2009 heritage softail specs

Replacing a 2009 Macbook Pro - need help with non-Apple suggestions please?

2023.04.01 03:51 akilanon Replacing a 2009 Macbook Pro - need help with non-Apple suggestions please?

Hi all! First post so might be a bit wordy lol.
I currently own a 2009 MacBook (gifted in 2015). Finally at the point where I can afford a decent replacement, but having difficulty navigating all the available options. While I'm not a tech person, I tried doing my own research, but only got as far as SSD for the hard drive, 32 GB RAM and 1 TB storage if I can afford it, and at least one HDMI port to hook to a monitor. No preference on brand, happy to go with custom built, mostly just want something that I can upgrade parts when needed to extend the lifetime to around 6-8 years. (IE, if I'm spending this much, I don't want to be back at square one in 3 years.)
Usage: medium-heavy business use, not gaming, but may be running 3-5 programs at once.
Not picky on weight or screen size, maybe not more than 5 lbs. or smaller than 13".
Budget $1000 - $1600 (soft limit)
Happy to edit this post if there are preferences I should add, I've checked out avadirect and cgdirector but don't know enough to accurately judge the individual specs! :-(
submitted by akilanon to laptops [link] [comments]


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“Fuucckk honey, your uncle didn’t want us together. Threaten to...to...call cops on me and shit when I turned 18. Had to stay away
.now you’re 18, you’re legal, I don’t have to be scare of your dad anymore. You always been mine, I’m just claiming you now and forever,” Luke replies back looking up at Michelle from his knees.
Amanda sighed. “Now look what you’ve done. If she doesn’t beat you both this afternoon, she’ll stay up all night practicing so she can squash you both the next time you play.”
"Not that I recall," Christina is intentionally vague.
out of the young girl, and he quickly filled her moist, soft cunt with his
“Of course, there is,” Craig continued. “You’re getting a rub down from the doctor later on, right?”
Wow, tomorrow, I thought walking home, we seem to be doing this every day now. That's just great with me. Oh, yes, for sure.
Each week, Liz, Jen and I would get together for another round. The problem was that the game was becoming less of a game and more of a straight-up fuck-fest. No sooner had we all gotten alone that our clothes would get ripped off (if we’d even get that far) and we’d go at it wherever we were.
I tried my best to shove all the thoughts of Ashley out of my head, going out into the living room only to discover a note telling me what I already knew.
As the hot young bodies writhed around Jimmy was stroking his hard 17 year old, 6 and a half inch dick as fast as he could. As he came into his sock Jimmy thought it would be awesome to be the man in the porn he was watching, having a girl who would actually fuck him is his dream. Jimmy doesn't have many social skills, you see, he goes to online school meaning he can't meet any new girls and even if he did they probably wouldn't even consider him due to him being excessively skinny and his awkwardness while talking to girls. Another reason why he has trouble talking with, and even meeting girls is that all he does all day is watch anime, play World of Warcraft (WoW) and jerk off, but that all changed one day.
‘Yeh. She’s working as well. Seemed okay, a bit distant, but she was always a bit of an odd one.’
A woman answered the door, and looked surprised to see a smartly dressed young girl there. “Yes?” she enquired “Can I help you?”
Maria and her dad, then walk out from behind the beautifully decorated wall of flowers at the very back. She wears an absolutely stunning, pure white wedding dress, covered in hand-crafted, fabric-stitched, white flowers that run in a widening stream from her right arm-pit, all the way down the side, forming a large pool at the back. The straps of the dress are off-shoulder, and her hair is styled with subtle curvy twists that flow like a river over one shoulder and down her back.
I grabbed a cup, filled it with beer from the keg and came back to the table. I almost forgot about Hannah and I turned to look for her. There. She was talking to a girl who went to school with us and seemed fine. I put my cup down and joined the line. The game was now five on five. A guy who wasn't wearing a shirt counted down from 3 to 1, acting like he was the starter for a NASCAR race waving his arms wildly, and the game began.
"Nope. I'm as single as they come." Jason felt Kyra grip his arm tighter, getting closer to him, so close he could feel her rather ample, firm breasts pressed against his arm.
As the summer progressed, one boy came more often and Lisa and the other boys came less. Marcus was a tall dark guy, of Italian heritage, who was a few years ahead of me at my school. He and his friends had bullied some of my friends when we were all a bit younger and I didn’t like him. But Tabatha liked him a lot. Now he acted all friendly to me when we met because he wanted to get inside Tabatha’s pants.
"Jessica...I want you to know something." I said as I continued applying the cream.
“I am, and I expect these changes to happen with in the next three days” said Tsunade.
She ducked quickly out to the side of the table and stood up.
“Dave! That’s mom’s pillow! And my cum is drenching it!” she said and I noticed that but that turned me on.
Danny took the opportunity to smack Lizzy’s ass loudly to keep her turned on.
so Elisa and i were sitting in between the double doors at the back of the school of the tech hall smoking weed. that sounds like bullshit but its true the tech hall had a strong smell to cover the closest class doors were far awy there was glass in the doors so you soulc sit on the floor and be unseen but still see people. it was a slightly risky spot but sometimes used in cold fall days, no footprints in the snow to a neighbours yard. i was always putting my hands on this girl whenever we smoked weed, passing the pipe by resting my hand high up on the inside of her thigh, rubbing her back when she coughed which meant she coughed alot when smoking with me. and just for kicks grabbing that ass and snapping the thong just to be playful, right? so after a some 15 20 minutes of this pretty high and liking touching each other. i started talking abouthow my girlfriend wanted an open relationship, which was true, and how i knew she had dudes lined up to get in bed with her and how i wasn't all about sleeping with tonnes of people but how she wasn't sexually speaking everything i wanted and how Elisa girl had all the rest and more. She was flattered and i figured i had it just like that so i put it bluntly that i wanted her to be my other girl and that we could both be at each oters becka and call if she wanted. i figured i had the deal closed, but she figured better, said she wasn't just some hoe and that she had always sort of liked me and that she didn't want to be just some other woman on the side type of degrading deal. i respected this and it honestly upped her a lot of levels in my books. so we chilled and smoked more weed got less touchy and more comfortable and waited for next class to start so we could get back in the schooling mode.
Silence filled the air as Phil chewed on Jeff’s words, but Jeff continued anyway. “Look, did she say anything about it being official?” Phil shook his head no. “Right, so it’s nothing exclusive, she never said anything about being exclusive.” Phil shook his head again. “Well then there you go dude, nothing to it.”
“Now wasn’t the time.” Ino decided. She quickly stuffed the panties into her flower basket and began to walk home. She had gotten horny merely from touching Sakura’s underwear. She went home with only one fixed thought in her mind. She was going to masturbate like crazy.
“Honestly, it’s ALWAYS just as I’m getting comfortable,” she said. “Alright, what to do you-” The genie looked around, and realised there was no-one around, and it appeared to be night time.
Zoe felt like crying. She didn’t want to go back to the mall, but she knew she had to know the truth. She had to know if this was over
 or just beginning. Mustering up a will of steel, and the last strength she had due to the lack of sleep, she began peddling, making her way up to the Lakeview Mall.
“Let me touch you,” she moaned desperately.
I had half a mind to buy her a dress, and we went into the big department store. We were looking around dresses but she was hard to please; they were mostly not her size, and I was secretly out of my depth and out of my wallet. I suspected that the Christmas pudding bust in Anita’s dress was mostly padding. I didn’t care. Alice did pick out a t-shirt that she told me I just had to buy. I couldn’t see how it was any different than any of the t-shirts I already had, but Alice was sure it looked a lot better on me so I really didn’t have a choice.
"Fine. To tell you the truth, I've... never had intercourse with an alive person. So..."
Me and her dad might get along, smart man.
When he opened the door and saw me standing there naked he smiled slightly but just stood there.
“Why so you can mooch more beer? You never fucking pay for anything.”
The week went by, and almost before I knew it, Friday night came around again. I forgot all about the porn DVD, and as usual on a Friday night, after cooking us our dinner, our mother got dolled up and left in a taxi to go and meet her unofficial boyfriend, Steve. I don’t know why, but for some reason, although she had him over a few times, and he got on okay with Tina and me, she never let him stay the night, and didn’t like anyone referring to him as her boyfriend. Women can be strange sometimes.
“Did you see that old couple looking at us kiss?” Rita asked smiling.
I pushed at her entrance, and she slowly fell back onto her back. I leaned over to kiss her, looking deep into her eyes. She smiled as we kissed, tongue exploring my mouth. I slowly fucked her, taking in the moment with this beautiful babe. I stood back, took hold of her leg, lifting it as I worked a solid pace. She layed back, arms on her chest, tickling her nipples. I kissed her legs in improvisation, and she shuddered harder than I had. I laughed, and started to kiss her navel. Her hands played through my hair, pushing my head into her tummy. She laughed as I swirled my tongue in her belly button, and she came suddenly. I was shocked, so I started to fuck back, and blew my load on her chest. She licked it up happily.
As Harry took his seat he crossed his fingers. Please put her in Gryffindor.
“Thanks for covering my hospital bills, I know they weren’t cheap.”
She was really good at this and because she was so good it took almost no time for me to blow my load.
"Seven." she said.
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submitted by mwkzagsizs to pp09cvt3oz [link] [comments]


2023.03.30 21:51 iMixMusicOnTwitch The state Druids are in right now fits exactly into the criteria Blizzard stated should demand buffs and fixes.

As we all know Blizzard made changes to Ret paladins in order to make them more viable, even though they were still being brought to raids due to the insane utility of paladins, and thus a 66% S+ tier class had it's other 33% buffed.
As part of this process Blizzard laid out the conditions under which Ret received buffs and their intentions with regard to balance. The jist of those intentions are:
  1. Low levels of viability.
  2. A decrease in desire for those classes/specs in raids.
  3. A lack of representation for those class/specs.
I would argue that absolutely every single one of those conditions are true for druids currently.
  1. They are statistically the worst dps outside of pvp specs, regardless of feral/moonkin spec.
  2. They are by far the worst tank in the current meta.
  3. They are the least desired healer with the lowest amount of utility and the only healer whose "big heal cooldown" is still party wide.
There is absolutely no need or desire to bring any druid role outside of moonkin, and even then if moonkin didn't provide essentially every caster raid buff offerable there would be no reason to bring one and there's absolutely zero incentive to bring more than one.
The current state of druid at the moment can be summarized simply: EVERY SINGLE spec is equally or less valuable and viable as PRE NERF ret.
But how do you fix it?
Some may know, some may not, but druids received a significant number of nerfs over the course of wotlk. These nerfs included:
Base damage reductions on essentially all feral dps abilities.
Nerfs to the contribution from armor for bears that amounted to 3-6% less damage mitigation at current gear levels.
Nerfs to the contribution of agility towards dodge chance.
A 20% nerf to lifebloom, a spell that is solely cast only to exploit the mama return with clearcasting.
These nerfs are only SOME of the negative changes druids received over the course of wrath. At the time they may have made sense in context, but with many class balances and changes still to come back in 2009, they make little sense in hindsight.
What makes tremendous sense would be to revert these changes in the face of the current meta while also:
Making tranquility raid wide.
Making ferocious bite better than the combo point generators used to cast them.
Fixing omen of clarity to proc off of melee abilities in addition to white hits and spell casts.
As for moonkin, the frustration of critting 5 wraths in a row and getting no eclipse is absolutely toxic. Adjusting eclipse to proc 100% of the time for both crits is the small bump moonkin needs to remain ever so slightly more relevant.
Tl;Dr all druid specs are worse off than ret was pre nerf and the class needs reverts and tuning to be worth playing/bringing to raids again.
submitted by iMixMusicOnTwitch to classicwow [link] [comments]


2023.03.30 20:57 honkygrandma A Griffey A Day - Day 375. 2009 Topps Heritage - Chrome #C65 SN0823/1960

A Griffey A Day - Day 375. 2009 Topps Heritage - Chrome #C65 SN0823/1960 submitted by honkygrandma to GriffeyCards [link] [comments]


2023.03.30 20:57 honkygrandma A Griffey A Day - Day 375. 2009 Topps Heritage - Chrome #C65 SN0823/1960

A Griffey A Day - Day 375. 2009 Topps Heritage - Chrome #C65 SN0823/1960 submitted by honkygrandma to baseballcards [link] [comments]


2023.03.30 18:03 Mario_B61 Which is the most fun, the most reliable and the overall better car?

submitted by Mario_B61 to whatcarshouldIbuy [link] [comments]


2023.03.30 14:20 dreftzg [Daily News] Grand Seiko Gives Us A Watch We Didn't Ask For, Patek Proves Why They Are The Best, Chopard Drives A Thousand Miles And Angelus Goes Green

It's Thursday and here are some interesting news updates. Let's dive in:

What's new

Grand Seiko Releases Another Version Of A Diver We May Not Really Need
Grand Seiko has a polarising year at Watches and Wonders 2023. First they showed off the wonderful hand-engraved SBGZ009, only to hear the collective groan of fans not being to ever afford an almost $80,000 Grand Seiko. Then, for a moment, they washed the sour taste out of everyones mouth with the Rose Gold Grand Seiko ‘Hana-ikada’. A stunning watch with a light pink dial, it is destined to be a huge hit. If GS didn’t decide to make only 100 of them. This got them more internet hate.
Now, on the fourth day of W&W, Grand Seiko introduces another model - a follow up to the SLGA015 "Black Stream" diver - the SLGA023 "Ushio" diver, the latest from the Evolution 9 collection. And the almost universal reaction seems to be: do we really need this watch? Can we please buy the Hana-ikada?
And this is no fault of the Ushio diver, which is a fine watch. Unlike the Black Stream, this has a blue bezel insert and a beautiful nice blue dial. It is huge, though - 43.8 mm wide, 13.8mm thick, and 51.5mm lug to lug, but made of titanium. Inside is the 9RA5 Spring Drive caliber, with a five days of power reserve and a monthly accuracy rating of +/- 10 seconds.
It’s beautiful, it’s built for nerds, but it also costs $11,600. While it will surely find many owners, I’m willing to bed many would prefer other Grand Seiko watches to be more accessible before we get a nerdy diver.
2/
Two New Chronographs From Chopard - One Shrinks Down In Size, The Other Goes Very Vintage
3/
Patek Is Not Done With Their Releases - Here’s A Spectacular 5531G Grand Complications With A Tribute To Geneva And An Interesting Pink Calatrava
4/
Angelus Introduces New Variants To The Chronodate
The Angelus Chronodate is a tribute to the brand’s 1942 model of the same name and now they are updating it with three new versions - a black dial in gold or titanium and a fern green dial in titanium. The Chronodate is a cool watch - a bi-compax chronograph featuring a central pointer date - which was previously available only in blue and silver, so this fern green dial really lifts it up.
While it looks cool, many will complain about it’s size: the case is 42.5mm with a height of 14.25mm. That probably works well in titanium, but must be a beast when had in gold. The watch is powered by the calibre A500 made with La Joux-Perret, a sister company of Angelus, which is an automatic movement based on the tried-and-tested 7750 architecture.
These new Angelus Chronodate models are not limited. Price is set at CHF 22,900 (incl. taxes) for the titanium version on a rubber strap, CHF 24,700 (incl. taxes) for the titanium version on a titanium bracelet, and CHF 42,900 (incl. taxes) for the red gold version.
5/
Really, Roger Dubuis? What In The World Happened Here?
Nobody has ever accused Roger Dubuis of creating subtle watches. They make what they call “Hyper Horology”. The rest of us call them monstrosities. But at least they’re very fun monstrosities. Their new model, the Monovortex Split-Seconds Chronograph actually has some interesting horological twists and turns - an entirely new winding system, a 360-degree tourbillon, and a retrograde chronograph display, housed in an avant-garde case made from ultralight materials.
It actually might be worth it to click through the article and see what they have packed into the watch. If only it didn’t look like Iron Man crash landed onto earth. The brand did not release pricing, but keep in mind that their watches start at $41,000 and go all the way up to $815,000.
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On hand - a selection of review

1/
Hodinkee reviews the titanium Yacht Master and has some very nice things to say
2/
And here’s a review of the new Rolex Daytona
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Watch Worthy - A look at an offbeat, less known watch you might actually like

The Bovet 1822 Virtuoso XI Might Be The Weirdest Watch in a Newsletter That Includes A Roger Dubuis
Bovet always made an effort to make watch movements visible so that we could enjoy the beautiful mechanics. This year, surprisingly, for the first time since the House of Bovet was taken over and led by Pascal Raffy, the high-end manufacture presents a fully skeletonised timepiece, the Bovet 1822 Virtuoso XI.
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If you would like to receive some additional watch-adjacent content, as well as this news overview, every morning Monday-Friday in the form of a newsletter feel free to subscribe. However, there is absolutely no need for you to subscribe, as all the news from the newsletter is posted here. It is only if you want to receive a couple of daily links that are not strictly watch-related and want to get this news overview in your inbox.
submitted by dreftzg to Watches [link] [comments]


