâs oversight of Finra is inadequate.â
âIs it [Finra] a government or not a government agency? As long as thereâs not a choice for brokers, itâs a monopoly â and monopolies need to be regulated.â
âJim R. Webb, CEO, Cape Securities Inc. Jim R. Webb, CEO of broker-dealer Cape Securities Inc., is frustrated that Finra acts like a government agency but does not have to follow the laws that govern public agencies. For example, it is not subject to laws that would allow the public to attend its meetings, nor is it subject to the Freedom of Information Act, which allows anyone to request information about any matter from a federal agency.â
âFinra protects itself from lawsuits from members by claiming that as an SRO it has absolute immunity from private lawsuits challenging the conduct of its regulatory mission.â
âThere needs to be definition,â Mr. Webb said. âIs it a government agency or not a government agency? As long as thereâs not a choice for brokers, itâs a monopoly â and monopolies need to be regulated.â
From a seeking alpha article that I cannot link due to Reddit blocking the site. (just search for the title, top result)
Why Does FINRA Have An Investment Portfolio?
Oct. 11, 2017 12:10 PM ET By Roger Nusbaum, AdvisorShares ETF Strategist
âFINRA has an investment portfolio with a long track record of underperforming a 50/50 portfolio.â
âSo, hereâs a weird one involving FINRA that you might have picked up in the last few days. Apparently, it has a large, $1.6 billion investment portfolio, and the returns have been weak, according to the Wall Street Journal, underperforming a 50/50 equity/fixed income portfolio for quite a few years.â
âThe WSJ article is woefully incomplete. It doesnât say what the purpose of the portfolio is, it is unclear how it can even have a portfolio, and there are no specifics as to what the portfolio is benchmarked to other than a reference to a custom benchmark. The origin goes back to 2004, and it came out of the blocks trying to emulate the college endowments, which back then were revered. As a side note, the tide may have gone out some for quite a few of the endowments, but there is still plenty to learn about asset allocation from them.â
âAs the story goes, the FINRA portfolio decided to significantly reduce its equity exposure in, umâŠ.2009. The article provides no details on how much equity exposure it had back then, but the portfolio underperformed a 50/50 in 2008, or how much it has now, but there is a quote from a spokeswoman about targeting a âmuch more conservative approach than a 50/50 benchmark.â
The rolls and activities of our regulatory agencies needs to be seriously examined and heavily re-evaluated.
submitted by JG-at-Prime to Superstonk [link] [comments]
I would be really, really curious to know how much of that portfolio is short?
In addition to massive conflicts of interest and minimal supervision from the SEC, FINERA does not appear to be directly accountable to Congress, rather than direct accountability FINRA instead invests a lot of money in lobbying. In 2012, it spent $960,000 as it pushed for legislation that would allow it to expand its regulatory reach to include RIAs, who are now primarily regulated by the SEC.
FINERA should have no ability to halt any stocks or securities while it is invested in the very markets it purports to regulate.
âLACK OF ACCOUNTABILITYâ
âBy law, the SEC is in charge of Finra and has the power to approve or reject any rules Finra wants to adopt. But it applies little more than a rubber stamp to Finraâs rules, critics say.â
âIn practice, Finra operates with substantial independence from the SEC,â Hester Peirce, a senior research fellow at the Mercatus Center at George Mason University, noted in a 2015 paper. âFinra rules do not typically attract close attention from the SEC commissioners.â
âFinra operates with substantial independence from the SEC.â - Hester Peirce
âThe Government Accountability Office likewise found that the SEC could be doing a better job of overseeing Finra in a 2012 report and a follow-up report in 2015. In the follow-up report, the GAO said the SEC had improved its monitoring of Finra but that it still needed to develop specific performance goals and measures for Finra oversight, formalize documentation of oversight determinations and perform an assessment of Finraâs internal risks related to staffing and priorities.â
âAlthough it has regulatory powers, FINRA is not part of the government. It is a not-for-profit entity and the largest self-regulatory organization (SRO) in the securities industry within the U.S.â
âFINRA stands for "Financial Industry Regulatory Authority" and is a not-for-profit organization overseen by the SEC that seeks to protect investors by primarily overseeing all brokers in the securities marketplace. It lays out specific laws and requirements and provides certificates for individuals to be able to operate in the securities market.â
âFINRA is responsible for overseeing virtually all U.S. stockbrokers and brokerage firms and providing avenues and legal certifications for those individuals to appropriately operate in their specific marketplaces.â
âFinra's $1.6 billion portfolio has returned 3.4% annually, versus 6% for a half-stock, half-bond portfolio.â
âFinra denies WSJ report that regulator has underperforming portfolio. Regulator says Journal's analysis makes improper comparison of returns.â
âFrom Finraâs origins in 2004 through 2016, the Financial Industry Regulatory Authorityâs actively managed $1.6 billion investment portfolio has returned 3.4%, or $440 million less than a 6% return had the self-regulator invested in a balanced mix of global stocks and U.S. bonds, according to Wall Street Journal calculations of figures in Finraâs annual reports.â
âFinra wields enormous power over the lives of brokers and broker-dealers. Last year alone, it issued more than 1,400 disciplinary actions and barred more than 500 brokers from the industry. And yet people in the industry know little about how Finra operates, how it spends the millions it collects in membership fees and fines, and how it sets its regulatory agenda. Finra writes its own rules, meets behind closed doors and releases information if and when it deems necessary.â
âFinra is the watchdog that no one is watching. âIt is largely unaccountable to the industry or to the public,â David Burton, a senior fellow in economic policy at the Heritage Foundation, wrote in a February report. âDue process, transparency and regulatory-review protections normally associated with regulators are not present, and its arbitration process is flawed. Reforms are necessary.â
âIn an InvestmentNews survey of 363 readers who are regulated by Finra, nearly half â 48% â said the organization is not doing a good job of regulating brokers, compared with 29% who said it was. Meanwhile, 61% said Finra is not transparent about its finances, and the same percentage said the SECâs oversight of Finra is inadequate.â
âIs it [Finra] a government or not a government agency? As long as thereâs not a choice for brokers, itâs a monopoly â and monopolies need to be regulated.â
âJim R. Webb, CEO, Cape Securities Inc. Jim R. Webb, CEO of broker-dealer Cape Securities Inc., is frustrated that Finra acts like a government agency but does not have to follow the laws that govern public agencies. For example, it is not subject to laws that would allow the public to attend its meetings, nor is it subject to the Freedom of Information Act, which allows anyone to request information about any matter from a federal agency.â
âFinra protects itself from lawsuits from members by claiming that as an SRO it has absolute immunity from private lawsuits challenging the conduct of its regulatory mission.â
âThere needs to be definition,â Mr. Webb said. âIs it a government agency or not a government agency? As long as thereâs not a choice for brokers, itâs a monopoly â and monopolies need to be regulated.â
Why Does FINRA Have An Investment Portfolio?
Oct. 11, 2017 12:10 PM ET By Roger Nusbaum, AdvisorShares ETF Strategist
âFINRA has an investment portfolio with a long track record of underperforming a 50/50 portfolio.â
âSo, hereâs a weird one involving FINRA that you might have picked up in the last few days. Apparently, it has a large, $1.6 billion investment portfolio, and the returns have been weak, according to the Wall Street Journal, underperforming a 50/50 equity/fixed income portfolio for quite a few years.â
âThe WSJ article is woefully incomplete. It doesnât say what the purpose of the portfolio is, it is unclear how it can even have a portfolio, and there are no specifics as to what the portfolio is benchmarked to other than a reference to a custom benchmark. The origin goes back to 2004, and it came out of the blocks trying to emulate the college endowments, which back then were revered. As a side note, the tide may have gone out some for quite a few of the endowments, but there is still plenty to learn about asset allocation from them.â
âAs the story goes, the FINRA portfolio decided to significantly reduce its equity exposure in, umâŠ.2009. The article provides no details on how much equity exposure it had back then, but the portfolio underperformed a 50/50 in 2008, or how much it has now, but there is a quote from a spokeswoman about targeting a âmuch more conservative approach than a 50/50 benchmark.â
2023.03.29 09:01 JG-at-Prime Why Does FINRA Have A 1.6 Billion Dollar Investment Portfolio?
TLDR: FINRA has access to what in any other organization would be considered massive amounts of insider information. It also has a massive conflict of interest in the form of a 1.6 Billion dollar investment portfolio. The portfolio of the Self Regulatory Agency is largely unknown and is largely (if not completely) unmonitored by any other regulatory agency(s).
I would be really, really curious to know how much of that portfolio is short?
In addition to massive conflicts of interest and minimal supervision from the SEC, FINERA does not appear to be directly accountable to Congress, rather than direct accountability FINRA instead invests a lot of money in lobbying. In 2012, it spent $960,000 as it pushed for legislation that would allow it to expand its regulatory reach to include RIAs, who are now primarily regulated by the SEC.
FINERA should have no ability to halt any stocks or securities while it is invested in the very markets it purports to regulate.
https://www.mercatus.org/media/46396/download
âLACK OF ACCOUNTABILITYâ
âBy law, the SEC is in charge of Finra and has the power to approve or reject any rules Finra wants to adopt. But it applies little more than a rubber stamp to Finraâs rules, critics say.â
âIn practice, Finra operates with substantial independence from the SEC,â Hester Peirce, a senior research fellow at the Mercatus Center at George Mason University, noted in a 2015 paper. âFinra rules do not typically attract close attention from the SEC commissioners.â
âFinra operates with substantial independence from the SEC.â - Hester Peirce
(Source deleted)
âThe Government Accountability Office likewise found that the SEC could be doing a better job of overseeing Finra in a 2012 report and a follow-up report in 2015. In the follow-up report, the GAO said the SEC had improved its monitoring of Finra but that it still needed to develop specific performance goals and measures for Finra oversight, formalize documentation of oversight determinations and perform an assessment of Finraâs internal risks related to staffing and priorities.â
https://www.investopedia.com/ask/answers/how-does-finra-differ-sec/
âAlthough it has regulatory powers, FINRA is not part of the government. It is a not-for-profit entity and the largest self-regulatory organization (SRO) in the securities industry within the U.S.â
âFINRA stands for "Financial Industry Regulatory Authority" and is a not-for-profit organization overseen by the SEC that seeks to protect investors by primarily overseeing all brokers in the securities marketplace. It lays out specific laws and requirements and provides certificates for individuals to be able to operate in the securities market.â
âFINRA is responsible for overseeing virtually all U.S. stockbrokers and brokerage firms and providing avenues and legal certifications for those individuals to appropriately operate in their specific marketplaces.â
https://www.wsj.com/articles/wall-street-regulator-is-also-an-investorwith-meager-returns-1507195803
âFinra's $1.6 billion portfolio has returned 3.4% annually, versus 6% for a half-stock, half-bond portfolio.â
https://www.investmentnews.com/finra-denies-wsj-report-that-regulator-has-underperforming-portfolio-72391
âFinra denies WSJ report that regulator has underperforming portfolio. Regulator says Journal's analysis makes improper comparison of returns.â
âFrom Finraâs origins in 2004 through 2016, the Financial Industry Regulatory Authorityâs actively managed $1.6 billion investment portfolio has returned 3.4%, or $440 million less than a 6% return had the self-regulator invested in a balanced mix of global stocks and U.S. bonds, according to Wall Street Journal calculations of figures in Finraâs annual reports.â
https://www.investmentnews.com/finra-whos-watching-the-watchdog-72102
âFinra wields enormous power over the lives of brokers and broker-dealers. Last year alone, it issued more than 1,400 disciplinary actions and barred more than 500 brokers from the industry. And yet people in the industry know little about how Finra operates, how it spends the millions it collects in membership fees and fines, and how it sets its regulatory agenda. Finra writes its own rules, meets behind closed doors and releases information if and when it deems necessary.â
âFinra is the watchdog that no one is watching. âIt is largely unaccountable to the industry or to the public,â David Burton, a senior fellow in economic policy at the Heritage Foundation, wrote in a February report. âDue process, transparency and regulatory-review protections normally associated with regulators are not present, and its arbitration process is flawed. Reforms are necessary.â
âIn an InvestmentNews survey of 363 readers who are regulated by Finra, nearly half â 48% â said the organization is not doing a good job of regulating brokers, compared with 29% who said it was. Meanwhile, 61% said Finra is not transparent about its finances, and the same percentage said the SECâs oversight of Finra is inadequate.â
âIs it [Finra] a government or not a government agency? As long as thereâs not a choice for brokers, itâs a monopoly â and monopolies need to be regulated.â
âJim R. Webb, CEO, Cape Securities Inc. Jim R. Webb, CEO of broker-dealer Cape Securities Inc., is frustrated that Finra acts like a government agency but does not have to follow the laws that govern public agencies. For example, it is not subject to laws that would allow the public to attend its meetings, nor is it subject to the Freedom of Information Act, which allows anyone to request information about any matter from a federal agency.â
âFinra protects itself from lawsuits from members by claiming that as an SRO it has absolute immunity from private lawsuits challenging the conduct of its regulatory mission.â
âThere needs to be definition,â Mr. Webb said. âIs it a government agency or not a government agency? As long as thereâs not a choice for brokers, itâs a monopoly â and monopolies need to be regulated.â
From a seeking alpha article that I cannot link due to Reddit blocking the site. (just search for the title, top result)
Why Does FINRA Have An Investment Portfolio?
