Caesars 5x tier credits august 2022

Movie Suggestions

2011.08.14 05:50 osamabinnavi Movie Suggestions

In the mood for a particular movie? Saw something interesting and want more? Have a favourite movie you want to recommend? Make those Movie Suggestions.

2016.04.15 09:17 Discussion & Results of Transgender Surgeries

A sub for the discussion of surgeries, surgery results, surgeon satisfaction and the costs incurred by transgender people. Rule 5: This sub is by and for trans people. Partners, caregivers, etc, with a legitimate interest in surgery may post if it's of clear benefit to a trans individual or the community. Intersex people who have related surgical interests may post. Do not post otherwise.

2012.06.05 08:24 Feueradler9 PlayStation Plus

/PlayStationPlus has everything you need to know about the PlayStation Plus (PS+) service including a comprehensive list of the Monthly Games from NA, EU & Asia.

2023.06.04 00:19 FarmersFeedtheWorld I'm nearing the end... Idk what to do anymore.

I keep seeing 11:11 and 1:11.
I have Type 2 diabetes, Diabetic Neuropathy, Small fiber neuropathy, GERD/Acid Reflux, and non-alcoholic fatty liver. Enlarged liver, Gull stones, gastric outlets syndrome, IBSC, Rapid Emptying syndrome, I can't be on my feet/legs longer than 15/30 minutes or they go the rest ah the way numb and stop working. I get debilitating nausea and most days have to go to the bathroom 3 or 4 times for 5 to 20 minutes. I have MDD, GAD, and PTSD, all officially diagnosed. I have a psychologist and therapist and BOTH said what's happening to me ISNT RIGHT. Going on 4 years fighting disability. My phycologist said just the stress from fighting it and the stress of knowing I can't work has GIVEN ME PTSD. All medical issues are officially diagnosed except the back. The back does show DDD and herniated disc. But they said it wouldn't cause my legs to stop working. 3 years and they still haven't found why.
I'm on the fast track to a colostomy and colostomy bag my bowel doctor Darcy Shaw says. The last step AFTER we did Sits Marker test, I did a defoagraphy and 6 months of Pelvic Floor Therapy, and the last step was Anal Botox. I was all ready to have it. IVs in and everything. And they checked my blood sugar and it was over 450. So they refused to do it. They said I had to show two weeks in normal ranges. This was August of 2022.
In October I saw my diabetic doctor and I got a Dexcom. But it hasn't been in range for 2 weeks since. But IN my denial letter, the Judge said I was told to do Pelvic floor therapy and I did. She said she found "Inconsistencies" in my story. WHAT?! 🤬 I haven't lied since day 1!!
Last year I joined Genesis Gym and my trainer put me in the hospital for 4 days with Rabdometrosis #s so high their machines couldn't read it for 2 days.
I went back right when I got out. I couldn't lift or do what he tried to have me do. I did 3000 meters plus a day on the rowing machine and between 8-12 miles on the recombinant bike. I went from the beginning of April to August. Most weeks I went 6 days a week. I would walk out feeling WORSE than when I walked in. Why? That's not supposed to happen!! I also did the Green Chef meals for over a month. Guess what? Blind sugar DID come down but NOT below 200. So those who say "Oh we can tell if you're trying, I have PROOF!! My WHOOP I wore. And their equipment. I keep track of EVERYTHING Then my new back doctor told me to stop rowing it's hurting my back worse.
Now I have no idea what to do. My girlfriend of 12 years left 3 months ago. Got a letter saying I'm losing my Missouri Medicaid. At 32, I had 40 work credits. Lawyers said that very well. They have no idea why I'm having a hard time getting it. Now I'm afraid they are gonna drop me!
I had my GPs social worker or whatever e they are called, called me and said she called around and NO ONE can help me. Both my psychology and therapist's jaw dropped. They said that's no wrong.
So is there truly no help for me? I've had a job since I was like 8 on the farm. Worked at Hyvee, mowed yards, and worked for farmers all 4 years of school 16 months in the Army and got a Chapter 5_13 Honorable under General discharge. Long story. Then I could hold down a job from April of 2000 to June of 2001 so I went truck driving. And did that for 15 years.
I have dyslexia so I learn differently. In school, I had to have my tests read to me. If I read now I have to read the book and listen to the same book on audio to fully understand, and sometimes that's a struggle. Idk why I could drive a semi but can't do basic math hardly.
I'm a physical worker. But I'm broken. At 42. And no one wants to help. Can you? Can ANYONE give me advice?
Thank you for taking the time to read this. And PLZ pass it on if you know of someone who can maybe help I don't even know where to turn anymore.
I ORIGINAL reason I applied is my lower back. If I'm doing something very physical then I can last about 10 minutes then my lower back starts aching, and my legs get heavy. The more pissed I get and the harder I push it, my legs turn into like tree trunks trying to lug around. Even if I'm not doing anything. Just standing or walking like shopping I can for a little longer, but the same thing happens. It also feels like someone is trying to pull my legs off.
I joined a disability forum on Quatora and they asked if I've ever had an MRI while my symptoms are active. Like go walking around until you can barely lift your legs, then go. I also asked for a Mylar scan. Maybe make it clearer to see or read. But the doctor wouldn't do it. He set me up in September with a brain/spine specialist at Saint Luke's in KC. If they can't find anything that equals the symptoms that happen, it's on to that last resort in Minnesota. (The name escapes me ATM)
But one thing I'm 1000% SURE OF...they are gonna find it. Alive or Dead, and I want my family to go back to all the doctors that took me seriously until the basic MRI showed DDD but not what I'm describing, they give up. KEEP GOING!! I've written the doctor shows on TV (I don't wanna be on TV but if it means I can get fixed!!!
So any advice is helpful.
submitted by FarmersFeedtheWorld to Advice [link] [comments]

2023.06.03 17:37 Sugarnut96 Help getting out of my apartment. Im in Michigan.

Im trying to move states and when i asked about the proces of transfering or ending my lease, my management office gave me this. I edited out the company and emails. Id signed a follow up lease for august 2023-2024 back in november of 2022. Ive been here for 10 months. My Rent is $1100 a month for a 660 sq/ft studio. But i just cant afford to live alone with these prices any more and they just keep going up. I talked to my brother about this and he says they are trying to double dip cause they have 2 fees for doing the same thing while also putting the requiremnt of finding a new tenant on me when its their job. He told me to use MCL 554.633 (I) and (k) as a standing point but ive never had to do this before, so im very lost. Even if i did this, it would use my moving funds.
Properties offers a "Tenant Replacement" option if you wish to end your lease early. If you choose to partake in finding a tenant replacement, please read the following instructions carefully.
• You will owe a $250 tenant replacement fee • You will owe an admin fee equal to one month's rent •You must have a rent balance of $0.00
The interested applicant who wishes to take over the remainder of your lease must apply (website) and be approved! $45 application fee required. The applicant wishing to take over your lease will be agreeing to take the unit/room "as is" and will pay their own security deposit, leasing fees, and rent cost.
The applicant must meet the following criteria: • Income requirement of 2.5 x monthly rent •No homestead bills in collections • Be subject to a full credit and backqround check
Once the interested applicant has met the above criteria and has been approved the next steps are as followed: 1. All current roommates (if applicable) must approve of the new roommate(s). 2. Current roommates must submit in writing (email is fine) their approval of the new roommate(s). 3. New applicant must complete lease signing and their own set of payments. 4. You will pay the $250 tenant replacement fee. 5. You will pay the admin fee equal to one month's rent.
submitted by Sugarnut96 to legaladvice [link] [comments]

2023.06.03 16:43 LlamaLlamaTwo Stockholm Syndrome - Unemployment (Season Five Review)

Stockholm Syndrome (Football Manager 2022)
Reymersholms IK - Division 2 Södra Svealand - Sweden
Welcome back any and all returning readers as I attempt to recap the season just gone in our Scandinavian journeyman. I’d like to wish a warm welcome to any newcomers to the write-ups as we still find ourselves in Sweden, the land of meatballs and lovely landscapes. I found myself in need of a long desired vacation following the decision to leave Bergnäsets in the previous post. Following some time away (about a month in game) vacationing with the missus in the lovely city of Stockholm, I returned refreshed and rejuvenated to jump back into management. I knew that heading into the new year there wouldn’t be many first team managerial posts left following the usual coaching carousel that goes on in early December. Fortunately, or unfortunately depending on how you look at it, I didn’t see the lack of available jobs as an issue as we looked to follow up on a tumultuous relegation in the season prior.
At this point in the save I view myself as a project building manager. One that grows with a team over a period of multiple seasons in hopes of achieving sustained success. I also want to find my way out of the rigors of lower league management at some point in the hopes of quitting my day job. To do this we’ll need to rebuild our managerial reputation post relegation, as you’re unfortunately only remembered for the way your last job ended. With these points in mind, I was immediately drawn to a job opening in smack dab center of Stockholm of all places.
Was the coincidentally timed vacation taken to Stockholm all a ploy to conjure up interest in our managerial services? I will neither confirm nor deny any and all questions related to the matter. Regardless, welcome to Reymersholms! Freshly promoted out of the fifth tier, Reymersholms are located in the heart of Stockholm with ambitions to not only stay up, but push for additional promotions in the seasons to come. This job seemed too good to pass up as it will hopefully prove to be mutually beneficial for both the club and myself as we look to leave a lasting legacy. Board expectations for the upcoming season are to only remain the Södra Svealand, but I think we have the potential to take the club a step further and look to push for promotion. With all current members of the squad on non-contracts we have full reign to completely reforge this side into one capable of challenging in the league.
…Squad Building…
I wanted to build upon the system that we played in our four years at Bergnäsets. My goal here at Reymersholms would be to build upon a style of play that in the short term would keep us in the division. However, with greater aspirations than divisional stability our playstyle needs to be principally malleable as we look to add in player depth and quality. Our principles at Bergnäsets AIK were established with an underdog mentality heading into a majority of league fixtures. I want to abolish any sense of that mentality here as we will look to impose our game on the opposition. I would however like to carry over the hard working pressing mentality and higher defensive line as well. I think this shift in mentality will serve us well as the rest of the clubs in the Södra Svealand don’t seem to be filled with a large amount of quality. Hopefully that won’t come back to bite me. I’ll look to go over each individual position group role by role with the squad as we head into the first game of the season. Let’s start at the back and work our way forward as I’ll start between the sticks.
Sweeper Keeper - I was less than impressed with our options in goal upon joining the club in early January. Despite keeping an eye out for an experienced keeper capable of commanding the area, I was unable to settle on a potential signing between the sticks. Gustav Lindström will get the starting nod in goal for the first half of the season before I look to reevaluate the position in the summer window.
Full Backs - Recently signed Max Petersson and Elise Wetshikoy were brought in to start and provide depth in wide areas respectfully. I have high expectations for Petersson particularly as he offers incredible athletic ability having come out of the IFK Norrköping academy. Felix Rierstam will man the right side of our defense as he appears to be nothing flashy, but very reliable if his preseason performances are to be believed.
Central Defenders - Right off the bat I was able to identify Hugo Anderberg as one of our most talented players in the squad. Well rounded across the board in terms of technical, mental and physical attributes he immediately became one of the first names on the team sheet in the right side of central defense. Finding a left sided partner for Anderberg proved to be a less straightforward endeavor. I settled on a platoon pairing of new signing Jonathan Petersson and loanee Wilgot Rydborg. I had my eye on an experienced left footed central defender, but his wages proved to be too much for the club. Definitely another area to keep an eye on and circle back around to come the summer window.
Central Midfielders - Prior to my arrival, six foot seven inch behemoth of a man Max Wahlman made ninety appearances in midfield throughout his first five seasons for the club. Safe to say I was pleased to see a competent player in central midfield upon my arrival. Despite possessing the attributes suited for a role higher up the pitch, I was confident in my ability to fit Wahlman into our newly developed system. Furthermore, I looked to supplement him in midfield with two additional signings. The first being the permanent transfer of Adam Fägerhag, a competent and reliable left footer capable of slotting right into our starting eleven. Filip Halilovic became the last player to join the club on deadline day following a season long loan agreement with his parent club, IK Sirius. I was quite pleased with the acquisition as Halilovic displayed exceptional creative attributes for the level. Given the need to control the center of the pitch with our desired style of play, I quickly envisioned our added squad depth coming in handy.
Inverted Wingers - Miraculously, I somehow stumbled upon Franjo Ivančić playing in the Swedish non-leagues prior to securing his signature. The miniature magician, standing at only five foot three inches, burst onto the scene in preseason despite often getting lost in the shadows cast by larger players. The young Croatian would slot in on the right side of our front three. Finding a player on the opposing side proved to be a difficult task. Ultimately, I decided to entrust the position to fellow newcomer Elliot Nilsson. The left sided player showed impressive athleticism paired with impressive jumping reach despite a slight frame. With any luck, a deep cross or two aimed toward the back post would find its way to him throughout the year.
Advanced Forward - Now this is where the fun begins. Without further ado, I would like to wish the warmest of welcome to our new number nine, Mattias Lennartsson. Brought in the lead the line, Lennartsson has absolutely no business playing at this level given his attributes. Upon learning of his existence, I signed him faster than the time it takes the babysitter’s boyfriend to disappear once the parents come home. I was over the moon with the possibility of Mattias (first name basis) being the tip of our attacking spear in the season to come. Giddy up!
…Season Review…
April 2025 - Unfortunately, our season didn’t kick off to the best of starts as we crept to a three- nil defeat to Värmbols in our first game in charge. Not the start I had envisioned, but Värmbols are tough opposition in this league nonetheless. Despite this, we were able to then rip off three wins on the bounce. Eight goals scored with zero conceded is a pretty good return for a newly promoted side if you ask me.
May 2025 - Our run of good form continued into the second month of the league season. The next three games saw us score twelve while only chipping three at the back. Upon checking preseason predictions, our schedule to this point has been relatively weak in comparison to other teams at the top end of the division. But, as Sol Campbell once said, “you can only play what's in front of you,” as we look to push on and continue our free scoring ways. We proceed to lose any and all momentum following a draw and defeat in our next two matches. The defeat coming to the hands of top of the table Enskede IK in a game that saw multiple red cards issued to both sides. Fortunately, we still sit near the top of the league table as we tick over into the month of June.
June - Our free flowing attack kicked back into high gear in a topsy-turvy game against upstart United IK that ended in a four-three victory. We proceeded to finish out the month taking a reasonable seven points out of the next available nine. I began to have serious concerns over the state of our defensive structure though as we conceded seven over the course of the month. An ill timed hamstring injury to star man Hugo Anderberg did nothing to ease my concerns. Lucky for us the summer window was just around the corner.
July - This is the month that we hit the proverbial wall. We kicked off the month with another defeat to Värmbols, this time two-nil, before dropping points in two of our next three matches. The only win of the month came following the Värmbols match in an away win at struggling Arameiska-Syrianska courtesy of a goal from the man himself Mattias Lennartsson. The month as a whole saw us score just four goals across four games while allowing five. Hugo Anderberg did return to the starting eleven following his spell out with a hamstring injury. However, we traded one injury for another, losing left sided winger Elliot Nilsson to a sprained ankle for a large chunk of the remaining season. Reinforcements anyone?
…Summer Transfer Window (Help?)…
August - The new signings proceeded to make an immediate impact as we resumed league play. We snagged nine points in our next three games before once again facing league leaders Enskede. Despite playing exceptionally well, we fell to the league leading side by a scoreline of one-nil. I think we’re unfortunate to come away with nothing in the reverse fixture as we’ve played them exceedingly well in both matches this season. Following the defeat, we were able to bounce back with a three-nil win at Nyköpings BIS as we head into the final four league fixtures.
September - We come into the final month of the campaign with a realistic shot of finishing in second in the league. This would grant us a shot at promotion through the playoff, which is all I can ask for at this stage. Despite still being mathematically eligible to win the title, I think Enskede have all, but locked down the top spot with their impeccable form. Seven points from the first three games of the month saw us enter the final game week needing a win to gain playoff qualification. Fortunately, our destiny rested in our own hands as we played second place Smedby AIS. A win in our final league game would see us achieve the goal we set at the start of the year. Unfortunately, we came out completely flat conceding within the first minute of the game. An equalizer through Mattias Lennartsson thirty minutes later leveled the scoreline, but come full time we couldn’t find a match winner.
…League Retrospection…
Our season concluded with Reymersholms finishing in fourth place in the Division 2 Södra Svealand. Despite not ending the year on a high by finishing in the second place playoff position, I still consider the season as a whole to be an overwhelming success. There were several notable improvements made throughout the course of the season and as a manager that is often all I ask to see. We went on to post very solid team statistics as well…
Individual honors can also be credited as well with none other than Mattias Lennartsson leading the division in goals scored with twenty two. Coincidentally his goal tally also set the record for most goals scored by a player in a league season. Surprisingly, full back Felix Rierstam made quite the impression in our debut season notching seven goals and four assists. Deployed at right back throughout the year, Rierstam managed to put away all three of his attempted kicks from the penalty spot.
Additional honors should also be doled out to Franjo Ivančić, the miniature Croatian magician, who started every game on the right contributing to nine goals and five assists. Quick aside as he is so fun to watch in the match engine being able to glide past defenders in spite of a slight frame. Shifting back to defense, Hugo Anderberg was immense at the back. He concluded the year by formulating a strong partnership with summer signing Pontus Johansson. I’m looking forward to seeing their partnership on display for an entire season next year. Unfortunately, we didn’t receive much production from anyone playing in our system’s number ten space. I am going to look to see if maybe the role or player instructions should be tweaked to facilitate better results.
…Looking Ahead…
I’m intrigued to see if I can instigate a change out of future player performances in the creative midfield role. However, I am not opposed to dropping the player back into defensive midfield to then share midfield attacking responsibility between the central midfield pair. Usually, I try to steer clear of implementing a (4-3-3) in a majority of saves as I feel it exploits elements of the match engine. There are definitely tactical tweaks I will look to mull over in the offseason as we look to bring in a number of new faces. I’m open to suggestions, so feel free to share any tactical or player recommendations in the comments below. It will be nice heading into the winter months for the first time in a few years not eyeing the job market as well. I’m really excited to see what we can build at Reymersholms. Thanks again as always for the support, see you next time!
submitted by LlamaLlamaTwo to footballmanagergames [link] [comments]