2023.03.30 04:57 legoboyy79 All jdm cars are slow

Now that I have your attention I’m looking for a fun-handling car for daily driving that is kind of unique and cool. i hope to turn my boring commute into something I enjoy and is less than 50k$
Things I need are for the car to be reliable like 120k+ miles without any problems over 7ish years. Comfortable, not luxurious, Just comfortable. I just need good ride quality so I don’t have to worry about hitting every bump and hole. But leather and how it’s stitched don’t matter to me. Also, apple car play is a must.
Now for my wants of course I want it to be fast. 300hp+ or sub 5s 0-60 fast would be satisfactory but faster is better. RWD or AWD is preferred. Also, good tech is a big plus. my preference would be a sedan but if the performance is great enough I don’t mind a coupe or hatch.
I’m happy with buying a used and going below budget to afford mods(performance or luxury) but a new car or at least one with a warranty will always be better. if the car is fast enough and in warranty I don't want any power mods to not affect the warranty. I'm also looking at buying the car in texas.
Now for personal stuff. I’m an 18-year-old with daddy’s money staying at home in texas for college but planning to transfer out of the city. This car will be commuting me downtown for college almost every day for an hour+ drive. I’ll take this car with friends, gym, work, etc. As I said 4 seats aren’t needed but it’s good to have them occasionally. If I do get something sporty my siblings/parents will also drive it once in a while. my current car is a 2009 es350 that served me well but I want something that makes commuting feel like less of a task and more fun.
what is fun?: a quick 0-60 and winning street drag races aren't what I need. something with short gear that constantly requires my attention and makes me smile then speeds up when the road gets curvy. but also cant be unbearable going 40mph in downtown traffic for 30 min straight.
Now what is on my list
model 3 Performance: top of my list cause its fun in the sense of the acceleration but the regular joys of a gar car are gone. they fit almost all of my requirements and for the long drives to college one with autopilot would be nice. one thing I'm not sure of is reliability because I have heard some horror stories and my dad is anti-electric. if I do buy it will be used with sub 10k miles like example
2022+ g70 3.3T sports prestige: for a gas car this is my top choice because I get a lot of the things I am asking for. It's a unique car but also kinda unknown. I have also heard great things about its handling and the warranty is really good. tho KDM cars have had a bad rep in the past for reliability so idk what to think of it on that front. it is also cheaper than competitors like M340i, C43, S5, etc... but also the slowest of them all I'm not planning on racing anyone so idk. example
2019 (f22) m240i: the cheapest car I got and maybe one of the slowest. over time I will 100% add power mods to the car. I chose 2 series over 3 because I feel the handling difference is large enough that it is worth the sacrifice. also with the saved money, I get a good budget for mods. tho because it's a BMW I'm inclined not to mod it and instead save it for maintenance. do yall really think I can put 150K miles on the car without it exploding? example
2022+ (g42) m240i: this is over budget but 2022 used ones with relatively high miles dip below 50k sometimes. this is perfect in every aspect of luxury and performance(no shit it's a BMW) but I also have some major concerns about the cost of maintenance and longevity of the car. also compared to the g70 im getting more of everything but is the price jump and reliability drop worth it example Audi s4/s5: more like the Bmw but cheaper and I think more reliable. luxury factor in the ride is also a big plus. feels like a tamer m340i and tame isn't really what I want example
A6: very tame and very luxurious. also on the cheaper side compared to S5. but it still has ok performance is it enough performance? why not have more example
Lexis overall: it is a good car (IS, RC, GS) but their performance cars aren't performancey enough, the interior feels outdated in IS, and newer cars are too expensive. if I do get a Lexus it would be a 2011 Is-f then spend like 10k modding it.
I also have this deep desire to buy an old jdm car for a cheap that will probably only last me like 3-5 years like an Mr2, s2000, 3000gt ect cause they look cool. and if they some how to survive my 100k mile journey they get turned into a nitrous power missile till it blows up.
most of this was just me rambling to clear my thoughts so mind my grammar and horrible formatting. if u got any more questions of course ask and please hit that subscribe button and like this, if you also hate spec sheet nerds.
submitted by legoboyy79 to whatcarshouldIbuy [link] [comments]


2023.03.29 22:39 Icy-Percentage7756 Kenyan milestones

Kenyan milestones
Kenyan Milestones
Kenya has a rich and diverse history, with many notable moments that have had a lasting impact on the country and its people. Here are some of the best Kenyan moments in history:
Independence: Kenya gained independence from British colonial rule on December 12, 1963. This was a significant moment in the country's history and marked the beginning of a new era of self-governance.
Safari Rally: The Safari Rally was an iconic motorsport event that took place in Kenya from 1953 to 2002. It was considered one of the toughest rallies in the world, and Kenyan drivers dominated the event, winning it a record 18 times.
Nobel Prize Winners: Kenya has produced two Nobel Prize winners: Wangari Maathai, who won the Nobel Peace Prize in 2004 for her environmental and social justice work, and Barack Obama, who won the Nobel Peace Prize in 2009 for his efforts to strengthen international diplomacy.
Wildlife Conservation: Kenya is known for its wildlife conservation efforts, including the establishment of national parks and reserves, such as the Maasai Mara National Reserve and the Amboseli National Park. These conservation efforts have helped to protect Kenya's diverse wildlife and attract tourists from all over the world.
Athletics: Kenyan athletes have achieved great success in international competitions, particularly in long-distance running. Kenyan athletes have won numerous Olympic and World Championship medals, and Kenya is regarded as a powerhouse in the sport.
Constitution: In 2010, Kenya adopted a new constitution, which was a significant milestone in the country's history. The new constitution introduced significant reforms, including devolving power to the counties and strengthening the rights of citizens.
Space Exploration: In 2018, Kenya launched its first satellite, the 1st Kenya University NanoSatellite Precursor Flight (1KUNS-PF). The launch was a significant milestone for Kenya's space exploration program, which aims to develop space technologies for national development.
These are just some of the best moments in Kenyan history. Kenya has a rich cultural heritage and a diverse history, and there are many more notable moments that have helped shape the country into what it is today.
submitted by Icy-Percentage7756 to Kenya [link] [comments]


2023.03.29 13:59 dreftzg [Daily News] Watches and Wonders Is Slowing Down; IWC Shows A Great Blue Ceramic Pilot; Grand Seiko Goes Pink Dial On Pink Gold and Patek Has A Different Grand Complication

It's Wednesday and Watches and Wonders is finally widing down a little bit. We're still catching up with some of the news from the show, but it's nowhere as packed as the last two days so we're going back to our usual format. Let's dive in:

What's new

IWC Pilot Watches Get Four New Updates - A Gorgeous Blue Ceramic And Shiny Green Perpetual Calendar
Patek Philippe Introduces A Slightly Different Grand Complications With The 5316P
The new 5316P is not your run-of-the-mill grand complication. It features tourbillon, perpetual calendar and minute repeater complications in a 40mm platinum case topped by a smoky sapphire dial that shows off the insides and that’s somewhat of a departure from classically styled Grand Complications pieces. There aren’t a lot of platinum minute repeaters, as the density of the case muffles the sound of the chimes. It’s a beautiful piece and price is on request.
Grand Seiko Upgrades The Best Selling SBGA413 "Shunbun" With A Rose Gold Case With A Pink Dial
Grand Seiko introduces the new SBGY026 "Hana-ikada" model, which is basically the SBGA413 "Shunbun" in a rose gold case with a pale pink dial and limited to 100 pieces. People who have seen the watch live call it a stunner, especially because of the dial - which has no rehaut, no date, no power reserve and no distraction - that curves slightly to follow the matching curve of the crystal.
Inside the SBGY026 is the manual-wind Spring Drive caliber 9R31. The rose gold case measures 38.5mm x 10.2mm. The new SBGY026 has a retail price of $27,500.
Two New Models For Bell & Ross - A White-Dialed Bronze Diver And A Blue-Dialed Steel GMT
New Modern Material And Bright Colours For The Sportiest HermĂšs H08
Unveiled in 2021, the Hermùs H08 is the luxury French brand‘s sporty-chic watch. Now they introduce four new H08 models for Watches & Wonders 2023 feature a new lightweight composite case coupled with a grainy textured grey dial with colourful accents and matching rubber straps.
The 39 × 39mm case is crafted from a block of braided glass fibre composite coated with aluminium and slate powder, while the black ceramic bezel displays a sunburst-brushed finish. The dial of the H08 has an industrial concrete colour and a grained, gritty texture. The sea of grey is interrupted with splashes of color - blue green, orange and yellow - on the 5-minute markers of the minute track, the varnished seconds hand and the watch glass seal.
The new HermĂšs H08 models are presented on matching coloured rubber straps embossed with a woven pattern and retail for EUR 7,000.
Montblanc Introduces A Little Less Limited New Minerva Monopusher Chronograph
Montblanc purchased the famed manufacturer Minerva in 2007 and have since proudly expressed this heritage. For example, last year at W&W they introduced two limited editions of the Unveiled Secret Minerva Monopusher Chronograph in Lime Gold (limited edition of 18 pieces) and stainless steel (limited to 58 pieces).
Those were very limited, so now they’re showing the new Montblanc Unveiled Secret Minerva Monopusher Chronograph which will be limited to 88 pieces. The watch features the Minerva MB M16.29 movement, flipped back to front and exposed under an openworked dial, while the 43mm case features a distressed steel finish achieved through coating the stainless steel in black, then manually washing and brushing it with quartzite from the mountain Mont Blanc and limestone from La Combe Grùde, the mountain opposite the Villeret Manfacture where Minerva is located. Price is EUR 42,000.
The Chanel J12 Eclipse Boxed Set Has A J12 For Every Day Of The Week
Chanel can try as much as they want to escape their status of just a fashion brand that makes fashion watches, but it’s an impossible mission. While they have some interesting pieces that use ceramics, they’re of not much interest. So why feature them there? I found something interesting about Chanel watches! The J12 Eclipse Boxed set mimics an actual eclipse moving over the seven watches in the box, from full white to full black ceramics, and very cool two-tone gradients in between.
LVMH Is Bringing Back The Gerald Genta Name, Just Like Daniel Roth
A week after they announced the first new watch under the Daniel Roth name (but not actually made by Roth), LVMH announces they will be reviving another brand that was owned by Bvlgari, just like Roth. They will be remaking the Gerald Genta brand with the master watchmakers of La Fabrique du Temps Louis Vuitton, LVMH’s state-of-the-art watchmaking factory in Switzerland. FT reports that Genta’s widow is backing up the whole process, giving her green light on the relaunch, while continuing her task of securing the legacy of her husband.
The first models should come out in 2024 and it is said that the brand will focus on high-end watchmaking and forward-looking conception, not vintage revival.
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On hand - a selection of review

1/
Escapement reviews the Angelus Chronodate Gold and Chronodate Tiatnium
2/
Hodinkee goes hands-on with the new Tudor Black Bay GMT with opaline dial
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Watch Worthy - A look at an offbeat, less known watch you might actually like

Introducing: Trilobe Une Folle Journée Dune
A year after the release of the Une Folle JournĂ©e collection, Trilobe adds the brand-new Dune version. Trilobe makes a small change with big results for an all-around rather spectacular watch. Une folle journĂ©e is French for “a crazy day,” and this is quite applicable here. It is not often that you run into a day displayed in three elevated circles, but that is what you get here.
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2023.03.29 12:17 SOO4R3R-217 Massive GTR Town Meet In Gotemba + My Own Independent Street View Challenge: "Japanese Car Spotting Until A Toyota Soarer MZ20 Aerocabin Is Found Part 1