Oct. 11, 2017 12:10 PM ET By Roger Nusbaum, AdvisorShares ETF Strategist
âFINRA has an investment portfolio with a long track record of underperforming a 50/50 portfolio.â
âSo, hereâs a weird one involving FINRA that you might have picked up in the last few days. Apparently, it has a large, $1.6 billion investment portfolio, and the returns have been weak, according to the Wall Street Journal, underperforming a 50/50 equity/fixed income portfolio for quite a few years.â
âThe WSJ article is woefully incomplete. It doesnât say what the purpose of the portfolio is, it is unclear how it can even have a portfolio, and there are no specifics as to what the portfolio is benchmarked to other than a reference to a custom benchmark. The origin goes back to 2004, and it came out of the blocks trying to emulate the college endowments, which back then were revered. As a side note, the tide may have gone out some for quite a few of the endowments, but there is still plenty to learn about asset allocation from them.â
âAs the story goes, the FINRA portfolio decided to significantly reduce its equity exposure in, umâŠ.2009. The article provides no details on how much equity exposure it had back then, but the portfolio underperformed a 50/50 in 2008, or how much it has now, but there is a quote from a spokeswoman about targeting a âmuch more conservative approach than a 50/50 benchmark.â
The rolls and activities of our regulatory agencies needs to be seriously examined and heavily re-evaluated.
submitted by JG-at-Prime to DDintoGME [link] [comments]
I would be really, really curious to know how much of that portfolio is short?
In addition to massive conflicts of interest and minimal supervision from the SEC, FINERA does not appear to be directly accountable to Congress, rather than direct accountability FINRA instead invests a lot of money in lobbying. In 2012, it spent $960,000 as it pushed for legislation that would allow it to expand its regulatory reach to include RIAs, who are now primarily regulated by the SEC.
FINERA should have no ability to halt any stocks or securities while it is invested in the very markets it purports to regulate.
âLACK OF ACCOUNTABILITYâ
âBy law, the SEC is in charge of Finra and has the power to approve or reject any rules Finra wants to adopt. But it applies little more than a rubber stamp to Finraâs rules, critics say.â
âIn practice, Finra operates with substantial independence from the SEC,â Hester Peirce, a senior research fellow at the Mercatus Center at George Mason University, noted in a 2015 paper. âFinra rules do not typically attract close attention from the SEC commissioners.â
âFinra operates with substantial independence from the SEC.â - Hester Peirce
âThe Government Accountability Office likewise found that the SEC could be doing a better job of overseeing Finra in a 2012 report and a follow-up report in 2015. In the follow-up report, the GAO said the SEC had improved its monitoring of Finra but that it still needed to develop specific performance goals and measures for Finra oversight, formalize documentation of oversight determinations and perform an assessment of Finraâs internal risks related to staffing and priorities.â
âAlthough it has regulatory powers, FINRA is not part of the government. It is a not-for-profit entity and the largest self-regulatory organization (SRO) in the securities industry within the U.S.â
âFINRA stands for "Financial Industry Regulatory Authority" and is a not-for-profit organization overseen by the SEC that seeks to protect investors by primarily overseeing all brokers in the securities marketplace. It lays out specific laws and requirements and provides certificates for individuals to be able to operate in the securities market.â
âFINRA is responsible for overseeing virtually all U.S. stockbrokers and brokerage firms and providing avenues and legal certifications for those individuals to appropriately operate in their specific marketplaces.â
âFinra's $1.6 billion portfolio has returned 3.4% annually, versus 6% for a half-stock, half-bond portfolio.â
âFinra denies WSJ report that regulator has underperforming portfolio. Regulator says Journal's analysis makes improper comparison of returns.â
âFrom Finraâs origins in 2004 through 2016, the Financial Industry Regulatory Authorityâs actively managed $1.6 billion investment portfolio has returned 3.4%, or $440 million less than a 6% return had the self-regulator invested in a balanced mix of global stocks and U.S. bonds, according to Wall Street Journal calculations of figures in Finraâs annual reports.â
âFinra wields enormous power over the lives of brokers and broker-dealers. Last year alone, it issued more than 1,400 disciplinary actions and barred more than 500 brokers from the industry. And yet people in the industry know little about how Finra operates, how it spends the millions it collects in membership fees and fines, and how it sets its regulatory agenda. Finra writes its own rules, meets behind closed doors and releases information if and when it deems necessary.â
âFinra is the watchdog that no one is watching. âIt is largely unaccountable to the industry or to the public,â David Burton, a senior fellow in economic policy at the Heritage Foundation, wrote in a February report. âDue process, transparency and regulatory-review protections normally associated with regulators are not present, and its arbitration process is flawed. Reforms are necessary.â
âIn an InvestmentNews survey of 363 readers who are regulated by Finra, nearly half â 48% â said the organization is not doing a good job of regulating brokers, compared with 29% who said it was. Meanwhile, 61% said Finra is not transparent about its finances, and the same percentage said the SECâs oversight of Finra is inadequate.â
âIs it [Finra] a government or not a government agency? As long as thereâs not a choice for brokers, itâs a monopoly â and monopolies need to be regulated.â
âJim R. Webb, CEO, Cape Securities Inc. Jim R. Webb, CEO of broker-dealer Cape Securities Inc., is frustrated that Finra acts like a government agency but does not have to follow the laws that govern public agencies. For example, it is not subject to laws that would allow the public to attend its meetings, nor is it subject to the Freedom of Information Act, which allows anyone to request information about any matter from a federal agency.â
âFinra protects itself from lawsuits from members by claiming that as an SRO it has absolute immunity from private lawsuits challenging the conduct of its regulatory mission.â
âThere needs to be definition,â Mr. Webb said. âIs it a government agency or not a government agency? As long as thereâs not a choice for brokers, itâs a monopoly â and monopolies need to be regulated.â
Why Does FINRA Have An Investment Portfolio?
Oct. 11, 2017 12:10 PM ET By Roger Nusbaum, AdvisorShares ETF Strategist
âFINRA has an investment portfolio with a long track record of underperforming a 50/50 portfolio.â
âSo, hereâs a weird one involving FINRA that you might have picked up in the last few days. Apparently, it has a large, $1.6 billion investment portfolio, and the returns have been weak, according to the Wall Street Journal, underperforming a 50/50 equity/fixed income portfolio for quite a few years.â
âThe WSJ article is woefully incomplete. It doesnât say what the purpose of the portfolio is, it is unclear how it can even have a portfolio, and there are no specifics as to what the portfolio is benchmarked to other than a reference to a custom benchmark. The origin goes back to 2004, and it came out of the blocks trying to emulate the college endowments, which back then were revered. As a side note, the tide may have gone out some for quite a few of the endowments, but there is still plenty to learn about asset allocation from them.â
âAs the story goes, the FINRA portfolio decided to significantly reduce its equity exposure in, umâŠ.2009. The article provides no details on how much equity exposure it had back then, but the portfolio underperformed a 50/50 in 2008, or how much it has now, but there is a quote from a spokeswoman about targeting a âmuch more conservative approach than a 50/50 benchmark.â
2023.03.29 08:42 JG-at-Prime Why Does FINRA Have A 1.6 Billion Dollar Investment Portfolio?
TLDR: FINRA has access to what in any other organization would be considered massive amounts of insider information. It also has a massive conflict of interest in the form of a 1.6 Billion dollar investment portfolio. The portfolio of the Self Regulatory Agency is largely unknown and is largely (if not completely) unmonitored by any other regulatory agency(s).
I would be really, really curious to know how much of that portfolio is short? And if they do have short positions, were they short MMTLP when they halted the stock. They used a very obscure type of halt in a big hurry as if they were desperate to save some shorties ass. Was it their own ass?
In addition to massive conflicts of interest and minimal supervision from the SEC, FINERA does not appear to be directly accountable to Congress, rather than direct accountability FINRA instead invests a lot of money in lobbying. In 2012, it spent $960,000 as it pushed for legislation that would allow it to expand its regulatory reach to include RIAs, who are now primarily regulated by the SEC.
FINERA should have no ability to halt any stocks or securities while it is invested in the very markets it purports to regulate.
https://www.mercatus.org/media/46396/download
âLACK OF ACCOUNTABILITYâ
âBy law, the SEC is in charge of Finra and has the power to approve or reject any rules Finra wants to adopt. But it applies little more than a rubber stamp to Finraâs rules, critics say.â
âIn practice, Finra operates with substantial independence from the SEC,â Hester Peirce, a senior research fellow at the Mercatus Center at George Mason University, noted in a 2015 paper. âFinra rules do not typically attract close attention from the SEC commissioners.â
âFinra operates with substantial independence from the SEC.â - Hester Peirce
(Source deleted)
âThe Government Accountability Office likewise found that the SEC could be doing a better job of overseeing Finra in a 2012 report and a follow-up report in 2015. In the follow-up report, the GAO said the SEC had improved its monitoring of Finra but that it still needed to develop specific performance goals and measures for Finra oversight, formalize documentation of oversight determinations and perform an assessment of Finraâs internal risks related to staffing and priorities.â
https://www.investopedia.com/ask/answers/how-does-finra-differ-sec/
âAlthough it has regulatory powers, FINRA is not part of the government. It is a not-for-profit entity and the largest self-regulatory organization (SRO) in the securities industry within the U.S.â
âFINRA stands for "Financial Industry Regulatory Authority" and is a not-for-profit organization overseen by the SEC that seeks to protect investors by primarily overseeing all brokers in the securities marketplace. It lays out specific laws and requirements and provides certificates for individuals to be able to operate in the securities market.â
âFINRA is responsible for overseeing virtually all U.S. stockbrokers and brokerage firms and providing avenues and legal certifications for those individuals to appropriately operate in their specific marketplaces.â
https://www.wsj.com/articles/wall-street-regulator-is-also-an-investorwith-meager-returns-1507195803
âFinra's $1.6 billion portfolio has returned 3.4% annually, versus 6% for a half-stock, half-bond portfolio.â
https://www.investmentnews.com/finra-denies-wsj-report-that-regulator-has-underperforming-portfolio-72391
âFinra denies WSJ report that regulator has underperforming portfolio. Regulator says Journal's analysis makes improper comparison of returns.â
âFrom Finraâs origins in 2004 through 2016, the Financial Industry Regulatory Authorityâs actively managed $1.6 billion investment portfolio has returned 3.4%, or $440 million less than a 6% return had the self-regulator invested in a balanced mix of global stocks and U.S. bonds, according to Wall Street Journal calculations of figures in Finraâs annual reports.â
https://www.investmentnews.com/finra-whos-watching-the-watchdog-72102
âFinra wields enormous power over the lives of brokers and broker-dealers. Last year alone, it issued more than 1,400 disciplinary actions and barred more than 500 brokers from the industry. And yet people in the industry know little about how Finra operates, how it spends the millions it collects in membership fees and fines, and how it sets its regulatory agenda. Finra writes its own rules, meets behind closed doors and releases information if and when it deems necessary.â
âFinra is the watchdog that no one is watching. âIt is largely unaccountable to the industry or to the public,â David Burton, a senior fellow in economic policy at the Heritage Foundation, wrote in a February report. âDue process, transparency and regulatory-review protections normally associated with regulators are not present, and its arbitration process is flawed. Reforms are necessary.â
âIn an InvestmentNews survey of 363 readers who are regulated by Finra, nearly half â 48% â said the organization is not doing a good job of regulating brokers, compared with 29% who said it was. Meanwhile, 61% said Finra is not transparent about its finances, and the same percentage said the SECâs oversight of Finra is inadequate.â
âIs it [Finra] a government or not a government agency? As long as thereâs not a choice for brokers, itâs a monopoly â and monopolies need to be regulated.â
âJim R. Webb, CEO, Cape Securities Inc. Jim R. Webb, CEO of broker-dealer Cape Securities Inc., is frustrated that Finra acts like a government agency but does not have to follow the laws that govern public agencies. For example, it is not subject to laws that would allow the public to attend its meetings, nor is it subject to the Freedom of Information Act, which allows anyone to request information about any matter from a federal agency.â
âFinra protects itself from lawsuits from members by claiming that as an SRO it has absolute immunity from private lawsuits challenging the conduct of its regulatory mission.â
âThere needs to be definition,â Mr. Webb said. âIs it a government agency or not a government agency? As long as thereâs not a choice for brokers, itâs a monopoly â and monopolies need to be regulated.â
From a seeking alpha article that I cannot link due to Reddit blocking the site. (just search for the title, top result)
Why Does FINRA Have An Investment Portfolio?