2023.06.03 14:29 benjuly91 Nelnet refund delay - COVID forbearance payments under CARES Act

The goal of this post is to share experiences related to receiving student loan payment refunds from Nelnet. I am hoping it will help others in my situation.
I originally made eight student loan payments totaling $13K throughout 2020 and 2021 to MyFedLoan. My remaining loan balances were transferred to Nelnet in early 2022.
In August 2022, I requested from Nelnet to refund the eight student loan payments, largely due to potential loan forgiveness under President Biden’s proposal but also because my state provides a state income tax credit for loan payments.
There was nearly no activity on my account until nine months later in April 2023, half ($6K) of my requested loans were reinstated on my Nelnet account, as well as my department of education account and credit report. Since the reinstatement 30 days ago, I haven’t seen any refund checks or additional reinstated loans.
The entire process has been a complete nightmare. I am concerned about the student loan payment pause ending and my case still being unresolved. I have contacted Nelnet numerous times, unfortunately there is nothing they can do. I’ve also contacted the DOE/FAFSA and the treasury, no one is able to help me or give me any information on my account.
If anyone is going through a similar situation or has any information/contacts, I appreciate any help. Thank you and good luck with your pending refunds.
submitted by benjuly91 to StudentLoans [link] [comments]

2023.06.03 13:39 Then_Marionberry_259 SEP 06, 2022 DEC.V DECADE ANNOUNCES NON-BROKERED PRIVATE PLACEMENT

Stewart, British Columbia--(Newsfile Corp. - September 6, 2022) - Decade Resources Ltd (TSXV: DEC) ("Decade" or the Company) announces that it has cancelled the August 2, 2022 private placement and is using its best efforts to complete a non-brokered private placement of flow-through and non-flow-through shares to raise aggregate gross proceeds of up to $780,000.
The flow-through offering will comprise up to 4,000,000 flow-through units, at a price of twelve cents per flow-through unit, for gross proceeds of up to $480,000. Each unit will comprise one common share and one transferable common share purchase warrant, each warrant being exercisable for the purchase of one additional common share, at a price of sixteen cents per share, for a 42 month period.The federal proposal for the Mineral Exploration Tax Credit (METC) provides an additional income tax benefit for individuals who invest in mining flow-through shares, which augments the tax benefits associated with the deductions that are flowed through. The METC is equal to 15 per cent of specified mineral exploration expenses incurred in Canada and renounced to flow-through share investors. The proposed 2022 Budget proposes to introduce a new 30-per-cent Critical Mineral Exploration Tax Credit (CMETC) for specified minerals. The specified minerals that would be eligible for the CMETC are: copper, nickel, lithium, cobalt, graphite, rare earth elements, scandium, titanium, gallium, vanadium, tellurium, magnesium, zinc, platinum group metals and uranium. These minerals are used in the production of batteries and permanent magnets, both of which are used in zero-emission vehicles, or are necessary in the production and processing of advanced materials, clean technology, or semi-conductors.
The offering of non-flow-through units will comprise up to 3,000,000 shares, at a price of ten cents per share, for gross proceeds of up to $300,000. Each unit will comprise one common share and one transferable common share purchase warrant, each warrant being exercisable for the purchase of one additional common share, at a price of sixteen cents per share, for a 24 month period.
The proceeds from the sale of the flow-through shares will be expended on the company's copper properties located in British Columbia and the proceeds from the sale of non-flow-through shares will be used for working capital purposes.
Certain directors and officers of the company may participate in the private placement. Any such participation would be considered to be a related party transaction as defined under Multilateral Instrument 61-101. The transaction will be exempt from the formal valuation and minority shareholder approval requirements of MI 61-101 as neither the fair market value of any shares issued to or the consideration paid by such persons will not exceed 25 per cent of the company's market capitalization. Finders' fees may be payable in connection with the private placement.
Ed Kruchkowski, P. Geo., a qualified person under National Instrument 43-101 is responsible for the contents of this release. E. Kruchkowski is not independent of Decade as he is the president of the Company.
Decade Resources Ltd. is a Canadian based mineral exploration company actively seeking opportunities in the resource sector. Decade holds numerous properties at various stages of development and exploration from basic grass roots to advanced ones. Its properties and projects are all located in the "Golden Triangle" area of northern British Columbia. For a complete listing of the Company assets and developments, visit the Company website at which is presently being updated.
For investor information please call 250-636-2264 or Gary Assaly at 604-377-7969.
"Ed Kruchkowski" Ed Kruchkowski, President
"Neither the TSX Venture Exchange nor its Regulation Services Provider (as that term is defined in the policies of the TSX Venture Exchange) accepts responsibility for the adequacy or accuracy of this release."
"This news release may contain forward-looking statements. Forward-looking statements address future events and conditions and therefore involve inherent risks and uncertainties. Actual results may differ materially from those currently anticipated in such statements."
To view the source version of this press release, please visit
Universal Site Links
submitted by Then_Marionberry_259 to Treaty_Creek [link] [comments]

2023.06.03 13:35 JustBoatTrash A New Wave of Real Estate Pain Is Coming After European Rout
Roiled by rising borrowing costs and falling valuations that wiped out $148 billion of shareholder value, European landlords are bracing for a new wave of pain.
Property companies have about $165 billion of bonds maturing through 2026, while banks are reducing their exposure to the industry and credit costs are at their highest since the financial crisis. That’s left some of the firms at risk of being downgraded to junk status, making it even more expensive for them to borrow.
The headwinds include a crash in office values from the City of London to Berlin, leaving property as the least popular industry among fund managers for the third straight month, according to a Bank of America Corp. survey. Bloated with debt, many landlords will have to turn to asset sales, dividend cuts and rights issues in an attempt to rightsize the firms for a more turbulent future.
“The maturity wall could be a catalyst for transactions to happen because if borrowers are not able to refinance, they will have to exit,” said Jackie Bowie, head of EMEA at Chatham Financial. “You’ll have more assets sold in the market, I suspect, at distressed levels.” The poster child for the rout has been Swedish property firm Samhallsbyggnadsbolaget i Norden AB, which has plunged more than 90% since its all-time high.
Its debt pile of $8 billion, used to build up a portfolio of more than 2,000 properties, has turned into a millstone following the end of the cheap money era. The company’s efforts to shrink have attracted interest from the likes of Brookfield Asset Management, causing the share price to rally on Friday.
The landlord has already been downgraded to junk, leading it to abandon a planned rights issue, and the market is pricing in the prospect that others will follow. The majority of real estate bonds on the euro high-grade bond index were issued by companies that now have credit quality more typical of those with junk status, according to a quantitative model run by Bloomberg.
Unless they can shrink their debt piles or borrowing rates fall again, these so-called fallen angel candidates will probably have to pay higher rates for their credit when they eventually come to refinance.
‘Strong Incentive’
“There will be a very strong incentive for many of these issuers to get back to investment-grade. We’ve already seen them trying to defend that line in the sand as their business model is not naturally a high-yield one,” said Viktor Hjort, global head of credit strategy and desk analysts at BNP Paribas SA. Maintaining the rating, however, may prove unaffordable for some, not least because landlords’ hybrid bonds have tanked on the secondary market.
Some money managers are losing patience, selling notes back to the real estate firms that issued them, including Aroundtown SA and Sweden’s Heimstaden Bostad AB. The attraction of the liability management for landlords is obvious: prices for high-grade euro-denominated notes have fallen by almost a fifth since the start of 2022.
“Large, and sudden moves in nominal rates create uncertainty and it’s important to maintain financial discipline to navigate such periods,” said Heimstaden AB Chief Investment Officer Christian Fladeland. “We consider this to be reflected in our strong balance sheet, hedging policy, and the balanced maturity profile of our debt.” Aroundtown and SBB did not reply to requests for comment.
That’s left corners of the equity market flashing red flags not seen since the financial crisis. Forward price-to-book multiples suggests these stocks are trading at the cheapest levels since 2008. The metric measures the value of a company’s shares against the value of its assets.
The peak-to-trough selloff since August 2021 is nearing 50%, or $148 billion, leaving the Stoxx 600 Real Estate Index at a record low relative to the benchmark European stocks index.
The wider turmoil cost British Land Plc its place in the FTSE 100 after more than two decades while the owner of the Canary Wharf financial district in London was downgraded deeper into junk. A spokesperson for British Land declined to comment. Canary Wharf Group did not respond to a call for comment.
It’s also left real estate markets almost frozen with buyers demanding higher yields to compensate for the risk of rising interest rates and tenants leaving. The price of prime office buildings in Paris, Berlin and Amsterdam dropped more than 30% in 12 months, according to broker Savills Plc. “Sentiment is still pretty bad and that’s what’s reflected in this market pricing,” said Bowie at Chatham Financial.
It’s part of a global trend that has seen the amount of property bonds and loans trading at distressed prices exceeds $190 billion. That contrasts with other industries, where it’s shrunk in recent months.
There may be worse to come. Commercial real estate values in Europe could fall by as much as 40% because of the extent to which debt markets have been upended, Citigroup Inc. analyst Aaron Guy wrote in a note earlier this month.
In addition, he wrote, landlords may have to provide about 50% additional equity when they refinance an asset in order to satisfy metrics that banks and private credit funds lend against. That’s based on a refinancing rate of 6%.
submitted by JustBoatTrash to REBubble [link] [comments]

2023.06.03 10:24 YashitM Is this a scam by ADIB?