GTR Town Meet in Gotemba:
  1. Awesome Nissan Skyline GTR Fun Run: 2x GTR BNR32s and 2x GTR BNR34s (Gotemba, 2022) https://www.google.com.ph/maps/@35.3128471,138.9280035,3a,15y,134.34h,86.53t/data=!3m7!1e1!3m5!1s_yRDN2g-pOM1x1x06k16Jw!2e0!5s20221001T000000!7i16384!8i8192?hl=en
https://www.google.com.ph/maps/@35.3129472,138.9280467,3a,15y,166.78h,86.6t/data=!3m7!1e1!3m5!1sKHP8-rTByctVQv3XEYFbGg!2e0!5s20221001T000000!7i16384!8i8192?hl=en
https://www.google.com.ph/maps/@35.3129472,138.9280467,3a,15y,17.65h,82.66t/data=!3m7!1e1!3m5!1sKHP8-rTByctVQv3XEYFbGg!2e0!5s20221001T000000!7i16384!8i8192?hl=en
  1. Nissan Skyline GTR BNR34 (Gotemba, 2022) https://www.google.com.ph/maps/@35.3122933,138.9277098,3a,15y,157.08h,86.35t/data=!3m7!1e1!3m5!1sLAzEMhH5mZ1nWiRdpvbvyQ!2e0!5s20221001T000000!7i16384!8i8192?hl=en
  2. Nissan Skyline GTR BNR32 (Gotemba, 2022) https://www.google.com.ph/maps/@35.3122024,138.9276549,3a,15y,132.2h,84.9t/data=!3m7!1e1!3m5!1sfZUU1AKA5qUJMCiYJ9PAiA!2e0!5s20221001T000000!7i16384!8i8192?hl=en
  3. Nissan Skyline GTR BNR32 (Gotemba, 2022) https://www.google.com.ph/maps/@35.2949981,138.9446202,3a,15y,213.34h,84.69t/data=!3m7!1e1!3m5!1so-qWSTOmqpxWMU1jg_lHZw!2e0!5s20221001T000000!7i16384!8i8192?hl=en
  4. Nissan Skyline GTRs: 2x BNR34 GTRs, 1x R35 and 1x BNR32 (Gotemba, 2022) https://www.google.com.ph/maps/@35.2944027,138.9451952,3a,15y,71.16h,86.81t/data=!3m7!1e1!3m5!1sn5kriroXjbr8V6itkLyLwg!2e0!5s20221001T000000!7i16384!8i8192?hl=en
  5. Nissan Skyline GTRs: BNR34 V-Spec II Nur and KPGC10 Coupe (Gotemba, 2022) https://www.google.com.ph/maps/@35.2945113,138.94563,3a,15y,263.79h,86.12t/data=!3m7!1e1!3m5!1smnzU_5Rpz-iqUZGm81Fx9Q!2e0!5s20221001T000000!7i16384!8i8192?hl=en
  6. Nissan Skyline GTR BNR34 (Gotemba, 2022) https://www.google.com.ph/maps/@35.2942246,138.9455439,3a,15.1y,190.09h,84.13t/data=!3m7!1e1!3m5!1swAzHXR46afCPggqawGVI0A!2e0!5s20221001T000000!7i16384!8i8192?hl=en
  7. Nissan Skyline GTRs: 2x BNR32, 1x BCNR33, 1x BNR34 and 1x R35 (Roam it around to see more GTRs) (Gotemba, 2022) https://www.google.com.ph/maps/@35.2965227,138.9432021,3a,56.4y,312.47h,86.11t/data=!3m6!1e1!3m4!1sjDZU_bScEyFbzzjg5zWn6w!2e0!7i16384!8i8192?hl=en
  8. Nissan Skyline GTRs: 2x BNR32, 1x BCNR33, 1x BNR34 and 1x R35 (Gotemba, 2022) https://www.google.com.ph/maps/@35.2965648,138.943156,3a,15y,304.82h,88.66t/data=!3m6!1e1!3m4!1sUOME1JgUC1MlWcHWAoBvjA!2e0!7i16384!8i8192?hl=en
  9. Tons of R32s-R35s (Gotemba, 2022) https://www.google.com.ph/maps/@35.2965867,138.9431528,3a,15y,144.95h,88.48t/data=!3m6!1e1!3m4!1sIBc8LP-b0FkSoulRBvorFQ!2e0!7i16384!8i8192?hl=en
  10. Nissan Skyline GTR BCNR33 LM Limited (Gotemba, 2022) https://www.google.com.ph/maps/@35.2979092,138.944071,3a,15y,208.49h,90.78t/data=!3m6!1e1!3m4!1sj6vtMD6IQ_Np1off7ULvzg!2e0!7i16384!8i8192?hl=en
  11. Nissans Skyline GTR BNR32 and GTR R35 (Gotemba, 2022) https://www.google.com.ph/maps/@35.2977449,138.943936,3a,16.3y,133.94h,89.22t/data=!3m6!1e1!3m4!1sme0aG1gmN0BBt4V1HiCBmg!2e0!7i16384!8i8192?hl=en
  12. Nissan Skyline GTR BNR32 (Gotemba, 2022) https://www.google.com.ph/maps/@35.2926368,138.9469057,3a,16.8y,359.15h,86.3t/data=!3m6!1e1!3m4!1s6TFznqzPVsZ0NIahZcX3nA!2e0!7i16384!8i8192?hl=en
  13. Nissan GTR R35 (Gotemba, 2022) https://www.google.com.au/maps/@35.2964154,138.9525007,3a,15y,14.43h,86.33t/data=!3m6!1e1!3m4!1sVHtw-Fyv7jsaGyah4-KY0g!2e0!7i16384!8i8192
  14. 2x Nissan Skyline GTR BNR34 (Gotemba, 2022) https://www.google.com.ph/maps/@35.2949185,138.9446971,3a,15y,229.54h,88.48t/data=!3m6!1e1!3m4!1sw5stC_wQdoopU_HJRISb2g!2e0!7i16384!8i8192?hl=en
  15. Nissan GTR R35 (Gotemba, 2022) https://www.google.com.ph/maps/@35.3046922,138.9333305,3a,36.3y,63.79h,69.84t/data=!3m6!1e1!3m4!1sdPB0VaUIgifXIWS_zg90-A!2e0!7i16384!8i8192?hl=en
  16. Nissan GTR R35 (Gotemba, 2022) https://www.google.com.ph/maps/@35.2910445,138.9386806,3a,15y,336.28h,85.78t/data=!3m6!1e1!3m4!1sqJYrErZ5bSpPpXaT_MwRIQ!2e0!7i16384!8i8192?hl=en
  17. 2023 Nissan GTR R35 T-Spec (Gotemba, 2022) https://www.google.com.ph/maps/@35.2869824,138.9598893,3a,15y,160.75h,83.16t/data=!3m6!1e1!3m4!1slfLpm7fhZCRMAMkP54D5Aw!2e0!7i16384!8i8192?hl=en
  18. Nissan GTR R35 (Gotemba, 2022) https://www.google.com.ph/maps/@35.2830947,138.9830108,3a,17.5y,117.44h,89.95t/data=!3m6!1e1!3m4!1srwja6gJGeXYtL2StCGKD7w!2e0!7i16384!8i8192?hl=en
  19. Nissan Skyline GTR BNR32, Skyline ER34 Sedan, Silvia S15 and Widebody Toyota GT86 (Hakone, 2022) https://www.google.com.ph/maps/@35.2754475,139.0072094,3a,24y,172.75h,84.73t/data=!3m6!1e1!3m4!1ss-l-LK4aVdipkMqitwBiDA!2e0!7i16384!8i8192?hl=en
  20. Nissan Skyline GTR BCNR33 and Fairlady Z Z34 Roadster (Gotemba, 2022) https://www.google.com.ph/maps/@35.2997973,138.9480937,3a,15y,178.73h,87.91t/data=!3m6!1e1!3m4!1sscjFBm9jxexSQmaSIrlAKA!2e0!7i16384!8i8192?hl=en
  21. Nissan Skyline GTR BNR32 (Gotemba, 2022) https://www.google.com.ph/maps/@35.2991617,138.9451592,3a,15y,253.49h,87.01t/data=!3m6!1e1!3m4!1s7WvrF_WV_T6KHcTl8Wzn2w!2e0!7i16384!8i8192?hl=en
  22. Nissan GTR R35 (Gotemba, 2022) https://www.google.com.ph/maps/@35.2975181,138.9439431,3a,15y,114.68h,87.28t/data=!3m6!1e1!3m4!1sLU1cbeM-7h6gERq2wHZjYg!2e0!7i16384!8i8192?hl=en
"Japanese Car Spotting Until A Toyota Soarer MZ20 Aerocabin Is Found" Challenge Part I:
  1. Toyota Corona Mark II Coupe (Niiza, 2022) https://www.google.com.ph/maps/@35.7820243,139.5703845,3a,15y,159.96h,84.07t/data=!3m7!1e1!3m5!1sJJT4e1fzxdQvjbXuQzOtBg!2e0!5s20220201T000000!7i16384!8i8192?hl=en
  2. Mazda RX7 FD3S Spirit R Type A (Niiza, 2018) https://www.google.com.ph/maps/@35.781864,139.5706402,3a,15y,173.36h,83.27t/data=!3m7!1e1!3m5!1sFKhzcaaw8G8v0MrYQJVnQg!2e0!5s20180801T000000!7i16384!8i8192?hl=en
  3. Tuned Nissan Silvia S14 Kouki (Niiza, 2022) https://www.google.com.ph/maps/@35.7835218,139.5747744,3a,20.7y,125.92h,77.7t/data=!3m7!1e1!3m5!1sehbG7WhMLsDUrQo-Ihjqkw!2e0!5s20220201T000000!7i16384!8i8192?hl=en
  4. Nissan Skyline GTR BNR32 (Hachioji, 2014) https://www.google.com.ph/maps/@35.6691839,139.3468834,3a,16y,109.22h,82.68t/data=!3m7!1e1!3m5!1sHEbmbrRYjONWEGe56fv4jQ!2e0!5s20140501T000000!7i13312!8i6656?hl=en
  5. Nissan Skyline “Hakosuka” GTR (KPGC10) (Hachioji, 2018) https://www.google.com.ph/maps/@35.6687364,139.3445538,3a,16.7y,316.51h,81.96t/data=!3m7!1e1!3m5!1s56rLk1B1DmSS00QtT7BMCg!2e0!5s20180701T000000!7i16384!8i8192?hl=en
  6. BMW M3 E46 (Hachioji, 2017) https://www.google.com.ph/maps/@35.6658145,139.3510863,3a,15y,353.28h,82.88t/data=!3m7!1e1!3m5!1sBsUp--1Xv9YkAGF_ZLqe_g!2e0!5s20171001T000000!7i13312!8i6656?hl=en
  7. Isuzu 117 Coupe (Hachioji, 2022) https://www.google.com.ph/maps/@35.6535416,139.3540138,3a,15y,59.55h,85.54t/data=!3m7!1e1!3m5!1snsqZgkvf_TrYkP71RsIRsg!2e0!5s20220201T000000!7i16384!8i8192?hl=en
  8. Aussie-spec 1961 Holden EK Special Sedan (Shime, 2013) https://www.google.com.ph/maps/@33.5901831,130.4677324,3a,18.7y,306.74h,84.56t/data=!3m6!1e1!3m4!1sP8Vl0toO2zhBos_IWocs_g!2e0!7i13312!8i6656?hl=en
  9. Honda NSX NA1 (Fuefuki, 2021) https://www.google.com.ph/maps/@35.6599095,138.678434,3a,15y,226.14h,85.87t/data=!3m7!1e1!3m5!1sLtXWmucYgqsqki9UZ7UtxQ!2e0!5s20210601T000000!7i16384!8i8192?hl=en
  10. Mitsubishi Lancer Evolution IX Wagon (Sendai, 2020) https://www.google.com.ph/maps/@38.288813,140.8763315,3a,15.1y,336.05h,74.81t/data=!3m6!1e1!3m4!1smalmc_CKTwdz71L62N45uw!2e0!7i16384!8i8192?hl=en
  11. Mitsubishi Lancer Evolution IX Wagon (Tsuruoka, 2018) https://www.google.com.ph/maps/@38.7320329,139.8368412,3a,16.1y,102.32h,87.2t/data=!3m6!1e1!3m4!1syNI4eflC1SZ5zTRjPMlXeA!2e0!7i13312!8i6656?hl=en
  12. Mitsubishi Lancer Evolution IX Wagon (Sano, 2018) https://www.google.com.ph/maps/@36.3172409,139.6020914,3a,15y,303.32h,84.24t/data=!3m7!1e1!3m5!1sh-T4iL9RJ9b9nvlEPtlvzQ!2e0!5s20180201T000000!7i13312!8i6656?hl=en
  13. Mitsubishi Lancer Evolution IX Wagon (Hachioji, 2014) https://www.google.com.ph/maps/@35.6605104,139.3514593,3a,15y,207.63h,82.09t/data=!3m7!1e1!3m5!1sGpgl0TUvfcX3rWp0JiFcTQ!2e0!5s20140501T000000!7i13312!8i6656?hl=en
  14. Mitsubishi Lancer Evolution IX Wagon (Anan, 2021) https://www.google.com.ph/maps/@33.9720931,134.6514021,3a,15y,19.6h,84.01t/data=!3m6!1e1!3m4!1ssFiDMr6O0Er4fSjxRS-ASA!2e0!7i16384!8i8192?hl=en
  15. Mitsubishi Lancer Evolution IX Wagon (Hamamatsu, 2012) https://www.google.com.ph/maps/@34.7861159,137.7880615,3a,15.1y,123.05h,84.9t/data=!3m6!1e1!3m4!1sqzgijlJWlIwZvgjZWVmq0g!2e0!7i13312!8i6656?hl=en
  16. Ferrari 458 Italia (Saitama, 2019) https://www.google.com.ph/maps/@35.8897229,139.6905658,3a,15y,178.17h,86.24t/data=!3m7!1e1!3m5!1seeCg6rmKoOywVfL9GRy44w!2e0!5s20190701T000000!7i16384!8i8192?hl=en
  17. Ferrari 458 Italia (Nagano, 2019) https://www.google.com.ph/maps/@36.5855819,138.1746581,3a,28.2y,19.48h,78.81t/data=!3m6!1e1!3m4!1sWe3F2I8DzbuY1R4FTdYjFw!2e0!7i16384!8i8192?hl=en
  18. Ferrari F355 GTB (Adachi City, 2018) https://www.google.com.ph/maps/@35.759517,139.7737847,3a,15y,37.23h,86.51t/data=!3m7!1e1!3m5!1sfREuC39eEPHrcopnFqJ87A!2e0!5s20180401T000000!7i16384!8i8192?hl=en
  19. Ferrari F355 GTB (Meguro City, 2014) https://www.google.com.ph/maps/@35.6274079,139.692524,3a,48.9y,114.13h,81.4t/data=!3m7!1e1!3m5!1sr0eg2kIIAMwK8j59xFwVjg!2e0!5s20140701T000000!7i13312!8i6656?hl=en
  20. Ferrari F355 GTB (Setagaya City, 2009) https://www.google.com.ph/maps/@35.6359646,139.622191,3a,15y,240.16h,84.58t/data=!3m7!1e1!3m5!1sbapuLsbVByVotxKIOuu48w!2e0!5s20090701T000000!7i13312!8i6656?hl=en
  21. Morgan 4/4 (Meguro City, 2022) https://www.google.com.ph/maps/@35.614445,139.6684995,3a,15y,33.95h,79.03t/data=!3m6!1e1!3m4!1s2Fl3WlZnG89g0-oat85FzA!2e0!7i16384!8i8192?hl=en
  22. Ferrari 458 Italia (Meguro City, 2022) https://www.google.com.ph/maps/@35.6139577,139.6676664,3a,15y,339.21h,85.71t/data=!3m6!1e1!3m4!1snKECEV9340NKkqDz0D4lhg!2e0!7i16384!8i8192?hl=en
  23. Ferrari Portofino (Suginami City, 2022) https://www.google.com.ph/maps/@35.6753681,139.6140524,3a,15y,335.53h,88.7t/data=!3m6!1e1!3m4!1s7VyFp1Trozy8p0GNFHbxpQ!2e0!7i16384!8i8192?hl=en
  24. 1966 Chevrolet Chevelle (Shinagawa City, 2022) https://www.google.com.ph/maps/@35.6179389,139.7409906,3a,15y,230.21h,85.1t/data=!3m6!1e1!3m4!1sexRSg5KRQRV-bPAIUEilYQ!2e0!7i16384!8i8192?hl=en
  25. Morgan Plus 8 (Shinagawa City, 2022) https://www.google.com.ph/maps/@35.6015809,139.7398468,3a,15y,245.5h,85.66t/data=!3m6!1e1!3m4!1sIAZ0Yeu6kTQBWpJP3S44wg!2e0!7i16384!8i8192?hl=en
  26. BMW M5 F90 (Shinagawa City, 2019) https://www.google.com.ph/maps/@35.5914432,139.7365391,3a,15y,355.39h,84.38t/data=!3m7!1e1!3m5!1sUaM2DrLBK0Qc1yv2OpCLVg!2e0!5s20190701T000000!7i16384!8i8192?hl=en
  27. 1970 Plymouth Cuda 340 (Setagaya City, 2022) https://www.google.com.ph/maps/@35.6038308,139.6521566,3a,15y,250.85h,85.06t/data=!3m6!1e1!3m4!1snCVthn6vWFK8x2KtbXGyZg!2e0!7i16384!8i8192?hl=en
  28. Aston Martin DB11 Volante (Sakura, 2019) https://www.google.com.ph/maps/@35.7025274,140.1806776,3a,15y,224.28h,84.39t/data=!3m7!1e1!3m5!1svPz1U0JP1ZzLkZVbIkQCEA!2e0!5s20190501T000000!7i16384!8i8192?hl=en
  29. Nissan Stagea Autech Version 260RS (Sendai, 2016) https://www.google.com.ph/maps/@38.2883707,140.7631524,3a,15y,342.11h,87.04t/data=!3m7!1e1!3m5!1sy6sRgU0-aLrb5LaLly9Deg!2e0!5s20160801T000000!7i13312!8i6656?hl=en
  30. Nissan Stagea Autech Version 260RS (Kurashiki, 2019) https://www.google.com.ph/maps/@34.5271901,133.7583981,3a,16y,309.7h,83.49t/data=!3m7!1e1!3m5!1smt3hHExR2Cc_liis3Yutyw!2e0!5s20190901T000000!7i16384!8i8192?hl=en
  31. 3rd gen Pontiac Firebird Trans Am (Marugame, 2019) https://www.google.com.ph/maps/@34.2856377,133.8197063,3a,48.6y,211.07h,73.29t/data=!3m7!1e1!3m5!1svfqC-BPVB-c02ftTLpLpCg!2e0!5s20190901T000000!7i16384!8i8192?hl=en
  32. 1980 Pontiac Firebird Trans Am (Sakura, 2019) https://www.google.com.ph/maps/@35.7316137,140.1908843,3a,19.7y,139.17h,80t/data=!3m6!1e1!3m4!1shEF3rWXNmpdBb50nPoyDEQ!2e0!7i16384!8i8192?hl=en
  33. Subaru Forester STI (Hachioji, 2019) https://www.google.com.ph/maps/@35.6514518,139.291662,3a,39.2y,16.56h,77.24t/data=!3m7!1e1!3m5!1swBGDzlUxLmfm6Ra53Yd0lQ!2e0!5s20190201T000000!7i16384!8i8192?hl=en
  34. Subaru Forester STI (Sakura, 2019) https://www.google.com.ph/maps/@36.6678543,139.9600511,3a,15y,262.24h,88.17t/data=!3m6!1e1!3m4!1sdvXCDbVHbYIKTHJdFqnL9g!2e0!7i16384!8i8192?hl=en
  35. Subaru Forester STI (Odawara, 2021) https://www.google.com.ph/maps/@35.2799852,139.2117056,3a,15.7y,44.07h,87.65t/data=!3m7!1e1!3m5!1s-l4dP5C7ql0-LBNHM8mYdg!2e0!5s20210701T000000!7i16384!8i8192?hl=en
  36. Toyota GR Yaris and Mercedes Benz AMG GT 53 (Gotemba, 2022) https://www.google.com.ph/maps/@35.3115847,138.9310272,3a,15y,180.95h,87.29t/data=!3m7!1e1!3m5!1s9WtOWgQ_orPvLJ2gJC5h1w!2e0!5s20220301T000000!7i16384!8i8192?hl=en
  37. Porsche 991 GT3 (Gotemba, 2022) https://www.google.com.au/maps/@35.2957584,138.9531714,3a,15y,36.19h,86.88t/data=!3m6!1e1!3m4!1sSzMTfDqW5xuyyap27MWwUg!2e0!7i16384!8i8192
  38. Honda Civic Type R FK2 (Gotemba, 2022) https://www.google.com.ph/maps/@35.3046055,138.9335528,3a,15y,32.07h,87.61t/data=!3m6!1e1!3m4!1svWTxMpDMXC7w7mp6kuqPnw!2e0!7i16384!8i8192?hl=en
submitted by SOO4R3R-217 to StreetviewCarSpotting [link] [comments]


2023.03.29 10:14 JG-at-Prime Why Does FINRA Have a 1.6 Billion Dollar Investment Portfolio?

TLDR: FINRA has access to what in any other organization would be considered massive amounts of insider information. It also has a massive conflict of interest in the form of a 1.6 Billion dollar investment portfolio. The portfolio of the Self Regulatory Agency is largely unknown and is largely (if not completely) unmonitored by any other regulatory agency(s). I would be really, really curious to know how much of that portfolio is short?
In addition to massive conflicts of interest and minimal supervision from the SEC, FINERA does not appear to be directly accountable to Congress, rather than direct accountability FINRA instead invests a lot of money in lobbying. In 2012, it spent $960,000 as it pushed for legislation that would allow it to expand its regulatory reach to include RIAs, who are now primarily regulated by the SEC.
FINERA should have no ability to halt any stocks or securities while it is invested in the very markets it purports to regulate.
https://www.mercatus.org/media/46396/download
”LACK OF ACCOUNTABILITY”
”By law, the SEC is in charge of Finra and has the power to approve or reject any rules Finra wants to adopt. But it applies little more than a rubber stamp to Finra’s rules, critics say.”
“In practice, Finra operates with substantial independence from the SEC,” Hester Peirce, a senior research fellow at the Mercatus Center at George Mason University, noted in a 2015 paper. “Finra rules do not typically attract close attention from the SEC commissioners.”
”Finra operates with substantial independence from the SEC.” - Hester Peirce
(Source deleted)
”The Government Accountability Office likewise found that the SEC could be doing a better job of overseeing Finra in a 2012 report and a follow-up report in 2015. In the follow-up report, the GAO said the SEC had improved its monitoring of Finra but that it still needed to develop specific performance goals and measures for Finra oversight, formalize documentation of oversight determinations and perform an assessment of Finra’s internal risks related to staffing and priorities.”
https://www.investopedia.com/ask/answers/how-does-finra-differ-sec/
“Although it has regulatory powers, FINRA is not part of the government. It is a not-for-profitentity and the largest self-regulatory organization (SRO)in the securities industry within the U.S.”
”FINRA stands for "Financial Industry Regulatory Authority" and is a not-for-profit organization overseen by the SEC that seeks to protect investors by primarily overseeing all brokers in the securities marketplace. It lays out specific laws and requirements and provides certificates for individuals to be able to operate in the securities market.”
”FINRA is responsible for overseeing virtually all U.S. stockbrokersand brokerage firmsand providing avenues and legal certifications for those individuals to appropriately operate in their specific marketplaces.”
https://www.wsj.com/articles/wall-street-regulator-is-also-an-investorwith-meager-returns-1507195803 ”Finra's $1.6 billion portfolio has returned 3.4% annually, versus 6% for a half-stock, half-bond portfolio.”
https://www.investmentnews.com/finra-denies-wsj-report-that-regulator-has-underperforming-portfolio-72391 ”Finra denies WSJ report that regulator has underperforming portfolio. Regulator says Journal's analysis makes improper comparison of returns.”
”From Finra’s origins in 2004 through 2016, the Financial Industry Regulatory Authority’s actively managed $1.6 billion investment portfolio has returned 3.4%, or $440 million less than a 6% return had the self-regulator invested in a balanced mix of global stocks and U.S. bonds, according to Wall Street Journal calculations of figures in Finra’s annual reports.”
https://www.investmentnews.com/finra-whos-watching-the-watchdog-72102 *”Finra wields enormous power over the lives of brokers and broker-dealers. Last year alone, it issued more than 1,400 disciplinary actions and barred more than 500 brokers from the industry.
And yet people in the industry know little about how Finra operates, how it spends the millions it collects in membership fees and fines, and how it sets its regulatory agenda. Finra writes its own rules, meets behind closed doors and releases information if and when it deems necessary.”*
”Finra is the watchdog that no one is watching. “It is largely unaccountable to the industry or to the public,” David Burton, a senior fellow in economic policy at the Heritage Foundation, wrote in a February report. “Due process, transparency and regulatory-review protections normally associated with regulators are not present, and its arbitration process is flawed. Reforms are necessary.”
”In an InvestmentNewssurvey of 363 readers who are regulated by Finra, nearly half — 48% — said the organization is not doing a good job of regulating brokers, compared with 29% who said it was. Meanwhile, 61% said Finra is not transparent about its finances, and the same percentage said the SEC’s oversight of Finra is inadequate.”
“Is it [Finra] a government or not a government agency? As long as there’s not a choice for brokers, it’s a monopoly – and monopolies need to be regulated.”
*”Jim R. Webb, CEO, Cape Securities Inc.
Jim R. Webb, CEO of broker-dealer Cape Securities Inc., is frustrated that Finra acts like a government agency but does not have to follow the laws that govern public agencies. For example, it is not subject to laws that would allow the public to attend its meetings, nor is it subject to the Freedom of Information Act, which allows anyone to request information about any matter from a federal agency.”*
”Finra protects itself from lawsuits from members by claiming that as an SRO it has absolute immunity from private lawsuits challenging the conduct of its regulatory mission.”
“There needs to be definition,” Mr. Webb said. “Is it a government agency or not a government agency? As long as there’s not a choice for brokers, it’s a monopoly — and monopolies need to be regulated.”
From a seeking alpha article that I cannot link due to Reddit blocking the site. (just search for the title, top result) Why Does FINRA Have An Investment Portfolio?
Oct. 11, 2017 12:10 PM ET By Roger Nusbaum, AdvisorShares ETF Strategist
”FINRA has an investment portfolio with a long track record of underperforming a 50/50 portfolio.”
”So, here’s a weird one involving FINRA that you might have picked up in the last few days. Apparently, it has a large, $1.6 billion investment portfolio, and the returns have been weak, according to the Wall Street Journal, underperforming a 50/50 equity/fixed income portfolio for quite a few years.”
”The WSJ article is woefully incomplete. It doesn’t say what the purpose of the portfolio is, it is unclear how it can even have a portfolio, and there are no specifics as to what the portfolio is benchmarked to other than a reference to a custom benchmark. The origin goes back to 2004, and it came out of the blocks trying to emulate the college endowments, which back then were revered. As a side note, the tide may have gone out some for quite a few of the endowments, but there is still plenty to learn about asset allocation from them.”
”As the story goes, the FINRA portfolio decided to significantly reduce its equity exposure in, um
.2009. The article provides no details on how much equity exposure it had back then, but the portfolio underperformed a 50/50 in 2008, or how much it has now, but there is a quote from a spokeswoman about targeting a “much more conservative approach than a 50/50 benchmark.”
The rolls and activities of our regulatory agencies needs to be seriously examined and heavily re-evaluated.
submitted by JG-at-Prime to DeepFuckingValue [link] [comments]


2023.03.29 09:43 JG-at-Prime Why does FINERA have a 1.6 Billion Dollar Investment Portfolio?