Oct. 11, 2017 12:10 PM ET By Roger Nusbaum, AdvisorShares ETF Strategist
âFINRA has an investment portfolio with a long track record of underperforming a 50/50 portfolio.â
âSo, hereâs a weird one involving FINRA that you might have picked up in the last few days. Apparently, it has a large, $1.6 billion investment portfolio, and the returns have been weak, according to the Wall Street Journal, underperforming a 50/50 equity/fixed income portfolio for quite a few years.â
âThe WSJ article is woefully incomplete. It doesnât say what the purpose of the portfolio is, it is unclear how it can even have a portfolio, and there are no specifics as to what the portfolio is benchmarked to other than a reference to a custom benchmark. The origin goes back to 2004, and it came out of the blocks trying to emulate the college endowments, which back then were revered. As a side note, the tide may have gone out some for quite a few of the endowments, but there is still plenty to learn about asset allocation from them.â
âAs the story goes, the FINRA portfolio decided to significantly reduce its equity exposure in, umâŠ.2009. The article provides no details on how much equity exposure it had back then, but the portfolio underperformed a 50/50 in 2008, or how much it has now, but there is a quote from a spokeswoman about targeting a âmuch more conservative approach than a 50/50 benchmark.â
The rolls and activities of our regulatory agencies needs to be seriously examined and heavily re-evaluated.
submitted by JG-at-Prime to MMTLP_ [link] [comments]
I would be really, really curious to know how much of that portfolio is short? And if they do have short positions, were they short MMTLP when they halted the stock. They used a very obscure type of halt in a big hurry as if they were desperate to save some shorties ass. Was it their own ass?
In addition to massive conflicts of interest and minimal supervision from the SEC, FINERA does not appear to be directly accountable to Congress, rather than direct accountability FINRA instead invests a lot of money in lobbying. In 2012, it spent $960,000 as it pushed for legislation that would allow it to expand its regulatory reach to include RIAs, who are now primarily regulated by the SEC.
FINERA should have no ability to halt any stocks or securities while it is invested in the very markets it purports to regulate.
âLACK OF ACCOUNTABILITYâ
âBy law, the SEC is in charge of Finra and has the power to approve or reject any rules Finra wants to adopt. But it applies little more than a rubber stamp to Finraâs rules, critics say.â
âIn practice, Finra operates with substantial independence from the SEC,â Hester Peirce, a senior research fellow at the Mercatus Center at George Mason University, noted in a 2015 paper. âFinra rules do not typically attract close attention from the SEC commissioners.â
âFinra operates with substantial independence from the SEC.â - Hester Peirce
âThe Government Accountability Office likewise found that the SEC could be doing a better job of overseeing Finra in a 2012 report and a follow-up report in 2015. In the follow-up report, the GAO said the SEC had improved its monitoring of Finra but that it still needed to develop specific performance goals and measures for Finra oversight, formalize documentation of oversight determinations and perform an assessment of Finraâs internal risks related to staffing and priorities.â
âAlthough it has regulatory powers, FINRA is not part of the government. It is a not-for-profit entity and the largest self-regulatory organization (SRO) in the securities industry within the U.S.â
âFINRA stands for "Financial Industry Regulatory Authority" and is a not-for-profit organization overseen by the SEC that seeks to protect investors by primarily overseeing all brokers in the securities marketplace. It lays out specific laws and requirements and provides certificates for individuals to be able to operate in the securities market.â
âFINRA is responsible for overseeing virtually all U.S. stockbrokers and brokerage firms and providing avenues and legal certifications for those individuals to appropriately operate in their specific marketplaces.â
âFinra's $1.6 billion portfolio has returned 3.4% annually, versus 6% for a half-stock, half-bond portfolio.â
âFinra denies WSJ report that regulator has underperforming portfolio. Regulator says Journal's analysis makes improper comparison of returns.â
âFrom Finraâs origins in 2004 through 2016, the Financial Industry Regulatory Authorityâs actively managed $1.6 billion investment portfolio has returned 3.4%, or $440 million less than a 6% return had the self-regulator invested in a balanced mix of global stocks and U.S. bonds, according to Wall Street Journal calculations of figures in Finraâs annual reports.â
âFinra wields enormous power over the lives of brokers and broker-dealers. Last year alone, it issued more than 1,400 disciplinary actions and barred more than 500 brokers from the industry. And yet people in the industry know little about how Finra operates, how it spends the millions it collects in membership fees and fines, and how it sets its regulatory agenda. Finra writes its own rules, meets behind closed doors and releases information if and when it deems necessary.â
âFinra is the watchdog that no one is watching. âIt is largely unaccountable to the industry or to the public,â David Burton, a senior fellow in economic policy at the Heritage Foundation, wrote in a February report. âDue process, transparency and regulatory-review protections normally associated with regulators are not present, and its arbitration process is flawed. Reforms are necessary.â
âIn an InvestmentNews survey of 363 readers who are regulated by Finra, nearly half â 48% â said the organization is not doing a good job of regulating brokers, compared with 29% who said it was. Meanwhile, 61% said Finra is not transparent about its finances, and the same percentage said the SECâs oversight of Finra is inadequate.â
âIs it [Finra] a government or not a government agency? As long as thereâs not a choice for brokers, itâs a monopoly â and monopolies need to be regulated.â
âJim R. Webb, CEO, Cape Securities Inc. Jim R. Webb, CEO of broker-dealer Cape Securities Inc., is frustrated that Finra acts like a government agency but does not have to follow the laws that govern public agencies. For example, it is not subject to laws that would allow the public to attend its meetings, nor is it subject to the Freedom of Information Act, which allows anyone to request information about any matter from a federal agency.â
âFinra protects itself from lawsuits from members by claiming that as an SRO it has absolute immunity from private lawsuits challenging the conduct of its regulatory mission.â
âThere needs to be definition,â Mr. Webb said. âIs it a government agency or not a government agency? As long as thereâs not a choice for brokers, itâs a monopoly â and monopolies need to be regulated.â
Why Does FINRA Have An Investment Portfolio?
Oct. 11, 2017 12:10 PM ET By Roger Nusbaum, AdvisorShares ETF Strategist
âFINRA has an investment portfolio with a long track record of underperforming a 50/50 portfolio.â
âSo, hereâs a weird one involving FINRA that you might have picked up in the last few days. Apparently, it has a large, $1.6 billion investment portfolio, and the returns have been weak, according to the Wall Street Journal, underperforming a 50/50 equity/fixed income portfolio for quite a few years.â
âThe WSJ article is woefully incomplete. It doesnât say what the purpose of the portfolio is, it is unclear how it can even have a portfolio, and there are no specifics as to what the portfolio is benchmarked to other than a reference to a custom benchmark. The origin goes back to 2004, and it came out of the blocks trying to emulate the college endowments, which back then were revered. As a side note, the tide may have gone out some for quite a few of the endowments, but there is still plenty to learn about asset allocation from them.â
âAs the story goes, the FINRA portfolio decided to significantly reduce its equity exposure in, umâŠ.2009. The article provides no details on how much equity exposure it had back then, but the portfolio underperformed a 50/50 in 2008, or how much it has now, but there is a quote from a spokeswoman about targeting a âmuch more conservative approach than a 50/50 benchmark.â
2023.03.29 07:44 bakejosh What one thing would you do to improve this truck's capability re: overlanding, sand, and mud?
 | Link to specs in comments. Pics are from a Car and Driver photoshoot (Credit: James Lipton). submitted by bakejosh to 4x4 [link] [comments] 2023 Bronco Sport Heritage Limited. It's the Badlands + aesthetics and some comfort stuff. 2.0 EcoBoost, twin-clutch rear drive unit, 8.8" ground clearance (That's the spec. One review said 8.6) It's my daily, so I've got no plans to go nuts. I love the beasts y'all post on here, so I'm curious what y'all might do with a pint-sized truck. I'm not in a big rush to do anything, really; just looking for insight at this point. I'm a casual. Experience is an '86 Bronco and an '89 Land Cruiser; but it's been >20 years since I had a fun vehicle. Had some buddies with a few huge and cool-looking rigs, but none of us knew what the hell we were doing, lol. Multi-day overland camping is my sweet-spot, and getting to difficult-access surfing and fishing spots is cool for me. I'm thinking a winch is in order, but maybe y'all have some better insight? Do they make winches that you can take off between trips without a huge hassle? I've never owned one. There's a little off-roading ranch 30 minutes from me. Gonna take my daughter out there this weekend and get the truck dirty. Guess I'll know a bit more about her then. |
2023.03.29 00:37 Edward_Pissypants [S] [USA-TX] BULK BARGAIN BIN Custom Canonet QL17 Giii Nikon FM2 Custom Yashica Electro 35 GTN Zhiyun Crane M3 Minolta Spot Meter F Pentax 67 Left Hand Wood Grip Pentax 6x7 Takumar 75mm f/4.5 6 Rolls Expired Film
Selling off a bunch of random belongings here. Selling everything at significantly less than I will have it listed on Etsy and Ebay - below and well below market price compared to Ebay and elsewhere.
All prices include Paypal fees. Shipping will be about $8-14 anywhere in the US.
Timestamp
Zhiyun Crane M3 - $174
The M3 is basically like new and has never really been used. It didn't fit my DSLR so I just haven't had any use for it. Fully functional
Pentax 67 Left Hand Wood Grip - $134
No issues to speak of. Cosmetic condition visible in photos.
Minolta Spot Meter F - $134
Really great meter I haven't been using much lately. No issues, viewfinder has I think 1 spec of debris but otherwise clear. Accuracy has been tested.
Pentax 6x7 Takumar 75mm f/4.5 - $48
The manual - auto switch on this lens has broken off, but the lens functions normally in auto mode. I shoot a Pentax 67 more than any other camera and literally never ever use "manual" mode. The front element does has a good bit of scratches on it which will affect images. I quickly tested it on a digital camera with an adapter so you can get an idea of what affect there will be. In indirect light image quality is solid/sharp. In bright light theres a bit of flair.