Is this a scam by ADIB?
I got a call by ADIB's CS agent for a credit card application. The agent knew a lot of specific information about the application - which couldn't have really been "sold" to anyone.
However, the agent shared over the following link via SMS, which was also titled under "ADIB", and I'd received valid OTPs from that sender previously, but this can't be trusted.
What made me cut the call was the fact that they asked to screenshare to assist in filling the card application form. Not sure if anyone has had an experience with ADIB like this before?
Another possible red flag was that ADIB's actual website is on ``, whereas the link the agent shared was on ``. I did check the SSL certificate of ``, and it seemed to be owned by ADIB; but then again - why `` and not ``?
Common name: SANs:,,,,,,,,,,,,,,, Organization: Abu Dhabi Islamic Bank PJSC Location: Abu Dhabi, AE Valid from August 1, 2022 to August 5, 2023 Serial Number: 0b5a2915d43eb80073ab2c76c11fb6dd Signature Algorithm: sha256WithRSAEncryption Issuer: DigiCert SHA2 Secure Server CA 
This might just be paranoia, but I wanted to confirm with fellow ADIB card holders before going all in.
submitted by YashitM to dubai [link] [comments]

2023.06.03 05:53 afty JUNE 2023 'No Stupid Questions' thread! Ask your questions here!

Ask any questions you have about the ship, disaster, or it's passengers/crew.
Please check our FAQ before posting as it covers some of the more commonly asked questions (although feel free to ask clarifying or ancillary questions on topics you'd like to know more about).
Also keep in mind this thread is for everyone. If you know the answer to a question or have something to add, PLEASE DO!
The rules still apply but any question asked in good faith is welcome and encouraged!
Highlights from previous NSQ threads (questions paraphrased/condensed):
submitted by afty to RMS_Titanic [link] [comments]

2023.06.03 05:52 MigmatiteContraBand ISO Resume Advice & Skills to Highlight (for a student about to graduate with no geo job experience)

ISO Resume Advice & Skills to Highlight (for a student about to graduate with no geo job experience)
Greetings fellow geologists,
I'm job searching in large city for entry level environmental/geotechnical jobs and am looking for advice on what skills to highlight and a classic resume roast. I'm determined not to graduate without a job again! I've been lurking for years and appreciate all the helpful posts and comments in this subreddit, thank you in advance lovely people :)
submitted by MigmatiteContraBand to geologycareers [link] [comments]

2023.06.03 04:57 nimmoisa000 Open world crime game idea Cartel: Palm City.

Developed by Hangar 13, DICE, Ripple Effect Studios, EA Gothenburg, and Criterion Games and published by EA.
Additionally former EA Black Box and Ghost Games employees who would help access game assets and code from previous NFS titles to streamline the development)
Cartel (or alternatively as “Cartel: Palm City” or "Cartel: Miami" ) would be an open world title based on the Mafia Games, the GTA games and the Saints Row games, with elements of Battlefield: Hardline thrown in with an array of weapons and vehicles based on their real life counterparts.
Gameplay wise the driving would be like Need for Speed titles, and on foot and shooting mechanics like BF: Hardline and Saints Row. Plus you can customize your cars and weapons to the same extent in BF: 2042 and some cars would allow for mounted weapons,on foot you can execute people with your equipped weapon like in The Godfather games. On foot would be an FPS view (you can change to a third person view as well) same with having an FPS view in your car.
There would an single player experience point system (like in BF Hardline single player) you gain XP from killing gangsters, and cops blowing up or capturing enemy vehicles and completing main missions, side missions and activities also there will be 15 levels to achieve with each level up unlocking new weapons, vehicles and customization for your weapons and vehicles. As well as a New Game Plus (NG+) where everything you unlocked is carried over and you can also play on the higher difficulties through NG+.
Also there would be five wanted levels for police and five vendetta levels for the gangs should you reach level five gang vendetta you start a Gang War there are three ways to stop a Gang War either bribe the feds, blow up a gang stronghold, or hide out in a safe house. Police wanted levels one and two local units would come after the player, at police wanted level two or three the state police would come after the player. At wanted level four and five the feds would come after the player. The military will only come after the player if they trespass in Fort Rockport or the Palmount Naval Shipyard
The Storyline
In Cartel: Palm City; in a different universe and timeline where there's a total prohibition of all narcotics in the United States in 2010; tells the story of Jack Rourke (the player character) a hardworking rideshare driver at day and a street racer at night who's scraping by in Palm City circa 2019. One fateful night, Jack Rourke has an inadvertent brush with the Blackwell Syndicate (mainly Carl Stoddard and that showcases a life of reward too big to ignore. As he joins the Blackwell Syndicate who are fighting for control of Palm City against five other criminal groups and take the city for the Blackwell Syndicate including recovering evidence that could not only convict the Blackwell Syndicate, as well as a network of crime lords in many countries, (including the other gang’s backers) including the Blackwell Syndicate's backers the Mob and it would also directly implicate the CIA in Palm City’s drug trade with Jack Rourke earning the nickname “El Sicario” for his efforts in driving the other gangs out of Palm City. When he learns how much the drugs were hurting the people of Palm City and all over the country as well as learning that the Blackwell Syndicate had gotten into the drug trade themselves, he contacts FBI agent Chase Linh who relays the story to her and offers the evidence and his testimony in exchange for full immunity for him and his associates, and the evidence on the computer was enough to convict everyone form all the five gangs, but also their crime lord backers from at least half a dozen countries, as well implicating the CIA in this as well as lobbying efforts to keep all narcotics prohibited, leading to a new administration repealing the Narcotics Prohibition law and legalizing low level cannabis. However six months later after the repeal of the Narcotics Prohibition Jack Rourke would be gunned down by Russian Mafia hitmen, Dimitri "Dima '' Mayakovsky and Henry "Black" Blackburn.
The Cast
List of activities
Weapon attachments
40mm Grenades, 40mm HE, 40mm Incendiary, 40mm CS, 40mm Dart, 40mm Flashbang, 40mm LVG, 40mm Smoke, 40mm 3GL.
Weapon list
Key: Base weapon (special variant)
Other: Nail Gun
Mission Structure
Prolog (2019)
  1. The Birth of Art - After winning a big race, Jack Rourke collects the winnings at the Palm City Historical Museum
  2. An Offer you Can't Refuse - Jack Rourke must evade Volk sicarios with Tyson Lachford and Carl Stoddard members of the Blackwell Syndicate
  3. Race Day - After the events of the last mission, Jack Rourke partakes in a race day event and wins three events with his Porsche 911 Carrera S (991) '12
  4. Running Man - Volk sicarios Niko and Dimitri crashes the race day and Jack must get to the Blackwell Garage
Chapter 1 (2019-2021)
  1. M34 Party - Jack Rourke joins the Blackwell Syndicate and gets acquainted with everyone before going with Tyson in a Pontiac GTO '05 to burn the Volk's cars with M34 Incendiary Grenades as well as stealing GMAC's Lamborghini Gallardo LP 560-4
  2. Standard Routine - Jack Rourke rolls with Tyson, Stoddard and Jonathan Cross to collect protection money but things go south when they collect from a hotel out of town and Jack Rourke chases after the hotel owner in Cross' car.
  3. Fair Play - Jack Rourke is tasked with stealing Ryan Cooper's Nissan 240SX and sabotaging it on the eve of the biggest Speedhunter race of the year, the SpeedHunter Championship Finals and in a last minute swap Jack Rourke has to race in place of Tyler Morgan
  4. Mia Townsend - Jack Rourke is tasked with taking Mia Townsend out for a night at the city... until a gang of Wraith street racers led by Caleb Reece hassles her and Jack Rourke takes them on in a fight
  5. Get Used To It - After the events of the previous mission Jack Rourke and Tyson Latchford are sent to teach the Wraiths a lesson But Caleb Reece makes it serious and Caleb Reece is wound up being killed by Tyson after a chase around the city alongside Danny Shaw.
  6. The Saint and The Sinner - It's revealed thtat Caleb Reece was Chief Norris' best friend, and Danny Shaw survives the crash however Stoddard would handle Shaw as Jack Rourke is tasked with infiltrating the Elmore Plaza Hotel and has to kill the manager, Nikki Morris and bomb the hotel before escaping to a funeral and confronts, Danny Shaw and Frank Mercer who are also in attendance. Jack Rourke kills Shaw and nearly kills Frank as well. But Frank tasers Rourke and escapes. It would be revealed that some of the Volk sicarios recognized Sotddard and had to deal with them, then the two escaped in a hearse.
Chapter 2 (2021)
  1. A Trip to the Countryside - In order to get a large supply of cannabis from Mexico, Jack Rourke takes a team to retrieve the Mexican from Mexican smugglers only to be ambushed by Los Zetas L.S 16 and Volk sicarios, then it's revealed that Roman had paid off the FBI to go after Rourke and his teammates then they came off with the cannabis killing their pursuers in the process.
  2. Code of Silence - The evidence that Tyson and Stoddard had ripped from the Volk had fallen in the hands of Hector Maio who cut a deal with the FBI, total immunity for the evidence and Jack Rouke is tasked with killing him and retrieving the evidence
  3. Visiting Rich People - Jack Rourke is tasked with sabotaging a federal proscutor's case against The Mob, the Blackwell Syndicate's backers as well as killing the federal prosecutor in charge of the case.
  4. Visiting Powerful People - Jack Rourke is tasked with meeting and protecting a powerful member of Palm City's elite, the owner of Prefered Outcomes Julian Daws... though he more than meets the eyes of Jack Rourke
  5. Agent Dawes - Julian Daws is revealed to be a CIA agent who is tasked with keeping the flow of drugs to Jack's surprise and that he is backing the Blackwell Syndicate through Prefered Outcomes.
  6. The Drug Trade - Julian Daws walks Jack Rourke through Palm City's drug trade and how the illicit street racing scene is used as a cover to smuggle drugs.
  7. Great Deal - Tyson Lachford scores a major deal with a drug farm in Georgia who promises to supply them with large amounts of drugs in exchange for access to databases concerning highway patrol routes; however when the deal goes down at a parking garage, the Volk and L.S 16 ambush them.
  8. Bon Appetit - Jack Rourke drives Eva Torrez, Marcus Blackwell and Julian Daws to the rebuilt Elmore Plaza Hotel for brunch only for Niko and Dimirti with a Volk hit squad to blast the entire lobby with gunfire and C4 explosives, Jack Rourke vaults over with Eva Torrez, Marcus Blackwell and Julian Daws, there Jack Rourke and Eva Torrez rush out through the side entrance and confronts the hit squad with Jack Rourke killing both Niko and Dimirti. However Blackwell wants Jack to confront Jonathan Cross at a doughnut store and reveals that the Volk threatened to turn him over to IAD and is chased throughout the city with Marcus Blackwell putting Cross on permanent retirement by killing him with a Lupara.
Chapter 3 (Finishing the other gangs and downfall of Jack Rourke) (late 2021)
  1. Happy Anniversary - Jack Rourke is tasked with completing a contract hit against Frank Mercer at the fifth anniversary of the formation of the High-Speed Task Force by firing a sniper rifle stashed in a bathroom
  2. You Lucky Bastard - After a failed attempt to kill Razor; Roman's personal driver and #2 of the Volk, Jack Rourke is given the contract to kill Razor, first by car bomb but ends up killing Deputy Chief Jack Keller. instead of Razor. Jack Rourke, Tyson and Stoddard would later find Razer at a Burger King. In this Rourke can choose to kill or spare Razor. Rourke would spare him after he tells him that the CIA is deeper in Palm City's drug trade than Jack Rourke is led to believe
  3. Creme de la Creme - Marcus Blackwell plans to kill Roman, Niko, Demintri and Chan Wu in front of the city's Creme de la Creme, the mayor, the police chief, the FBI director and even the city's richest elite. However things go south and Jack Rourke chases Roman and Niko at the airport where they get to a private jet but is shot down and crash lands on the Cross Mermeroral Bridge Chan Wu is still alive and Jack Rourke executes him and leaves before the cops show up.
  4. Plugging the Chief - After the events of Creme de la Creme; Chief Norris places to take on the Blackwell Syndicate and to dismantle them, and a contract hit is placed on him where Jack Rourke accepts the contract and kills Chief Norris.
  5. Election Campaign - The State Governor had launched his reelection bid with the promise get tough on the cartels that had plagued Palm City and like Chief Norris has a contract hit out on him which Jack Rourke is tasked with taking, using a sniper rifle
  6. Just for Relaxation - Marcus Blackwell tells Jack Rourke about a shipment of Cuban cigars as well as a hidden shipment of diamonds (hot ice) straight from Africa however and Jack Rourke takes a crew to retrieve the shipment from federal customs however it's revealed that instead of diamonds it's Cold Shot... the same drug being pushed by the other gangs.
  7. The Truth - Jack Rourke and Kahi Minh Dao eavesdrop on Marcus Blackwell and Julain Daws and they learn the truth.
  8. Moonlighting - Jack Rourke after knowing about the truth takes Tyson to rob the Palm CIty First National in order to retire from the sicario lifestyle and gets into a massive shootout with the PCPD Heat-style.
  9. The Death of Art - After the heist of Palm City First National Jack Rourke finds Tyson dead and meets Stoddard at the museum only to find out that Stoddard knew about the heist, and used his share of the drug money and clout at Prefered Outcomes to buy out The7 as his personal hit squad, however Jack Rourke manages to kill every member of The7 but spares Stoddard (the player can also kill him but canonically Jack Rourke spares him)
Epilogue (2022)
After the trial and the repeal of the Jack Rurke is placed in the Witness Protection Program in Lakeshore City but six months later after the repeal of the Narcotics Prohibition Jack Rourke would be gunned down by members of the West Side Club, Dimitri "Dima" Mayakovsky and Henry "Black" Blackburn.
The Gangs of Palm City
L.S 16 (Los Salmos 16) - Also known as The Salmos. Backed by the most powerful Mexican drug lords and the most powerful arms traffickers in the world, L.S 16 once ruled all of Palm City In fear until The House stepped in. They’re also the strongest gang in the game with access to military grade weapons and vehicles and each gang kill from them awards 500-1,500 XP depending on the enemy type. They are led by Neil Roark.
The House - The House is a gambling gang with strong ties and backed by the Sicilian Mafia; they run the street scene and the casinos in Palm City. They’re pretty strong but weaker than L.S 16, and they have access to military grade weapons and vehicles each gang kills from them awards 250-800 XP depending on the enemy type. Headed by Lina Navarro.
The Volk - The Volk is a Chinese-Russian gang led by Roman Barkov with Niko Barkov as their enforcer backed by the Triads (Chan Wu), the Russian Mob (Dimitri Glebov), and GMAC's crew (Gregory "GMAC" MacDonald, Rose Largo) for cars who control the weapon smuggling and arms dealing in Palm City. With this backing and access to military grade weapons. They are a mid tier gang and each gang kill from them awards 200-600 XP depending on the enemy type. They are also the ones who go after the Blackwell Syndicate the most.
Palm Kings - The Palm Kings (PKs) is a Black gang made up of Black nationalists who controls Palm Harbor’s rackets and extorts store owners. Led by Benny King, they’re equipped with police-grade weaponry and has strong ties with the PCPD despite this, they are the second weakest gang in the game and each gang kill from them awards 150-500 XP depending if it's a regular to elite
Dixie Paladins - The Dixie Paladins are a white supremacy gang and a militarized version of the Ku Klux Klan (KKK) who controls the Gold Coast Mountains in the mountainous regions of Palm City. they’re the weakest gang in the game and each gang kill from them awards 100-250 XP from regular to elite members. They are led by Tony Alpert
Blackwell Syndicate - The Blackwell Syndicate is a underground criminal organization based in Palm City and is led by Marcus Blackwell with Julian “Julius” Little as underboss, Hector Maio before "Code of Silence" and Zack Maio after "Code of Silence". Nick Mendoza. Khai Minh Dao and Carl Stoddard are caporegimes and Tyson Latchford, Tyler "Ty" Morgan, Sean "Mac" McAlister, Jessica "Jess" Miller as soldiers. Other members include Ravindra "Rav" Chaudhry as the gang's car expert Rachel Teller as the gang's customization expert, Marcus “Boomer” Boone as the gang's weapon experts. The Blackwell Syndicate would be the gang that the player would join. In Act 1, they're an outside and fast tracked to soldier, but in Act 2 the player would be a capo until the end of the game. They are secretly backed by both The Mob and the CIA through Agent Dawes. Jonathan Cross and Mia Townsend are also on the gang's payroll until "Bon Appetit" where Marcus Blackwell executes him with a 870P Magnum to the head. Also Mia would also go with Jack Rourke as well
The police/military force
PCPD - the police force of Palm City/Miami if the player does hostile acts (killing civilians, firing unsuppressed weapons in public, etc) will attract police attention and each kill from them awards 50 XP for regular members and 100 XP for armored members, However the player can bribe the PCPD to look the other way or will even help the player fight the other gangs but would be the target of higher level police forces. (Sort of like it was in The Godfather game) The player can also buy favors from them as well. Also they’ll deploy stronger units at higher heat level alongside the FBI. The cars PCPD drives are the Ford Crown Victoria, Dodge Challenger, Pontiac GTO, and the Chevy Grand Sport
Florida Highway Patrol (FHP) - The state police force and Only appears in wanted levels 3 and above, Each kill from them awards 75 XP for regular state troopers and 150 XP for tactical state troopers. Regular state troopers drives Ford Mustang GTs tactical state troopers drives Nissan GT-R
FBI - Only appears in wanted level 5 the FBI will be called in if the player continues to retaliate against the PCPD. Each kill from them awards 125 XP for regular agents, 250 XP for FBI SWAT and 375 XP for FBI HRT, Like the PCPD the player can bribe the FBI to look the other way, or even help the player fight gangs, or the PCPD but at the second highest price. The FBI also has the second widest array of favors the player can buy. regular agents drives the Nissan 350Z or Porsche 911 GT3 RS, FBI SWAT drives the - Lamborghini Aventador SVJ Roadster or Ford F-150 SVT Raptor L.E. and FBI HRT drives the Mitsubishi Lancer Evolution X or Land Rover Range Rover Sport SVR
Military - Only goes after the player if they trespass in Fort Rockport or the Palmount Naval Shipyard. Each kill from them awards 200 XP for regs, 400 XP for experienced troops and 600 XP for elite troops. Like the PCPD, State Police and the FBI, the player can bribe the military to look the other way, or even help the player fight gangs, the PCPD, State Police or even the FBI but at the highest price and The military also has the widest array of favors the player can buy in large part due to Agent Dawes’ connections in Washington.
Multiplayer portion of the game would take place during the five cartels war where the Blackwell Syndicate, The Volk, Palm Kings, Dixie Paldines, Los Salmos 16, and The House (basically where Jack Rourke glosses over saying "It was non-stop chaos for weeks")
Also there would be a free ride mode where the player can explore the city at their leisure or pick a fight with either other cartels or the cops.
submitted by nimmoisa000 to gameideas [link] [comments]