This post relates to GME because this is a part of our market that requires more reform than we previously anticipated. TLDR: FINRA has access to what in any other organization would be considered massive amounts of insider information. It also has a massive conflict of interest in the form of a 1.6 Billion dollar investment portfolio. The portfolio of the Self Regulatory Agency is largely unknown and is largely (if not completely) unmonitored by any other regulatory agency(s). I would be really, really curious to know how much of that portfolio is short? In addition to massive conflicts of interest and minimal supervision from the SEC, FINERA does not appear to be directly accountable to Congress, rather than direct accountability FINRA instead invests a lot of money in lobbying. In 2012, it spent $960,000 as it pushed for legislation that would allow it to expand its regulatory reach to include RIAs, who are now primarily regulated by the SEC. FINERA should have no ability to halt any stocks or securities while it is invested in the very markets it purports to regulate.
https://www.mercatus.org/media/46396/download ”LACK OF ACCOUNTABILITY” ”By law, the SEC is in charge of Finra and has the power to approve or reject any rules Finra wants to adopt. But it applies little more than a rubber stamp to Finra’s rules, critics say.” “In practice, Finra operates with substantial independence from the SEC,” Hester Peirce, a senior research fellow at the Mercatus Center at George Mason University, noted in a 2015 paper. “Finra rules do not typically attract close attention from the SEC commissioners.” ”Finra operates with substantial independence from the SEC.” - Hester Peirce
(Source deleted) ”The Government Accountability Office likewise found that the SEC could be doing a better job of overseeing Finra in a 2012 report and a follow-up report in 2015. In the follow-up report, the GAO said the SEC had improved its monitoring of Finra but that it still needed to develop specific performance goals and measures for Finra oversight, formalize documentation of oversight determinations and perform an assessment of Finra’s internal risks related to staffing and priorities.”
https://www.investopedia.com/ask/answers/how-does-finra-differ-sec/ “Although it has regulatory powers, FINRA is not part of the government. It is a not-for-profitentity and the largest self-regulatory organization (SRO)in the securities industry within the U.S.” ”FINRA stands for "Financial Industry Regulatory Authority" and is a not-for-profit organization overseen by the SEC that seeks to protect investors by primarily overseeing all brokers in the securities marketplace. It lays out specific laws and requirements and provides certificates for individuals to be able to operate in the securities market.” ”FINRA is responsible for overseeing virtually all U.S. stockbrokersand brokerage firmsand providing avenues and legal certifications for those individuals to appropriately operate in their specific marketplaces.”
https://www.wsj.com/articles/wall-street-regulator-is-also-an-investorwith-meager-returns-1507195803 ”Finra's $1.6 billion portfolio has returned 3.4% annually, versus 6% for a half-stock, half-bond portfolio.”
https://www.investmentnews.com/finra-denies-wsj-report-that-regulator-has-underperforming-portfolio-72391 ”Finra denies WSJ report that regulator has underperforming portfolio. Regulator says Journal's analysis makes improper comparison of returns.” ”From Finra’s origins in 2004 through 2016, the Financial Industry Regulatory Authority’s actively managed $1.6 billion investment portfolio has returned 3.4%, or $440 million less than a 6% return had the self-regulator invested in a balanced mix of global stocks and U.S. bonds, according to Wall Street Journal calculations of figures in Finra’s annual reports.”
https://www.investmentnews.com/finra-whos-watching-the-watchdog-72102 ”Finra wields enormous power over the lives of brokers and broker-dealers. Last year alone, it issued more than 1,400 disciplinary actions and barred more than 500 brokers from the industry. And yet people in the industry know little about how Finra operates, how it spends the millions it collects in membership fees and fines, and how it sets its regulatory agenda. Finra writes its own rules, meets behind closed doors and releases information if and when it deems necessary.” ”Finra is the watchdog that no one is watching. “It is largely unaccountable to the industry or to the public,” David Burton, a senior fellow in economic policy at the Heritage Foundation, wrote in a February report. “Due process, transparency and regulatory-review protections normally associated with regulators are not present, and its arbitration process is flawed. Reforms are necessary.” ”In an InvestmentNewssurvey of 363 readers who are regulated by Finra, nearly half — 48% — said the organization is not doing a good job of regulating brokers, compared with 29% who said it was. Meanwhile, 61% said Finra is not transparent about its finances, and the same percentage said the SEC’s oversight of Finra is inadequate.” “Is it [Finra] a government or not a government agency? As long as there’s not a choice for brokers, it’s a monopoly – and monopolies need to be regulated.” ”Jim R. Webb, CEO, Cape Securities Inc. Jim R. Webb, CEO of broker-dealer Cape Securities Inc., is frustrated that Finra acts like a government agency but does not have to follow the laws that govern public agencies. For example, it is not subject to laws that would allow the public to attend its meetings, nor is it subject to the Freedom of Information Act, which allows anyone to request information about any matter from a federal agency.” ”Finra protects itself from lawsuits from members by claiming that as an SRO it has absolute immunity from private lawsuits challenging the conduct of its regulatory mission.” “There needs to be definition,” Mr. Webb said. “Is it a government agency or not a government agency? As long as there’s not a choice for brokers, it’s a monopoly — and monopolies need to be regulated.”
From a seeking alpha article that I cannot link due to Reddit blocking the site. (just search for the title, top result) Why Does FINRA Have An Investment Portfolio? Oct. 11, 2017 12:10 PM ET By Roger Nusbaum, AdvisorShares ETF Strategist ”FINRA has an investment portfolio with a long track record of underperforming a 50/50 portfolio.” ”So, here’s a weird one involving FINRA that you might have picked up in the last few days. Apparently, it has a large, $1.6 billion investment portfolio, and the returns have been weak, according to the Wall Street Journal, underperforming a 50/50 equity/fixed income portfolio for quite a few years.” ”The WSJ article is woefully incomplete. It doesn’t say what the purpose of the portfolio is, it is unclear how it can even have a portfolio, and there are no specifics as to what the portfolio is benchmarked to other than a reference to a custom benchmark. The origin goes back to 2004, and it came out of the blocks trying to emulate the college endowments, which back then were revered. As a side note, the tide may have gone out some for quite a few of the endowments, but there is still plenty to learn about asset allocation from them.” ”As the story goes, the FINRA portfolio decided to significantly reduce its equity exposure in, um
.2009. The article provides no details on how much equity exposure it had back then, but the portfolio underperformed a 50/50 in 2008, or how much it has now, but there is a quote from a spokeswoman about targeting a “much more conservative approach than a 50/50 benchmark.”
The rolls and activities of our regulatory agencies needs to be seriously examined and heavily re-evaluated.
submitted by JG-at-Prime to GME [link] [comments]


2023.03.29 09:06 JG-at-Prime Why Does FINRA Have A 1.6 Billion Dollar Investment Portfolio?

TLDR: FINRA has access to what in any other organization would be considered massive amounts of insider information. It also has a massive conflict of interest in the form of a 1.6 Billion dollar investment portfolio. The portfolio of the Self Regulatory Agency is largely unknown and is largely (if not completely) unmonitored by any other regulatory agency(s).
I would be really, really curious to know how much of that portfolio is short?
In addition to massive conflicts of interest and minimal supervision from the SEC, FINERA does not appear to be directly accountable to Congress, rather than direct accountability FINRA instead invests a lot of money in lobbying. In 2012, it spent $960,000 as it pushed for legislation that would allow it to expand its regulatory reach to include RIAs, who are now primarily regulated by the SEC.
FINERA should have no ability to halt any stocks or securities while it is invested in the very markets it purports to regulate.
https://www.mercatus.org/media/46396/download
”LACK OF ACCOUNTABILITY”
”By law, the SEC is in charge of Finra and has the power to approve or reject any rules Finra wants to adopt. But it applies little more than a rubber stamp to Finra’s rules, critics say.”
“In practice, Finra operates with substantial independence from the SEC,” Hester Peirce, a senior research fellow at the Mercatus Center at George Mason University, noted in a 2015 paper. “Finra rules do not typically attract close attention from the SEC commissioners.”
”Finra operates with substantial independence from the SEC.” - Hester Peirce
(Source deleted)
”The Government Accountability Office likewise found that the SEC could be doing a better job of overseeing Finra in a 2012 report and a follow-up report in 2015. In the follow-up report, the GAO said the SEC had improved its monitoring of Finra but that it still needed to develop specific performance goals and measures for Finra oversight, formalize documentation of oversight determinations and perform an assessment of Finra’s internal risks related to staffing and priorities.”
https://www.investopedia.com/ask/answers/how-does-finra-differ-sec/
“Although it has regulatory powers, FINRA is not part of the government. It is a not-for-profit entity and the largest self-regulatory organization (SRO) in the securities industry within the U.S.”
”FINRA stands for "Financial Industry Regulatory Authority" and is a not-for-profit organization overseen by the SEC that seeks to protect investors by primarily overseeing all brokers in the securities marketplace. It lays out specific laws and requirements and provides certificates for individuals to be able to operate in the securities market.”
”FINRA is responsible for overseeing virtually all U.S. stockbrokers and brokerage firms and providing avenues and legal certifications for those individuals to appropriately operate in their specific marketplaces.”
https://www.wsj.com/articles/wall-street-regulator-is-also-an-investorwith-meager-returns-1507195803
”Finra's $1.6 billion portfolio has returned 3.4% annually, versus 6% for a half-stock, half-bond portfolio.”
https://www.investmentnews.com/finra-denies-wsj-report-that-regulator-has-underperforming-portfolio-72391
”Finra denies WSJ report that regulator has underperforming portfolio. Regulator says Journal's analysis makes improper comparison of returns.”
”From Finra’s origins in 2004 through 2016, the Financial Industry Regulatory Authority’s actively managed $1.6 billion investment portfolio has returned 3.4%, or $440 million less than a 6% return had the self-regulator invested in a balanced mix of global stocks and U.S. bonds, according to Wall Street Journal calculations of figures in Finra’s annual reports.”
https://www.investmentnews.com/finra-whos-watching-the-watchdog-72102
”Finra wields enormous power over the lives of brokers and broker-dealers. Last year alone, it issued more than 1,400 disciplinary actions and barred more than 500 brokers from the industry. And yet people in the industry know little about how Finra operates, how it spends the millions it collects in membership fees and fines, and how it sets its regulatory agenda. Finra writes its own rules, meets behind closed doors and releases information if and when it deems necessary.”
”Finra is the watchdog that no one is watching. “It is largely unaccountable to the industry or to the public,” David Burton, a senior fellow in economic policy at the Heritage Foundation, wrote in a February report. “Due process, transparency and regulatory-review protections normally associated with regulators are not present, and its arbitration process is flawed. Reforms are necessary.”
”In an InvestmentNews survey of 363 readers who are regulated by Finra, nearly half — 48% — said the organization is not doing a good job of regulating brokers, compared with 29% who said it was. Meanwhile, 61% said Finra is not transparent about its finances, and the same percentage said the SEC’s oversight of Finra is inadequate.”
“Is it [Finra] a government or not a government agency? As long as there’s not a choice for brokers, it’s a monopoly – and monopolies need to be regulated.”
”Jim R. Webb, CEO, Cape Securities Inc. Jim R. Webb, CEO of broker-dealer Cape Securities Inc., is frustrated that Finra acts like a government agency but does not have to follow the laws that govern public agencies. For example, it is not subject to laws that would allow the public to attend its meetings, nor is it subject to the Freedom of Information Act, which allows anyone to request information about any matter from a federal agency.”
”Finra protects itself from lawsuits from members by claiming that as an SRO it has absolute immunity from private lawsuits challenging the conduct of its regulatory mission.”
“There needs to be definition,” Mr. Webb said. “Is it a government agency or not a government agency? As long as there’s not a choice for brokers, it’s a monopoly — and monopolies need to be regulated.”
From a seeking alpha article that I cannot link due to Reddit blocking the site. (just search for the title, top result)
Why Does FINRA Have An Investment Portfolio?
Oct. 11, 2017 12:10 PM ET By Roger Nusbaum, AdvisorShares ETF Strategist
”FINRA has an investment portfolio with a long track record of underperforming a 50/50 portfolio.”
”So, here’s a weird one involving FINRA that you might have picked up in the last few days. Apparently, it has a large, $1.6 billion investment portfolio, and the returns have been weak, according to the Wall Street Journal, underperforming a 50/50 equity/fixed income portfolio for quite a few years.”
”The WSJ article is woefully incomplete. It doesn’t say what the purpose of the portfolio is, it is unclear how it can even have a portfolio, and there are no specifics as to what the portfolio is benchmarked to other than a reference to a custom benchmark. The origin goes back to 2004, and it came out of the blocks trying to emulate the college endowments, which back then were revered. As a side note, the tide may have gone out some for quite a few of the endowments, but there is still plenty to learn about asset allocation from them.”
”As the story goes, the FINRA portfolio decided to significantly reduce its equity exposure in, um
.2009. The article provides no details on how much equity exposure it had back then, but the portfolio underperformed a 50/50 in 2008, or how much it has now, but there is a quote from a spokeswoman about targeting a “much more conservative approach than a 50/50 benchmark.”
The rolls and activities of our regulatory agencies needs to be seriously examined and heavily re-evaluated.
submitted by JG-at-Prime to Superstonk [link] [comments]


2023.03.29 09:01 JG-at-Prime Why Does FINRA Have A 1.6 Billion Dollar Investment Portfolio?

TLDR: FINRA has access to what in any other organization would be considered massive amounts of insider information. It also has a massive conflict of interest in the form of a 1.6 Billion dollar investment portfolio. The portfolio of the Self Regulatory Agency is largely unknown and is largely (if not completely) unmonitored by any other regulatory agency(s).
I would be really, really curious to know how much of that portfolio is short?
In addition to massive conflicts of interest and minimal supervision from the SEC, FINERA does not appear to be directly accountable to Congress, rather than direct accountability FINRA instead invests a lot of money in lobbying. In 2012, it spent $960,000 as it pushed for legislation that would allow it to expand its regulatory reach to include RIAs, who are now primarily regulated by the SEC.
FINERA should have no ability to halt any stocks or securities while it is invested in the very markets it purports to regulate.
https://www.mercatus.org/media/46396/download
”LACK OF ACCOUNTABILITY”
”By law, the SEC is in charge of Finra and has the power to approve or reject any rules Finra wants to adopt. But it applies little more than a rubber stamp to Finra’s rules, critics say.”
“In practice, Finra operates with substantial independence from the SEC,” Hester Peirce, a senior research fellow at the Mercatus Center at George Mason University, noted in a 2015 paper. “Finra rules do not typically attract close attention from the SEC commissioners.”
”Finra operates with substantial independence from the SEC.” - Hester Peirce
(Source deleted)
”The Government Accountability Office likewise found that the SEC could be doing a better job of overseeing Finra in a 2012 report and a follow-up report in 2015. In the follow-up report, the GAO said the SEC had improved its monitoring of Finra but that it still needed to develop specific performance goals and measures for Finra oversight, formalize documentation of oversight determinations and perform an assessment of Finra’s internal risks related to staffing and priorities.”
https://www.investopedia.com/ask/answers/how-does-finra-differ-sec/
“Although it has regulatory powers, FINRA is not part of the government. It is a not-for-profit entity and the largest self-regulatory organization (SRO) in the securities industry within the U.S.”
”FINRA stands for "Financial Industry Regulatory Authority" and is a not-for-profit organization overseen by the SEC that seeks to protect investors by primarily overseeing all brokers in the securities marketplace. It lays out specific laws and requirements and provides certificates for individuals to be able to operate in the securities market.”
”FINRA is responsible for overseeing virtually all U.S. stockbrokers and brokerage firms and providing avenues and legal certifications for those individuals to appropriately operate in their specific marketplaces.”
https://www.wsj.com/articles/wall-street-regulator-is-also-an-investorwith-meager-returns-1507195803
”Finra's $1.6 billion portfolio has returned 3.4% annually, versus 6% for a half-stock, half-bond portfolio.”
https://www.investmentnews.com/finra-denies-wsj-report-that-regulator-has-underperforming-portfolio-72391
”Finra denies WSJ report that regulator has underperforming portfolio. Regulator says Journal's analysis makes improper comparison of returns.”
”From Finra’s origins in 2004 through 2016, the Financial Industry Regulatory Authority’s actively managed $1.6 billion investment portfolio has returned 3.4%, or $440 million less than a 6% return had the self-regulator invested in a balanced mix of global stocks and U.S. bonds, according to Wall Street Journal calculations of figures in Finra’s annual reports.”
https://www.investmentnews.com/finra-whos-watching-the-watchdog-72102
”Finra wields enormous power over the lives of brokers and broker-dealers. Last year alone, it issued more than 1,400 disciplinary actions and barred more than 500 brokers from the industry. And yet people in the industry know little about how Finra operates, how it spends the millions it collects in membership fees and fines, and how it sets its regulatory agenda. Finra writes its own rules, meets behind closed doors and releases information if and when it deems necessary.”
”Finra is the watchdog that no one is watching. “It is largely unaccountable to the industry or to the public,” David Burton, a senior fellow in economic policy at the Heritage Foundation, wrote in a February report. “Due process, transparency and regulatory-review protections normally associated with regulators are not present, and its arbitration process is flawed. Reforms are necessary.”
”In an InvestmentNews survey of 363 readers who are regulated by Finra, nearly half — 48% — said the organization is not doing a good job of regulating brokers, compared with 29% who said it was. Meanwhile, 61% said Finra is not transparent about its finances, and the same percentage said the SEC’s oversight of Finra is inadequate.”
“Is it [Finra] a government or not a government agency? As long as there’s not a choice for brokers, it’s a monopoly – and monopolies need to be regulated.”
”Jim R. Webb, CEO, Cape Securities Inc. Jim R. Webb, CEO of broker-dealer Cape Securities Inc., is frustrated that Finra acts like a government agency but does not have to follow the laws that govern public agencies. For example, it is not subject to laws that would allow the public to attend its meetings, nor is it subject to the Freedom of Information Act, which allows anyone to request information about any matter from a federal agency.”
”Finra protects itself from lawsuits from members by claiming that as an SRO it has absolute immunity from private lawsuits challenging the conduct of its regulatory mission.”
“There needs to be definition,” Mr. Webb said. “Is it a government agency or not a government agency? As long as there’s not a choice for brokers, it’s a monopoly — and monopolies need to be regulated.”
From a seeking alpha article that I cannot link due to Reddit blocking the site. (just search for the title, top result)
Why Does FINRA Have An Investment Portfolio?
Oct. 11, 2017 12:10 PM ET By Roger Nusbaum, AdvisorShares ETF Strategist
”FINRA has an investment portfolio with a long track record of underperforming a 50/50 portfolio.”
”So, here’s a weird one involving FINRA that you might have picked up in the last few days. Apparently, it has a large, $1.6 billion investment portfolio, and the returns have been weak, according to the Wall Street Journal, underperforming a 50/50 equity/fixed income portfolio for quite a few years.”
”The WSJ article is woefully incomplete. It doesn’t say what the purpose of the portfolio is, it is unclear how it can even have a portfolio, and there are no specifics as to what the portfolio is benchmarked to other than a reference to a custom benchmark. The origin goes back to 2004, and it came out of the blocks trying to emulate the college endowments, which back then were revered. As a side note, the tide may have gone out some for quite a few of the endowments, but there is still plenty to learn about asset allocation from them.”
”As the story goes, the FINRA portfolio decided to significantly reduce its equity exposure in, um
.2009. The article provides no details on how much equity exposure it had back then, but the portfolio underperformed a 50/50 in 2008, or how much it has now, but there is a quote from a spokeswoman about targeting a “much more conservative approach than a 50/50 benchmark.”
The rolls and activities of our regulatory agencies needs to be seriously examined and heavily re-evaluated.
submitted by JG-at-Prime to DDintoGME [link] [comments]