Good way to see how you like the 75mm focal length (about 35mm equivalent).
7 Rolls In-box Expired Color Film - $45
4 Rolls Kodak Max 400 - 03/2009
1 Kodak Gold 200 - 10/2003
1 Elite Chrome Extra Color 100 Slide Film - 11/2002
Custom Canon Canonet QL17 Giii - $274
Canonet is in near mint condition and has had a full CLA and new light seals. The lens and viewfinder are crystal clear with minimal dust. The rangefinder patch is about average for these Canonets, not a Leica but fine to compose your shot. Everything has been fully tested, light meter is accurate.
Nikon FM2n - $295
The FM2n is in excellent condition and fully functional/tested. The viewfinder is clear, but the previous owner apparently tried to clean the focusing screen like a baboon, so it appears dirty through the viewfinder. It's not a problem functionaly, and changing the focus screen takes 10 seconds if you ever want to replace it. I actually love this particular focus screen, as its just a wide circle where you simply turn your lens until your focus is where you want it. No unnecessary dividing line in the center.
This will sell quickly around $350+, so i don't to come down too much here.
Custom Yashica Electro 35 GTN - $134
This camera is in good cosmetic shape with fresh light seals. There are some cleaning marks on the lens which could possibly show in photos in direct light, but will most often/most likely not be an issue. The rangefinder patch is average. Camera fully tested/functional.
submitted by Edward_Pissypants to photomarket [link] [comments]
All prices include Paypal fees. Shipping will be about $8-14 anywhere in the US.
Timestamp
Zhiyun Crane M3 - $174
The M3 is basically like new and has never really been used. It didn't fit my DSLR so I just haven't had any use for it. Fully functional
Pentax 67 Left Hand Wood Grip - $134
No issues to speak of. Cosmetic condition visible in photos.
Minolta Spot Meter F - $134
Really great meter I haven't been using much lately. No issues, viewfinder has I think 1 spec of debris but otherwise clear. Accuracy has been tested.
Pentax 6x7 Takumar 75mm f/4.5 - $48
The manual - auto switch on this lens has broken off, but the lens functions normally in auto mode. I shoot a Pentax 67 more than any other camera and literally never ever use "manual" mode. The front element does has a good bit of scratches on it which will affect images. I quickly tested it on a digital camera with an adapter so you can get an idea of what affect there will be. In indirect light image quality is solid/sharp. In bright light theres a bit of flair.
Good way to see how you like the 75mm focal length (about 35mm equivalent).
7 Rolls In-box Expired Color Film - $45
4 Rolls Kodak Max 400 - 03/2009
1 Kodak Gold 200 - 10/2003
1 Elite Chrome Extra Color 100 Slide Film - 11/2002
Custom Canon Canonet QL17 Giii - $274
Canonet is in near mint condition and has had a full CLA and new light seals. The lens and viewfinder are crystal clear with minimal dust. The rangefinder patch is about average for these Canonets, not a Leica but fine to compose your shot. Everything has been fully tested, light meter is accurate.
Nikon FM2n - $295
The FM2n is in excellent condition and fully functional/tested. The viewfinder is clear, but the previous owner apparently tried to clean the focusing screen like a baboon, so it appears dirty through the viewfinder. It's not a problem functionaly, and changing the focus screen takes 10 seconds if you ever want to replace it. I actually love this particular focus screen, as its just a wide circle where you simply turn your lens until your focus is where you want it. No unnecessary dividing line in the center.
This will sell quickly around $350+, so i don't to come down too much here.
Custom Yashica Electro 35 GTN - $134
This camera is in good cosmetic shape with fresh light seals. There are some cleaning marks on the lens which could possibly show in photos in direct light, but will most often/most likely not be an issue. The rangefinder patch is average. Camera fully tested/functional.
2023.03.28 23:28 QuestionsGoHere What should I upgrade first?
PC Specs
Motherboard: Asus Strix b350-f Gaming
CPU: Ryzen 7 1800x
CPU cooler: Corsair Hydro h100i gtx 240mm aio
GPU: GTX 1070 FE
RAM: Aegis DDR4 3200mhz 16gb
Storage: WD Blue SN550 500gb m.2 PCIe gen 3
Power Supply: Corsair g750m +80 bronze
Display: 60Hz LG W235VQV 2009 model
I play:
Red Dead 2
Oxygen Not Included
Elden Ring
It Takes Two
Age of Empires II Definitive Edition (no multiplayer)
A Way Out
I may get Cyberpunk in the future but not in a rush
I don't ever see myself playing games like COD Warzone on this PC
My questions are what would be the first thing I should upgrade once I have enough money saved up. What order should I go? Currently at about $250 Canadian gift cards on Amazon.
Iâm basically blind in 1 eye so honestly I donât really see a difference between 60 and 75 Hz monitors. Should I go for a 2k monitor if so any recommendations on Amazon would be appreciated. Iâm new with PCâs and picked this one up 2 summers ago on FB Marketplace and am still learning new things and researching.
I would like to know what should be prioritized in order of importance to replace first to last. I have a feeling it would be the monitor first. The PC runs okay although I would like a better FPS on Red Dead with somewhat higher settings. I currently get about 45-55fps on the settings shown in the link
https://imgur.com/gallery/IdT0grL
submitted by QuestionsGoHere to pcmasterrace [link] [comments]
Motherboard: Asus Strix b350-f Gaming
CPU: Ryzen 7 1800x
CPU cooler: Corsair Hydro h100i gtx 240mm aio
GPU: GTX 1070 FE
RAM: Aegis DDR4 3200mhz 16gb
Storage: WD Blue SN550 500gb m.2 PCIe gen 3
Power Supply: Corsair g750m +80 bronze
Display: 60Hz LG W235VQV 2009 model
I play:
Red Dead 2
Oxygen Not Included
Elden Ring
It Takes Two
Age of Empires II Definitive Edition (no multiplayer)
A Way Out
I may get Cyberpunk in the future but not in a rush
I don't ever see myself playing games like COD Warzone on this PC
My questions are what would be the first thing I should upgrade once I have enough money saved up. What order should I go? Currently at about $250 Canadian gift cards on Amazon.
Iâm basically blind in 1 eye so honestly I donât really see a difference between 60 and 75 Hz monitors. Should I go for a 2k monitor if so any recommendations on Amazon would be appreciated. Iâm new with PCâs and picked this one up 2 summers ago on FB Marketplace and am still learning new things and researching.
I would like to know what should be prioritized in order of importance to replace first to last. I have a feeling it would be the monitor first. The PC runs okay although I would like a better FPS on Red Dead with somewhat higher settings. I currently get about 45-55fps on the settings shown in the link
https://imgur.com/gallery/IdT0grL
2023.03.28 20:34 Adventurous_Bet_8946 2004 FLHRSI
 | Originally purchased in late August 2018 and here's so-called "Harley Tax" list: submitted by Adventurous_Bet_8946 to Harley [link] [comments] Memphis Fats 19" windshield HD parcel rack HD backrest & pad Biker's Choice 11.5" brake rotors Rush Big Louie's slip-ons Kuryakyn extended brake lever SE air cleaner Heritage Softail bars Mr Lucky's coke bottle grips Kuryakyn throttle boss Braided brake lines system Kuryakyn floorboard extenders STA-BO II swingarm stabilizers 13" FLHR rear air shocks Fullsac true dual conversion kit Harley Goodies heat shield Sundowner deep bucket seat SE Hybrid cam plate kit Andrews TW21 cams Torrington cam bearings SE Pro Street Tuner HD bobber style round air cleaner cover Shinko SR777HD tires J&P Cycles rubber footpeg set with clamp-on mounts for engine guard (not installed yet) Lyndall gold plus brake pads |
2023.03.28 17:13 subreddit_stats Subreddit Stats: CarsIndia top posts from 2020-11-30 to 2023-03-28 09:22 PDT
Period: 848.28 days
submitted by subreddit_stats to subreddit_stats [link] [comments]
| Submissions | Comments | |
|---|---|---|
| Total | 1000 | 56572 |
| Rate (per day) | 1.18 | 66.67 |
| Unique Redditors | 634 | 7444 |
| Combined Score | 167266 | 421331 |
Top Submitters' Top Submissions
- 5876 points, 23 submissions: anonymousbroda52
- Rajasthan Petrol pump Accident (421 points, 127 comments)
- Toyota Car Sales In india Feb 2023 (415 points, 133 comments)
- TOP 10 SEDAN SALES FOR FEBRUARY 2023 (405 points, 125 comments)
- ACCIDENT BETWEEN FORD ENDEAVOUR VS TATA NEXON AT INTERSECTION (404 points, 105 comments)
- Fined 1.40 Lakh bill for wrecking during the test drive (364 points, 58 comments)
- Another Adas Misuse Incident !! (324 points, 143 comments)
- INDIAN'S AMONG WORLD'S WORST DRIVERS (324 points, 147 comments)
- Next Level Scam... (323 points, 32 comments)
- CAR COMPANIES SOLD UNITS IN INDIA FOR FEBRUARY 2023 (291 points, 100 comments)
- TOP 10 SELLING CARS IN INDIA IN FEBRUARY 2023 (272 points, 99 comments)
- 3390 points, 13 submissions: Old_Membership1326
- Got a new navigation system for my car (1433 points, 92 comments)
- Being behind these kind of trucks scare the shit out of me (504 points, 76 comments)
- Not even 10k kms completed and already Mahindra showing itâs reliability (240 points, 85 comments)
- Iâm part of this Virtus WhatsApp group and all they do over there is rant about how Maruti cars are so unsafe while clicking such photos (198 points, 110 comments)
- Yesterday I was going to work in my XUV 700 and all of a sudden I hear a huge âbeepâ sound and my speedometer and infotainment system began to continuously reboot while my speakers stop working. And my car has just been serviced and itâs still showing service due. Mahindra never disappoints (169 points, 50 comments)
- Lexus Etios (156 points, 22 comments)
- The only thing I find cute apart from girls (147 points, 30 comments)
- Toota hua Ciaz hu mai... (106 points, 32 comments)
- Why doesnât Maruti sell Jimny in India even though they manufacture it over here ? (97 points, 33 comments)
- The way Hyundai and Suzuki are marketing their cars to be safe just shows the impact of Tata in the Indian car market. Tataâs increase in sales by making safer cars hasnât gone unnoticed. (93 points, 48 comments)
- 2405 points, 17 submissions: UrNemisis
- What in the bawaseer has Hyundai turned Verna into!!!. Pics from a dealer (305 points, 191 comments)
- Nexon Ev battery pack (224 points, 64 comments)
- Justice for dummies (215 points, 21 comments)
- Brother Of Arun Panwar Beaten By Hyundai Dealership. Wtf (170 points, 60 comments)
- New Xuv700 2Bhk (160 points, 25 comments)
- Service done at 20000km. Service charges were around 3500, pretty cheap. No issues till now. AMA(about the car). (158 points, 80 comments)
- 5star hai magr kharcha bohot hai (131 points, 21 comments)