2023.06.03 04:21 tylerthedesigner Early Access to Merchant Guilds through Patreon!

Early Access to Merchant Guilds through Patreon!
Why Patreon?
As an online 'live' game, Merchant Guilds will be regularly updating well past launch, and the idea of providing special content for our most dedicated players makes a lot of sense. As such, we've found that Patreon has the best opportunities for us to share that content with you.

What do backers get now?
$4 and above - Special Discord channels with access to developer Q&A and early content At this tier and above, you'll get the Discord role and access to special channels where we'll host Q&A with the devs and showcase works in progress, next update contents, and the current project timeline
$8 and above - Beta Access to Merchant Guilds, Discord Exclusives, Thank you in Credits If you back at $8 even once, you'll get access to the Beta version when its ready 📷 (ETA July/August) You'll also get access to the previously mentioned Discord channels, and you can keep them, even if you only back us for one month!
$16 and above - Access to the game ASAP! You will get access to Merchant Guilds in the current Alpha and all future builds until it releases. This means you could be playing it before the end of the week! (caveat: Apple access takes a bit longer, 2-3 days to get updates)
$32/mo and $64/mo- First Guild Owners! At this tier and above you get to be one of the first Guild Owners, and you'll receive permanent upgrades to the game.
$128/mo - you can invite 7 friends to your own private guild in the Early Access builds (its like getting the $64 for yourself and the $16/mo for 7 others). The guild you create will also be permanently marked as a special Early Access Guild, an exclusive flair to backers at this level. And to make this even better- if you back us for two months at this tier, we'll let you design your own item and avatar!

What do backers get when the game releases? Many of the rewards we're offering now are based on our early launch process, but anyone backing us at release will also receive monthly and permanent upgrades to their account! Unique flair, avatars, cosmetics, ad skip, daily rewards, and other items will be available to those who supported us along the way. More details on what rewards at those tiers will be coming
Patreon Link:
Note: Many of our rewards require using our Discord server. If you are interested in supporting us but don't use Discord, let me know in the comments! If there's enough interest, I'll work on alternative solutions.
submitted by tylerthedesigner to MerchantRPG [link] [comments]

2023.06.03 01:42 Pokemaster23765 Red Flags at Giger "Alone with the Night" -- VMMLA was sued previously

I've been following the debacle that was the Giger "Alone with the Night" exhibit at the Vogue Multicultural Museum in LA. As many of you know, many customers bought tickets for this event, only for it to be "postponed" indefinitely and the company to went AWOL. Many are stuck without recourse because it's too late for credit card companies to issue refunds.
I searched around and saw that the rigging company that worked on the previous Pink Floyd exhibit sued Diego Gonzalez (VMMLA CEO) and Maha Darwish (???) for breach of contract. Judgment found in favor of the plaintiffs because the defendants didn't even show up to court!
Plaintiff Superior filed the Complaint on January 28, 2022 against Defendants Vogue, Diego Gonzalez Cardona (“Cardona”), and Maha Darwish (“Darwish”), alleging causes of action for: (1) breach of contract and (2) common counts. The Complaint alleges in pertinent part as follows.
On August 11, 2021, Superior and Vogue entered into a written agreement. Pursuant to this agreement, Superior provided stage crew services and mobilized a significant workforce of carpenters, electricians, riggers, and stagehands to create Vogue’s Pink Floyd exhibit. The value of Superior’s services was $148,587.63 but Vogue refused to pay for them. Per the agreement, 1.5% interest has accrued monthly and the total owed is $158,617.27.
Default judgment by Court entered for Plaintiff Superior Stage Crew, Inc. against Defendant Vogue Multicultural Museum LLC, Defendant Diego Gonzalez Cardona and Defendant Maha Darwish on the Complaint filed by Superior Stage Crew, Inc. on 02/03/2022 for the principal amount of $156,617.27, attorney fees of $3,456.17, interest of $3,003.61, and costs of $1,670.10 for a total of $164,747.15.
More info:
Business corporate info:
Lawsuit info:
Picture of Diego Gonzalez (the dude with the face tats):
submitted by Pokemaster23765 to HRGiger [link] [comments]

2023.06.03 01:35 PostPriorPre How serious can this be? I feel like I'm gaslighting myself.

How serious can this be? I feel like I'm gaslighting myself.
Background is that for the past 2 years I've felt sick. Not the sick where everyone around you can tell but the kind where you know you don't feel well but "nothing is wrong with you" and no one really thinks you're actually sick. I've gained weight and haven't been able to lose it even with doing CrossFit, weight lifting, yoga, exercise 5x per week (one type of workout per day). I used to be in incredible shape but it slipped away. I had assumed it was Covid weight gain but for the past year I sucked it up and worked out and ate right! I haven't lost it and I feel like crap. The weight isn't about appearance, it's about the way I feel and how my body isn't functioning correctly. Also I've had a horrible rash on my foot that will not go away no matter what. And horrendous digestion and sensitivities to food and even water.
Anyway, I lived in a house from November 2020-August 2022. I started noticing weight gain, mental/cognitive issues, depression, rash, ect all in spring 2021. I've just realized how miserable I've really been. I tried so many people to get help, NDs, traditional Chinese medicine doctors, MDs, EMDemotional work, so many supplements, juicing, diets. Nothing worked obviously and I felt crazy. I summed it up to me being lazy so I pushed myself even harder to be "perfect" because i must not have been trying enough, right? That of course didn't work either.
November 2022 (last fall) my chest started feeling heavy like I had a asthma when I worked out. That continued until January 2023 when I finally stopped all exercise and movement because I gave up. I suffered even while taking a break and letting myself rest. April 2023 I went back to light exercise and still struggled. I kept getting sick all the time.
Finally this past week I was so down that I cut open my mattress. I attached a picture of what I found. I had this mattress in the house where I suspected mold and lived in from summer 2020- summer 2022 then I brought it to my new place. I could not believe it. Finally I wasn't crazy anymore, I was validated!
Would this mold cause my sickness? Where do I go from here? Testing, treatment, help! I am so sick and can hardly function. I don't have much to spend on treatment but I need it bad. Any suggestions or help would be such a blessing for me. I dream of leaving for a month and going to a clinic to get help healing. Does this exist? I saved some of the mattress in a baggie to possibly get the mold tested. Any suggestions for that? Please share reliable sources. Thanks for all the help in advance.
submitted by PostPriorPre to ToxicMoldExposure [link] [comments]

2023.06.03 01:10 AutoModerator Monthly Pathfinder Society Update

To help reduce the misconception of what sub this is I will work on a monthly Society update that will be stuck to the top of the posts. I'll be gleaming this from the blog posts, VO Discord, updates to the sub and suggestions from the sub. Here is the link to the Paizo Monthly Update blog post.