2023.03.29 08:42 JG-at-Prime Why Does FINRA Have A 1.6 Billion Dollar Investment Portfolio?

TLDR: FINRA has access to what in any other organization would be considered massive amounts of insider information. It also has a massive conflict of interest in the form of a 1.6 Billion dollar investment portfolio. The portfolio of the Self Regulatory Agency is largely unknown and is largely (if not completely) unmonitored by any other regulatory agency(s).
I would be really, really curious to know how much of that portfolio is short? And if they do have short positions, were they short MMTLP when they halted the stock. They used a very obscure type of halt in a big hurry as if they were desperate to save some shorties ass. Was it their own ass?
In addition to massive conflicts of interest and minimal supervision from the SEC, FINERA does not appear to be directly accountable to Congress, rather than direct accountability FINRA instead invests a lot of money in lobbying. In 2012, it spent $960,000 as it pushed for legislation that would allow it to expand its regulatory reach to include RIAs, who are now primarily regulated by the SEC.
FINERA should have no ability to halt any stocks or securities while it is invested in the very markets it purports to regulate.
https://www.mercatus.org/media/46396/download
”LACK OF ACCOUNTABILITY”
”By law, the SEC is in charge of Finra and has the power to approve or reject any rules Finra wants to adopt. But it applies little more than a rubber stamp to Finra’s rules, critics say.”
“In practice, Finra operates with substantial independence from the SEC,” Hester Peirce, a senior research fellow at the Mercatus Center at George Mason University, noted in a 2015 paper. “Finra rules do not typically attract close attention from the SEC commissioners.”
”Finra operates with substantial independence from the SEC.” - Hester Peirce
(Source deleted)
”The Government Accountability Office likewise found that the SEC could be doing a better job of overseeing Finra in a 2012 report and a follow-up report in 2015. In the follow-up report, the GAO said the SEC had improved its monitoring of Finra but that it still needed to develop specific performance goals and measures for Finra oversight, formalize documentation of oversight determinations and perform an assessment of Finra’s internal risks related to staffing and priorities.”
https://www.investopedia.com/ask/answers/how-does-finra-differ-sec/
“Although it has regulatory powers, FINRA is not part of the government. It is a not-for-profit entity and the largest self-regulatory organization (SRO) in the securities industry within the U.S.”
”FINRA stands for "Financial Industry Regulatory Authority" and is a not-for-profit organization overseen by the SEC that seeks to protect investors by primarily overseeing all brokers in the securities marketplace. It lays out specific laws and requirements and provides certificates for individuals to be able to operate in the securities market.”
”FINRA is responsible for overseeing virtually all U.S. stockbrokers and brokerage firms and providing avenues and legal certifications for those individuals to appropriately operate in their specific marketplaces.”
https://www.wsj.com/articles/wall-street-regulator-is-also-an-investorwith-meager-returns-1507195803
”Finra's $1.6 billion portfolio has returned 3.4% annually, versus 6% for a half-stock, half-bond portfolio.”
https://www.investmentnews.com/finra-denies-wsj-report-that-regulator-has-underperforming-portfolio-72391
”Finra denies WSJ report that regulator has underperforming portfolio. Regulator says Journal's analysis makes improper comparison of returns.”
”From Finra’s origins in 2004 through 2016, the Financial Industry Regulatory Authority’s actively managed $1.6 billion investment portfolio has returned 3.4%, or $440 million less than a 6% return had the self-regulator invested in a balanced mix of global stocks and U.S. bonds, according to Wall Street Journal calculations of figures in Finra’s annual reports.”
https://www.investmentnews.com/finra-whos-watching-the-watchdog-72102
”Finra wields enormous power over the lives of brokers and broker-dealers. Last year alone, it issued more than 1,400 disciplinary actions and barred more than 500 brokers from the industry. And yet people in the industry know little about how Finra operates, how it spends the millions it collects in membership fees and fines, and how it sets its regulatory agenda. Finra writes its own rules, meets behind closed doors and releases information if and when it deems necessary.”
”Finra is the watchdog that no one is watching. “It is largely unaccountable to the industry or to the public,” David Burton, a senior fellow in economic policy at the Heritage Foundation, wrote in a February report. “Due process, transparency and regulatory-review protections normally associated with regulators are not present, and its arbitration process is flawed. Reforms are necessary.”
”In an InvestmentNews survey of 363 readers who are regulated by Finra, nearly half — 48% — said the organization is not doing a good job of regulating brokers, compared with 29% who said it was. Meanwhile, 61% said Finra is not transparent about its finances, and the same percentage said the SEC’s oversight of Finra is inadequate.”
“Is it [Finra] a government or not a government agency? As long as there’s not a choice for brokers, it’s a monopoly – and monopolies need to be regulated.”
”Jim R. Webb, CEO, Cape Securities Inc. Jim R. Webb, CEO of broker-dealer Cape Securities Inc., is frustrated that Finra acts like a government agency but does not have to follow the laws that govern public agencies. For example, it is not subject to laws that would allow the public to attend its meetings, nor is it subject to the Freedom of Information Act, which allows anyone to request information about any matter from a federal agency.”
”Finra protects itself from lawsuits from members by claiming that as an SRO it has absolute immunity from private lawsuits challenging the conduct of its regulatory mission.”
“There needs to be definition,” Mr. Webb said. “Is it a government agency or not a government agency? As long as there’s not a choice for brokers, it’s a monopoly — and monopolies need to be regulated.”
From a seeking alpha article that I cannot link due to Reddit blocking the site. (just search for the title, top result)
Why Does FINRA Have An Investment Portfolio?
Oct. 11, 2017 12:10 PM ET By Roger Nusbaum, AdvisorShares ETF Strategist
”FINRA has an investment portfolio with a long track record of underperforming a 50/50 portfolio.”
”So, here’s a weird one involving FINRA that you might have picked up in the last few days. Apparently, it has a large, $1.6 billion investment portfolio, and the returns have been weak, according to the Wall Street Journal, underperforming a 50/50 equity/fixed income portfolio for quite a few years.”
”The WSJ article is woefully incomplete. It doesn’t say what the purpose of the portfolio is, it is unclear how it can even have a portfolio, and there are no specifics as to what the portfolio is benchmarked to other than a reference to a custom benchmark. The origin goes back to 2004, and it came out of the blocks trying to emulate the college endowments, which back then were revered. As a side note, the tide may have gone out some for quite a few of the endowments, but there is still plenty to learn about asset allocation from them.”
”As the story goes, the FINRA portfolio decided to significantly reduce its equity exposure in, um
.2009. The article provides no details on how much equity exposure it had back then, but the portfolio underperformed a 50/50 in 2008, or how much it has now, but there is a quote from a spokeswoman about targeting a “much more conservative approach than a 50/50 benchmark.”
The rolls and activities of our regulatory agencies needs to be seriously examined and heavily re-evaluated.
submitted by JG-at-Prime to MMTLP_ [link] [comments]


2023.03.29 07:44 bakejosh What one thing would you do to improve this truck's capability re: overlanding, sand, and mud?

What one thing would you do to improve this truck's capability re: overlanding, sand, and mud?
Link to specs in comments. Pics are from a Car and Driver photoshoot (Credit: James Lipton).
2023 Bronco Sport Heritage Limited. It's the Badlands + aesthetics and some comfort stuff. 2.0 EcoBoost, twin-clutch rear drive unit, 8.8" ground clearance (That's the spec. One review said 8.6) It's my daily, so I've got no plans to go nuts.
I love the beasts y'all post on here, so I'm curious what y'all might do with a pint-sized truck. I'm not in a big rush to do anything, really; just looking for insight at this point.
I'm a casual. Experience is an '86 Bronco and an '89 Land Cruiser; but it's been >20 years since I had a fun vehicle. Had some buddies with a few huge and cool-looking rigs, but none of us knew what the hell we were doing, lol.
Multi-day overland camping is my sweet-spot, and getting to difficult-access surfing and fishing spots is cool for me.
I'm thinking a winch is in order, but maybe y'all have some better insight? Do they make winches that you can take off between trips without a huge hassle? I've never owned one.
There's a little off-roading ranch 30 minutes from me. Gonna take my daughter out there this weekend and get the truck dirty. Guess I'll know a bit more about her then.
submitted by bakejosh to 4x4 [link] [comments]


2023.03.29 00:37 Edward_Pissypants [S] [USA-TX] BULK BARGAIN BIN Custom Canonet QL17 Giii Nikon FM2 Custom Yashica Electro 35 GTN Zhiyun Crane M3 Minolta Spot Meter F Pentax 67 Left Hand Wood Grip Pentax 6x7 Takumar 75mm f/4.5 6 Rolls Expired Film

Selling off a bunch of random belongings here. Selling everything at significantly less than I will have it listed on Etsy and Ebay - below and well below market price compared to Ebay and elsewhere.
All prices include Paypal fees. Shipping will be about $8-14 anywhere in the US.
Timestamp
Zhiyun Crane M3 - $174
The M3 is basically like new and has never really been used. It didn't fit my DSLR so I just haven't had any use for it. Fully functional
Pentax 67 Left Hand Wood Grip - $134
No issues to speak of. Cosmetic condition visible in photos.
Minolta Spot Meter F - $134
Really great meter I haven't been using much lately. No issues, viewfinder has I think 1 spec of debris but otherwise clear. Accuracy has been tested.
Pentax 6x7 Takumar 75mm f/4.5 - $48
The manual - auto switch on this lens has broken off, but the lens functions normally in auto mode. I shoot a Pentax 67 more than any other camera and literally never ever use "manual" mode. The front element does has a good bit of scratches on it which will affect images. I quickly tested it on a digital camera with an adapter so you can get an idea of what affect there will be. In indirect light image quality is solid/sharp. In bright light theres a bit of flair.
Good way to see how you like the 75mm focal length (about 35mm equivalent).
7 Rolls In-box Expired Color Film - $45
4 Rolls Kodak Max 400 - 03/2009
1 Kodak Gold 200 - 10/2003
1 Elite Chrome Extra Color 100 Slide Film - 11/2002
Custom Canon Canonet QL17 Giii - $274
Canonet is in near mint condition and has had a full CLA and new light seals. The lens and viewfinder are crystal clear with minimal dust. The rangefinder patch is about average for these Canonets, not a Leica but fine to compose your shot. Everything has been fully tested, light meter is accurate.
Nikon FM2n - $295
The FM2n is in excellent condition and fully functional/tested. The viewfinder is clear, but the previous owner apparently tried to clean the focusing screen like a baboon, so it appears dirty through the viewfinder. It's not a problem functionaly, and changing the focus screen takes 10 seconds if you ever want to replace it. I actually love this particular focus screen, as its just a wide circle where you simply turn your lens until your focus is where you want it. No unnecessary dividing line in the center.
This will sell quickly around $350+, so i don't to come down too much here.
Custom Yashica Electro 35 GTN - $134
This camera is in good cosmetic shape with fresh light seals. There are some cleaning marks on the lens which could possibly show in photos in direct light, but will most often/most likely not be an issue. The rangefinder patch is average. Camera fully tested/functional.
submitted by Edward_Pissypants to photomarket [link] [comments]


2023.03.28 23:28 QuestionsGoHere What should I upgrade first?

PC Specs

Motherboard: Asus Strix b350-f Gaming
CPU: Ryzen 7 1800x
CPU cooler: Corsair Hydro h100i gtx 240mm aio
GPU: GTX 1070 FE
RAM: Aegis DDR4 3200mhz 16gb
Storage: WD Blue SN550 500gb m.2 PCIe gen 3
Power Supply: Corsair g750m +80 bronze
Display: 60Hz LG W235VQV 2009 model


I play:
Red Dead 2
Oxygen Not Included
Elden Ring
It Takes Two
Age of Empires II Definitive Edition (no multiplayer)
A Way Out

I may get Cyberpunk in the future but not in a rush

I don't ever see myself playing games like COD Warzone on this PC

My questions are what would be the first thing I should upgrade once I have enough money saved up. What order should I go? Currently at about $250 Canadian gift cards on Amazon.

I’m basically blind in 1 eye so honestly I don’t really see a difference between 60 and 75 Hz monitors. Should I go for a 2k monitor if so any recommendations on Amazon would be appreciated. I’m new with PC’s and picked this one up 2 summers ago on FB Marketplace and am still learning new things and researching.

I would like to know what should be prioritized in order of importance to replace first to last. I have a feeling it would be the monitor first. The PC runs okay although I would like a better FPS on Red Dead with somewhat higher settings. I currently get about 45-55fps on the settings shown in the link


https://imgur.com/gallery/IdT0grL
submitted by QuestionsGoHere to pcmasterrace [link] [comments]


2023.03.28 20:34 Adventurous_Bet_8946 2004 FLHRSI

2004 FLHRSI
Originally purchased in late August 2018 and here's so-called "Harley Tax" list:
Memphis Fats 19" windshield HD parcel rack HD backrest & pad Biker's Choice 11.5" brake rotors Rush Big Louie's slip-ons Kuryakyn extended brake lever SE air cleaner Heritage Softail bars Mr Lucky's coke bottle grips Kuryakyn throttle boss Braided brake lines system Kuryakyn floorboard extenders STA-BO II swingarm stabilizers 13" FLHR rear air shocks Fullsac true dual conversion kit Harley Goodies heat shield Sundowner deep bucket seat SE Hybrid cam plate kit Andrews TW21 cams Torrington cam bearings SE Pro Street Tuner HD bobber style round air cleaner cover Shinko SR777HD tires J&P Cycles rubber footpeg set with clamp-on mounts for engine guard (not installed yet) Lyndall gold plus brake pads
submitted by Adventurous_Bet_8946 to Harley [link] [comments]


2023.03.28 17:13 subreddit_stats Subreddit Stats: CarsIndia top posts from 2020-11-30 to 2023-03-28 09:22 PDT

Period: 848.28 days
Submissions Comments
Total 1000 56572
Rate (per day) 1.18 66.67
Unique Redditors 634 7444
Combined Score 167266 421331