- It doesn't even look good in dark colors. Verna N line. Although back looks decent. Overall looks chomu (130 points, 69 comments)
- This is how legends park (127 points, 22 comments)
- Completed 10000km and the service cost was just 2800rs and that too for a diesel. No issues yet. (121 points, 44 comments)
- 2249 points, 5 submissions: adrock_99
- Lovely analysis on why EVâs are not the future for India by Faisal khan (1430 points, 229 comments)
- End of Sedans Is Imminent. It was fun while it lasted.. (305 points, 185 comments)
- Tata Hexa carrying Mahindra Thar (toy), one of the cutest things Iâve seen on our roads (267 points, 41 comments)
- Got the delivery of our third Japanese car today. A Toyota Fortuner 4x4. It was just a Dream of my family to have a big car and we finally did it. (163 points, 95 comments)
- 2009 Honda City i-Vtec. My 13 year old baby. She brings a smile every time I turn the key. Still red lines like a beast! (84 points, 48 comments)
- 2136 points, 17 submissions: rowthauto
- Hyundai Ioniq 5 EV launched at Rs. 44.95 lakh. The Ioniq 5 is available with a 72.6 kWh battery pack that has an ARAI-certified range of 631 km. (198 points, 80 comments)
- Toyota Innova Hycross makes India debut; Deliveries in January (186 points, 60 comments)
- Maruti Suzuki has commenced bookings for the Fronx and it is likely to be launched in the coming months. (161 points, 83 comments)
- Hyundai Verna 2023 to come with ADAS Level 2 and over 65 safety features. (151 points, 35 comments)
- All New Cars Will Have 6 Airbags From 1st October 2022. (148 points, 45 comments)
- 2023 Honda Jazz Facelift Debuts â New Sporty Variant, 10 Airbags Standard. (147 points, 46 comments)
- With its turbo-eye and sporty design, the Mahindra XUV300 Turbosport concept is very appealing! (137 points, 31 comments)
- The Tata Nexon concept is slammed out (129 points, 43 comments)
- Mahindra Scorpio-N price hiked by up-to Rs 1.35 lac. Scorpio-N debuted in India in June 2022 with an entry-level variant priced at Rs 11.99 lakh (ex-showroom). (113 points, 30 comments)
- Maruti Baleno Cross might look like this in production. Presented at the 2023 Auto Expo (109 points, 91 comments)
- 1575 points, 10 submissions: NeedleworkerLegal573
- Just hit the holy number in my Honda City (368 points, 35 comments)
- To all the automakers of India (365 points, 43 comments)
- Relatable (175 points, 8 comments)
- What an understanding (112 points, 36 comments)
- A rare sight- atleast in Chennai. Is it common where you live? (104 points, 36 comments)
- What this sub needs (104 points, 19 comments)
- All in one spares shop for guys like me who is okay with cheapeused spares. DM me for queries, will try to arrange and ship it for you. (95 points, 20 comments)
- Oooh, didnât expect the display to be this butter smooth. PS - I wasnât driving while recording (92 points, 38 comments)
- How much are we paying as taxes for 100rs of petrol. (83 points, 57 comments)
- An interesting feature of GM. (77 points, 26 comments)
- 1492 points, 11 submissions: Adwai1h
- Hmmmmmm (327 points, 59 comments)
- Unfortunately Common Sight Isn't It? (172 points, 56 comments)
- No one's got time in Bombay đ€·đœââïž (165 points, 12 comments)
- One of My Favourite Modern Porsche (162 points, 35 comments)
- Miami Blue? I kinda like it tbh - Spotted in a Bangalore Mall Parking Lot. (108 points, 24 comments)
- Came across this a few years back on the way to Pawna Lake MH, Looks like a Forza Meet-up. (104 points, 11 comments)
- An old meme I found on my phone ~ saved from Instagram (102 points, 17 comments)
- This wheel is round, Thoughts? - This is what most of the posts on this sub look like (97 points, 29 comments)
- Mercedes Unimog on world tour - Bumped into someone cool in Bombay last year. (92 points, 5 comments)
- A Peek Into The Past - VW Bugs (84 points, 9 comments)
- 1449 points, 12 submissions: vijay001xd
- Real reason why sedans are dying (180 points, 44 comments)
- Pricing nearly a lakh more than Its benchmark rival city. That too with tiny 1L engine and inferior quality interiors. Has Skoda gone mad? (158 points, 69 comments)
- Imagine having powerful engine but could not drive as you wish đ„Č (153 points, 40 comments)
- Gotta miss the TDI tho :/ (141 points, 18 comments)
- People advised me to avoid buying used BMW or any German car. I was like fuck it and gone for it. Itâs been 2 months since i bought 320d. Iâm absolutely in love with this machine â€ïžâ€ïž (134 points, 45 comments)
- Citroen c3 micro display will be a huge turnoff for people who want to buy this car. Heck, even two wheeler odometer is much better than this. Who the heck approved this shit? (130 points, 46 comments)
- Tractor engine kicked in yooooo (112 points, 34 comments)
- With Ottoman seats and ADAS, it would make no sense to spend more money on fortuner. Considering Innova hycross might be priced around 30-40L OTR. Toyota is gonna cannibalise themselves hightime (106 points, 83 comments)
- Wait, thatâs illegal (93 points, 10 comments)
- Hey look! Another Facelifted and Repainted car with decade old design -_- (85 points, 9 comments)
- 1406 points, 6 submissions: vineetbateman69
- Hurtsđ„Č (somewhere in dombivli) (347 points, 57 comments)
- Toyota Prius spotted in Delhi. (315 points, 86 comments)
- i rarely find these BYD EVs. what are your honest thoughts about it? (253 points, 136 comments)
- So i asked my nearest Nexa showroom the onroad for this Ignis Zeta Amt and they stated that it will be at 8.85L excluding accessories. Man these basic cars getting expensive now! (224 points, 77 comments)
- bruhđ (143 points, 34 comments)
- For practical purpose, and an easy drivingâŠshall i consider buying this!? (for our daily market shopping and for my mother for her daily updown at workplace) As we are planning to buy a Good 10L+ rs car after 2-3 years, so the budget is very restricted at 7 lakh ( Need only in Amt) (124 points, 124 comments)
- 1359 points, 12 submissions: JammuAurkashmir
- what potholes ? (160 points, 25 comments)
- Average Indian Biker. (132 points, 21 comments)
- This is a second one in a row. (128 points, 33 comments)
- Nothing to see. Nothing for thee.. (122 points, 68 comments)
- Maruti Suzuki S-presso, caught fire minutes away from the Kannur District Hospital. (121 points, 65 comments)
- [Repost] 2023 Honda CRV (114 points, 33 comments)
- International disease of bright headlamps! (111 points, 11 comments)
- YouShouldKnow: If you can not see the mirrors of the vehicle ahead of you, Driver of that vehicle can not see you. (100 points, 25 comments)
- Is there any Indian YouTube channel which reviews the cars critically instead of just showering praises or reading the brochures/press-release ? (98 points, 94 comments)
- Maruti Suzuki recalls vehicles over airbag issues. (96 points, 43 comments)
- 1167 points, 5 submissions: badass708
- Unreal... (459 points, 96 comments)
- All are valid arguments but... (407 points, 216 comments)
- MS anomaly that wasn't a tin can - guess the black car. (115 points, 43 comments)
- Got my EV today! (106 points, 29 comments)
- 0-100 in 7.6 seconds ⥠(80 points, 46 comments)
- 1146 points, 5 submissions: srameshr
- Got my first car yesterday. A 330i M Sport. (362 points, 86 comments)
- New year spin (307 points, 73 comments)
- The ex-showroom price of two similarly spec'd cars in India and USA - We pay 2x for the same car (226 points, 156 comments)
- Dropped my car off at the washer and they sent me this video! (163 points, 41 comments)
- No more 20% state road tax! Citizens won the legal fight against corrupt IAS/KAS officers (the government) to get BH registration for cars in Karnataka (88 points, 19 comments)
- 1134 points, 4 submissions: Noob_mobileCamera
- That's how we use our expressways. (452 points, 141 comments)
- Heard this sub wants a DP change. how's this option? (377 points, 34 comments)
- So expressway has got 4 lanes.. Overtaking, 120, 100 and 80. (203 points, 44 comments)
- scary lights!!. (102 points, 8 comments)
- 1092 points, 6 submissions: SingaporeSinglika
- Seeing a lot of BYD cars on the road these days! (287 points, 100 comments)
- Thought tinted windows are illegal ÂŻ_(ă)_/ÂŻ (248 points, 111 comments)
- Not everyday you see an e-TRON GT! (177 points, 23 comments)
- Spotted this beautiful Safari Storme 4x4 GS800 in Bangalore today. (176 points, 67 comments)
- Spotted this G in Bangalore today! (119 points, 22 comments)
- Are these super rare in Bangalore? (85 points, 29 comments)
- 1054 points, 5 submissions: Intruder_7
- This is just so wrong. Didi could just walk on a random street and nobody would give a f but to showoff she wants an "escort" with a siren. And not to mention the little escort has hazard lights on. Man this entitlement and dumbness is crazy (374 points, 152 comments)
- POV: You purchased a car after suggestions from CarsIndia (355 points, 42 comments)
- Tata Motors showcased more EVs today - Sierra EV and Harrier EV ; ICE version of the Curvv has also been shown - WARNING: Faisal Khan (128 points, 35 comments)
- Mini cooper owners be wildin (100 points, 18 comments)
- Popular YouTubers upload videos of driving their car in the city at 200 kmph and much worse activities and also influence the audience, hopefully the cops take such cases seriously too (97 points, 27 comments)
- 986 points, 5 submissions: Aryan_Singh_17
- Suzuki new marketting stratefy (316 points, 104 comments)
- mil gayi (195 points, 16 comments)
- ache din (187 points, 45 comments)
- women can't afFORD (184 points, 22 comments)
- riyal (104 points, 24 comments)
- 984 points, 3 submissions: FriendshipOk6055
- đ© (613 points, 83 comments)
- Drawing of my car i made when i was 9-10 y.o (don't roastđ„Č) (212 points, 62 comments)
- literal carporn (159 points, 28 comments)
- 937 points, 4 submissions: GetTheGanjaBabyInLA
- Hyundai claims that new Verna 1.5 turbo gdi does 0-100 kmph in 8.1 seconds (367 points, 105 comments)
- Tata Punch Owner Transports 700 Kg Load, Gets 18 Kmpl (262 points, 73 comments)
- New Verna facelift. Look how they massacred my boy! (190 points, 58 comments)
- Another one down. Sad sad time for sedan fans (118 points, 44 comments)
- 926 points, 7 submissions: priths3
- I think it looks gorgeous! (205 points, 52 comments)
- Interesting little car. (166 points, 90 comments)
- Damn! This is actually a VFM price. Thoughts? (153 points, 68 comments)
- Insane Value For Money! (111 points, 17 comments)
- There's this trend of downvoting comments whenever someone recommends a Maruti. (108 points, 93 comments)
- We discus a lot about safety ratings of Indian cars in this sub but we don't often discuss the poor driving habits of Indian drivers which is an equally important issue if not more to address. (96 points, 34 comments)