OPC Musings

Welcome back to the OP Monthly Update! I know we missed last month, that’s entirely my fault. I was on my honeymoon, and then we announced a little thing called the Pathfinder Core Remaster, and by the time I came up for air, it was already mid-May!
Luckily it’s smooth sailing now, which is a lie, because convention season is in full swing! As I write this blog we’re doing our final preparations for PaizoCon Online. I can’t wait for this show, and I’m so excited for our upcoming shows like UK Games Expo and Gen Con. Not to mention, this fall I’ll be heading to a few local conventions! More on that soon, hopefully. For now, I’ve got a supersized OP update to deliver, so let’s get started.

Digital Adventure Releases

These adventures will be available on June 28, 2023.

Pathfinder Society

Pathfinder Society Scenario #4-15: In Glorious Battle

Starfinder Society

Starfinder Society Scenario #6-03: Project Dawn Starfinder Society Scenario #6-04: Secrets Long Submerged
*part of a subscription

Pathfinder Core Remaster

Last month, we announced the Pathfinder Core Remaster: an overhaul and update of our Pathfinder Second Edition ruleset, a necessary but difficult maneuver given the events of recent months. I am sure that for many of you, the first question was “how will this affect Pathfinder Society?” The short answer is: we don’t know yet! The longer answer is that these books literally don’t exist fully yet; they won’t go to the printer for another month or so. Until they do, we can’t begin to answer these questions.
Rest assured that as soon as we can, the OP team will be diving into the new rule changes to figure out how to make the updates as seamless as possible for the community. For now, I ask for your patience on this topic. There will be many questions to answer in the weeks ahead, but we’ve got a steady hand on the metaphorical tiller.

FAQ and Boon Updates

In the quiet time before convention prep, the Pathfinder Society developers and I had some time to sit down and hammer out some updates to boons available in the boon store, as well as to handle some FAQs for the program. The full updates are available on the FAQ page, but here’s a summary of the changes:

Starfinder Society Year 6 Updates

Program Changes

SFS Year 6 launched at PaizoCon Online! Hopefully, anyway; I’m writing this before the show, so if a dinosaur attacks, someone let future me know. The following Starfinder species are now considered “always available”: gnoll, hanakan, kiirinta, quorlu, raxilite, shimreen. Players are free to build characters of these species as often as they like; as always, characters with an Admittance Boon for these species gain an additional +2 to one ability score immediately.
The Achievement Point cost for a boon to play a character of the following species has been reduced to 80 Achievement Points: astriapi, cephalume, contemplative, trox, uplifted bear, urog. Meanwhile, the following species are now playable with the purchase of a boon from the online Boon Store: entu colony, huitz’plina, grippli, kitsune, kobold, psacynoid, samsaran, scyphozoan, trinir, and tryziarka.
Finally, a few more boons have been added to the Boon Store! Starfinders who enjoy having a permanent emblem of their position can now purchase the Marked Starfinder boon for 2 AcP after playing at least one session to gain a Society Subdermal Graft. Additionally, characters can now undergo a Training Montage (or Extended Training Montage) to retrain their character’s abilities! These provide more robust retraining options than the previously available mnemonic editor. Full text of these boons, as always, can be found on the Starfinder Society FAQ page.
The Guide to Organized Play: Starfinder Society has been updated with all these changes, as well as a brand-new overhaul and visual upgrade! Incredible thanks to Jared Thaler and Peter Nalepa, both of whom have worked very hard to make the guide more user-friendly and accessible. They’ve created a feedback thread on the forums for comments or questions.

First Seeker Election

Last month we formally announced Starfinder Society #6-06: Tomorrow’s Seekers! This scenario will allow you to meet the four PCs who were selected to vie for the title of First Seeker. You may note my name on the cover as the author; I’m so excited for this adventure and for you all to meet these wonderful colorful characters!
Look for some upcoming blogs where we’ll be revealing the candidates, their platforms, and a bit more about them. Campaign season begins when the ballot opens at Gen Con (August 1–4), and the voting period will close in mid-October. If you want to cast your vote, don’t miss your chance to play the scenario in that two-month period!


One of the reasons we could get away with missing April’s blog was that it was a pretty quiet month on the release front! Luckily, we’ve got some new toys for you this month!
For Pathfinder Society, this month’s new release is the brand-new standalone adventure, The Enmity Cycle. The sanctioning documents for this adventure are just waiting to be exported; once they are, we’ll be sure to add them to the product page.
On the Starfinder side, the new hardcover rulebook Starfinder Ports of Call has been released and sanctioned for play! Visit the Character Options page for all the details. While you’re there, why not check out the new options from the Drift Hackers Adventure Path, which are also now sanctioned! Chronicle sheets for players and GMs will also be available on the product page for the AP as soon as they’re exported.
Coming up next, we’ll be getting sanctioning documents out for the Free RPG Day adventures (foreshadowing for the next section)! After that, for Pathfinder Society we’ve got the Stolen Fate Adventure Path and Pathfinder Lost Omens Highhelm on the docket, and Starfinder Society will be pretty quiet until the fall!

Free RPG Day

June 24 is Free RPG Day here in the United States! This initiative provides retailers with exclusive access to free RPG products from a number of companies, including Paizo. We have two adventures in this year’s kit: A Few Flowers Morefor Pathfinder and Operation: Seaside Park for Starfinder
If your store is participating in this event, sanctioning documents and chronicle sheets will be available prior to the event! You’ll be able to get credit for your Organized Play characters after participating in these adventures. Free RPG Day is a great way to kickstart a new RPG group at a store, so we encourage you all to head to a participating retailerfor the event!

GM Recognition

At PaizoCon Online last weekend, I awarded three individuals with brand new Campaign Coins and Organized Play IDs. We award these coins to members of the community who have gone above and beyond to provide an exceptional program to the community at large. Campaign Coins are awarded based on nominations; if you believe someone in your community is deserving of this award (whether or not they are a Venture Officer), send an email to organizedplay[at]paizo[dot]com with their name and reasons.
Congratulations to: Jofiane “Fi,” who now holds a Campaign Coin and Organized Play ID #887 Milan Badzic, who now holds a Campaign Coin and Organized Play ID #888 and Harmeshver “Resh” Singh, who now holds a Campaign Coin and Organized Play ID #889

GM Ranks

Whether stars, novas, or glyphs, achieving a 5 ranking in any program involves a substantial amount of time. To achieve the 5th milestone, a GM must run 150 games, of which at least 50 must be unique scenarios and 10 special scenarios, as well as run between one and three games for Venture-Captains (program dependent). A conservative estimate of the time needed to reach the 5th milestone is 650 hours!
This month, we had one GM earn their 5th Nova for Starfinder Society and one earn their 5th Glyph for Pathfinder Society (second edition).
5th Nova (SFS): Terry T 5th Glyph (PFS2): Tim Munsie (TMun)
Congratulations to our outstanding GMs and volunteers!


It’s convention season! As this blog is posted, I’ll be getting ready for my first games at UK Games Expo in Birmingham. It’s my first official trip abroad and I can’t wait to meet our European community! If you’re in the area, come say hi!
We've also announced PaizoCon South Pacific, running from June 30–July 2 in Sydney, Australia! While I won’t be attending (this year...), the Paizo community will be turning out for a great time.
And of course, there are tons of local conventions in your area! Check out our conventions calendar to see what events are happening near you and go roll some dice.
That’s quite enough from me—thanks for sticking with the supersized update. There’s a reason we try to do these monthly! Until next time, Explore! Report! Cooperate! And have a spot of tea!
Alex Speidel Organized Play Coordinator

Upcoming Conventions

Paizo Conventions calendar
NordCon 2023, UK Games EXPO, ConCarolinas 2023, Phoenix Fan Fusion 2023, Kākāpō Con, Origins 2023, Tri-Con 2023

Sub Updates

Sorry for the issues getting this out correctly the past few times.
submitted by AutoModerator to Pathfinder [link] [comments]

2023.06.02 23:48 JamesCpixarfan061207 Ice Age Reboot was released in May 16th, 2024

Credit to Disney and 20th Century Studios for the first and second part.
PLOT: A fearless homesick jamacian-accented scarlet parrot mccaw named Delroy (Keegan-Michael Key) was very lost and trying to find a new home, but then, he got locked away in a Manhattan Restaurant. He decided to find a way out of here. Meanwhile, Mack (Kumail Nanjiani) was nervous and overprotected his family. He was very nervous that his son and daughter could get hurt, but the Mallards convince their father to go on a vacation of a lifetime as they migrate, Mallards met and teamed up with Delroy to break out the restaurant and set off to find a new home. Daffy Duck (as Sid) was very lonely and got abandon by his family that they dislike/hate him. He set off to find a new herd. Peng (Jim Gaffigan) carries away by having fun. But his wing was bit broke. He set off to heel his wing to fly again, Peng's best friend, Mr. Snake (Marc Maroon) was a predator duck-hunting snake, tries to eat them, but started to like them and getting along with them as he team up them. The ducklings: Chi and Chao are stuck with Peng and Snake to find a new family as they team up with Delroy and the Mallards. Dan (Curtis Armstrong) and Mei (Rosaline Chiang) tries to find a new home for birds and ducks too. As they attempt to migrate together as a family and a team, from New England. though New York, and to a brand new home for birds and ducks, the bahamas and the rainforest.
Ice Age Reboot (2024): Working on Storyboard- November 23rd 2019 Working on Layout- June 12th, 2020, December 20th, 2020 Working on Animation- August 15th, 2021 December 17th, 2021 Working on CGI- March 18th, 2022, May 5th, 2023
Theatrical Release: May 18th, 2024
Disney+ Release: May 18th, 2024
Hulu Release: June 15th, 2024
DVD Release: July 12th, 2024
4K Ultra HD Blu-ray Release: June 8th, 2024
Genres: Family/Animation/ComedyRomantic/Action/Adventure
Rated PG: some mild language, action/peril, and brief rude humor, some scary images, cartoon slapstick, violence/mischief, and heavy images, some mild violence, thematic elements, an emotional scene, brief nudity, fantasy action, and some sequences of action animated violence
Cast: Kumail Nanjiani, Keegan-Michael Key, Elizabeth Banks, Jim Gaffigan, Curtis Armstrong, Rosaline Chiang, Eric Banza, Tresi Gazel, Casper Jennings, Marc Maroon, Sandra Oh, Danny DeVito, Zendaya, Lance Lim, Will Forte, Charlie Day, Ava Morse, Chiwetel Ejiofor, Tom McGarth, Awkwafina, Dee Bradley Baker, Maitreyi Ramakrishman, Hyein Park, Bill Nighy, Vincent Martella, Thomas-Brodie Sangster, Kevin Hart, Ashley Tisdale, With Patrick Watburtion, And Emily Tennant
Directed by: Benjamin Renner
Runtime: 2 hour 10 minutes color
Aspect Ratio: 2.39:1
Language: United States
Disturbers: 20th Century Studios (VOD) (Thearical) (though Walt Disney Studios Motion Picture)
Production Companies:
20th Century Animation
Sunny Sky Studios
Walden Media
DNEG Animation
(full cast and crew coming soon)
2023@ 20th Century Studios The Walt Disney Company
submitted by JamesCpixarfan061207 to 20thcenturystudios [link] [comments]

2023.06.02 23:22 EurekaStockade 61---Now or Never--How an Art Festival signalled Stock Market crash on 17 August

61---Now or Never--How an Art Festival signalled Stock Market crash on 17 August
2 June--News item about an Art Festival in Melbourne, Australia
Suggestively titled--- Now or Never
Obvious Globalist signalling

Even more significant is the date the 'festival' begins--
17 August= 229th Day of the Year
11 months 9 days after Queen Elizabeth's death

2 June= Now or Never Art festival story appears on Queen Elizabeth's Coronation date
77 days later--
17 August

Last year the Dow dipped below 30,000 points on 30 Sep 2022
322 days later--
17 August 2023
Signalling events--

17 August= Day 229 of the Year

3 Feb--Toxic Chemical Spill in Ohio
27 weeks 7 days later--
17 August

25 April 2022
115th Day of the Year
Last year Elon Musk offers to buy Twitter
115 days later--
17 August

This year on 11 May--Elon Musk announced he was stepping down as Twitter CEO in 6 weeks
11 May= 11/5

10 Mar-- Silicon Valley Bank crashed 66.6%
Exactly 7777 days after Enron collapsed on 28 Nov 2001

15 March--Ides of March
Credit Suisse crashed 22.3%
155 days later--
17 August

20 March-- Equinox--Xi visits Putin in Moscow
223 days later--
94th anniv of the Great Wall St Crash on 29 Oct 1929
29 Oct 1929 WALL STREET CRASH= 119

18 Jan--a Blue Spiral appeared in the sky over Hawaii
15 April--a Blue Spiral appeared in the sky over Alaska
Blue Spiral--Globalist Bat Signal
submitted by EurekaStockade to conspiracy [link] [comments]

2023.06.02 22:56 nonskater The man (23M) i (22F) thought i was going to spend the rest of my life with emotionally cheated on me for 4 months.