Top Submitters' Top Submissions

  1. 5876 points, 23 submissions: anonymousbroda52
    1. Rajasthan Petrol pump Accident (421 points, 127 comments)
    2. Toyota Car Sales In india Feb 2023 (415 points, 133 comments)
    3. TOP 10 SEDAN SALES FOR FEBRUARY 2023 (405 points, 125 comments)
    4. ACCIDENT BETWEEN FORD ENDEAVOUR VS TATA NEXON AT INTERSECTION (404 points, 105 comments)
    5. Fined 1.40 Lakh bill for wrecking during the test drive (364 points, 58 comments)
    6. Another Adas Misuse Incident !! (324 points, 143 comments)
    7. INDIAN'S AMONG WORLD'S WORST DRIVERS (324 points, 147 comments)
    8. Next Level Scam... (323 points, 32 comments)
    9. CAR COMPANIES SOLD UNITS IN INDIA FOR FEBRUARY 2023 (291 points, 100 comments)
    10. TOP 10 SELLING CARS IN INDIA IN FEBRUARY 2023 (272 points, 99 comments)
  2. 3390 points, 13 submissions: Old_Membership1326
    1. Got a new navigation system for my car (1433 points, 92 comments)
    2. Being behind these kind of trucks scare the shit out of me (504 points, 76 comments)
    3. Not even 10k kms completed and already Mahindra showing it’s reliability (240 points, 85 comments)
    4. I’m part of this Virtus WhatsApp group and all they do over there is rant about how Maruti cars are so unsafe while clicking such photos (198 points, 110 comments)
    5. Yesterday I was going to work in my XUV 700 and all of a sudden I hear a huge “beep” sound and my speedometer and infotainment system began to continuously reboot while my speakers stop working. And my car has just been serviced and it’s still showing service due. Mahindra never disappoints (169 points, 50 comments)
    6. Lexus Etios (156 points, 22 comments)
    7. The only thing I find cute apart from girls (147 points, 30 comments)
    8. Toota hua Ciaz hu mai... (106 points, 32 comments)
    9. Why doesn’t Maruti sell Jimny in India even though they manufacture it over here ? (97 points, 33 comments)
    10. The way Hyundai and Suzuki are marketing their cars to be safe just shows the impact of Tata in the Indian car market. Tata’s increase in sales by making safer cars hasn’t gone unnoticed. (93 points, 48 comments)
  3. 2405 points, 17 submissions: UrNemisis
    1. What in the bawaseer has Hyundai turned Verna into!!!. Pics from a dealer (305 points, 191 comments)
    2. Nexon Ev battery pack (224 points, 64 comments)
    3. Justice for dummies (215 points, 21 comments)
    4. Brother Of Arun Panwar Beaten By Hyundai Dealership. Wtf (170 points, 60 comments)
    5. New Xuv700 2Bhk (160 points, 25 comments)
    6. Service done at 20000km. Service charges were around 3500, pretty cheap. No issues till now. AMA(about the car). (158 points, 80 comments)
    7. 5star hai magr kharcha bohot hai (131 points, 21 comments)
    8. It doesn't even look good in dark colors. Verna N line. Although back looks decent. Overall looks chomu (130 points, 69 comments)
    9. This is how legends park (127 points, 22 comments)
    10. Completed 10000km and the service cost was just 2800rs and that too for a diesel. No issues yet. (121 points, 44 comments)
  4. 2249 points, 5 submissions: adrock_99
    1. Lovely analysis on why EV’s are not the future for India by Faisal khan (1430 points, 229 comments)
    2. End of Sedans Is Imminent. It was fun while it lasted.. (305 points, 185 comments)
    3. Tata Hexa carrying Mahindra Thar (toy), one of the cutest things I’ve seen on our roads (267 points, 41 comments)
    4. Got the delivery of our third Japanese car today. A Toyota Fortuner 4x4. It was just a Dream of my family to have a big car and we finally did it. (163 points, 95 comments)
    5. 2009 Honda City i-Vtec. My 13 year old baby. She brings a smile every time I turn the key. Still red lines like a beast! (84 points, 48 comments)
  5. 2136 points, 17 submissions: rowthauto
    1. Hyundai Ioniq 5 EV launched at Rs. 44.95 lakh. The Ioniq 5 is available with a 72.6 kWh battery pack that has an ARAI-certified range of 631 km. (198 points, 80 comments)
    2. Toyota Innova Hycross makes India debut; Deliveries in January (186 points, 60 comments)
    3. Maruti Suzuki has commenced bookings for the Fronx and it is likely to be launched in the coming months. (161 points, 83 comments)
    4. Hyundai Verna 2023 to come with ADAS Level 2 and over 65 safety features. (151 points, 35 comments)
    5. All New Cars Will Have 6 Airbags From 1st October 2022. (148 points, 45 comments)
    6. 2023 Honda Jazz Facelift Debuts – New Sporty Variant, 10 Airbags Standard. (147 points, 46 comments)
    7. With its turbo-eye and sporty design, the Mahindra XUV300 Turbosport concept is very appealing! (137 points, 31 comments)
    8. The Tata Nexon concept is slammed out (129 points, 43 comments)
    9. Mahindra Scorpio-N price hiked by up-to Rs 1.35 lac. Scorpio-N debuted in India in June 2022 with an entry-level variant priced at Rs 11.99 lakh (ex-showroom). (113 points, 30 comments)
    10. Maruti Baleno Cross might look like this in production. Presented at the 2023 Auto Expo (109 points, 91 comments)
  6. 1575 points, 10 submissions: NeedleworkerLegal573
    1. Just hit the holy number in my Honda City (368 points, 35 comments)
    2. To all the automakers of India (365 points, 43 comments)
    3. Relatable (175 points, 8 comments)
    4. What an understanding (112 points, 36 comments)
    5. A rare sight- atleast in Chennai. Is it common where you live? (104 points, 36 comments)
    6. What this sub needs (104 points, 19 comments)
    7. All in one spares shop for guys like me who is okay with cheapeused spares. DM me for queries, will try to arrange and ship it for you. (95 points, 20 comments)
    8. Oooh, didn’t expect the display to be this butter smooth. PS - I wasn’t driving while recording (92 points, 38 comments)
    9. How much are we paying as taxes for 100rs of petrol. (83 points, 57 comments)
    10. An interesting feature of GM. (77 points, 26 comments)
  7. 1492 points, 11 submissions: Adwai1h
    1. Hmmmmmm (327 points, 59 comments)
    2. Unfortunately Common Sight Isn't It? (172 points, 56 comments)
    3. No one's got time in Bombay đŸ€·đŸœâ€â™‚ïž (165 points, 12 comments)
    4. One of My Favourite Modern Porsche (162 points, 35 comments)
    5. Miami Blue? I kinda like it tbh - Spotted in a Bangalore Mall Parking Lot. (108 points, 24 comments)
    6. Came across this a few years back on the way to Pawna Lake MH, Looks like a Forza Meet-up. (104 points, 11 comments)
    7. An old meme I found on my phone ~ saved from Instagram (102 points, 17 comments)
    8. This wheel is round, Thoughts? - This is what most of the posts on this sub look like (97 points, 29 comments)
    9. Mercedes Unimog on world tour - Bumped into someone cool in Bombay last year. (92 points, 5 comments)
    10. A Peek Into The Past - VW Bugs (84 points, 9 comments)
  8. 1449 points, 12 submissions: vijay001xd
    1. Real reason why sedans are dying (180 points, 44 comments)
    2. Pricing nearly a lakh more than Its benchmark rival city. That too with tiny 1L engine and inferior quality interiors. Has Skoda gone mad? (158 points, 69 comments)
    3. Imagine having powerful engine but could not drive as you wish đŸ„Č (153 points, 40 comments)
    4. Gotta miss the TDI tho :/ (141 points, 18 comments)
    5. People advised me to avoid buying used BMW or any German car. I was like fuck it and gone for it. It’s been 2 months since i bought 320d. I’m absolutely in love with this machine ❀❀ (134 points, 45 comments)
    6. Citroen c3 micro display will be a huge turnoff for people who want to buy this car. Heck, even two wheeler odometer is much better than this. Who the heck approved this shit? (130 points, 46 comments)
    7. Tractor engine kicked in yooooo (112 points, 34 comments)
    8. With Ottoman seats and ADAS, it would make no sense to spend more money on fortuner. Considering Innova hycross might be priced around 30-40L OTR. Toyota is gonna cannibalise themselves hightime (106 points, 83 comments)
    9. Wait, that’s illegal (93 points, 10 comments)
    10. Hey look! Another Facelifted and Repainted car with decade old design -_- (85 points, 9 comments)
  9. 1406 points, 6 submissions: vineetbateman69
    1. HurtsđŸ„Č (somewhere in dombivli) (347 points, 57 comments)
    2. Toyota Prius spotted in Delhi. (315 points, 86 comments)
    3. i rarely find these BYD EVs. what are your honest thoughts about it? (253 points, 136 comments)
    4. So i asked my nearest Nexa showroom the onroad for this Ignis Zeta Amt and they stated that it will be at 8.85L excluding accessories. Man these basic cars getting expensive now! (224 points, 77 comments)
    5. bruh😂 (143 points, 34 comments)
    6. For practical purpose, and an easy driving
shall i consider buying this!? (for our daily market shopping and for my mother for her daily updown at workplace) As we are planning to buy a Good 10L+ rs car after 2-3 years, so the budget is very restricted at 7 lakh ( Need only in Amt) (124 points, 124 comments)
  10. 1359 points, 12 submissions: JammuAurkashmir
    1. what potholes ? (160 points, 25 comments)
    2. Average Indian Biker. (132 points, 21 comments)
    3. This is a second one in a row. (128 points, 33 comments)
    4. Nothing to see. Nothing for thee.. (122 points, 68 comments)
    5. Maruti Suzuki S-presso, caught fire minutes away from the Kannur District Hospital. (121 points, 65 comments)
    6. [Repost] 2023 Honda CRV (114 points, 33 comments)
    7. International disease of bright headlamps! (111 points, 11 comments)
    8. YouShouldKnow: If you can not see the mirrors of the vehicle ahead of you, Driver of that vehicle can not see you. (100 points, 25 comments)
    9. Is there any Indian YouTube channel which reviews the cars critically instead of just showering praises or reading the brochures/press-release ? (98 points, 94 comments)
    10. Maruti Suzuki recalls vehicles over airbag issues. (96 points, 43 comments)
  11. 1167 points, 5 submissions: badass708
    1. Unreal... (459 points, 96 comments)
    2. All are valid arguments but... (407 points, 216 comments)
    3. MS anomaly that wasn't a tin can - guess the black car. (115 points, 43 comments)
    4. Got my EV today! (106 points, 29 comments)
    5. 0-100 in 7.6 seconds ⚡ (80 points, 46 comments)
  12. 1146 points, 5 submissions: srameshr
    1. Got my first car yesterday. A 330i M Sport. (362 points, 86 comments)
    2. New year spin (307 points, 73 comments)
    3. The ex-showroom price of two similarly spec'd cars in India and USA - We pay 2x for the same car (226 points, 156 comments)
    4. Dropped my car off at the washer and they sent me this video! (163 points, 41 comments)
    5. No more 20% state road tax! Citizens won the legal fight against corrupt IAS/KAS officers (the government) to get BH registration for cars in Karnataka (88 points, 19 comments)
  13. 1134 points, 4 submissions: Noob_mobileCamera
    1. That's how we use our expressways. (452 points, 141 comments)
    2. Heard this sub wants a DP change. how's this option? (377 points, 34 comments)
    3. So expressway has got 4 lanes.. Overtaking, 120, 100 and 80. (203 points, 44 comments)
    4. scary lights!!. (102 points, 8 comments)
  14. 1092 points, 6 submissions: SingaporeSinglika
    1. Seeing a lot of BYD cars on the road these days! (287 points, 100 comments)
    2. Thought tinted windows are illegal ¯_(ツ)_/¯ (248 points, 111 comments)
    3. Not everyday you see an e-TRON GT! (177 points, 23 comments)
    4. Spotted this beautiful Safari Storme 4x4 GS800 in Bangalore today. (176 points, 67 comments)
    5. Spotted this G in Bangalore today! (119 points, 22 comments)
    6. Are these super rare in Bangalore? (85 points, 29 comments)
  15. 1054 points, 5 submissions: Intruder_7
    1. This is just so wrong. Didi could just walk on a random street and nobody would give a f but to showoff she wants an "escort" with a siren. And not to mention the little escort has hazard lights on. Man this entitlement and dumbness is crazy (374 points, 152 comments)
    2. POV: You purchased a car after suggestions from CarsIndia (355 points, 42 comments)
    3. Tata Motors showcased more EVs today - Sierra EV and Harrier EV ; ICE version of the Curvv has also been shown - WARNING: Faisal Khan (128 points, 35 comments)
    4. Mini cooper owners be wildin (100 points, 18 comments)
    5. Popular YouTubers upload videos of driving their car in the city at 200 kmph and much worse activities and also influence the audience, hopefully the cops take such cases seriously too (97 points, 27 comments)
  16. 986 points, 5 submissions: Aryan_Singh_17
    1. Suzuki new marketting stratefy (316 points, 104 comments)
    2. mil gayi (195 points, 16 comments)
    3. ache din (187 points, 45 comments)
    4. women can't afFORD (184 points, 22 comments)
    5. riyal (104 points, 24 comments)
  17. 984 points, 3 submissions: FriendshipOk6055
    1. đŸ˜© (613 points, 83 comments)
    2. Drawing of my car i made when i was 9-10 y.o (don't roastđŸ„Č) (212 points, 62 comments)
    3. literal carporn (159 points, 28 comments)
  18. 937 points, 4 submissions: GetTheGanjaBabyInLA
    1. Hyundai claims that new Verna 1.5 turbo gdi does 0-100 kmph in 8.1 seconds (367 points, 105 comments)
    2. Tata Punch Owner Transports 700 Kg Load, Gets 18 Kmpl (262 points, 73 comments)
    3. New Verna facelift. Look how they massacred my boy! (190 points, 58 comments)
    4. Another one down. Sad sad time for sedan fans (118 points, 44 comments)
  19. 926 points, 7 submissions: priths3
    1. I think it looks gorgeous! (205 points, 52 comments)
    2. Interesting little car. (166 points, 90 comments)
    3. Damn! This is actually a VFM price. Thoughts? (153 points, 68 comments)
    4. Insane Value For Money! (111 points, 17 comments)
    5. There's this trend of downvoting comments whenever someone recommends a Maruti. (108 points, 93 comments)
    6. We discus a lot about safety ratings of Indian cars in this sub but we don't often discuss the poor driving habits of Indian drivers which is an equally important issue if not more to address. (96 points, 34 comments)
    7. Dear MG, (87 points, 53 comments)
  20. 885 points, 2 submissions: term1throwaway
    1. An oversimplified guide to the Indian Car Scene (706 points, 146 comments)
    2. STUPENDOUS fuel economy over 700 kilometers of pure city driving on the City Hybrid. Thought the hypermiling enthusiasts here would appreciate :) (179 points, 51 comments)
  21. 873 points, 6 submissions: l3g3ndsnvrdi3
    1. Crossed a river for the first time in my Thar (231 points, 35 comments)
    2. Brought home this beauty yesterday, Skoda Superb TDI L&K (182 points, 39 comments)
    3. Two new cars this year, My Thar and Dad's Tiguan AllSpace :) (158 points, 35 comments)
    4. Shades Of Blue (130 points, 35 comments)
    5. Efficiency of the BMW M340i on the highway gunning it. (91 points, 72 comments)
    6. Ooty in my 2021 Thar. (81 points, 11 comments)
  22. 863 points, 5 submissions: SUNNYHFR
    1. CRETA rash driving (432 points, 159 comments)
    2. Speed doesn't matter if you are gonna brake soon. (147 points, 9 comments)
    3. Take that Tata Motors!.. (115 points, 15 comments)
    4. Tiago EV vs Swift, Baleno, i20, & Brezza.(Features list comparision by TATA Motors). (86 points, 67 comments)
    5. Crumpled. (83 points, 11 comments)
  23. 838 points, 3 submissions: faltugiribuster
    1. Got my VW Virtus GT delivered today (646 points, 120 comments)
    2. Pop-up headlights (100 points, 13 comments)
    3. An old Toyota commercial (92 points, 7 comments)
  24. 838 points, 2 submissions: zvckp
    1. My car wished me happy birthday. (533 points, 47 comments)
    2. Someone is doing an “India EV trip” (22,000 km) in a NEXON EV MAX across India, Nepal and Bhutan. (305 points, 51 comments)
  25. 819 points, 3 submissions: StreetEven5491
    1. the new one looks a bit diff from my previous post but still there is only a minor difference (342 points, 97 comments)
    2. Mahindra’s response to arun panwar (292 points, 56 comments)
    3. Thoughts on new verna ? (185 points, 157 comments)
  26. 768 points, 3 submissions: antsaregay
    1. Our new Honda Amaze VX CVT. Family upgraded from Alto 800. đŸ€ (335 points, 61 comments)
    2. Kushaq base variant. See how the price goes from 8 to 15 lakh (AP) (292 points, 204 comments)
    3. Drop your guesses (141 points, 93 comments)
  27. 755 points, 2 submissions: nottoohotwheels
    1. Not something you see everyday (477 points, 77 comments)
    2. I’m filthy rich, stay away from me peasants! (278 points, 95 comments)
  28. 752 points, 6 submissions: Royal-Winner-7276
    1. vroom vroom gud (206 points, 81 comments)
    2. Cries in 50 lakhs on road price (153 points, 29 comments)
    3. ROAD IS ROAD (129 points, 6 comments)
    4. Got RC renewed for the Maruti 800. 20 years old car now. (97 points, 43 comments)
    5. Scorpio=❌ ISCARPIO=✅ (85 points, 33 comments)
    6. This modded Octavia produces 576 bhp, does 0-100 in 3.8 seconds, does the quarter mile in 11 seconds and on top of that it's all wheel drive. (82 points, 22 comments)
  29. 744 points, 1 submission: Interesting-Honey829
    1. Whoever says you can’t use sunroof in India, lacks imagination. (744 points, 50 comments)
  30. 728 points, 2 submissions: nissimbhalwankar
    1. Why buy an overpriced fortuner when you can buy a gorgeous camry for the same price? This colour suits it really well. (590 points, 103 comments)
    2. Can we change the Sub's banner (138 points, 36 comments)
  31. 724 points, 4 submissions: Able_Tailor_6983
    1. What's up with Mahindra and waiting periods? Don't they calculate inventory before announcing a new car version? Or did the demand exceed expectations? (300 points, 88 comments)
    2. Scorpio-N tyre hits divider & gets completely dislodged from the SUV [Team-BHP] (205 points, 54 comments)
    3. Maruti chairman RC Bhargava says automobile industry cannot grow with 50% tax rate; All taxation need to be rationalised The Financial Express (119 points, 24 comments)
    4. Can someone help identify this car? (100 points, 89 comments)
  32. 722 points, 4 submissions: agarwalkunal12
    1. Maruti Suzuki Fronx - 1.2L and 1.0L turbo SUV with 3995cm length, 308 L boot,100 PS max power and 142 Nm max Torque. Safety: 6 airbags and HUD (242 points, 196 comments)
    2. Found this parked in the hills somewhere in Uttarakhand. (179 points, 23 comments)
    3. Thanks to the kind people on this sub who made my decision easier on every front. My first car and I couldn't have done this without the advise and nitpickings people made me aware of. (166 points, 57 comments)
    4. This is like Tata bragging about After Sales Service (135 points, 36 comments)
  33. 713 points, 4 submissions: Salt_Row1766
    1. Do minis really work in india ? (231 points, 102 comments)
    2. This beauty looks soo good with black alloys (222 points, 58 comments)
    3. Man trying to catch up a 410hp M2💀 (170 points, 36 comments)
    4. the all new pagani codalunga, only 5 are built the engine specs are a 6.0litre twin turbo which churns out 840 hp and 1,110nm it also costs a bomb whooping 62cr (90 points, 63 comments)
  34. 697 points, 5 submissions: Reddit_Survivor9
    1. Idk about the opinions on this car, but I love it. I think it's a perfect car for nipping off to nearby places and also something I'd give my wife if I get married in the future. What are your opinions? (201 points, 151 comments)
    2. Between the Verna and City facelifts, which one are you likely to consider buying? (172 points, 115 comments)
    3. All the cars belonging to Visakhapatnam MP MVV Satyanarayana and his son. (140 points, 61 comments)
    4. So these four plus the bonus in the middle are the ones I have decided on after the advice from this sub (thanks for that). Now I need the final opinion on these five(contd in comments) (94 points, 78 comments)
    5. Hyundai Verna test mule in SK has crashed into a bus, cabin intact. (90 points, 12 comments)
  35. 692 points, 5 submissions: _TheNeonDemon_
    1. Hyundai Venue N-Line provides built in dash cam with multiple features (159 points, 28 comments)
    2. Yeah, sure! (156 points, 27 comments)
    3. One local politician who lives in my neighbourhood always travels in his fortuner while his bodyguards/ team travels in Innova & Ertiga. Either he's super selfless & caring of his team or just plain oblivious about ride comfort. (153 points, 18 comments)
    4. Imagine alto with 6 airbags (136 points, 54 comments)
    5. Spotted this left hand drive VW in Pune yesterday. (88 points, 13 comments)
  36. 689 points, 1 submission: TheBestBondha
    1. Throwback to when my friend crashed his car 10 minutes after taking the delivery. (689 points, 110 comments)
  37. 677 points, 3 submissions: nallasudheer
    1. NCAP assumes all regulators world over really don’t know their business says Maruti Suzuki (280 points, 110 comments)
    2. Volkswagen Taigun And Skoda Kushaq Score 5* In Latest Global NCAP Crash Tests (254 points, 148 comments)
    3. 2022 Maruti Suzuki Swift scores 1 star at Global NCAP crash tests (143 points, 131 comments)
  38. 655 points, 3 submissions: ydv98
    1. Finally took delivery of our new Mahindra Scorpio-N Z8L 4WD AT on the launch dayđŸ–€â™„ïž (301 points, 58 comments)
    2. Got this baby home today ❀ Superb L&K Moon White with Cognac Brown interior. (230 points, 58 comments)
    3. Sunday well spent with the Skoda tribe! (124 points, 28 comments)
  39. 644 points, 5 submissions: smcSTABBINGO
    1. A little retirement gift for my hero â™„ïžđŸŽ The First AX7L AWD Of My Town (318 points, 69 comments)
    2. I'm just gonna leave this here 😂 (84 points, 46 comments)
    3. Recently spotted Hyuntley i20 Continental GT (Ps - Don't you dare make it flash that light if you value your eyesight) âœŒïžđŸ˜€ (84 points, 17 comments)
    4. Completed 15k in 7 months with this beauty. AX7L AWD. AMA :) (82 points, 52 comments)
    5. Auto rickshaw with Sequential turn indicators đŸ«  Meanwhile, I'm still waiting to get mine for XUV 700 đŸ«Ł (76 points, 11 comments)
  40. 644 points, 1 submission: independent_hippo01
    1. Slaying two wheelers on Dusshera (644 points, 132 comments)