- Dear MG, (87 points, 53 comments)
- 885 points, 2 submissions: term1throwaway
- 873 points, 6 submissions: l3g3ndsnvrdi3
- Crossed a river for the first time in my Thar (231 points, 35 comments)
- Brought home this beauty yesterday, Skoda Superb TDI L&K (182 points, 39 comments)
- Two new cars this year, My Thar and Dad's Tiguan AllSpace :) (158 points, 35 comments)
- Shades Of Blue (130 points, 35 comments)
- Efficiency of the BMW M340i on the highway gunning it. (91 points, 72 comments)
- Ooty in my 2021 Thar. (81 points, 11 comments)
- 863 points, 5 submissions: SUNNYHFR
- CRETA rash driving (432 points, 159 comments)
- Speed doesn't matter if you are gonna brake soon. (147 points, 9 comments)
- Take that Tata Motors!.. (115 points, 15 comments)
- Tiago EV vs Swift, Baleno, i20, & Brezza.(Features list comparision by TATA Motors). (86 points, 67 comments)
- Crumpled. (83 points, 11 comments)
- 838 points, 3 submissions: faltugiribuster
- Got my VW Virtus GT delivered today (646 points, 120 comments)
- Pop-up headlights (100 points, 13 comments)
- An old Toyota commercial (92 points, 7 comments)
- 838 points, 2 submissions: zvckp
- 819 points, 3 submissions: StreetEven5491
- the new one looks a bit diff from my previous post but still there is only a minor difference (342 points, 97 comments)
- Mahindraâs response to arun panwar (292 points, 56 comments)
- Thoughts on new verna ? (185 points, 157 comments)
- 768 points, 3 submissions: antsaregay
- Our new Honda Amaze VX CVT. Family upgraded from Alto 800. đ€ (335 points, 61 comments)
- Kushaq base variant. See how the price goes from 8 to 15 lakh (AP) (292 points, 204 comments)
- Drop your guesses (141 points, 93 comments)
- 755 points, 2 submissions: nottoohotwheels
- Not something you see everyday (477 points, 77 comments)
- Iâm filthy rich, stay away from me peasants! (278 points, 95 comments)
- 752 points, 6 submissions: Royal-Winner-7276
- vroom vroom gud (206 points, 81 comments)
- Cries in 50 lakhs on road price (153 points, 29 comments)
- ROAD IS ROAD (129 points, 6 comments)
- Got RC renewed for the Maruti 800. 20 years old car now. (97 points, 43 comments)
- Scorpio=â ISCARPIO=â (85 points, 33 comments)
- This modded Octavia produces 576 bhp, does 0-100 in 3.8 seconds, does the quarter mile in 11 seconds and on top of that it's all wheel drive. (82 points, 22 comments)
- 744 points, 1 submission: Interesting-Honey829
- 728 points, 2 submissions: nissimbhalwankar
- Why buy an overpriced fortuner when you can buy a gorgeous camry for the same price? This colour suits it really well. (590 points, 103 comments)
- Can we change the Sub's banner (138 points, 36 comments)
- 724 points, 4 submissions: Able_Tailor_6983
- What's up with Mahindra and waiting periods? Don't they calculate inventory before announcing a new car version? Or did the demand exceed expectations? (300 points, 88 comments)
- Scorpio-N tyre hits divider & gets completely dislodged from the SUV [Team-BHP] (205 points, 54 comments)
- Maruti chairman RC Bhargava says automobile industry cannot grow with 50% tax rate; All taxation need to be rationalised The Financial Express (119 points, 24 comments)
- Can someone help identify this car? (100 points, 89 comments)
- 722 points, 4 submissions: agarwalkunal12
- Maruti Suzuki Fronx - 1.2L and 1.0L turbo SUV with 3995cm length, 308 L boot,100 PS max power and 142 Nm max Torque. Safety: 6 airbags and HUD (242 points, 196 comments)
- Found this parked in the hills somewhere in Uttarakhand. (179 points, 23 comments)
- Thanks to the kind people on this sub who made my decision easier on every front. My first car and I couldn't have done this without the advise and nitpickings people made me aware of. (166 points, 57 comments)
- This is like Tata bragging about After Sales Service (135 points, 36 comments)
- 713 points, 4 submissions: Salt_Row1766
- Do minis really work in india ? (231 points, 102 comments)
- This beauty looks soo good with black alloys (222 points, 58 comments)
- Man trying to catch up a 410hp M2đ (170 points, 36 comments)
- the all new pagani codalunga, only 5 are built the engine specs are a 6.0litre twin turbo which churns out 840 hp and 1,110nm it also costs a bomb whooping 62cr (90 points, 63 comments)
- 697 points, 5 submissions: Reddit_Survivor9
- Idk about the opinions on this car, but I love it. I think it's a perfect car for nipping off to nearby places and also something I'd give my wife if I get married in the future. What are your opinions? (201 points, 151 comments)
- Between the Verna and City facelifts, which one are you likely to consider buying? (172 points, 115 comments)
- All the cars belonging to Visakhapatnam MP MVV Satyanarayana and his son. (140 points, 61 comments)
- So these four plus the bonus in the middle are the ones I have decided on after the advice from this sub (thanks for that). Now I need the final opinion on these five(contd in comments) (94 points, 78 comments)
- Hyundai Verna test mule in SK has crashed into a bus, cabin intact. (90 points, 12 comments)
- 692 points, 5 submissions: _TheNeonDemon_
- Hyundai Venue N-Line provides built in dash cam with multiple features (159 points, 28 comments)
- Yeah, sure! (156 points, 27 comments)
- One local politician who lives in my neighbourhood always travels in his fortuner while his bodyguards/ team travels in Innova & Ertiga. Either he's super selfless & caring of his team or just plain oblivious about ride comfort. (153 points, 18 comments)
- Imagine alto with 6 airbags (136 points, 54 comments)
- Spotted this left hand drive VW in Pune yesterday. (88 points, 13 comments)
- 689 points, 1 submission: TheBestBondha
- 677 points, 3 submissions: nallasudheer
- NCAP assumes all regulators world over really donât know their business says Maruti Suzuki (280 points, 110 comments)
- Volkswagen Taigun And Skoda Kushaq Score 5* In Latest Global NCAP Crash Tests (254 points, 148 comments)
- 2022 Maruti Suzuki Swift scores 1 star at Global NCAP crash tests (143 points, 131 comments)
- 655 points, 3 submissions: ydv98
- 644 points, 5 submissions: smcSTABBINGO
- A little retirement gift for my hero â„ïžđ The First AX7L AWD Of My Town (318 points, 69 comments)
- I'm just gonna leave this here đ (84 points, 46 comments)
- Recently spotted Hyuntley i20 Continental GT (Ps - Don't you dare make it flash that light if you value your eyesight) âïžđ€ (84 points, 17 comments)
- Completed 15k in 7 months with this beauty. AX7L AWD. AMA :) (82 points, 52 comments)
- Auto rickshaw with Sequential turn indicators đ« Meanwhile, I'm still waiting to get mine for XUV 700 đ«Ł (76 points, 11 comments)
- 644 points, 1 submission: independent_hippo01
- Slaying two wheelers on Dusshera (644 points, 132 comments)
Top Commenters
- _7567Rex (5346 points, 424 comments)
- Previous-Spring-6476 (3137 points, 353 comments)
- According_Lifeguard9 (2789 points, 172 comments)
- okayhumaunder (2530 points, 377 comments)
- TheManFromUnkill (2358 points, 149 comments)
- NeedleworkerLegal573 (2314 points, 231 comments)
- mxforest (2073 points, 131 comments)
- Patient-Grocery8871 (1808 points, 257 comments)
- kshb4xred (1741 points, 226 comments)
- neighbour_guy3k (1736 points, 143 comments)
- Cock_Inspector_2021 (1732 points, 78 comments)
- iwjxusuebsjzkzms (1595 points, 47 comments)
- UrNemisis (1539 points, 172 comments)
- AlternativeClothes43 (1537 points, 64 comments)
- gantaigarashi (1495 points, 67 comments)
- UrbanCruiserHyryder (1420 points, 139 comments)
- term1throwaway (1411 points, 65 comments)
- GetTheGanjaBabyInLA (1406 points, 157 comments)
- KachraBhiKhelat (1370 points, 99 comments)
- Why_when_where (1368 points, 23 comments)
- More-Masterpiece-561 (1356 points, 132 comments)
- Regalia_BanshEe (1344 points, 238 comments)
- Intruder_7 (1328 points, 116 comments)
- Airavat2305 (1302 points, 86 comments)
- prodey_ (1288 points, 133 comments)
- 1selfharm (1278 points, 92 comments)
- AyaaaanSingh (1259 points, 125 comments)
- IndPolCom (1242 points, 86 comments)
- Curious_742 (1238 points, 66 comments)
- Thepotatohitme (1174 points, 90 comments)
- 4k3R (1167 points, 121 comments)
- abbadabbajabba1 (1153 points, 86 comments)
- Escudo777 (1151 points, 183 comments)
- JammuAurkashmir (1125 points, 129 comments)
- tb9551 (1097 points, 56 comments)
- trust-me-br0 (1055 points, 196 comments)
- ScooterNinja (1055 points, 83 comments)
- chd01 (1031 points, 108 comments)
- sc1onic (1014 points, 64 comments)
- Distinct-Drama7372 (1014 points, 31 comments)
- insane36969 (999 points, 75 comments)
- Ballisticarrow (992 points, 62 comments)
- lifeversace (981 points, 75 comments)
- Old_Membership1326 (977 points, 100 comments)
- Careless_Feeling8057 (969 points, 54 comments)
- Ok_Sell_4059 (964 points, 112 comments)
- ObjectiveSquirrel820 (964 points, 65 comments)
- Royal-Winner-7276 (953 points, 120 comments)
- TurboWraith (930 points, 25 comments)
- brabarusmark (929 points, 144 comments)
Top Submissions
- Got a new navigation system for my car by Old_Membership1326 (1433 points, 92 comments)
- Lovely analysis on why EVâs are not the future for India by Faisal khan by adrock_99 (1430 points, 229 comments)
- Whoever says you canât use sunroof in India, lacks imagination. by Interesting-Honey829 (744 points, 50 comments)
- An oversimplified guide to the Indian Car Scene by term1throwaway (706 points, 146 comments)
- Throwback to when my friend crashed his car 10 minutes after taking the delivery. by TheBestBondha (689 points, 110 comments)
- Got my VW Virtus GT delivered today by faltugiribuster (646 points, 120 comments)
- Slaying two wheelers on Dusshera by independent_hippo01 (644 points, 132 comments)
- đ© by FriendshipOk6055 (613 points, 83 comments)
- I know this sub is not a fan of the Harrier, but this car has been my dream car since its launch. Got it delivered day before yesterday, and it's a dream to drive. ADAS is wonderful. by Loneagl090 (595 points, 184 comments)
- Why buy an overpriced fortuner when you can buy a gorgeous camry for the same price? This colour suits it really well. by nissimbhalwankar (590 points, 103 comments)
Top Comments
- 449 points: According_Lifeguard9's comment in What is the technical reason for having such a wide gap between the left and right lanes?
- 382 points: threadnoodle's comment in ACCIDENT BETWEEN HYUNDAI I20 VS MARUTI SUZUKI GRAND VITARA
- 372 points: TurboWraith's comment in Our Familyâs First SUV. What all accessories should i go for ?
- 372 points: zvckp's comment in CRETA rash driving
- 358 points: neighbour_guy3k's comment in Hyundai Venue accident
- 349 points: AlternativeClothes43's comment in Which car has the cleanest image and is considered to be the least rashly driven on our roads?
- 342 points: Why_when_where's comment in what's this car?