Title is pretty self explanatory. I have been with my ex bf for 2 years. When we first met it was like we were never strangers. We both connected in a way we had never connected with anyone else. We both fell hard and fast. I made him wait 6 months to ask me out because i had just gotten out of a two and half year relationship a month before i met him. I was scared to be with him at first, but i couldn’t stop myself from falling in love with him.
Our relationship was close to perfect. We never fought. If we did have a disagreement we had a healthy discussion about it. It was the first healthy relationship i ever had. We had pretty similar childhoods, we never had anyone who was able to understand that. I’m usually the kind of person that can only hang out with someone for a day or two, but that didn’t apply to him. We loved hanging out with each other. He always wanted to be around me and i always wanted to be around him. I have over 10 handwritten love letters from him. I’ve never been able to envision a future with another man and not feel weird about it. I was ready to commit to him forever.
I’m august 2022, i got back from a weeklong trip and we were insperable. He wanted to be around me constantly, and i wanted to be around him. We started a habit of hanging out at least 5 days a week. It never seemed like a problem. We never got annoyed with each other and we loved just being in each others presence even if we were interacting with each other.
In January, i noticed he started to withdrawal a bit. He seemed careless, stressed with everything he had going on, he didn’t want to have sex ever, and he stopped giving me affection and saying nice things to me. During this time i also let him put $900 worth of court fees on my credit card so he wouldn’t have to pay it outright. He continues to withdrawal throughout February and i was losing my patience with him.
In March he breaks up with me for the first time. He says it’s his mental health and he’s too stressed and he can’t give me what i want and he’s not the same person i met in 2021. It sounded like self loathing and hatred so i fought for him. We got back together a day later. 2 weeks later i randomly go through his phone and see a bunch of girls on his Snapchat. I flipped out and broke up with him again. I messaged all the girls except 1, they all said he just hit them up once and never again after that. We were broken up for 3 weeks at this point. Around the end of March he started texting me again saying he missed me and wanted to make things work. He said he texted those girls for validation cause he was feeling insecure. I believed him and forgave him.
We got back together for the entire month of April. I thought things were going good in the first two weeks. Then on the 3rd week he gets a phone call from another girl at 1am. He swore they just talked when we were broken up and he told her to not contact him again and blocked me in front of me. It made me nervous but i didn’t think it was that serious. I i only saw him twice after that cause he started pulling away again. He said he felt like i was never going to trust him and things are better this way. We broke it off again at the beginning of may
I blocked him on everything but about two weeks ago i broke and i texted him. He called me and told me all the right things and that he’s sorry and he misses me and we got back together again. Things were going really well. I told him my boundaries with other girls and he agreed. Yesterday morning i randomly decided to go through his phone. I just wanted to confirm he was acting right. Everything looked good but i found a girls contact open in the contact app. We had a discussion about this and he said he needs space and time to think. I left and decided to text the girl on my phone.
Long story short, this girl tells me they were talking all the way from November until the end of March. When i was passed out drunk in his bed ok New Year’s Eve, he had a 2 hour phone call with her. She showed me the text messages on Valentine’s Day and he was telling her she looked so sexy at work and he couldn’t keep his hands off her. He was sexting her the night i had a car follow me into my neighborhood and i was scared to be home alone. He didn’t invite me over and he didn’t care that i was scared. The day after he sexted her was the first time we broke up. A week later he bluffed on our plans to hangout twice in two days because he was texting her instead. He had sex with her two days after we broke up for the second time. He was texting her saying he can’t control himself around her. They were never exclusive and never talked about dating, but this girl told me she thought it was heading that way from the way he was acting.
I’m so lost and confused. I feel unlovable. I feel like i chased him away. I’m so angry. I kept fighting for our relationship the past 3 months because i thought he was just having mental health issues. I wanted to show him he had someone there for him who would love him no matter what. I helped him out so much. I thought he was so different and not like other guys. I would have never suspected him of cheating on me on this way. I don’t understand why he couldn’t tell me from the first breakup there was someone else. I wouldn’t have fought for him like that if i knew the truth. I’ve begged him for the truth so many times and he just keeps lying to me. I knew deep down inside from his behavior this had something to do with other girls, but he kept lying and telling me it’s his mental health. I feel so fucking stupid. I feel like none of our relationship was real. I don’t know what the fuck just happened. I’m so angry that all the times i begged him for affection, he couldn’t give it to me because he was giving it to her. I hate myself so much. I don’t know how to move on from this? Does anyone have any advice for me? I feel so broken right now.
submitted by nonskater to relationship_advice [link] [comments]

2023.06.02 22:37 foxie8m Comprehensive Fiona and Cake Info Thread

According to the very first announcement of the series from Warner Bros Discovery: the working title is “Adventure Time: Fionna and Cake”, a “young adult animated series” with 10 half-hour episodes, where “Fionna and Cake – with the help of the former Ice King, Simon Petrikov – embark on a multiverse-hopping adventure and journey of self-discovery. All the while, a powerful new antagonist determined to track them down and erase them from existence lurks in the shadows”. It was also said that the series “will explore their relationship and the mysterious land of Ooo.’ The promo art in the announcement was credited to design by Hanna K. Nyström, design cleanup by Iggy Craig, and art direction by Sandra Lee.Here’s everything we publicly know about the production of the show based on every single Fionna and Cake post on + various tweets:
Showrunner, Executive Producer: Adam Muto Supervising Director: Steve Wolfhard (completed work in mar 2023) Storyboard Supervisor: Danny Ducker (completed work in jan 2023) Supervising Director: Ryann Shannon (completed work in dec 2022) Storyboard Revisionist: Dorian Scar (completed work in nov 2022) Guest Storyboard Artist Nicole Rodriguez (completed work in mid 2022) Character, Prop Designer: Guinevere Reilly WriteStoryboard Artist/Storyboard Revisionist: Jackie Files Production: Cartoon Network Studios Other than that here is a chronological timeline of relevant updates about the series:
In August 2021, the series was officially announced.
On May 9th, 2022, Jeremy Shada (Finn’s voice actor) said in an interview: “and now they have this Fionna and Cake spin-off, … which I may or may not be in that. I'm not sure if I'm allowed to say that, but yeah, I'll be doing some stuff in that”
In June 2022, a Variety article about a showcase CN Studios did at Annecy gave us this juicy preview: “A palpable collective gasp was heard as CNS’ Rivera unveiled a first never-seen before image of “Fionna and Cake,” the gender-swapped alternative versions of the main characters from the original series. In it, they have awakened in an alternative world where there is no magic and they can’t remember their lives of adventures. Fionna is pictured sitting in a room drawn with crafted detail which yet seems to have been drained of color, its tones reduced to a dun brown.” The article went on to reinforce that this series will be aimed at a young adult audience.
On the 21st night of September, guest storyboard artist Nicole Rodriguez posted these sketches including one of a particularly gnarly Simon. And in Dec 2022, Danny Ducker tweeted ”i'm so excited for everyone to (eventually) see the fruits of our labor! ⚔️”
In Jan 2023, Hanna K stated that Adventure Time: Fionna and Cake was “announced very early in production! I don’t even think we had started storyboarding on it yet.” And I believe this is the most recent update from her about everything.
Finally, in April 2023 Lila Martinez gave us these pictures showing us previews of the titular characters. Here’s my edit upscaling them.
submitted by foxie8m to adventuretime [link] [comments]

2023.06.02 22:22 Dismal-Jellyfish $86 billion deposited to commercial banks in the last week (May 17th-24th). $920 billion in deposits has been pulled since the all time hit 4/13/22. Since the run picked up momentum 2/22/2023, $452 billion in deposits have been pulled. Is the bank run stabilizing? Still a TON of BTFP borrowing...

$86 billion deposited to commercial banks in the last week (May 17th-24th). $920 billion in deposits has been pulled since the all time hit 4/13/22. Since the run picked up momentum 2/22/2023, $452 billion in deposits have been pulled. Is the bank run stabilizing? Still a TON of BTFP borrowing...
Happy Friday Superstonk, I hope everyone had a great week! Resident Jellyfish back again to review this weeks commercial bank deposit data (and how deposit outflows are still being 'made up' with borrowing from sweetheart liquidity programs for the banks. (to be added when update publishes)
A little over a year ago (4/13/2022) the high was hit at $18,158.3536 billion
Date Deposits, All Commercial Banks (billions) Down from all time high (billions)
4/13/2022 $18,158 0
2/22/2023 (Run picks up speed) $17,690 -$468 billion
3/1/2023 $17,662 -$496 billion
3/8/2023 $17,599 -$559 billion
3/15/2023 $17,428 -$730 billion
3/22/2023 $17,256 -$902 billion
3/29/2023 $17,192 -$966 billion
4/5/2023 $17,253 -$905 billion
4/12/2023 $17,168 -$990 billion
4/19/2023 $17,180 -$978 billion
4/26/2023 $17,164 -$994 billion
5/3/2023 $17,149 -$1,009 billion
5/10/2023 $17,123 -$1,035 billion
5/17/2023 $17,152 -$1006 billion
5/24/2023 $17,238 -$920 billion

All this money pulled from commercial banks as M2 (U.S. money stock--currency and coins held by the non-bank public, checkable deposits, and travelers' checks, plus savings deposits, small time deposits under 100k, and shares in retail money market funds) is decreasing:
A little less than a year ago (July 2022) the M2 high was hit at $21,703 billion
Date M2 (billions) Down from all time high (billions)
July 2022 $21,703 0
August 2022 $21,660 -$43 billion
September 2022 $21,524 -$179 billion
October 2022 $21,432 -$271 billion
November 2022 $21,398 -$305 billion
December 2022 $21,358 -$345 billion
January 2023 $21,212 -$491 billion
February 2023* $21,076 -$627 billion
March 2023 $20,840 -$863 billion
April 2023 $20,673 -$1030 billion
\Bank run in commercial banks picked up in February 2023.)
  1. M1 consists of (1) currency outside the U.S. Treasury, Federal Reserve Banks, and the vaults of depository institutions; (2) demand deposits at commercial banks (excluding those amounts held by depository institutions, the U.S. government, and foreign banks and official institutions) less cash items in the process of collection and Federal Reserve float; and (3) other liquid deposits, consisting of other checkable deposits (or OCDs, which comprise negotiable order of withdrawal, or NOW, and automatic transfer service, or ATS, accounts at depository institutions, share draft accounts at credit unions, and demand deposits at thrift institutions) and savings deposits (including money market deposit accounts). Seasonally adjusted M1 is constructed by summing currency, demand deposits, and other liquid deposits, each seasonally adjusted separately.
  2. M2 consists of M1 plus (1) small-denomination time deposits (time deposits in amounts of less than $100,000) less individual retirement account (IRA) and Keogh balances at depository institutions; and (2) balances in retail money market funds (MMFs) less IRA and Keogh balances at MMFs. Seasonally adjusted M2 is constructed by summing small-denomination time deposits and retail MMFs, each seasonally adjusted separately, and adding the result to seasonally adjusted M1.
  3. Currency in circulation consists of Federal Reserve notes and coin outside the U.S. Treasury and Federal Reserve Banks.
  4. Reserve balances are balances held by depository institutions in master accounts and excess balance accounts at Federal Reserve Banks.
  5. Monetary base equals currency in circulation plus reserve balances.
  6. Total reserves equal reserve balances plus, before April 2020, vault cash used to satisfy reserve requirements.
  7. Total borrowings in millions of dollars from the Federal Reserve are borrowings from the discount window's primary, secondary, and seasonal credit programs and other borrowings from emergency lending facilities. For borrowings included, see "Loans" in table 1 of the H.4.1 statistical release.
  8. Nonborrowed reserves equal total reserves less total borrowings from the Federal Reserve.

However, borrowing from the liquidity fairy is spiraling to make up for it shrinking M2 and dwindling deposits:

  1. Bank Term Funding Program (BTFP)
  2. Discount Window/Primary Credit
  3. "Other Credit Extensions"

Bank Term Funding Program (BTFP):
Tool Bank Term Funding Program (BTFP) Up from 3/15, 1st week of program ($ billion)
3/15 $11.943 billion $0 billion
3/22 $53.669 billion $41.723 billion
3/29 $64.403 billion $52.460 billion
3/31 $64.595 billion $52.652 billion
4/5 $79.021 billion $67.258 billion
4/12 $71.837 billion $59.894 billion
4/19 $73.982 billion $62.039 billion
4/26 $81.327 billion $69.384 billion
5/3 $75.778 billion $63.935 billion
5/10 $83.101 billion $71.158 billion
5/17 $87.006 billion $75.063 billion
5/24 $91.907 billion $79.964 billion
5/31 $93.615 billion $81.672 billion
  • Association, or credit union) or U.S. branch or agency of a foreign bank that is eligible for primary credit (see 12 CFR 201.4(a)) is eligible to borrow under the Program.
  • Banks can borrow for up to one year, at a fixed rate for the term, pegged to the one-year overnight index swap rate plus 10 basis points.
  • Banks have to post collateral (valued at par!).
  • Any collateral has to be “owned by the borrower as of March 12, 2023."
  • Eligible collateral includes any collateral eligible for purchase by the Federal Reserve Banks in open market operations.