Top Commenters

  1. _7567Rex (5346 points, 424 comments)
  2. Previous-Spring-6476 (3137 points, 353 comments)
  3. According_Lifeguard9 (2789 points, 172 comments)
  4. okayhumaunder (2530 points, 377 comments)
  5. TheManFromUnkill (2358 points, 149 comments)
  6. NeedleworkerLegal573 (2314 points, 231 comments)
  7. mxforest (2073 points, 131 comments)
  8. Patient-Grocery8871 (1808 points, 257 comments)
  9. kshb4xred (1741 points, 226 comments)
  10. neighbour_guy3k (1736 points, 143 comments)
  11. Cock_Inspector_2021 (1732 points, 78 comments)
  12. iwjxusuebsjzkzms (1595 points, 47 comments)
  13. UrNemisis (1539 points, 172 comments)
  14. AlternativeClothes43 (1537 points, 64 comments)
  15. gantaigarashi (1495 points, 67 comments)
  16. UrbanCruiserHyryder (1420 points, 139 comments)
  17. term1throwaway (1411 points, 65 comments)
  18. GetTheGanjaBabyInLA (1406 points, 157 comments)
  19. KachraBhiKhelat (1370 points, 99 comments)
  20. Why_when_where (1368 points, 23 comments)
  21. More-Masterpiece-561 (1356 points, 132 comments)
  22. Regalia_BanshEe (1344 points, 238 comments)
  23. Intruder_7 (1328 points, 116 comments)
  24. Airavat2305 (1302 points, 86 comments)
  25. prodey_ (1288 points, 133 comments)
  26. 1selfharm (1278 points, 92 comments)
  27. AyaaaanSingh (1259 points, 125 comments)
  28. IndPolCom (1242 points, 86 comments)
  29. Curious_742 (1238 points, 66 comments)
  30. Thepotatohitme (1174 points, 90 comments)
  31. 4k3R (1167 points, 121 comments)
  32. abbadabbajabba1 (1153 points, 86 comments)
  33. Escudo777 (1151 points, 183 comments)
  34. JammuAurkashmir (1125 points, 129 comments)
  35. tb9551 (1097 points, 56 comments)
  36. trust-me-br0 (1055 points, 196 comments)
  37. ScooterNinja (1055 points, 83 comments)
  38. chd01 (1031 points, 108 comments)
  39. sc1onic (1014 points, 64 comments)
  40. Distinct-Drama7372 (1014 points, 31 comments)
  41. insane36969 (999 points, 75 comments)
  42. Ballisticarrow (992 points, 62 comments)
  43. lifeversace (981 points, 75 comments)
  44. Old_Membership1326 (977 points, 100 comments)
  45. Careless_Feeling8057 (969 points, 54 comments)
  46. Ok_Sell_4059 (964 points, 112 comments)
  47. ObjectiveSquirrel820 (964 points, 65 comments)
  48. Royal-Winner-7276 (953 points, 120 comments)
  49. TurboWraith (930 points, 25 comments)
  50. brabarusmark (929 points, 144 comments)

Top Submissions

  1. Got a new navigation system for my car by Old_Membership1326 (1433 points, 92 comments)
  2. Lovely analysis on why EV’s are not the future for India by Faisal khan by adrock_99 (1430 points, 229 comments)
  3. Whoever says you can’t use sunroof in India, lacks imagination. by Interesting-Honey829 (744 points, 50 comments)
  4. An oversimplified guide to the Indian Car Scene by term1throwaway (706 points, 146 comments)
  5. Throwback to when my friend crashed his car 10 minutes after taking the delivery. by TheBestBondha (689 points, 110 comments)
  6. Got my VW Virtus GT delivered today by faltugiribuster (646 points, 120 comments)
  7. Slaying two wheelers on Dusshera by independent_hippo01 (644 points, 132 comments)
  8. đŸ˜© by FriendshipOk6055 (613 points, 83 comments)
  9. I know this sub is not a fan of the Harrier, but this car has been my dream car since its launch. Got it delivered day before yesterday, and it's a dream to drive. ADAS is wonderful. by Loneagl090 (595 points, 184 comments)
  10. Why buy an overpriced fortuner when you can buy a gorgeous camry for the same price? This colour suits it really well. by nissimbhalwankar (590 points, 103 comments)

Top Comments

  1. 449 points: According_Lifeguard9's comment in What is the technical reason for having such a wide gap between the left and right lanes?
  2. 382 points: threadnoodle's comment in ACCIDENT BETWEEN HYUNDAI I20 VS MARUTI SUZUKI GRAND VITARA
  3. 372 points: TurboWraith's comment in Our Family’s First SUV. What all accessories should i go for ?
  4. 372 points: zvckp's comment in CRETA rash driving
  5. 358 points: neighbour_guy3k's comment in Hyundai Venue accident
  6. 349 points: AlternativeClothes43's comment in Which car has the cleanest image and is considered to be the least rashly driven on our roads?
  7. 342 points: Why_when_where's comment in what's this car?
  8. 336 points: almighty_dev's comment in Bichare ka permanent number tak nahi aaya tha! đŸ„Č
  9. 335 points: KebabB0i's comment in đŸ˜©
  10. 329 points: M_Batman's comment in Wagon R
Generated with BBoe's Subreddit Stats
submitted by subreddit_stats to subreddit_stats [link] [comments]


2023.03.28 16:56 subreddit_stats Subreddit Stats: CarsIndia top posts from 2020-11-30 to 2023-03-28 09:22 PDT

Period: 848.28 days
Submissions Comments
Total 1000 56569
Rate (per day) 1.18 66.67
Unique Redditors 634 7444
Combined Score 167328 421455