- 336 points: almighty_dev's comment in Bichare ka permanent number tak nahi aaya tha! đ„Č
- 335 points: KebabB0i's comment in đ©
- 329 points: M_Batman's comment in Wagon R
Generated with BBoe's Subreddit Stats
2023.03.28 16:56 subreddit_stats Subreddit Stats: CarsIndia top posts from 2020-11-30 to 2023-03-28 09:22 PDT
Period: 848.28 days
submitted by subreddit_stats to subreddit_stats [link] [comments]
| Submissions | Comments | |
|---|---|---|
| Total | 1000 | 56569 |
| Rate (per day) | 1.18 | 66.67 |
| Unique Redditors | 634 | 7444 |
| Combined Score | 167328 | 421455 |
Top Submitters' Top Submissions
- 5874 points, 23 submissions: anonymousbroda52
- Rajasthan Petrol pump Accident (419 points, 127 comments)
- Toyota Car Sales In india Feb 2023 (413 points, 133 comments)
- ACCIDENT BETWEEN FORD ENDEAVOUR VS TATA NEXON AT INTERSECTION (405 points, 105 comments)
- TOP 10 SEDAN SALES FOR FEBRUARY 2023 (401 points, 125 comments)
- Fined 1.40 Lakh bill for wrecking during the test drive (364 points, 58 comments)
- Another Adas Misuse Incident !! (328 points, 143 comments)
- INDIAN'S AMONG WORLD'S WORST DRIVERS (327 points, 147 comments)
- Next Level Scam... (316 points, 32 comments)
- CAR COMPANIES SOLD UNITS IN INDIA FOR FEBRUARY 2023 (293 points, 100 comments)
- TOP 10 SELLING CARS IN INDIA IN FEBRUARY 2023 (274 points, 99 comments)
- 3381 points, 13 submissions: Old_Membership1326
- Got a new navigation system for my car (1426 points, 92 comments)
- Being behind these kind of trucks scare the shit out of me (510 points, 76 comments)
- Not even 10k kms completed and already Mahindra showing itâs reliability (239 points, 85 comments)
- Iâm part of this Virtus WhatsApp group and all they do over there is rant about how Maruti cars are so unsafe while clicking such photos (198 points, 110 comments)
- Yesterday I was going to work in my XUV 700 and all of a sudden I hear a huge âbeepâ sound and my speedometer and infotainment system began to continuously reboot while my speakers stop working. And my car has just been serviced and itâs still showing service due. Mahindra never disappoints (171 points, 50 comments)
- Lexus Etios (154 points, 22 comments)
- The only thing I find cute apart from girls (141 points, 30 comments)
- Toota hua Ciaz hu mai... (103 points, 32 comments)
- Why doesnât Maruti sell Jimny in India even though they manufacture it over here ? (97 points, 33 comments)
- The way Hyundai and Suzuki are marketing their cars to be safe just shows the impact of Tata in the Indian car market. Tataâs increase in sales by making safer cars hasnât gone unnoticed. (93 points, 48 comments)
- 2407 points, 17 submissions: UrNemisis
- What in the bawaseer has Hyundai turned Verna into!!!. Pics from a dealer (308 points, 191 comments)
- Nexon Ev battery pack (224 points, 64 comments)
- Justice for dummies (217 points, 21 comments)
- Brother Of Arun Panwar Beaten By Hyundai Dealership. Wtf (168 points, 60 comments)
- New Xuv700 2Bhk (158 points, 25 comments)
- Service done at 20000km. Service charges were around 3500, pretty cheap. No issues till now. AMA(about the car). (156 points, 80 comments)
- It doesn't even look good in dark colors. Verna N line. Although back looks decent. Overall looks chomu (135 points, 69 comments)
- 5star hai magr kharcha bohot hai (130 points, 21 comments)
- This is how legends park (129 points, 22 comments)
- Completed 10000km and the service cost was just 2800rs and that too for a diesel. No issues yet. (119 points, 44 comments)
- 2235 points, 5 submissions: adrock_99
- Lovely analysis on why EVâs are not the future for India by Faisal khan (1408 points, 229 comments)
- End of Sedans Is Imminent. It was fun while it lasted.. (306 points, 185 comments)
- Tata Hexa carrying Mahindra Thar (toy), one of the cutest things Iâve seen on our roads (275 points, 41 comments)
- Got the delivery of our third Japanese car today. A Toyota Fortuner 4x4. It was just a Dream of my family to have a big car and we finally did it. (162 points, 95 comments)
- 2009 Honda City i-Vtec. My 13 year old baby. She brings a smile every time I turn the key. Still red lines like a beast! (84 points, 48 comments)
- 2146 points, 17 submissions: rowthauto
- Hyundai Ioniq 5 EV launched at Rs. 44.95 lakh. The Ioniq 5 is available with a 72.6 kWh battery pack that has an ARAI-certified range of 631 km. (201 points, 80 comments)
- Toyota Innova Hycross makes India debut; Deliveries in January (188 points, 60 comments)
- Maruti Suzuki has commenced bookings for the Fronx and it is likely to be launched in the coming months. (161 points, 83 comments)
- 2023 Honda Jazz Facelift Debuts â New Sporty Variant, 10 Airbags Standard. (150 points, 46 comments)
- All New Cars Will Have 6 Airbags From 1st October 2022. (148 points, 45 comments)
- Hyundai Verna 2023 to come with ADAS Level 2 and over 65 safety features. (146 points, 35 comments)
- With its turbo-eye and sporty design, the Mahindra XUV300 Turbosport concept is very appealing! (136 points, 31 comments)
- The Tata Nexon concept is slammed out (129 points, 43 comments)
- Mahindra Scorpio-N price hiked by up-to Rs 1.35 lac. Scorpio-N debuted in India in June 2022 with an entry-level variant priced at Rs 11.99 lakh (ex-showroom). (114 points, 30 comments)
- Maruti Baleno Cross might look like this in production. Presented at the 2023 Auto Expo (111 points, 91 comments)
- 1566 points, 10 submissions: NeedleworkerLegal573
- Just hit the holy number in my Honda City (365 points, 35 comments)
- To all the automakers of India (359 points, 43 comments)
- Relatable (171 points, 8 comments)
- What an understanding (110 points, 36 comments)
- A rare sight- atleast in Chennai. Is it common where you live? (104 points, 36 comments)
- What this sub needs (103 points, 19 comments)
- All in one spares shop for guys like me who is okay with cheapeused spares. DM me for queries, will try to arrange and ship it for you. (95 points, 20 comments)
- Oooh, didnât expect the display to be this butter smooth. PS - I wasnât driving while recording (91 points, 38 comments)
- How much are we paying as taxes for 100rs of petrol. (87 points, 57 comments)
- An interesting feature of GM. (81 points, 26 comments)
- 1490 points, 11 submissions: Adwai1h
- Hmmmmmm (332 points, 59 comments)
- Unfortunately Common Sight Isn't It? (170 points, 56 comments)
- No one's got time in Bombay đ€·đœââïž (167 points, 12 comments)
- One of My Favourite Modern Porsche (159 points, 35 comments)
- Came across this a few years back on the way to Pawna Lake MH, Looks like a Forza Meet-up. (105 points, 11 comments)
- Miami Blue? I kinda like it tbh - Spotted in a Bangalore Mall Parking Lot. (104 points, 24 comments)
- An old meme I found on my phone ~ saved from Instagram (101 points, 17 comments)
- This wheel is round, Thoughts? - This is what most of the posts on this sub look like (97 points, 29 comments)
- Mercedes Unimog on world tour - Bumped into someone cool in Bombay last year. (92 points, 5 comments)
- A Peek Into The Past - VW Bugs (86 points, 9 comments)
- 1456 points, 12 submissions: vijay001xd
- Real reason why sedans are dying (182 points, 44 comments)
- Pricing nearly a lakh more than Its benchmark rival city. That too with tiny 1L engine and inferior quality interiors. Has Skoda gone mad? (156 points, 69 comments)
- Imagine having powerful engine but could not drive as you wish đ„Č (150 points, 40 comments)
- Gotta miss the TDI tho :/ (142 points, 18 comments)
- People advised me to avoid buying used BMW or any German car. I was like fuck it and gone for it. Itâs been 2 months since i bought 320d. Iâm absolutely in love with this machine â€ïžâ€ïž (137 points, 45 comments)
- Citroen c3 micro display will be a huge turnoff for people who want to buy this car. Heck, even two wheeler odometer is much better than this. Who the heck approved this shit? (130 points, 46 comments)
- Tractor engine kicked in yooooo (111 points, 34 comments)
- With Ottoman seats and ADAS, it would make no sense to spend more money on fortuner. Considering Innova hycross might be priced around 30-40L OTR. Toyota is gonna cannibalise themselves hightime (104 points, 83 comments)
- Wait, thatâs illegal (98 points, 10 comments)
- Hey look! Another Facelifted and Repainted car with decade old design -_- (85 points, 9 comments)
- 1394 points, 6 submissions: vineetbateman69
- Hurtsđ„Č (somewhere in dombivli) (344 points, 57 comments)
- Toyota Prius spotted in Delhi. (314 points, 86 comments)
- i rarely find these BYD EVs. what are your honest thoughts about it? (253 points, 136 comments)
- So i asked my nearest Nexa showroom the onroad for this Ignis Zeta Amt and they stated that it will be at 8.85L excluding accessories. Man these basic cars getting expensive now! (220 points, 77 comments)
- bruhđ (141 points, 34 comments)
- For practical purpose, and an easy drivingâŠshall i consider buying this!? (for our daily market shopping and for my mother for her daily updown at workplace) As we are planning to buy a Good 10L+ rs car after 2-3 years, so the budget is very restricted at 7 lakh ( Need only in Amt) (122 points, 124 comments)
- 1364 points, 12 submissions: JammuAurkashmir
- what potholes ? (159 points, 25 comments)
- Average Indian Biker. (134 points, 21 comments)
- Nothing to see. Nothing for thee.. (122 points, 68 comments)
- Maruti Suzuki S-presso, caught fire minutes away from the Kannur District Hospital. (121 points, 65 comments)
- This is a second one in a row. (121 points, 33 comments)
- [Repost] 2023 Honda CRV (115 points, 33 comments)
- International disease of bright headlamps! (113 points, 11 comments)
- YouShouldKnow: If you can not see the mirrors of the vehicle ahead of you, Driver of that vehicle can not see you. (103 points, 25 comments)
- Is there any Indian YouTube channel which reviews the cars critically instead of just showering praises or reading the brochures/press-release ? (100 points, 94 comments)
- Maruti Suzuki recalls vehicles over airbag issues. (97 points, 43 comments)
- 1180 points, 5 submissions: badass708
- Unreal... (463 points, 96 comments)
- All are valid arguments but... (413 points, 216 comments)
- MS anomaly that wasn't a tin can - guess the black car. (114 points, 43 comments)
- Got my EV today! (108 points, 29 comments)
- 0-100 in 7.6 seconds ⥠(82 points, 46 comments)
- 1148 points, 5 submissions: srameshr
- Got my first car yesterday. A 330i M Sport. (362 points, 86 comments)
- New year spin (306 points, 73 comments)
- The ex-showroom price of two similarly spec'd cars in India and USA - We pay 2x for the same car (229 points, 156 comments)
- Dropped my car off at the washer and they sent me this video! (161 points, 41 comments)
- No more 20% state road tax! Citizens won the legal fight against corrupt IAS/KAS officers (the government) to get BH registration for cars in Karnataka (90 points, 19 comments)
- 1139 points, 4 submissions: Noob_mobileCamera
- That's how we use our expressways. (454 points, 141 comments)
- Heard this sub wants a DP change. how's this option? (380 points, 34 comments)
- So expressway has got 4 lanes.. Overtaking, 120, 100 and 80. (204 points, 44 comments)
- scary lights!!. (101 points, 8 comments)
- 1106 points, 6 submissions: SingaporeSinglika
- Seeing a lot of BYD cars on the road these days! (287 points, 100 comments)
- Thought tinted windows are illegal ÂŻ_(ă)_/ÂŻ (249 points, 111 comments)
- Spotted this beautiful Safari Storme 4x4 GS800 in Bangalore today. (180 points, 67 comments)
- Not everyday you see an e-TRON GT! (179 points, 23 comments)
- Spotted this G in Bangalore today! (123 points, 22 comments)
- Are these super rare in Bangalore? (88 points, 29 comments)
- 1055 points, 5 submissions: Intruder_7
- This is just so wrong. Didi could just walk on a random street and nobody would give a f but to showoff she wants an "escort" with a siren. And not to mention the little escort has hazard lights on. Man this entitlement and dumbness is crazy (379 points, 152 comments)
- POV: You purchased a car after suggestions from CarsIndia (349 points, 42 comments)