Discount Window/Primary Credit:
Tool Discount Window Down from 3/15 high
3/15 $152.853 billion $0 billion
3/22 $110.248 billion -$42.605 billion
3/29 $88.157 billion -$64.696 billion
4/5 $69.705 billion -$83.148 billion
4/12 $67.633 billion -$85.22 billion
4/19 $69.925 billion -$82.928 billion
4/26 $73.855 billion -$78.998 billion
5/3 $.5345 billion -$152.3185 billion
5/10 $.9323 billion -$151.9207 billion
5/17 $.9048 billion -$151.9482 billion
5/24 $.4211 billion -$152.4319 billion
5/31 $.3971 billion -$152.4559 billion
Primary Credit allows banks to borrow against collateral at the current federal funds rate:
Federal Reserve lending to depository institutions (the “discount window”) plays an important role in supporting the liquidity and stability of the banking system and the effective implementation of monetary policy.
By providing ready access to funding, the discount window helps depository institutions manage their liquidity risks efficiently and avoid actions that have negative consequences for their customers, such as withdrawing credit during times of market stress. Thus, the discount window supports the smooth flow of credit to households and businesses. Providing liquidity in this way is one of the original purposes of the Federal Reserve System and other central banks around the world.

The "Primary Credit" program is the principal safety valve for ensuring adequate liquidity in the banking system. Primary credit is priced relative to the FOMC’s target range for the federal funds rate and is normally granted on a “no-questions-asked,” minimally administered basis. There are no restrictions on borrowers’ use of primary credit.
Examples of common borrowing situations:
  • Tight money markets or undue market volatility
  • Preventing an overnight overdraft
  • Meeting a need for funding, including a short-term liquidity demand that may arise from unexpected deposit withdrawals or a spike in loan demand
The introduction of the primary credit program in 2003 marked a fundamental shift - from administration to pricing - in the Federal Reserve's approach to discount window lending. Notably, eligible depository institutions may obtain primary credit without exhausting or even seeking funds from alternative sources. Minimal administration of and restrictions on the use of primary credit makes it a reliable funding source. Being prepared to borrow primary credit enhances an institution's liquidity.
Notice how use of the Discount Window has PLUMMETED as BTFP has come in to play? BTFP offers slightly lower interest and longer terms. I wonder how many folks paid back their Discount Window loans with BTFP money?

“Other credit extensions”:
Tool Other Credit Extension Up from 3/15, 1st week of program ($ billion)
3/15 $142.8 billion $0 billion
3/22 $179.8 billion $37 billion
3/29 $180.1 billion $37.3 billion
4/5 $174.6 billion $31.8 billion
4/12 $172.6 billion $29.8 billion
4/19 $172.6 billion $29.8 billion
4/26 $170.3 billion $27.5 billion
5/3 $228.2 billion $85.4 billion
5/10 $212.5 billion $69.7billion
5/17 $208.5 billion $65.7 billion
5/24 $192.6 billion $49.8 billion
5/31 $188.092 billion $45.292 billion
"Other credit extensions" includes loans that were extended to depository institutions established by the Federal Deposit Insurance Corporation (FDIC). The Federal Reserve Banks' loans to these depository institutions are secured by collateral and the FDIC provides repayment guarantees.
For example, $114 billion in face value Agency Mortgage Backed Securities, Collateralized Mortgage Obligations, and Commercial Mortgage Backed Securities about to be liquidated 'gradual and orderly' with the 'aim to minimize the potential for any adverse impact on market functioning' by BlackRock.
How I understand this works:
  • The FDIC created temporary banks to support the operations of the ones they have taken over.
  • The FDIC did not have the money to operate these banks.
  • The Fed is providing that in the form of a loan via "Other credit extensions".
  • The FDIC is going to sell the taken over banks assets.
  • Whatever the difference between the sale of the assets and the ultimate loan number is, will be the amount split up amongst all the remaining banks and applied as a special fee to make the Fed 'whole'.
  • It can be argued the consumer will ultimately end up paying for this as banks look to pass this cost on in some way.
There has been an update on this piece recently:
Whatever the difference between the sale of the assets and the ultimate loan number is, will be the amount split up amongst all the remaining banks and applied as a special fee to make the Fed 'whole'.
FDIC Board of Directors Issues a Proposed Rule on Special Assessment Pursuant to Systemic Risk Determination of approximately $15.8 billion. It is estimated that a total of 113 banking organizations would be subject to the special assessment.

What does all this borrowing look like for the banks? They sure as heck aren't getting funding from deposits...:
Over the few weeks prior to the FDIC receivership announcements on March 10 and 12, the banking sector lost another approximately $450 billion. Throughout, the banking sector has offset the reduction in deposit funding with an increase in other forms of borrowing which has increased by $800 billion since the start of the tightening.
The right panel of the chart below summarizes the cumulative change in deposit funding by bank size category since the start of the tightening cycle through early March 2023 and then through the end of March. Until early March 2023, the decline in deposit funding lined up with bank size, consistent with the concentration of deposits in larger banks. Small banks lost no deposit funding prior to the events of late March. In terms of percentage decline, the outflows were roughly equal for regional, super-regional, and large banks at around 4 percent of total deposit funding:
The blue bar in the left panel above shows that the pattern changes following the run on SVB. The additional outflow is entirely concentrated in the segment of super-regional banks. In fact, most other size categories experience deposit inflows.
The right panel illustrates that outflows at super-regionals begin immediately after the failure of SVB and are mirrored by deposit inflows at large banks in the second week of March 2022.
Further, while deposit funding remains at a lower level throughout March for super-regional banks, the initially large inflows mostly reverse by the end of March. Notably, banks with less than $100 billion in assets were relatively unaffected.
However, during the most acute phase of banking stress in mid-March, other borrowings exceeded reductions in deposit balances, suggesting significant and widespread demand for precautionary liquidity. A substantial amount of liquidity was provided by the private markets, likely via the FHLB system, but primary credit and the Bank Term Funding Program (both summarized as Federal Reserve credit) were equally important.
  • Large banks increased borrowing the most, which is in line with deposit outflows being strongest for larger banks before March 2023.
  • During March 2023, both super-regional and large banks increase their borrowings, with most increases being centered in the super-regional banks that faced the largest deposit outflows.
  • Note, however, that not all size categories face deposit outflows but that all except the small banks increase their other borrowings.
  • This pattern suggests demand for precautionary liquidity buffers across the banking system, not just among the most affected institutions:
  • Banks have been replacing deposit outflows with the borrowing we have covered above.


  • Folks have pulled $920 billion in deposits since 4/13/2022
  • Folks have pulled $452 billion in deposits since 2/22/2023
  • Folks have added $86 billion in deposits 5/17-5/24
  • Is the bank run stabilizing? More fuel for June rate hike?
submitted by Dismal-Jellyfish to Superstonk [link] [comments]

2023.06.02 18:25 fairlyunlit What would you do? Card Recs for Apartment furnishing/moving costs

I am moving mid July to a new apartment. I only have bedroom furniture, need to furnish living room, kitchen, bathroom, balcony etc. All of which I plan to shop in person, Looking at possibly spending $5,000 of my savings but I'd rather look into a 0% APR into card to lessen the blow of my hard earned cash.
Interested in:
BoA Customized cash (0% into APR, and 3% choice category - I would pick furnishing/home improvement for the IKEA inclusion, but wanted to also shop at Home Goods, and World Market which I have no idea if they fit in this category, Which is why I have hesitation). Planned to get this card at some point anyway for the online shopping category, but so many online stores offer Apple Pay I don't know if the extra 1% is even worth it.
Discover IT: This is a card I REALLY been eyeing. Esp. with the announced new quarter categories. I could use digital wallet in a lot of furnishing stores but.. I just don't know.
My SavorOne card has 0% APR until January 2024, which I can pay off before then - if I go this route... 1% cash back.
I don't want to use my Citi Custom, that's my current grocery store card and I only get 5% on one category - which does not include any of the stores i'm looking to shop.
I could also Apple Pay with Apple Card and get 2% on a few of these stores.
I just want some opinions from people like y'all because my friends already judge my wallet even though I have $0 debt, besides my car.
Current cards: Apple Fed. Credit Union Card: $7,000 limit, Nov. 2017
Target RedCard: $500 limit, Oct. 2021
Chase Amazon Prime Rewards: $4,800 limit, March. 2022
Capital One SavorOne: $3,000 limit, Sept. 2022 0% APR until January 2024
Apple Card: $3,000 limit, Jan. 2023
Citi Custom Cash: $4,300 limit, April 2023 0% APR til August 2024
FICO Score: 743 Oldest account age: 5 years 7 months Chase 5/24 status: 5/24 Income: $45,000/yr Average monthly spend and categories: dining $200 groceries: $350 gas: $100 car payment: $100 Open to Business Cards: not really What's the purpose of your next card? I prioritize cash back, don't see myself traveling with current income. I looove cash back micromanaging, and currently saving all my cash back for christmas shopping this winter. Are you OK with category spending or do you want a general spending card? I am fine with category spending
submitted by fairlyunlit to CreditCards [link] [comments]

2023.06.02 08:28 ResearcherNo4728 Visa Timeline with spouse and child as dependents, with costs involved (India)

This sub has been quite helpful and resourceful, but I have not come across many posts here about applying with dependents. So I thought I should share my application process.
  • ECCTIS verification: I am the primary applicant, so I applied for the ECCTIS verification of my degree on 2 June 2022 which cost £207. A lot of back and forth happened with them asking for more documents and stuff, and I finally got my ECCTIS verification approved on 10 August 2022.
  • HPI Application submitted: I took 8 months to decide whether to apply or not, given the high costs involved (3 people = 3x the costs), and the low salaries and uncertainty of jobs currently in the UK. Finally, my wife and I decided to go for it and submitted the application on 24 April 2023. Cost for each person - £715 application fee + £1248 for 2 years of NHS/IHS. So, the total cost for me, my wife and our infant came to £5889.
  • VFS appointment for biometrics submission: We chose to go to Bangalore for our VFS appointment on 12 May (although dates were available from 3 days after the visa application submission date). After choosing the date of the appointment, they ask you to choose some add-on services; we chose the bronze premium package at Rs 1400 (~£14) for each person, so a total of ~£42. Oh and they also took Rs 1200 per person for document scanning at the VFS center on the day of the appointment (you can do it yourself for free when applying for the VFS appointment, but I had skipped it), so that was a total of ~£36.
  • Visa approved: Got 3 emails (for each of the 3 applicants) on 24 May saying that we gave the intended date of arrival as 1 Aug, which is not within 3 months of submitting the visa application (24 April), so we either need to mention a date of arrival within 3 months, or withdraw the application. I replied to each of the 3 emails saying our new intended date of arrival is 1 July. After that, I got 3 emails on 29 May saying that the visa is approved and that the passports have been dispatched, and we received our passports on 1 June 2023. We will need to enter the UK between 1 July to 29 Sep (90 days) to activate the visa and collect our BRP.
It was not planned at all, but as it turns out, it took exactly 365 days from initiating the process to receiving the visa (2 June 2022 to 1 June 2023), which is oddly satisfying, haha. 🤓
P.S. Although the total cost of the whole process, if you add up everything above, comes to £6200, the equivalent of another £200-250 was additionally charged by my credit card as forex conversion charges.
submitted by ResearcherNo4728 to UKHighPotentialVisa [link] [comments]

2023.06.02 05:45 lyridsreign [AETHER][MIDGARDSORMR][FC][LFM] JOIN AZURE INFINITUM! A Growing, Global, Inclusive, Active, Organized, and Friendly Community Awaits You! Welcoming Players Of All Experience, Availability, & Play-Style!