Top Submitters' Top Submissions

  1. 5874 points, 23 submissions: anonymousbroda52
    1. Rajasthan Petrol pump Accident (419 points, 127 comments)
    2. Toyota Car Sales In india Feb 2023 (413 points, 133 comments)
    3. ACCIDENT BETWEEN FORD ENDEAVOUR VS TATA NEXON AT INTERSECTION (405 points, 105 comments)
    4. TOP 10 SEDAN SALES FOR FEBRUARY 2023 (401 points, 125 comments)
    5. Fined 1.40 Lakh bill for wrecking during the test drive (364 points, 58 comments)
    6. Another Adas Misuse Incident !! (328 points, 143 comments)
    7. INDIAN'S AMONG WORLD'S WORST DRIVERS (327 points, 147 comments)
    8. Next Level Scam... (316 points, 32 comments)
    9. CAR COMPANIES SOLD UNITS IN INDIA FOR FEBRUARY 2023 (293 points, 100 comments)
    10. TOP 10 SELLING CARS IN INDIA IN FEBRUARY 2023 (274 points, 99 comments)
  2. 3381 points, 13 submissions: Old_Membership1326
    1. Got a new navigation system for my car (1426 points, 92 comments)
    2. Being behind these kind of trucks scare the shit out of me (510 points, 76 comments)
    3. Not even 10k kms completed and already Mahindra showing it’s reliability (239 points, 85 comments)
    4. I’m part of this Virtus WhatsApp group and all they do over there is rant about how Maruti cars are so unsafe while clicking such photos (198 points, 110 comments)
    5. Yesterday I was going to work in my XUV 700 and all of a sudden I hear a huge “beep” sound and my speedometer and infotainment system began to continuously reboot while my speakers stop working. And my car has just been serviced and it’s still showing service due. Mahindra never disappoints (171 points, 50 comments)
    6. Lexus Etios (154 points, 22 comments)
    7. The only thing I find cute apart from girls (141 points, 30 comments)
    8. Toota hua Ciaz hu mai... (103 points, 32 comments)
    9. Why doesn’t Maruti sell Jimny in India even though they manufacture it over here ? (97 points, 33 comments)
    10. The way Hyundai and Suzuki are marketing their cars to be safe just shows the impact of Tata in the Indian car market. Tata’s increase in sales by making safer cars hasn’t gone unnoticed. (93 points, 48 comments)
  3. 2407 points, 17 submissions: UrNemisis
    1. What in the bawaseer has Hyundai turned Verna into!!!. Pics from a dealer (308 points, 191 comments)
    2. Nexon Ev battery pack (224 points, 64 comments)
    3. Justice for dummies (217 points, 21 comments)
    4. Brother Of Arun Panwar Beaten By Hyundai Dealership. Wtf (168 points, 60 comments)
    5. New Xuv700 2Bhk (158 points, 25 comments)
    6. Service done at 20000km. Service charges were around 3500, pretty cheap. No issues till now. AMA(about the car). (156 points, 80 comments)
    7. It doesn't even look good in dark colors. Verna N line. Although back looks decent. Overall looks chomu (135 points, 69 comments)
    8. 5star hai magr kharcha bohot hai (130 points, 21 comments)
    9. This is how legends park (129 points, 22 comments)
    10. Completed 10000km and the service cost was just 2800rs and that too for a diesel. No issues yet. (119 points, 44 comments)
  4. 2235 points, 5 submissions: adrock_99
    1. Lovely analysis on why EV’s are not the future for India by Faisal khan (1408 points, 229 comments)
    2. End of Sedans Is Imminent. It was fun while it lasted.. (306 points, 185 comments)
    3. Tata Hexa carrying Mahindra Thar (toy), one of the cutest things I’ve seen on our roads (275 points, 41 comments)
    4. Got the delivery of our third Japanese car today. A Toyota Fortuner 4x4. It was just a Dream of my family to have a big car and we finally did it. (162 points, 95 comments)
    5. 2009 Honda City i-Vtec. My 13 year old baby. She brings a smile every time I turn the key. Still red lines like a beast! (84 points, 48 comments)
  5. 2146 points, 17 submissions: rowthauto
    1. Hyundai Ioniq 5 EV launched at Rs. 44.95 lakh. The Ioniq 5 is available with a 72.6 kWh battery pack that has an ARAI-certified range of 631 km. (201 points, 80 comments)
    2. Toyota Innova Hycross makes India debut; Deliveries in January (188 points, 60 comments)
    3. Maruti Suzuki has commenced bookings for the Fronx and it is likely to be launched in the coming months. (161 points, 83 comments)
    4. 2023 Honda Jazz Facelift Debuts – New Sporty Variant, 10 Airbags Standard. (150 points, 46 comments)
    5. All New Cars Will Have 6 Airbags From 1st October 2022. (148 points, 45 comments)
    6. Hyundai Verna 2023 to come with ADAS Level 2 and over 65 safety features. (146 points, 35 comments)
    7. With its turbo-eye and sporty design, the Mahindra XUV300 Turbosport concept is very appealing! (136 points, 31 comments)
    8. The Tata Nexon concept is slammed out (129 points, 43 comments)
    9. Mahindra Scorpio-N price hiked by up-to Rs 1.35 lac. Scorpio-N debuted in India in June 2022 with an entry-level variant priced at Rs 11.99 lakh (ex-showroom). (114 points, 30 comments)
    10. Maruti Baleno Cross might look like this in production. Presented at the 2023 Auto Expo (111 points, 91 comments)
  6. 1566 points, 10 submissions: NeedleworkerLegal573
    1. Just hit the holy number in my Honda City (365 points, 35 comments)
    2. To all the automakers of India (359 points, 43 comments)
    3. Relatable (171 points, 8 comments)
    4. What an understanding (110 points, 36 comments)
    5. A rare sight- atleast in Chennai. Is it common where you live? (104 points, 36 comments)
    6. What this sub needs (103 points, 19 comments)
    7. All in one spares shop for guys like me who is okay with cheapeused spares. DM me for queries, will try to arrange and ship it for you. (95 points, 20 comments)
    8. Oooh, didn’t expect the display to be this butter smooth. PS - I wasn’t driving while recording (91 points, 38 comments)
    9. How much are we paying as taxes for 100rs of petrol. (87 points, 57 comments)
    10. An interesting feature of GM. (81 points, 26 comments)
  7. 1490 points, 11 submissions: Adwai1h
    1. Hmmmmmm (332 points, 59 comments)
    2. Unfortunately Common Sight Isn't It? (170 points, 56 comments)
    3. No one's got time in Bombay đŸ€·đŸœâ€â™‚ïž (167 points, 12 comments)
    4. One of My Favourite Modern Porsche (159 points, 35 comments)
    5. Came across this a few years back on the way to Pawna Lake MH, Looks like a Forza Meet-up. (105 points, 11 comments)
    6. Miami Blue? I kinda like it tbh - Spotted in a Bangalore Mall Parking Lot. (104 points, 24 comments)
    7. An old meme I found on my phone ~ saved from Instagram (101 points, 17 comments)
    8. This wheel is round, Thoughts? - This is what most of the posts on this sub look like (97 points, 29 comments)
    9. Mercedes Unimog on world tour - Bumped into someone cool in Bombay last year. (92 points, 5 comments)
    10. A Peek Into The Past - VW Bugs (86 points, 9 comments)
  8. 1456 points, 12 submissions: vijay001xd
    1. Real reason why sedans are dying (182 points, 44 comments)
    2. Pricing nearly a lakh more than Its benchmark rival city. That too with tiny 1L engine and inferior quality interiors. Has Skoda gone mad? (156 points, 69 comments)
    3. Imagine having powerful engine but could not drive as you wish đŸ„Č (150 points, 40 comments)
    4. Gotta miss the TDI tho :/ (142 points, 18 comments)
    5. People advised me to avoid buying used BMW or any German car. I was like fuck it and gone for it. It’s been 2 months since i bought 320d. I’m absolutely in love with this machine ❀❀ (137 points, 45 comments)
    6. Citroen c3 micro display will be a huge turnoff for people who want to buy this car. Heck, even two wheeler odometer is much better than this. Who the heck approved this shit? (130 points, 46 comments)
    7. Tractor engine kicked in yooooo (111 points, 34 comments)
    8. With Ottoman seats and ADAS, it would make no sense to spend more money on fortuner. Considering Innova hycross might be priced around 30-40L OTR. Toyota is gonna cannibalise themselves hightime (104 points, 83 comments)
    9. Wait, that’s illegal (98 points, 10 comments)
    10. Hey look! Another Facelifted and Repainted car with decade old design -_- (85 points, 9 comments)
  9. 1394 points, 6 submissions: vineetbateman69
    1. HurtsđŸ„Č (somewhere in dombivli) (344 points, 57 comments)
    2. Toyota Prius spotted in Delhi. (314 points, 86 comments)
    3. i rarely find these BYD EVs. what are your honest thoughts about it? (253 points, 136 comments)
    4. So i asked my nearest Nexa showroom the onroad for this Ignis Zeta Amt and they stated that it will be at 8.85L excluding accessories. Man these basic cars getting expensive now! (220 points, 77 comments)
    5. bruh😂 (141 points, 34 comments)
    6. For practical purpose, and an easy driving
shall i consider buying this!? (for our daily market shopping and for my mother for her daily updown at workplace) As we are planning to buy a Good 10L+ rs car after 2-3 years, so the budget is very restricted at 7 lakh ( Need only in Amt) (122 points, 124 comments)
  10. 1364 points, 12 submissions: JammuAurkashmir
    1. what potholes ? (159 points, 25 comments)
    2. Average Indian Biker. (134 points, 21 comments)
    3. Nothing to see. Nothing for thee.. (122 points, 68 comments)
    4. Maruti Suzuki S-presso, caught fire minutes away from the Kannur District Hospital. (121 points, 65 comments)
    5. This is a second one in a row. (121 points, 33 comments)
    6. [Repost] 2023 Honda CRV (115 points, 33 comments)
    7. International disease of bright headlamps! (113 points, 11 comments)
    8. YouShouldKnow: If you can not see the mirrors of the vehicle ahead of you, Driver of that vehicle can not see you. (103 points, 25 comments)
    9. Is there any Indian YouTube channel which reviews the cars critically instead of just showering praises or reading the brochures/press-release ? (100 points, 94 comments)
    10. Maruti Suzuki recalls vehicles over airbag issues. (97 points, 43 comments)
  11. 1180 points, 5 submissions: badass708
    1. Unreal... (463 points, 96 comments)
    2. All are valid arguments but... (413 points, 216 comments)
    3. MS anomaly that wasn't a tin can - guess the black car. (114 points, 43 comments)
    4. Got my EV today! (108 points, 29 comments)
    5. 0-100 in 7.6 seconds ⚡ (82 points, 46 comments)
  12. 1148 points, 5 submissions: srameshr
    1. Got my first car yesterday. A 330i M Sport. (362 points, 86 comments)
    2. New year spin (306 points, 73 comments)
    3. The ex-showroom price of two similarly spec'd cars in India and USA - We pay 2x for the same car (229 points, 156 comments)
    4. Dropped my car off at the washer and they sent me this video! (161 points, 41 comments)
    5. No more 20% state road tax! Citizens won the legal fight against corrupt IAS/KAS officers (the government) to get BH registration for cars in Karnataka (90 points, 19 comments)
  13. 1139 points, 4 submissions: Noob_mobileCamera
    1. That's how we use our expressways. (454 points, 141 comments)
    2. Heard this sub wants a DP change. how's this option? (380 points, 34 comments)
    3. So expressway has got 4 lanes.. Overtaking, 120, 100 and 80. (204 points, 44 comments)
    4. scary lights!!. (101 points, 8 comments)
  14. 1106 points, 6 submissions: SingaporeSinglika
    1. Seeing a lot of BYD cars on the road these days! (287 points, 100 comments)
    2. Thought tinted windows are illegal ¯_(ツ)_/¯ (249 points, 111 comments)
    3. Spotted this beautiful Safari Storme 4x4 GS800 in Bangalore today. (180 points, 67 comments)
    4. Not everyday you see an e-TRON GT! (179 points, 23 comments)
    5. Spotted this G in Bangalore today! (123 points, 22 comments)
    6. Are these super rare in Bangalore? (88 points, 29 comments)
  15. 1055 points, 5 submissions: Intruder_7
    1. This is just so wrong. Didi could just walk on a random street and nobody would give a f but to showoff she wants an "escort" with a siren. And not to mention the little escort has hazard lights on. Man this entitlement and dumbness is crazy (379 points, 152 comments)
    2. POV: You purchased a car after suggestions from CarsIndia (349 points, 42 comments)
    3. Tata Motors showcased more EVs today - Sierra EV and Harrier EV ; ICE version of the Curvv has also been shown - WARNING: Faisal Khan (129 points, 35 comments)
    4. Mini cooper owners be wildin (100 points, 18 comments)
    5. Popular YouTubers upload videos of driving their car in the city at 200 kmph and much worse activities and also influence the audience, hopefully the cops take such cases seriously too (98 points, 27 comments)
  16. 990 points, 3 submissions: FriendshipOk6055
    1. đŸ˜© (613 points, 83 comments)
    2. Drawing of my car i made when i was 9-10 y.o (don't roastđŸ„Č) (214 points, 62 comments)
    3. literal carporn (163 points, 28 comments)
  17. 987 points, 5 submissions: Aryan_Singh_17
    1. Suzuki new marketting stratefy (312 points, 104 comments)
    2. mil gayi (195 points, 16 comments)
    3. women can't afFORD (190 points, 22 comments)
    4. ache din (186 points, 45 comments)
    5. riyal (104 points, 24 comments)
  18. 940 points, 4 submissions: GetTheGanjaBabyInLA
    1. Hyundai claims that new Verna 1.5 turbo gdi does 0-100 kmph in 8.1 seconds (370 points, 105 comments)
    2. Tata Punch Owner Transports 700 Kg Load, Gets 18 Kmpl (263 points, 73 comments)
    3. New Verna facelift. Look how they massacred my boy! (188 points, 58 comments)
    4. Another one down. Sad sad time for sedan fans (119 points, 44 comments)
  19. 918 points, 7 submissions: priths3
    1. I think it looks gorgeous! (205 points, 52 comments)
    2. Interesting little car. (166 points, 90 comments)
    3. Damn! This is actually a VFM price. Thoughts? (151 points, 68 comments)
    4. Insane Value For Money! (110 points, 17 comments)
    5. There's this trend of downvoting comments whenever someone recommends a Maruti. (108 points, 93 comments)
    6. We discus a lot about safety ratings of Indian cars in this sub but we don't often discuss the poor driving habits of Indian drivers which is an equally important issue if not more to address. (95 points, 34 comments)
    7. Dear MG, (83 points, 53 comments)
  20. 882 points, 2 submissions: term1throwaway
    1. An oversimplified guide to the Indian Car Scene (703 points, 146 comments)
    2. STUPENDOUS fuel economy over 700 kilometers of pure city driving on the City Hybrid. Thought the hypermiling enthusiasts here would appreciate :) (179 points, 51 comments)
  21. 874 points, 6 submissions: l3g3ndsnvrdi3
    1. Crossed a river for the first time in my Thar (231 points, 35 comments)
    2. Brought home this beauty yesterday, Skoda Superb TDI L&K (183 points, 39 comments)
    3. Two new cars this year, My Thar and Dad's Tiguan AllSpace :) (161 points, 35 comments)
    4. Shades Of Blue (131 points, 35 comments)
    5. Efficiency of the BMW M340i on the highway gunning it. (90 points, 72 comments)
    6. Ooty in my 2021 Thar. (78 points, 11 comments)
  22. 859 points, 5 submissions: SUNNYHFR
    1. CRETA rash driving (434 points, 159 comments)
    2. Speed doesn't matter if you are gonna brake soon. (144 points, 9 comments)
    3. Take that Tata Motors!.. (114 points, 15 comments)
    4. Tiago EV vs Swift, Baleno, i20, & Brezza.(Features list comparision by TATA Motors). (85 points, 67 comments)
    5. Crumpled. (82 points, 11 comments)
  23. 846 points, 2 submissions: zvckp
    1. My car wished me happy birthday. (542 points, 47 comments)
    2. Someone is doing an “India EV trip” (22,000 km) in a NEXON EV MAX across India, Nepal and Bhutan. (304 points, 51 comments)
  24. 837 points, 3 submissions: faltugiribuster
    1. Got my VW Virtus GT delivered today (643 points, 120 comments)
    2. Pop-up headlights (100 points, 13 comments)
    3. An old Toyota commercial (94 points, 7 comments)
  25. 825 points, 3 submissions: StreetEven5491
    1. the new one looks a bit diff from my previous post but still there is only a minor difference (343 points, 97 comments)
    2. Mahindra’s response to arun panwar (294 points, 56 comments)
    3. Thoughts on new verna ? (188 points, 157 comments)
  26. 778 points, 3 submissions: antsaregay
    1. Our new Honda Amaze VX CVT. Family upgraded from Alto 800. đŸ€ (339 points, 61 comments)
    2. Kushaq base variant. See how the price goes from 8 to 15 lakh (AP) (296 points, 204 comments)
    3. Drop your guesses (143 points, 93 comments)
  27. 760 points, 2 submissions: nottoohotwheels
    1. Not something you see everyday (477 points, 77 comments)
    2. I’m filthy rich, stay away from me peasants! (283 points, 95 comments)
  28. 755 points, 6 submissions: Royal-Winner-7276
    1. vroom vroom gud (212 points, 81 comments)
    2. Cries in 50 lakhs on road price (153 points, 29 comments)
    3. ROAD IS ROAD (126 points, 6 comments)
    4. Got RC renewed for the Maruti 800. 20 years old car now. (96 points, 43 comments)
    5. Scorpio=❌ ISCARPIO=✅ (85 points, 33 comments)
    6. This modded Octavia produces 576 bhp, does 0-100 in 3.8 seconds, does the quarter mile in 11 seconds and on top of that it's all wheel drive. (83 points, 22 comments)
  29. 745 points, 1 submission: Interesting-Honey829
    1. Whoever says you can’t use sunroof in India, lacks imagination. (745 points, 50 comments)
  30. 732 points, 2 submissions: nissimbhalwankar
    1. Why buy an overpriced fortuner when you can buy a gorgeous camry for the same price? This colour suits it really well. (591 points, 103 comments)
    2. Can we change the Sub's banner (141 points, 36 comments)
  31. 725 points, 4 submissions: Able_Tailor_6983
    1. What's up with Mahindra and waiting periods? Don't they calculate inventory before announcing a new car version? Or did the demand exceed expectations? (299 points, 88 comments)
    2. Scorpio-N tyre hits divider & gets completely dislodged from the SUV [Team-BHP] (207 points, 54 comments)
    3. Maruti chairman RC Bhargava says automobile industry cannot grow with 50% tax rate; All taxation need to be rationalised The Financial Express (119 points, 24 comments)
    4. Can someone help identify this car? (100 points, 89 comments)
  32. 722 points, 4 submissions: agarwalkunal12
    1. Maruti Suzuki Fronx - 1.2L and 1.0L turbo SUV with 3995cm length, 308 L boot,100 PS max power and 142 Nm max Torque. Safety: 6 airbags and HUD (239 points, 196 comments)
    2. Found this parked in the hills somewhere in Uttarakhand. (178 points, 23 comments)
    3. Thanks to the kind people on this sub who made my decision easier on every front. My first car and I couldn't have done this without the advise and nitpickings people made me aware of. (168 points, 57 comments)
    4. This is like Tata bragging about After Sales Service (137 points, 36 comments)
  33. 718 points, 4 submissions: Salt_Row1766
    1. Do minis really work in india ? (228 points, 102 comments)
    2. This beauty looks soo good with black alloys (224 points, 58 comments)
    3. Man trying to catch up a 410hp M2💀 (176 points, 36 comments)
    4. the all new pagani codalunga, only 5 are built the engine specs are a 6.0litre twin turbo which churns out 840 hp and 1,110nm it also costs a bomb whooping 62cr (90 points, 63 comments)
  34. 703 points, 5 submissions: Reddit_Survivor9
    1. Idk about the opinions on this car, but I love it. I think it's a perfect car for nipping off to nearby places and also something I'd give my wife if I get married in the future. What are your opinions? (202 points, 151 comments)
    2. Between the Verna and City facelifts, which one are you likely to consider buying? (175 points, 115 comments)
    3. All the cars belonging to Visakhapatnam MP MVV Satyanarayana and his son. (141 points, 61 comments)
    4. So these four plus the bonus in the middle are the ones I have decided on after the advice from this sub (thanks for that). Now I need the final opinion on these five(contd in comments) (93 points, 78 comments)
    5. Hyundai Verna test mule in SK has crashed into a bus, cabin intact. (92 points, 12 comments)
  35. 693 points, 1 submission: TheBestBondha
    1. Throwback to when my friend crashed his car 10 minutes after taking the delivery. (693 points, 110 comments)
  36. 691 points, 5 submissions: _TheNeonDemon_
    1. Hyundai Venue N-Line provides built in dash cam with multiple features (158 points, 28 comments)
    2. Yeah, sure! (155 points, 27 comments)
    3. One local politician who lives in my neighbourhood always travels in his fortuner while his bodyguards/ team travels in Innova & Ertiga. Either he's super selfless & caring of his team or just plain oblivious about ride comfort. (153 points, 18 comments)
    4. Imagine alto with 6 airbags (133 points, 54 comments)
    5. Spotted this left hand drive VW in Pune yesterday. (92 points, 13 comments)
  37. 670 points, 3 submissions: nallasudheer
    1. NCAP assumes all regulators world over really don’t know their business says Maruti Suzuki (277 points, 110 comments)
    2. Volkswagen Taigun And Skoda Kushaq Score 5* In Latest Global NCAP Crash Tests (252 points, 148 comments)
    3. 2022 Maruti Suzuki Swift scores 1 star at Global NCAP crash tests (141 points, 131 comments)
  38. 655 points, 3 submissions: ydv98
    1. Finally took delivery of our new Mahindra Scorpio-N Z8L 4WD AT on the launch dayđŸ–€â™„ïž (300 points, 58 comments)
    2. Got this baby home today ❀ Superb L&K Moon White with Cognac Brown interior. (231 points, 58 comments)
    3. Sunday well spent with the Skoda tribe! (124 points, 28 comments)
  39. 646 points, 5 submissions: smcSTABBINGO
    1. A little retirement gift for my hero â™„ïžđŸŽ The First AX7L AWD Of My Town (319 points, 69 comments)
    2. I'm just gonna leave this here 😂 (86 points, 46 comments)
    3. Recently spotted Hyuntley i20 Continental GT (Ps - Don't you dare make it flash that light if you value your eyesight) âœŒïžđŸ˜€ (83 points, 17 comments)
    4. Completed 15k in 7 months with this beauty. AX7L AWD. AMA :) (81 points, 52 comments)
    5. Auto rickshaw with Sequential turn indicators đŸ«  Meanwhile, I'm still waiting to get mine for XUV 700 đŸ«Ł (77 points, 11 comments)
  40. 638 points, 1 submission: independent_hippo01
    1. Slaying two wheelers on Dusshera (638 points, 132 comments)
  41. 628 points, 5 submissions: CAC-_-TUS
    1. old Honda valve cover into key holder (221 points, 30 comments)
    2. Why hindustan motors never done R&D or Innovation? (149 points, 33 comments)
    3. Why this car is famous? (90 points, 52 comments)
    4. Any one ever sit in this? (86 points, 29 comments)
    5. 2023: Honda Accord (82 points, 22 comments)
  42. 618 points, 5 submissions: Terryted
    1. Had a blast taking the Thar off-roading ! She’s so capable. (Pics where taken on the iPhone 11) (158 points, 56 comments)
    2. Keep calm and pretend it’s the 90’s. Mitsubishi 3000GT💩 (137 points, 18 comments)
    3. 9 months , 20k kms (119 points, 48 comments)
    4. Finally got the BMW 318ti completely painted and I got to say she looks beautiful . (105 points, 35 comments)
    5. Crossed 14k km in 4 months . In love with this vehicle❀ (99 points, 64 comments)
  43. 616 points, 3 submissions: Blitzkrieg501
    1. ::slow claps:: (349 points, 121 comments)
    2. MG Hector 2023 Facelift - Yay or Nay? (138 points, 170 comments)
    3. Nightfury - My blacked out MG Hector (129 points, 26 comments)

Top Commenters

  1. _7567Rex (5350 points, 424 comments)
  2. Previous-Spring-6476 (3143 points, 353 comments)
  3. According_Lifeguard9 (2799 points, 172 comments)
  4. okayhumaunder (2532 points, 377 comments)
  5. TheManFromUnkill (2358 points, 149 comments)
  6. NeedleworkerLegal573 (2334 points, 231 comments)
  7. mxforest (2081 points, 131 comments)
  8. Patient-Grocery8871 (1821 points, 257 comments)
  9. kshb4xred (1761 points, 226 comments)
  10. neighbour_guy3k (1740 points, 143 comments)

Top Submissions

  1. Got a new navigation system for my car by Old_Membership1326 (1426 points, 92 comments)
  2. Lovely analysis on why EV’s are not the future for India by Faisal khan by adrock_99 (1408 points, 229 comments)
  3. Whoever says you can’t use sunroof in India, lacks imagination. by Interesting-Honey829 (745 points, 50 comments)
  4. An oversimplified guide to the Indian Car Scene by term1throwaway (703 points, 146 comments)
  5. Throwback to when my friend crashed his car 10 minutes after taking the delivery. by TheBestBondha (693 points, 110 comments)
  6. Got my VW Virtus GT delivered today by faltugiribuster (643 points, 120 comments)
  7. Slaying two wheelers on Dusshera by independent_hippo01 (638 points, 132 comments)
  8. đŸ˜© by FriendshipOk6055 (613 points, 83 comments)
  9. I know this sub is not a fan of the Harrier, but this car has been my dream car since its launch. Got it delivered day before yesterday, and it's a dream to drive. ADAS is wonderful. by Loneagl090 (592 points, 184 comments)
  10. Why buy an overpriced fortuner when you can buy a gorgeous camry for the same price? This colour suits it really well. by nissimbhalwankar (591 points, 103 comments)

Top Comments

  1. 451 points: According_Lifeguard9's comment in What is the technical reason for having such a wide gap between the left and right lanes?
  2. 381 points: threadnoodle's comment in ACCIDENT BETWEEN HYUNDAI I20 VS MARUTI SUZUKI GRAND VITARA
  3. 369 points: TurboWraith's comment in Our Family’s First SUV. What all accessories should i go for ?
  4. 369 points: zvckp's comment in CRETA rash driving
  5. 360 points: neighbour_guy3k's comment in Hyundai Venue accident
  6. 346 points: AlternativeClothes43's comment in Which car has the cleanest image and is considered to be the least rashly driven on our roads?
  7. 337 points: Why_when_where's comment in what's this car?
  8. 335 points: almighty_dev's comment in Bichare ka permanent number tak nahi aaya tha! đŸ„Č
  9. 334 points: KebabB0i's comment in đŸ˜©
  10. 332 points: dnj69's comment in Tata Tiago accident on Mumbai-Pune Expressway
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