- Tata Motors showcased more EVs today - Sierra EV and Harrier EV ; ICE version of the Curvv has also been shown - WARNING: Faisal Khan (129 points, 35 comments)
- Mini cooper owners be wildin (100 points, 18 comments)
- Popular YouTubers upload videos of driving their car in the city at 200 kmph and much worse activities and also influence the audience, hopefully the cops take such cases seriously too (98 points, 27 comments)
- 990 points, 3 submissions: FriendshipOk6055
- đ© (613 points, 83 comments)
- Drawing of my car i made when i was 9-10 y.o (don't roastđ„Č) (214 points, 62 comments)
- literal carporn (163 points, 28 comments)
- 987 points, 5 submissions: Aryan_Singh_17
- Suzuki new marketting stratefy (312 points, 104 comments)
- mil gayi (195 points, 16 comments)
- women can't afFORD (190 points, 22 comments)
- ache din (186 points, 45 comments)
- riyal (104 points, 24 comments)
- 940 points, 4 submissions: GetTheGanjaBabyInLA
- Hyundai claims that new Verna 1.5 turbo gdi does 0-100 kmph in 8.1 seconds (370 points, 105 comments)
- Tata Punch Owner Transports 700 Kg Load, Gets 18 Kmpl (263 points, 73 comments)
- New Verna facelift. Look how they massacred my boy! (188 points, 58 comments)
- Another one down. Sad sad time for sedan fans (119 points, 44 comments)
- 918 points, 7 submissions: priths3
- I think it looks gorgeous! (205 points, 52 comments)
- Interesting little car. (166 points, 90 comments)
- Damn! This is actually a VFM price. Thoughts? (151 points, 68 comments)
- Insane Value For Money! (110 points, 17 comments)
- There's this trend of downvoting comments whenever someone recommends a Maruti. (108 points, 93 comments)
- We discus a lot about safety ratings of Indian cars in this sub but we don't often discuss the poor driving habits of Indian drivers which is an equally important issue if not more to address. (95 points, 34 comments)
- Dear MG, (83 points, 53 comments)
- 882 points, 2 submissions: term1throwaway
- 874 points, 6 submissions: l3g3ndsnvrdi3
- Crossed a river for the first time in my Thar (231 points, 35 comments)
- Brought home this beauty yesterday, Skoda Superb TDI L&K (183 points, 39 comments)
- Two new cars this year, My Thar and Dad's Tiguan AllSpace :) (161 points, 35 comments)
- Shades Of Blue (131 points, 35 comments)
- Efficiency of the BMW M340i on the highway gunning it. (90 points, 72 comments)
- Ooty in my 2021 Thar. (78 points, 11 comments)
- 859 points, 5 submissions: SUNNYHFR
- CRETA rash driving (434 points, 159 comments)
- Speed doesn't matter if you are gonna brake soon. (144 points, 9 comments)
- Take that Tata Motors!.. (114 points, 15 comments)
- Tiago EV vs Swift, Baleno, i20, & Brezza.(Features list comparision by TATA Motors). (85 points, 67 comments)
- Crumpled. (82 points, 11 comments)
- 846 points, 2 submissions: zvckp
- 837 points, 3 submissions: faltugiribuster
- Got my VW Virtus GT delivered today (643 points, 120 comments)
- Pop-up headlights (100 points, 13 comments)
- An old Toyota commercial (94 points, 7 comments)
- 825 points, 3 submissions: StreetEven5491
- the new one looks a bit diff from my previous post but still there is only a minor difference (343 points, 97 comments)
- Mahindraâs response to arun panwar (294 points, 56 comments)
- Thoughts on new verna ? (188 points, 157 comments)
- 778 points, 3 submissions: antsaregay
- Our new Honda Amaze VX CVT. Family upgraded from Alto 800. đ€ (339 points, 61 comments)
- Kushaq base variant. See how the price goes from 8 to 15 lakh (AP) (296 points, 204 comments)
- Drop your guesses (143 points, 93 comments)
- 760 points, 2 submissions: nottoohotwheels
- Not something you see everyday (477 points, 77 comments)
- Iâm filthy rich, stay away from me peasants! (283 points, 95 comments)
- 755 points, 6 submissions: Royal-Winner-7276
- vroom vroom gud (212 points, 81 comments)
- Cries in 50 lakhs on road price (153 points, 29 comments)
- ROAD IS ROAD (126 points, 6 comments)
- Got RC renewed for the Maruti 800. 20 years old car now. (96 points, 43 comments)
- Scorpio=â ISCARPIO=â (85 points, 33 comments)
- This modded Octavia produces 576 bhp, does 0-100 in 3.8 seconds, does the quarter mile in 11 seconds and on top of that it's all wheel drive. (83 points, 22 comments)
- 745 points, 1 submission: Interesting-Honey829
- 732 points, 2 submissions: nissimbhalwankar
- Why buy an overpriced fortuner when you can buy a gorgeous camry for the same price? This colour suits it really well. (591 points, 103 comments)
- Can we change the Sub's banner (141 points, 36 comments)
- 725 points, 4 submissions: Able_Tailor_6983
- What's up with Mahindra and waiting periods? Don't they calculate inventory before announcing a new car version? Or did the demand exceed expectations? (299 points, 88 comments)
- Scorpio-N tyre hits divider & gets completely dislodged from the SUV [Team-BHP] (207 points, 54 comments)
- Maruti chairman RC Bhargava says automobile industry cannot grow with 50% tax rate; All taxation need to be rationalised The Financial Express (119 points, 24 comments)
- Can someone help identify this car? (100 points, 89 comments)
- 722 points, 4 submissions: agarwalkunal12
- Maruti Suzuki Fronx - 1.2L and 1.0L turbo SUV with 3995cm length, 308 L boot,100 PS max power and 142 Nm max Torque. Safety: 6 airbags and HUD (239 points, 196 comments)
- Found this parked in the hills somewhere in Uttarakhand. (178 points, 23 comments)
- Thanks to the kind people on this sub who made my decision easier on every front. My first car and I couldn't have done this without the advise and nitpickings people made me aware of. (168 points, 57 comments)
- This is like Tata bragging about After Sales Service (137 points, 36 comments)
- 718 points, 4 submissions: Salt_Row1766
- Do minis really work in india ? (228 points, 102 comments)
- This beauty looks soo good with black alloys (224 points, 58 comments)
- Man trying to catch up a 410hp M2đ (176 points, 36 comments)
- the all new pagani codalunga, only 5 are built the engine specs are a 6.0litre twin turbo which churns out 840 hp and 1,110nm it also costs a bomb whooping 62cr (90 points, 63 comments)
- 703 points, 5 submissions: Reddit_Survivor9
- Idk about the opinions on this car, but I love it. I think it's a perfect car for nipping off to nearby places and also something I'd give my wife if I get married in the future. What are your opinions? (202 points, 151 comments)
- Between the Verna and City facelifts, which one are you likely to consider buying? (175 points, 115 comments)
- All the cars belonging to Visakhapatnam MP MVV Satyanarayana and his son. (141 points, 61 comments)
- So these four plus the bonus in the middle are the ones I have decided on after the advice from this sub (thanks for that). Now I need the final opinion on these five(contd in comments) (93 points, 78 comments)
- Hyundai Verna test mule in SK has crashed into a bus, cabin intact. (92 points, 12 comments)
- 693 points, 1 submission: TheBestBondha
- 691 points, 5 submissions: _TheNeonDemon_
- Hyundai Venue N-Line provides built in dash cam with multiple features (158 points, 28 comments)
- Yeah, sure! (155 points, 27 comments)
- One local politician who lives in my neighbourhood always travels in his fortuner while his bodyguards/ team travels in Innova & Ertiga. Either he's super selfless & caring of his team or just plain oblivious about ride comfort. (153 points, 18 comments)
- Imagine alto with 6 airbags (133 points, 54 comments)
- Spotted this left hand drive VW in Pune yesterday. (92 points, 13 comments)
- 670 points, 3 submissions: nallasudheer
- NCAP assumes all regulators world over really donât know their business says Maruti Suzuki (277 points, 110 comments)
- Volkswagen Taigun And Skoda Kushaq Score 5* In Latest Global NCAP Crash Tests (252 points, 148 comments)
- 2022 Maruti Suzuki Swift scores 1 star at Global NCAP crash tests (141 points, 131 comments)
- 655 points, 3 submissions: ydv98
- 646 points, 5 submissions: smcSTABBINGO
- A little retirement gift for my hero â„ïžđ The First AX7L AWD Of My Town (319 points, 69 comments)
- I'm just gonna leave this here đ (86 points, 46 comments)
- Recently spotted Hyuntley i20 Continental GT (Ps - Don't you dare make it flash that light if you value your eyesight) âïžđ€ (83 points, 17 comments)
- Completed 15k in 7 months with this beauty. AX7L AWD. AMA :) (81 points, 52 comments)
- Auto rickshaw with Sequential turn indicators đ« Meanwhile, I'm still waiting to get mine for XUV 700 đ«Ł (77 points, 11 comments)
- 638 points, 1 submission: independent_hippo01
- Slaying two wheelers on Dusshera (638 points, 132 comments)
- 628 points, 5 submissions: CAC-_-TUS
- old Honda valve cover into key holder (221 points, 30 comments)
- Why hindustan motors never done R&D or Innovation? (149 points, 33 comments)
- Why this car is famous? (90 points, 52 comments)
- Any one ever sit in this? (86 points, 29 comments)
- 2023: Honda Accord (82 points, 22 comments)
- 618 points, 5 submissions: Terryted
- Had a blast taking the Thar off-roading ! Sheâs so capable. (Pics where taken on the iPhone 11) (158 points, 56 comments)
- Keep calm and pretend itâs the 90âs. Mitsubishi 3000GTđŠ (137 points, 18 comments)
- 9 months , 20k kms (119 points, 48 comments)
- Finally got the BMW 318ti completely painted and I got to say she looks beautiful . (105 points, 35 comments)
- Crossed 14k km in 4 months . In love with this vehicleâ€ïž (99 points, 64 comments)
- 616 points, 3 submissions: Blitzkrieg501
- ::slow claps:: (349 points, 121 comments)
- MG Hector 2023 Facelift - Yay or Nay? (138 points, 170 comments)
- Nightfury - My blacked out MG Hector (129 points, 26 comments)
Top Commenters
- _7567Rex (5350 points, 424 comments)
- Previous-Spring-6476 (3143 points, 353 comments)
- According_Lifeguard9 (2799 points, 172 comments)
- okayhumaunder (2532 points, 377 comments)
- TheManFromUnkill (2358 points, 149 comments)
- NeedleworkerLegal573 (2334 points, 231 comments)
- mxforest (2081 points, 131 comments)
- Patient-Grocery8871 (1821 points, 257 comments)
- kshb4xred (1761 points, 226 comments)
- neighbour_guy3k (1740 points, 143 comments)
Top Submissions
- Got a new navigation system for my car by Old_Membership1326 (1426 points, 92 comments)
- Lovely analysis on why EVâs are not the future for India by Faisal khan by adrock_99 (1408 points, 229 comments)
- Whoever says you canât use sunroof in India, lacks imagination. by Interesting-Honey829 (745 points, 50 comments)
- An oversimplified guide to the Indian Car Scene by term1throwaway (703 points, 146 comments)
- Throwback to when my friend crashed his car 10 minutes after taking the delivery. by TheBestBondha (693 points, 110 comments)
- Got my VW Virtus GT delivered today by faltugiribuster (643 points, 120 comments)
- Slaying two wheelers on Dusshera by independent_hippo01 (638 points, 132 comments)
- đ© by FriendshipOk6055 (613 points, 83 comments)
- I know this sub is not a fan of the Harrier, but this car has been my dream car since its launch. Got it delivered day before yesterday, and it's a dream to drive. ADAS is wonderful. by Loneagl090 (592 points, 184 comments)
- Why buy an overpriced fortuner when you can buy a gorgeous camry for the same price? This colour suits it really well. by nissimbhalwankar (591 points, 103 comments)
Top Comments
- 451 points: According_Lifeguard9's comment in What is the technical reason for having such a wide gap between the left and right lanes?
- 381 points: threadnoodle's comment in ACCIDENT BETWEEN HYUNDAI I20 VS MARUTI SUZUKI GRAND VITARA
- 369 points: TurboWraith's comment in Our Familyâs First SUV. What all accessories should i go for ?
- 369 points: zvckp's comment in CRETA rash driving
- 360 points: neighbour_guy3k's comment in Hyundai Venue accident
- 346 points: AlternativeClothes43's comment in Which car has the cleanest image and is considered to be the least rashly driven on our roads?
- 337 points: Why_when_where's comment in what's this car?
- 335 points: almighty_dev's comment in Bichare ka permanent number tak nahi aaya tha! đ„Č
- 334 points: KebabB0i's comment in đ©
- 332 points: dnj69's comment in Tata Tiago accident on Mumbai-Pune Expressway
Generated with BBoe's Subreddit Stats