We are Azure Infinitum
Visit us at: (
You may have seen us in the Aether data center's party finder during our weekly events, or may have seen our recruitment shouts around the realm in-game in Midgardsormr, but there just isn't enough space in those places to really explain everything wonderful about what our Free Company and community is.
Azure Infinitum is an LGBTQ+ friendly community, and welcomes players of all experience level, play style, and availability. We're a warm home with a balance of online players, weekly optional activities, and flexible ranks from our membership, to our support & leadership categories. We have a 24/7 Support Team, a Councilship that governs each tier, seasonal events of our own, and many resources between the games we support and online services.
Who We Are
We are an established 9-year old community who's home is in Midgardsormr Server of Final Fantasy XIV. We are a structured, well-rounded, welcoming, friendly, and organized community that hosts daily events (check out our calendar: ) that provide opportunity for members to excel. We work to provide an arena and opportunities to establish strong bonds and camaraderie between our members. As a community we are driven, we carry each other forward, and we are proud.
Our Name & Philosophy
Learn more about our global community here: (
Learn more about our FFXIV Free Company here: (
Azure Infinitum means "Azure/Blue Infinity or Infinite Blue/Azure" and there is some mythos behind the name that stems from our guild-wide philosophy of kindness, freedom, vigilance, diversity and activity. We promote positive fellowship among members in an organized guild, with our sights open to our unending endless skies, full of possibility and success together.
Our motto is "As Free As The Azure Sky!" which stuck well when our FC was restructured from an old guild in 2014 as Azure was founded, and it was first shouted as we looked out at a clear blue sky above. has continued to be our electric victory as we continue to snowball in success and activity, our members soaring high through the Azure Sky, flying together!
Click here to learn more about our community ranks: (
Our community has an organized ranking structure beginning with Members who comprise the majority of the roster. Scouts are our support team of Members who've stepped up to more officially support the FC, some work on obtaining a future leadership rank. Lieutenants and Officers comprise the proud Azure Council, a diverse group of players of different specialties and services to the FC, making up lower and higher tier leadership, seeing over the Scouts and the FC weekly events, aside from being admins. The FC Infinitum Master oversees all and leads the Azure Council and the company forward while always keeping the heart and vision of the community alive and in sight. Currently we are re-assessing ranks in the free company, giving more support permissions and duties to our Scouts, while the current council operates as a small team of Lieutenants lead by the FC Master.
Everyone Welcome and Who Fits Best
We have an open door policy. Whether you're casual, a returning player, a veteran, or a newbie, we have a vast array of players in our member roster. Our weekly schedule is organized and provides an array of activity for players of most levels, however we like to ask players who're pretty new or under the level cap, to be extra vocal about their needs while they're still unable to attend some daily events or higher level content that most of our weekly lineup focuses on. We want everyone to have as much fun as possible and have the most success. We find that most players enjoy Azure Infinitum, many have stated that they subscribed to FFXIV much longer than they ever would have imagined after they have been around in our community, as they've gotten involved and experienced all that we offer.
Our FC keeps a daily schedule (see here: of events that are hosted by permitted Scouts and Council ranks, these range from 8-man and 24-man raids and map parties, to WT journal groups and trial clear parties or farms, and more- and attending anything isn't mandatory at all here. We're happy to have you, and its up to our members how much they'd like to get involved. Attendance is optional! There's never any stress to attend FC functions.
Savage Raiding Statement
We find that some hardcore raiders looking for free companies just to join their statics who don't already have one, might not fit well if savage raiding is their only or greatest focus, because traditionally Azure does not have a Savage Static, but focuses more on allowing members to organize their own groups and also provides resources to do so. Despite not supporting an official static for the FC, we hope that hardcore raiders enjoy the wealth of our community's wealth of harmony and overall fun, and that everyone may take initiative to seek out or build a raiding static within our community if they are interested, as opposed to missing out on experiencing Azure. Depending on the content season, we may have an Unofficial static lead by a leader, and routinely offer limited time Savage-learning events that may run for a number of months.
Rules and No Drama Policy
Please take a moment to look over our Rules Page at (, we find that rude individuals and people who create drama are the outsiders here that don't fit well. We know its a big page, so at least visit the General Rules section before joining.
Recruitment Care & Activity
People of Azure Infinitum are often if not always good natured players who found their way to our community looking for a place with structure, friendliness, organization, and great activity, or they've been scouted during recruitment drives and have been well screened. Its a place where one can be social and attend everything, or relax in the background and enjoy the services and facilities of being in an active, organized, and friendly FC. We actively recruit periodically to assist with upkeep of community activity levels, and to meet new comrades. A community that closes recruitment can be doomed to stagnation. Its normal for a community to have an inner core of die hards who log in daily regardless of content releases, and also have an outer core of individuals that range from those with less availability to those who check in during Patches. This is why we take extra care in keeping the fresh blood flowing into Azure, cautious recruitment, and support our active model by always staying welcoming and sometimes running recruitment campaigns and other services. Like this ad!
Handling Online Drama
Because we keep a no-drama policy and have a strong communication network, it is leadership's ultimate priority to handle any issues that may come up as soon as possible, and most people appreciate our problem solving which has inspired many other communities. Between our Support & Leadership ranks, we use a number of report and resource channels to handle situations, and perform problem solving protocols & tactics to fairly address issues as possible. Drama is inevitable at some point for any online community, so its important to have a large and strong list of moderators (currently around 60!) and a council of leaders (15+) to quickly handle any problems. Luckily, we don't have a lot of drama, but we're always very well equipped and very prepared. Our community has been commended by game staff in the past for our methods, and we have worked with the FFXIV Special Task Force to ensure as much safety to our community as achievable. It should be stressed that it is up to our membership to report to GM's in-game, and to Azure Leadership should any issues or concerns come up. Its also highly recommended that our members appropriately document evidence that can be used to help us assess situations and make proper decisions. Documenation such as screenshots of harassment is a great example! Our members online safety is greatly important to us and is a number one concern of our leadership team. Our Rules Page at: ( describes a bit more in Chapter 3, including other entries on avoiding/ignoring trolls, playing while intoxicated, depression, and more.
Our Philosophy
We believe in our community and its people, how far we can go, how much we can do for each other, being an experienced community who's core values are positive fellowship, formation of bonds, and indomitable unity.
Azure Infinitum tightly grasps success and masters a casual and lucrative weekly play schedule while inspiring motivation and providing avenues for further success, friendships, and camaraderie among all who freely fly together among our Azure skies.
Founding on the principles of intricately forging a generally drama-free experience with keen leadership and a zealous and mighty membership, Azure has striven to guide and support many hundreds of players through every era of Final Fantasy XIV.
With an illustrious history, company lore, impressive statistics, and a model that is adaptable and blessed with innovative ability, Azure Infinitum claims a dominant presence of excellence and player growth that is possible in our community and extended services.
Estate Organization
We have the entire set-up at our estate, from gardens for members and Krakka Root production (free for members' chocobos), to our stables, nicely uniform clean lawn with hangout spots that are popular, with crafting stations, all available NPCs for simple mats and repairs, cut-scene viewer, toybox, triple-triad board, a fully operational and geared fleet of airships and subs, and our Azure Infinitum Assembly Chamber on the top floor for our meetings where announcements are made at our Grand Assemblies. Check it out if you like at Mist Ward 7 Plot 1.
We also have an organized form of gathering for weekly events in the yard, places to relax, food that is always available on tables at our Cellar, and hold a lot of special events and social games at our Hall. We're also conveniently located next to a Market Board and a Retainer Bell outside of our estate.
Communication and Extended Azure Services
We have multiple services of which none are mandatory, but we provide being ( where our Forums, Event Calendar, News, Company Meeting Summaries, Seasonal Merch Giveaways, Contests, Rules Page, and more take place and can be found. We also have a popular and active Discord Server.
We also have a Facebook Group, Twitter, Tumblr, Instagram, Steam Group, (Look us up! Or visit: ( and Linkshells like our Infinitum Alliance LS for contact and aid from our allies if needed, our Azure Hunters LS for Hunters, and our Azure Industry LS which connects our members to our inner crafting/gathering community for newbies to pros.
Also worthy of mention is our big Company Meetings in-game, known as Azure Infinitum Grand Assemblies. Even though we have several avenues that keep people connected, our live assemblies gather the FC in unity where announcements are made first, and all proposals, ideas, and more, can be decided together live with the Azure Council present.
This network ensures a lot of information and communication gets around and has been exceedingly useful to us.
More On Events
One part of our reputation that often precedes us is our event crafting and hosting.
First, let me make sure its clear that attendance is never mandatory, but those who can make use, when possible, of what we provide each day, benefit from our events each week.
Since our beginning, traditions like our Thursday Treasure Thursdays events have run each week. Our weekly line-up presently begins on Tuesdays post-weekly reset, and consists of Raid Tuesdays, Wondrous Wednesdays (WT Journal Parties, often doubles as Trial Clears and Pony Drops), Treasure Thursdays (Endwalker's timeworn maps with groups of 8 doing up to 3 rounds of maps allowing for up to 24 maps ran), 24-Man Tuesdays (full pre-formed Azure 24-member alliances are made and raids are cleared, will be returning upon the release of EW's 24-man), Super Azure Slayer Sunday (our weekly meetup to do all sorts of PVP content be it Rival Wings or Frontline), and Monstrous Mondays (helps clear the current and previous patch extreme trials).
Special, Seasonal, and Quarterly Events
More info here: ( the latest event news & more at: (
We also have what we call Special and Quarterly Events. These types of events are Weekend-Long-Events that usually consist of a theme or celebratory social events we craft. During these events we hold big Riddle Races, Costume/Glamour shows and contests, 3-Story Mansion Maze Races, Speedrun Dungeon Races, Hide and Seek games, Custom Quest Events, Discord events like Cards Against Humanity nights, Comedy events, PVP Tournament Circuits, and more.
Our Special and Quarterly events are Azure Day Weekend (Takes place 3 times a year across a weekend, celebrates the FC), Azure Summer Festival (3-days at the end of August in partnership with Child's Play, raises money for children in long-term care, anniversary of historic FC event called the Lunar Rebellion), Anniversary Azure Day (a big weekend event in November that celebrates our Founding), Azure Day Saint's Wake (celebrates Halloween/All Saint's Wake), Azure Starlight Day (celebrating Starlight Day/Christmas/December Holiday Season), Azure Grand Melee and Duel Tournaments (PVP Circuit series crowning our PVP Champions) and more.
Azure Day Weekends
If you've been around our server you may have heard of our Azure Day Weekends. Our Azure Days take place quarterly as mentioned just above, with four evolved editions called Azure Summer Festival, Azure Day Saint's Wake, Azure Starlight Day, and Anniversary Azure Day. With Azure Day Weekends and related events traditionally occuring quarterly our members are always excited to see the next big weekend of crazy and fun social games, and our showering of the free company in gil and prizes galore. We go all out when we celebrate the free company, and Azure Days are another way we find for leadership to give back to the community. 2023 and beyond is now host to additional seasonal Azure Day events!
We're always giving our members a chance to have fun, win big, and make some great memories in the in-game family we've become. Something fun is always on the horizon in Azure.
I almost can't stress enough how friendly our community is. We have a vast variety of members from hardcore gatherers and crafters, social butterflies, chill veterans, experienced raiders, level grinders, support teams, PVP aficionados, mechanic specialists, and mentors. We're also very friendly to all casual players as well and we keep an open door so long as recruits are always aware that we have a no-drama tolerance here.
​Evolution into a Gaming Clan & Network
Plans are in the works and foundations are being laid that is slowly turning our community into a larger gaming network, with our first established Azure Wing with regular occurring activity being founded in Monster Hunter World, this has led to a successful Destiny 2 clan and more. Becoming a member of our Discord and/or Free Company now means access to things like our huge discord, Azure Wing membership in other games, and being able to join in on any of our other activities in the general community. Azure Network as its being called at the moment, is growing with an all-new website and community features for playing together across Final Fantasy XIV and to Azure Skies beyond!
We rank high as one of the top FC's in Worldwide Activity on lodestone, and have for a long time. Most of our players are divided between the US East and West Coasts, members in East and West Canada, and a few outside the US or in EU or Aus zones. Because we do have an activity policy (mentioned below) we keep a standard flow of people, and have crowds in the early morning, late morning, early afternoon, afternoon, evening, and late night crowds.
Elitism isn't our style. Our community boasts a broad range of characters, great personalities, the proud, and also some silly goofs. But elitism isn't welcome, no matter how successful we are or how large we grow. We're always welcoming towards fresh faces interested in joining our guild, and the in-game activity ranges between 30-60+ online at once during prime time hours, sometimes around 70+ on patch days, and usually always with half the roster logging in throughout a 24 hour period, and around 15-30+ during the night.
Activity Policy
We ask that our members do not go missing without logging in for more than 60 days straight. If we hear word from someone or have some kind of decent excuse, we place our members on our On Vacation rank, which lasts presently until 90 days have passed. Exceptions are made for military deployments, hospital stays, financial issues, disability/health related issues, moving, or other reasons that might fall on a case-by-case basis.
All members not heard from in 60 days (roughly 2 months) or currently 90 days (roughly 3 months) are discharged. We allow 3 joins to Azure Infinitum in total, but exceptions can be made due to reasons listed above. If removed for inactivity, or you've left our FC for another reason and haven't already joined 3 times, you're always welcome back, but please remember, we are not a revolving door.
Keeping our roster full of members who have been online and presently play the game actively ensures an active environment for our players who play often. It also keeps our credits and clerical processes balanced across our network, and allows space for new faces to join our big happy in-game family of comrades.
How to Join
Quick Instructions here for joinin us in FFXIV & more: (
If you are interested in joining our Azure Infinitum free company, please register an application at our site and/or FC in-game. You can also seek any of our Scouts, Lieutenants, Officers, or the Master of Azure Infinitum in-game and ask for an invite. You can find their names on the roster page at our website.
If you read everything on this page, you are awesome, and you should let anyone you talk to who recruits you know that you read everything on this page which will greatly expedite your invitation to join.
If you have any questions whatsoever feel free to send a /tell in-game to me or any of our Scouts or Lieutenants listed on our official roster here:
You can also message us at our FB Page:
Discord here:
Main Site:
submitted by lyridsreign to FFXIVRECRUITMENT [link] [comments]